Roanoke County
ADU Pass helps homeowners in Roanoke County, Virginia navigate the permit paperwork for building an accessory dwelling unit. We cover 5 cities and 9 ZIP codes in this county.
Map
County ADU details
County ADU ordinance
Roanoke County regulates accessory dwelling units through its county Zoning Ordinance (codified within the Roanoke County Code, Appendix A: Zoning), administered by the Roanoke County Department of Development Services (planning and zoning) and the Department of Community Development, under the authority of the Roanoke County Board of Supervisors. Virginia is a Dillon Rule state (Commonwealth v. County Bd. of Arlington County, 217 Va. 558 (1977)) and the General Assembly has not enacted any statewide ADU preemption; Roanoke County's authority to permit or restrict ADUs derives from the general zoning enabling statutes at Va. Code § 15.2-2280 and § 15.2-2286 (ordinance-content enumeration). The Roanoke County zoning ordinance defines dwelling unit (a single self-contained unit with one kitchen) and, in its residential districts (AG-3 Agricultural/Rural Preserve, AG-1 Agricultural/Rural Low Density, AR Agricultural/Residential, R-1 Low Density Residential, R-2 Medium Density Residential, R-3 Medium Density Multi-Family Residential, R-4 High Density Multi-Family Residential) and the various planned-development districts, historically has permitted only one primary dwelling per lot in most single-family zoning categories. ADU-style second dwellings on a single residential parcel are addressed through several pathways: (a) an 'accessory apartment' use, which Roanoke County has historically allowed in certain residential districts subject to use standards (owner occupancy of one of the two units, size caps on the accessory unit, and parking / setback conformance) — applicants must confirm the current in-force accessory-apartment provisions directly from the most recent codified zoning ordinance on Municode because the county has periodically reviewed and amended these standards; (b) a 'family exemption' or kinship-dwelling pathway consistent with Va. Code § 15.2-2292 (family subdivision) or county accessory-dwelling provisions for a family member of the primary-dwelling occupant; (c) a Special Use Permit under the procedure prescribed by Va. Code §§ 15.2-2285 and 15.2-2286, requiring Planning Commission public-hearing recommendation and Board of Supervisors public-hearing vote; (d) a minor subdivision creating a separate buildable lot for a fully independent second dwelling. The county does NOT govern parcels within the corporate limits of its one incorporated town, the Town of Vinton, whose own zoning ordinance applies inside town boundaries. The county ALSO does not govern parcels within the independent cities of Roanoke and Salem — which are geographically surrounded by or adjacent to the county but, as Virginia independent cities, are separate legal jurisdictions outside the county's boundaries and authority. The county seat of Roanoke County is located in Salem — which, unusually, is an independent city the county does not govern — a geographic artifact of Virginia's independent-city system.
Code citations:
- Roanoke County Code, Appendix A — Zoning Ordinance
- Roanoke County Department of Development Services — Planning and Zoning
- Roanoke County Board of Supervisors — adopting body for zoning amendments and Special Use Permits
- Roanoke County Planning Commission
- Roanoke County Comprehensive Plan
State-floor overlay: Virginia has not enacted any statewide ADU preemption statute. Virginia is a Dillon Rule state (Commonwealth v. County Bd. of Arlington County, 217 Va. 558 (1977)); localities possess only the powers expressly granted by the General Assembly. The general zoning enabling statute at Va. Code § 15.2-2280 grants counties, cities, and towns broad authority to regulate land use, and § 15.2-2286 enumerates the specific ordinance provisions that may be included. Neither statute, nor any section of Title 15.2 Chapter 22 Article 7, mandates that a locality permit ADUs, requires ministerial review of ADU applications, caps parking requirements, caps fees, or voids owner-occupancy requirements. Roanoke County may therefore permit, restrict, or prohibit second dwellings under its zoning ordinance subject only to the ordinary constitutional limits on land-use regulation and the uniform-application requirements of Va. Code § 15.2-2282. ADU-preemption legislation has been introduced in the Virginia General Assembly in multiple recent sessions without enactment; as of 2026-04-21, no Virginia statute preempts Roanoke County's discretionary ADU posture.
