Bent Mountain

ADU Pass helps homeowners in Bent Mountain, Roanoke County, Virginia navigate the permit paperwork for building an accessory dwelling unit. This area covers 1 ZIP code.

1 ZIP code

ADU details

ADU legality: allowed-with-restrictions

Statewith-restrictions (Virginia SB 531 (2026 Regular Session) - statewide ADU by-right preemption effective July 1, 2027; Va. Code Section 15.2-2280 et seq. (Dillon Rule)) — SB 531 signed April 14, 2026 with July 1, 2027 effective date. Roanoke County zoning ordinance governs Bent Mountain parcels (unincorporated CDP).
Countywith-restrictions (Roanoke County Zoning Ordinance Article III - accessory uses in AG-3 (Agricultural / Rural Preserve) and AG-1 (Agricultural / Rural Low Density) districts) — Roanoke County (the COUNTY, separate from the independent City of Roanoke) permits accessory dwellings as a supplementary use in AG-3 and AG-1 districts. Bent Mountain is in the mountainous southwestern corner of Roanoke County along Route 221 - elevation approximately 2,615 ft makes it the highest-elevation populated area in the County. The Bent Mountain plateau has long-standing protections for the Coles Knob viewshed.
Citywith-restrictions (Bent Mountain is an unincorporated CDP - no separate municipal zoning; Roanoke County AG-3 / AG-1 zoning controls) — Bent Mountain is an unincorporated census-designated place on the Bent Mountain plateau in southwestern Roanoke County, Virginia. The community sits atop the Blue Ridge escarpment at the boundary between the Roanoke Valley and the upper Roanoke River watershed. It is rural, sparsely populated, and historically the site of substantial apple orchards (Bent Mountain Apple Festival operated for many years). Bent Mountain has no municipal government; all zoning routes through Roanoke County offices on Bernard Drive in Roanoke.

Bent Mountain is a high-elevation rural CDP - Roanoke County zoning controls. AG-3 / AG-1 framework applies; many parcels are 5-50 acres. Mountain Valley Pipeline right-of-way crosses parts of the area. SB 531 statewide preemption effective 2027-07-01.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 400 $1,450 $100,400 $101,850
midpoint 800 $1,450 $200,800 $202,250
maximum 1,200 $1,450 $301,200 $302,650
Fee breakdown (as of 2026-05)
Plan review$450
Building permit$750
Impact fees$250
Total$1,450

Permitting process

Typical duration160 days
Backlog28 days

Viability (permitted uses)

  • Long-term rental: yes Long-term rental permitted but rental market is thin given remote mountain location.
  • Short-term rental: with-restrictions STR is permitted under County zoning; Bent Mountain STR demand is meaningful given Blue Ridge Parkway proximity (Adney Gap entrance ~3 miles south) and mountain views. Transient occupancy tax administered by County.
  • Office rental: with-restrictions Detached office rental requires home-occupation review.
  • Home office: yes Home occupation permitted in AG districts.
  • Studio / workshop: yes Personal studio is a permitted accessory use; Bent Mountain artist and writer retreats are an established pattern.
  • Agriculture: yes Agricultural use is the dominant land use; AG-3 explicitly contemplates farm support structures. Historic apple orchard heritage.
  • Relative support: yes Family / multi-generational dwellings are common.

Incentives

Contacts

DepartmentRoanoke County Department of Planning (zoning) coordinating with Roanoke County Department of Community Development (building permits) and Virginia Department of Health New River Health District (well-and-septic)

Staff: Roanoke County Department of Planning (Zoning permit authority for Bent Mountain AG-3 / AG-1 parcels), Roanoke County Department of Community Development (Building permits and construction inspections), Virginia Department of Health New River Health District (Well and septic construction permits for Bent Mountain rural parcels)

Utilities

  • Water: Private well - no central water at 2,615-ft elevation on Bent Mountain · 60d connect · $13,500
  • Sewer: Private septic - no central sewer; rock-bearing mountain soils can require alternative on-site sewage systems · 75d connect · $22,000
  • Electric: Appalachian Power Company (AEP) serves the Bent Mountain area; some parcels may be on Craig-Botetourt Electric Cooperative depending on exact location · 40d connect · $3,200
  • Gas: Bottled propane is the local norm; the Mountain Valley Pipeline carries gas through the area but does not serve residential customers · 14d connect · $2,000

Property values & taxes

Median value$295,000
Median tax$1,622/yr
Effective rate0.6%

Construction timeline

Detached build32 weeks
Conversion16 weeks
Contractor lead6 months

Realistic total: best 9mo · typical 15mo · worst 24mo

Modular pathway inspectors are novice with modular

Financing

Fannie Mae ADUeligible

State ADU loans:

Insurance impact

Annual premium delta$425
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting; consider higher for STR with WUI exposure

HOA prevalence & preemption

State HOA preemptionno

Bent Mountain has very few HOAs; most parcels are large rural lots.

Regulatory overlays (2)

  • wui-fire-zone
    Bent Mountain's forested mountain plateau is in the wildland-urban interface (WUI). Roanoke County applies WUI considerations for setbacks from forested boundaries and fire-defensible-space recommendations. (map)
  • other
    The MVP natural gas pipeline crosses portions of the Bent Mountain area; setbacks from the easement and operator consultation required for parcels on or near the right-of-way. (map)
Technical envelope (climate & building code)

Climate & energy code

IECC climate zone4A
Heating degree days5,100
Cooling degree days1,050
Design low / high2°F / 84°F
Frost depth24"
Design snow load30 psf
Wind design speed115 mph
Seismic design cat.B
Annual rainfall50"
Wildfire exposuremoderate
Energy codeIECC
Version / adopted2021 / 2024

Building code

Base codeIRC
Version year2,021
Adopted2024
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-49 min
Wall R-valueR-20 min

Amendments:

  • Amendment

Contractor market (aggregate)

Licensed residential GCs65
ADU-specialist GCs1
Median GC size (employees)5
Laborer median wage$21/hr
Typical GC markup19%

Known issues (4)

  • other — Adds $15,000-$40,000 to typical ADU construction cost for site work; winter weather can delay construction by 30-60 days.
  • other — Pipeline-area parcels require additional 30-60 days for operator setback review.
  • other — Not currently a regulatory mandate but informs site planning and insurance pricing.
  • policy-review — Projects permitted before July 1, 2027 follow current county rules.
Roanoke County — county ADU rules and overlays

County ADU ordinance

Roanoke County regulates accessory dwelling units through its county Zoning Ordinance (codified within the Roanoke County Code, Appendix A: Zoning), administered by the Roanoke County Department of Development Services (planning and zoning) and the Department of Community Development, under the authority of the Roanoke County Board of Supervisors. Virginia is a Dillon Rule state (Commonwealth v. County Bd. of Arlington County, 217 Va. 558 (1977)) and the General Assembly has not enacted any statewide ADU preemption; Roanoke County's authority to permit or restrict ADUs derives from the general zoning enabling statutes at Va. Code § 15.2-2280 and § 15.2-2286 (ordinance-content enumeration). The Roanoke County zoning ordinance defines dwelling unit (a single self-contained unit with one kitchen) and, in its residential districts (AG-3 Agricultural/Rural Preserve, AG-1 Agricultural/Rural Low Density, AR Agricultural/Residential, R-1 Low Density Residential, R-2 Medium Density Residential, R-3 Medium Density Multi-Family Residential, R-4 High Density Multi-Family Residential) and the various planned-development districts, historically has permitted only one primary dwelling per lot in most single-family zoning categories. ADU-style second dwellings on a single residential parcel are addressed through several pathways: (a) an 'accessory apartment' use, which Roanoke County has historically allowed in certain residential districts subject to use standards (owner occupancy of one of the two units, size caps on the accessory unit, and parking / setback conformance) — applicants must confirm the current in-force accessory-apartment provisions directly from the most recent codified zoning ordinance on Municode because the county has periodically reviewed and amended these standards; (b) a 'family exemption' or kinship-dwelling pathway consistent with Va. Code § 15.2-2292 (family subdivision) or county accessory-dwelling provisions for a family member of the primary-dwelling occupant; (c) a Special Use Permit under the procedure prescribed by Va. Code §§ 15.2-2285 and 15.2-2286, requiring Planning Commission public-hearing recommendation and Board of Supervisors public-hearing vote; (d) a minor subdivision creating a separate buildable lot for a fully independent second dwelling. The county does NOT govern parcels within the corporate limits of its one incorporated town, the Town of Vinton, whose own zoning ordinance applies inside town boundaries. The county ALSO does not govern parcels within the independent cities of Roanoke and Salem — which are geographically surrounded by or adjacent to the county but, as Virginia independent cities, are separate legal jurisdictions outside the county's boundaries and authority. The county seat of Roanoke County is located in Salem — which, unusually, is an independent city the county does not govern — a geographic artifact of Virginia's independent-city system.