Adopting body: Roanoke County Board of Supervisors
County permitting (unincorporated parcels)
The Roanoke County Department of Community Development (building inspections) and the Department of Development Services (planning, zoning, and permit intake) together issue zoning approvals, building permits, and inspections for parcels within the unincorporated county. Roanoke County encompasses approximately 251 square miles of Blue Ridge and Shenandoah Valley terrain in western Virginia and forms the suburban core of the Roanoke Metropolitan Statistical Area. The county's population is approximately 97,000 (2020 Census: 96,929; ~97k estimated). Notably, Roanoke County surrounds but does NOT govern the independent cities of Roanoke (pop. ~100k) and Salem (pop. ~25k); those are separate Virginia independent-city jurisdictions with their own permitting authorities. The county does govern the geography around them — the urbanized unincorporated communities of Hollins and Williamson Road (north of the City of Roanoke), Cave Spring and the 419 corridor (south and southwest of the City of Roanoke, including the Tanglewood and Oak Grove areas), Bonsack (east), Mount Pleasant, Fort Lewis, Masons Cove, Catawba (in the northwestern Catawba Valley beyond Fort Lewis Mountain), and the Bent Mountain / Back Creek plateau in the southwestern corner of the county, plus the rural balance. The county's one incorporated town, the Town of Vinton, operates its own zoning ordinance and issues its own zoning permits inside town corporate limits, though building-code inspections in Vinton are often handled under intergovernmental arrangement. The county seat is located in Salem — which, notable Virginia geographic oddity, is an independent city the county does NOT govern; the county's administrative offices are nonetheless sited within Salem's corporate limits. For an ADU-style project in the unincorporated county, the typical sequence is: (a) zoning determination by Planning and Zoning (accessory apartment by-right with standards, family/kinship exemption, Special Use Permit required, or prohibited); (b) if SUP required, application to the Planning Commission and Board of Supervisors; (c) building permit application to Community Development building inspections; (d) Virginia Department of Health well/septic approval if the parcel is not served by public water/sewer (the Western Virginia Water Authority serves portions of the unincorporated county); (e) inspections through construction; (f) certificate of occupancy.
Process overview: Roanoke County's ADU-style permitting pathways vary: (1) Accessory apartment — where the zoning ordinance permits an accessory apartment by-right or with use standards in the applicable residential district, the applicant submits a zoning-permit application demonstrating compliance with accessory-apartment standards (owner occupancy of one unit, size cap on the accessory unit as a fraction of the primary, minimum lot area, parking, setback, and exterior-appearance conformance); once zoning sign-off is obtained, a standard building permit is issued. Timelines are typically 4-10 weeks end-to-end assuming standards compliance and no building-code complications. (2) Family exemption or kinship dwelling — where the second dwelling is occupied by a family member of the primary-dwelling occupant and qualifies under county family-dwelling provisions, administrative zoning approval followed by a standard building permit is feasible; this pathway is closed to non-kin rental use. (3) Special Use Permit — for rental or non-kin second dwellings that do not qualify as a by-right accessory apartment, a completed SUP application (narrative, site plan, filing fee) is submitted to Development Services. Staff review produces a staff report; the Planning Commission holds a public hearing advertised per Va. Code § 15.2-2204 (once a week for two successive weeks with final notice not less than five days before the hearing), recommends approval, approval with conditions, or denial; the Board of Supervisors holds its own public hearing and votes. The SUP process commonly takes 60-120 days from complete submission to Board decision. (4) Minor subdivision — creating a separate buildable lot and constructing a fully independent second dwelling follows the subdivision ordinance; review runs through the subdivision agent and the Planning Commission, timelines 30 days (simple minor subdivision meeting standards) to 6+ months (major subdivision requiring road construction or stormwater management). Building-code compliance follows the Virginia Uniform Statewide Building Code (USBC), which is the single statewide building code; no local amendments can supersede the USBC. Well and septic approval is administered by the Virginia Department of Health (Roanoke City / Alleghany Health District covers Roanoke County) and is required before a building permit issues for a dwelling not connected to public water/sewer.