State-floor overlay: Virginia has not enacted any statewide ADU preemption statute. Virginia is a Dillon Rule state (Commonwealth v. County Bd. of Arlington County, 217 Va. 558 (1977)); localities possess only the powers expressly granted by the General Assembly. The general zoning enabling statute at Va. Code § 15.2-2280 grants counties, cities, and towns broad authority to regulate land use, and § 15.2-2286 enumerates the specific ordinance provisions that may be included. Neither statute, nor any section of Title 15.2 Chapter 22 Article 7, mandates that a locality permit ADUs, requires ministerial review of ADU applications, caps parking requirements, caps fees, or voids owner-occupancy requirements. Roanoke County may therefore permit, restrict, or prohibit second dwellings under its zoning ordinance subject only to the ordinary constitutional limits on land-use regulation and the uniform-application requirements of Va. Code § 15.2-2282. ADU-preemption legislation has been introduced in the Virginia General Assembly in multiple recent sessions without enactment; as of 2026-04-21, no Virginia statute preempts Roanoke County's discretionary ADU posture.

County regulatory overlays

Roanoke County administers or is subject to several overlay regimes that materially affect ADU siting on unincorporated parcels: (1) FEMA Special Flood Hazard Areas along the Roanoke River (which enters the county from the west, passes through Salem as an independent city, and continues east through Vinton and Bonsack), Back Creek, Glade Creek, Tinker Creek, Mason Creek, Carvin Creek, Peters Creek, and their tributaries, with NFIP floodplain regulations administered through the county's floodplain ordinance; (2) Blue Ridge Parkway adjacency along the eastern edge (the Parkway passes through southeastern Roanoke County near the Explore Park area and the Mill Mountain area), with scenic-corridor considerations where county zoning applies corridor-overlay protections; (3) Appalachian Trail corridor — the AT crosses the county in the Catawba Valley / Dragon's Tooth / McAfee Knob / Tinker Cliffs corridor in the northwestern part of the county, with National Park Service scenic-easement and corridor-management interests; (4) George Washington & Jefferson National Forest adjacency and in-holdings in the Catawba and Fort Lewis Mountain areas; (5) Chesapeake Bay Preservation Act is NOT applicable — Roanoke County sits in the Roanoke River watershed (Atlantic drainage via the Albemarle Sound basin in North Carolina), outside the Tidewater area to which the Chesapeake Bay Preservation Act (Va. Code § 62.1-44.15:67 et seq.) applies; Resource Protection Areas (RPAs) and Resource Management Areas (RMAs) do not apply; (6) Virginia Stormwater Management Program and local stormwater ordinance applicability for disturbances of 2,500 square feet or more in the regulated areas of the county; (7) karst terrain — significant portions of Roanoke County exhibit karst geology (sinkholes, caves, springs) in the Catawba Valley limestone belt and in parts of the Back Creek / Bent Mountain area, affecting septic suitability, foundation engineering, and stormwater infiltration; (8) wildfire exposure in mountain and national-forest-adjacent areas tracked by the Virginia Department of Forestry, but without a California-style Very High Fire Hazard Severity Zone regulatory overlay; (9) Mill Mountain Park — a Roanoke-owned scenic mountain, though within the City of Roanoke not the county, it borders southeastern county parcels in Blue Ridge Parkway proximity.