Impact fees: Virginia localities generally do not levy impact fees of the type used in California or Florida; Va. Code does not broadly authorize impact fees for counties outside narrowly enumerated categories. Road impact fees under Va. Code §§ 15.2-2317 through 15.2-2327 are available only to counties meeting specific growth-rate and density criteria, and Roanoke County is not on the eligible road-impact-fee list as of 2026-04-21. Cash proffers tied to rezoning applications are constrained by Va. Code § 15.2-2303.4 (2016) for residential cases. For an ADU built on an existing parcel without rezoning, the applicant pays building-permit fees (set by the county by ordinance and keyed to project valuation), the SUP application fee if applicable (typically several hundred to low four figures for a residential SUP), water and sewer connection or tap fees if served by the Western Virginia Water Authority or another provider, and state permit surcharges. Applicants should request a current fee schedule from Development Services and Community Development at application time. (schedule)
County assessor
Roanoke County real property is assessed by the Roanoke County Department of Real Estate Valuation; tax administration is conducted by the Roanoke County Commissioner of the Revenue (personal property, business property, and assessment-related records); tax collection is handled by the Roanoke County Treasurer. Virginia law requires general reassessment of real property at least once every four years for most counties (Va. Code § 58.1-3252), but localities may reassess on a more frequent cycle. Roanoke County conducts general reassessment on an annual cycle — it is one of the Virginia counties that reassesses every year, with values effective each January 1 — a more-frequent posture than the statutory four-year minimum. Unlike California's Proposition 13 acquisition-value system, Virginia uses a fair-market-value assessment methodology: a parcel is assessed at 100% of fair market value as of the effective date each cycle, with supplemental assessment available for new construction completed between cycles. When an ADU is added to an existing parcel, the new structure is added to the assessment roll at its contributory fair market value; the primary dwelling's assessed value is not automatically re-triggered by the ADU construction itself, but the parcel's overall assessed value rises by the ADU's contributory value and both structures are re-valued together at the next annual reassessment. The real-estate tax bill equals assessed value times the Board of Supervisors' adopted real-estate tax rate (set annually in the county budget process). Roanoke County's real-estate tax rate has historically been in the low-$1.00-per-$100 range — specifically, $1.09 per $100 of assessed value was the FY 2024 rate, with rates set each year and subject to equalization adjustment; applicants should confirm the current rate directly from the adopted county budget. A county personal-property tax applies to tangible personal property (including vehicles) and is distinct from real-estate tax.
Assessment policy: Virginia is a fair-market-value assessment state operating at 100% of fair market value (Va. Code § 58.1-3201). A new ADU is added to the assessment roll at its contributory fair market value as a supplemental assessment effective from completion (building-permit final inspection) through the balance of the tax year. The primary dwelling's prior assessed value is not automatically reset by the addition of the ADU, but the parcel's total assessed value increases by the ADU's value. At the next annual reassessment cycle (Roanoke County reassesses every January 1), both the primary dwelling and the ADU are re-valued at current fair market value. Owners converting existing interior space (e.g., a basement apartment) to a permitted ADU should expect the contributory value increment to reflect the creation of a second kitchen and second entry plus the resulting increase in the parcel's market-rent potential; an owner adding a detached ADU typically sees a larger incremental assessment than one converting existing interior space. Property-tax rates are adopted annually by the Board of Supervisors in the county budget; because Roanoke County reassesses annually, rate equalization (lowering the rate to approximate revenue neutrality when aggregate values rise) is a recurring budget-year consideration. Owners should confirm the current year's rate from the adopted county budget and the tax-rate page.