  • FEMA National Flood Insurance Program — Special Flood Hazard Areas (Roanoke River and tributaries) — Roanoke County participates in the National Flood Insurance Program and administers a county floodplain ordinance satisfying NFIP minimum standards. Principal Special Flood Hazard Area (SFHA) extents run along the Roanoke River (from the Salem city boundary eastward through the unincorporated county north of Salem, through Vinton, and continuing to the county line), Back Creek (draining the southern Bent Mountain plateau), Glade Creek (eastern county, flowing into Bonsack), Tinker Creek (northeastern corridor), Mason Creek, Carvin Creek, Peters Creek, and a number of smaller tributaries. An ADU in an SFHA must comply with NFIP elevation requirements (lowest finished floor at or above Base Flood Elevation plus any county freeboard), flood-vent requirements on enclosed areas below BFE, anchoring requirements, and post-construction Elevation Certificate filing. Given the Roanoke Valley's historical flood events (notably the 1985 Roanoke River flood of record and more recent significant events), freeboard expectations and floodplain-ordinance enforcement are more stringent than in many interior Virginia localities. Owners considering ADU projects on riverfront, creek-adjacent, or floodplain-fringe parcels should retrieve current-effective FIRM panels from the FEMA Map Service Center and consult the county floodplain administrator early in planning.
  • Blue Ridge Parkway scenic-corridor adjacency — The Blue Ridge Parkway passes through southeastern Roanoke County near the Explore Park / Roanoke River Gorge area (milepost approximately 115 in the vicinity). The Parkway is federal land managed by the National Park Service; NPS regulation applies within the Parkway boundary, not to private parcels outside it. However, Roanoke County zoning includes scenic-corridor and ridgetop-visibility considerations along portions of the Parkway corridor consistent with NPS cooperative policy with localities along the Parkway, and individual deed restrictions or scenic easements may apply to specific parcels adjacent to the Parkway. Owners of parcels visible from the Parkway should check the zoning overlay (if any) in effect for their specific parcel, any recorded scenic easements, and whether the site falls within an ordinance ridgetop or mountainside-protection zone before siting a detached ADU on a high-visibility slope or ridgeline.
  • Appalachian Trail corridor (McAfee Knob / Tinker Cliffs / Dragon's Tooth) — The Appalachian Trail crosses Roanoke County in the Catawba Valley / Fort Lewis Mountain / Dragon's Tooth / McAfee Knob / Tinker Cliffs corridor in the northwestern part of the county — one of the most visited and photographed sections of the entire AT (McAfee Knob is among the most-photographed overlooks on the trail). The AT corridor is federally protected and administered by the National Park Service, U.S. Forest Service, and the Appalachian Trail Conservancy. Private parcels visible from the AT may be subject to voluntary scenic easements, donated conservation easements, or deed-restriction programs intended to preserve the trail viewshed; the high-profile McAfee Knob viewshed has been an active target of viewshed-protection acquisition and easement programs. A detached ADU sited on a ridgetop or upper slope visible from the AT — particularly in the Catawba / Masons Cove / Fort Lewis area — may face easement-compliance review or ATC scrutiny; owners should title-check for recorded scenic easements, ATC interests, Virginia Outdoors Foundation easements, or county ridgetop-protection zoning before designing a high-visibility structure.
  • George Washington & Jefferson National Forest adjacency (Catawba and Fort Lewis Mountain) — Portions of northwestern Roanoke County — particularly around Catawba Mountain, Fort Lewis Mountain, and the North Mountain / Brushy Mountain ridges bordering Craig and Botetourt Counties — lie within or adjacent to the George Washington & Jefferson National Forest (primarily the Eastern Divide Ranger District in this area). National Forest System lands are federally administered; private in-holdings and parcels adjacent to the forest boundary remain under county zoning but face practical constraints from fire-management activities, access easements across forest land, and forest-boundary fire-buffer best practices. An ADU on a forest-adjacent or in-holding parcel should be sited with consideration of wildfire exposure, forest-road access reliability, and any recorded easements or rights-of-way crossing federal land.
  • Virginia Stormwater Management Program (VSMP) and local stormwater ordinance — Roanoke County, as a VSMP Authority under Virginia law, administers the state stormwater-management program locally for land-disturbing activities meeting the regulatory threshold (generally 2,500 square feet or more in VSMP-regulated areas, or 1 acre or more statewide). An ADU project that disturbs an area exceeding the applicable threshold triggers stormwater-permit requirements (Erosion and Sediment Control plan and Stormwater Management Plan for disturbances 1 acre or more; simplified requirements below that). Roanoke County's erosion-and-sediment-control and stormwater-management ordinances are administered through Community Development. Many typical single-lot detached ADU projects fall below the 1-acre threshold but may still require an Erosion and Sediment Control plan depending on disturbance area and slope; applicants should confirm applicability with county stormwater staff early in design.
  • Karst terrain (sinkholes, caves, springs — Catawba Valley and Back Creek limestone belts) — Portions of the Catawba Valley (northwestern Roanoke County) and segments of the Back Creek / Bent Mountain area (southwestern Roanoke County) contain significant karst features — sinkholes, caves, losing streams, springs, and shallow bedrock — underlain by Cambrian and Ordovician limestone. Karst terrain materially affects ADU siting because (a) conventional onsite septic systems can short-circuit into groundwater via fractures and sinkholes, requiring engineered or alternative onsite sewage systems subject to Virginia Department of Health approval; (b) stormwater management must avoid concentrated infiltration into open sinkholes; (c) foundation engineering may require geotechnical investigation for solution cavities or sinkhole-collapse risk; (d) structural setbacks from mapped sinkholes are commonly required. Owners on karst parcels should plan for additional geotechnical and environmental-health review relative to non-karst Virginia sites.
  • Virginia Department of Forestry wildfire risk and Virginia Uniform Statewide Building Code (advisory WUI posture) — Roanoke County has elevated wildfire exposure in its mountain and national-forest-adjacent areas — particularly the Fort Lewis Mountain, Catawba Mountain, North Mountain, and Bent Mountain areas — tracked by the Virginia Department of Forestry using statewide risk-assessment methodology. Unlike California, Virginia does not have a statewide Very High Fire Hazard Severity Zone overlay mandating WUI-rated construction materials on a per-parcel basis. The Virginia Department of Forestry publishes wildfire risk assessments and promotes defensible-space practices, but enforcement is advisory. The Virginia Uniform Statewide Building Code, which is the single statewide building code (localities cannot impose more stringent building standards), has not statewide-adopted the International Wildland-Urban Interface Code. Owners in wildfire-exposed locations should follow defensible-space best practices but face no locality-imposed WUI construction overlay analogous to California Chapter 7A.

County permitting (unincorporated parcels)

The Roanoke County Department of Community Development (building inspections) and the Department of Development Services (planning, zoning, and permit intake) together issue zoning approvals, building permits, and inspections for parcels within the unincorporated county. Roanoke County encompasses approximately 251 square miles of Blue Ridge and Shenandoah Valley terrain in western Virginia and forms the suburban core of the Roanoke Metropolitan Statistical Area. The county's population is approximately 97,000 (2020 Census: 96,929; ~97k estimated). Notably, Roanoke County surrounds but does NOT govern the independent cities of Roanoke (pop. ~100k) and Salem (pop. ~25k); those are separate Virginia independent-city jurisdictions with their own permitting authorities. The county does govern the geography around them — the urbanized unincorporated communities of Hollins and Williamson Road (north of the City of Roanoke), Cave Spring and the 419 corridor (south and southwest of the City of Roanoke, including the Tanglewood and Oak Grove areas), Bonsack (east), Mount Pleasant, Fort Lewis, Masons Cove, Catawba (in the northwestern Catawba Valley beyond Fort Lewis Mountain), and the Bent Mountain / Back Creek plateau in the southwestern corner of the county, plus the rural balance. The county's one incorporated town, the Town of Vinton, operates its own zoning ordinance and issues its own zoning permits inside town corporate limits, though building-code inspections in Vinton are often handled under intergovernmental arrangement. The county seat is located in Salem — which, notable Virginia geographic oddity, is an independent city the county does NOT govern; the county's administrative offices are nonetheless sited within Salem's corporate limits. For an ADU-style project in the unincorporated county, the typical sequence is: (a) zoning determination by Planning and Zoning (accessory apartment by-right with standards, family/kinship exemption, Special Use Permit required, or prohibited); (b) if SUP required, application to the Planning Commission and Board of Supervisors; (c) building permit application to Community Development building inspections; (d) Virginia Department of Health well/septic approval if the parcel is not served by public water/sewer (the Western Virginia Water Authority serves portions of the unincorporated county); (e) inspections through construction; (f) certificate of occupancy.

DepartmentRoanoke County Department of Community Development (Building Inspections) and Department of Development Services (Planning and Zoning)
Address5204 Bernard Drive SW, Roanoke, VA 24018 (Roanoke County Administration Center — street address is in the Cave Spring area of unincorporated Roanoke County)
Phone540-772-2065 (Planning and Zoning, main) / 540-772-2080 (Building Inspections, main; confirm at intake)
Virginia state — ADU law and programs

State ADU law

Virginia has NOT enacted a statewide ADU preemption law. Virginia is a Dillon Rule state — localities possess only those powers expressly granted by the General Assembly — and the statutes granting zoning authority (Va. Code § 15.2-2280 et seq.) leave ADU regulation to local ordinances. ADU permission, setbacks, parking, size, and owner-occupancy rules therefore vary by county, independent city, and town. Virginia is unique in that it has 38 independent cities that function as counties (neither in nor subordinate to the surrounding county), meaning 'the county' for any given Virginia property may be an independent city rather than a true county. Several ADU preemption bills have been introduced in recent General Assembly sessions (2022 through 2025) without enactment; none have advanced past committee as of the Assembly's 2026 regular session adjournment.

State financing programs

Virginia does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. Virginia Housing (formerly the Virginia Housing Development Authority, VHDA — rebranded 2020) administers general first-time-homebuyer, down-payment-assistance (DPA), mortgage-credit-certificate, and rehabilitation products that can be applied to ADU-adjacent purchases or improvements when eligibility criteria are met, but none target ADU construction as a distinct product. The Virginia Department of Housing and Community Development (DHCD) administers federal HOME and CDBG pass-through funds that local jurisdictions can direct toward ADU-adjacent rehab, but there is no state-level ADU-dedicated line item. Federally available products (FHA 203(k), Fannie Mae HomeReady and HomeStyle Renovation, Freddie Mac CHOICERenovation) remain the primary ADU financing path for Virginia homeowners.

State housing programs

Virginia does not run a state-level pre-approved-ADU-plan catalog, statewide impact-fee-waiver statute for ADUs, or streamlined-review mandate. State-level programs that touch ADU-adjacent policy are coordinated primarily through the Department of Housing and Community Development (DHCD) and Virginia Housing, and act by funding or assisting local jurisdictions rather than by preemption. Local ADU activity — Arlington County's Accessory Dwellings program (detached ADUs permitted since 2008, liberalized 2020), Alexandria's accessory-dwelling ordinance, Fairfax County's accessory-living-unit program, and Charlottesville's 2021 zoning-code changes — is authorized under the localities' Va. Code § 15.2-2280 zoning authority, not by state mandate.

  • DHCD Community Development Block Grant (CDBG) Program — Federal CDBG funds administered by DHCD to eligible non-entitlement Virginia localities for community-revitalization, housing-rehab, and infrastructure projects. Not ADU-specific. Participating localities can direct CDBG funds toward housing-rehab projects where local policy supports ADUs.
  • DHCD HOME Investment Partnerships Program — Federal HOME funds administered by DHCD to Virginia participating jurisdictions and non-profits for affordable-housing acquisition, rehab, and new construction. Not ADU-specific; can be directed to ADU-adjacent rehab at local discretion.
  • Virginia Housing Commission — Permanent advisory commission of the General Assembly that studies housing-policy questions and recommends legislation. Has periodically studied ADU preemption and missing-middle housing without recommending statewide enactment as of 2026-04-21.
  • Local ADU ordinances under Va. Code § 15.2-2280 authority — Not a state program — listed here because Virginia ADU policy is executed entirely at the locality level under the § 15.2-2280 zoning grant. A homeowner seeking to build an ADU consults the zoning ordinance of the specific county, city, or town where the parcel is located.
Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Code

  • 24059

Post Office

  • 9961 Bent Mountain Rd, 24059