County overlays (7)
Roanoke County administers or is subject to several overlay regimes that materially affect ADU siting on unincorporated parcels: (1) FEMA Special Flood Hazard Areas along the Roanoke River (which enters the county from the west, passes through Salem as an independent city, and continues east through Vinton and Bonsack), Back Creek, Glade Creek, Tinker Creek, Mason Creek, Carvin Creek, Peters Creek, and their tributaries, with NFIP floodplain regulations administered through the county's floodplain ordinance; (2) Blue Ridge Parkway adjacency along the eastern edge (the Parkway passes through southeastern Roanoke County near the Explore Park area and the Mill Mountain area), with scenic-corridor considerations where county zoning applies corridor-overlay protections; (3) Appalachian Trail corridor — the AT crosses the county in the Catawba Valley / Dragon's Tooth / McAfee Knob / Tinker Cliffs corridor in the northwestern part of the county, with National Park Service scenic-easement and corridor-management interests; (4) George Washington & Jefferson National Forest adjacency and in-holdings in the Catawba and Fort Lewis Mountain areas; (5) Chesapeake Bay Preservation Act is NOT applicable — Roanoke County sits in the Roanoke River watershed (Atlantic drainage via the Albemarle Sound basin in North Carolina), outside the Tidewater area to which the Chesapeake Bay Preservation Act (Va. Code § 62.1-44.15:67 et seq.) applies; Resource Protection Areas (RPAs) and Resource Management Areas (RMAs) do not apply; (6) Virginia Stormwater Management Program and local stormwater ordinance applicability for disturbances of 2,500 square feet or more in the regulated areas of the county; (7) karst terrain — significant portions of Roanoke County exhibit karst geology (sinkholes, caves, springs) in the Catawba Valley limestone belt and in parts of the Back Creek / Bent Mountain area, affecting septic suitability, foundation engineering, and stormwater infiltration; (8) wildfire exposure in mountain and national-forest-adjacent areas tracked by the Virginia Department of Forestry, but without a California-style Very High Fire Hazard Severity Zone regulatory overlay; (9) Mill Mountain Park — a Roanoke-owned scenic mountain, though within the City of Roanoke not the county, it borders southeastern county parcels in Blue Ridge Parkway proximity.
- FEMA National Flood Insurance Program — Special Flood Hazard Areas (Roanoke River and tributaries) — Roanoke County participates in the National Flood Insurance Program and administers a county floodplain ordinance satisfying NFIP minimum standards. Principal Special Flood Hazard Area (SFHA) extents run along the Roanoke River (from the Salem city boundary eastward through the unincorporated county north of Salem, through Vinton, and continuing to the county line), Back Creek (draining the southern Bent Mountain plateau), Glade Creek (eastern county, flowing into Bonsack), Tinker Creek (northeastern corridor), Mason Creek, Carvin Creek, Peters Creek, and a number of smaller tributaries. An ADU in an SFHA must comply with NFIP elevation requirements (lowest finished floor at or above Base Flood Elevation plus any county freeboard), flood-vent requirements on enclosed areas below BFE, anchoring requirements, and post-construction Elevation Certificate filing. Given the Roanoke Valley's historical flood events (notably the 1985 Roanoke River flood of record and more recent significant events), freeboard expectations and floodplain-ordinance enforcement are more stringent than in many interior Virginia localities. Owners considering ADU projects on riverfront, creek-adjacent, or floodplain-fringe parcels should retrieve current-effective FIRM panels from the FEMA Map Service Center and consult the county floodplain administrator early in planning.
- Blue Ridge Parkway scenic-corridor adjacency — The Blue Ridge Parkway passes through southeastern Roanoke County near the Explore Park / Roanoke River Gorge area (milepost approximately 115 in the vicinity). The Parkway is federal land managed by the National Park Service; NPS regulation applies within the Parkway boundary, not to private parcels outside it. However, Roanoke County zoning includes scenic-corridor and ridgetop-visibility considerations along portions of the Parkway corridor consistent with NPS cooperative policy with localities along the Parkway, and individual deed restrictions or scenic easements may apply to specific parcels adjacent to the Parkway. Owners of parcels visible from the Parkway should check the zoning overlay (if any) in effect for their specific parcel, any recorded scenic easements, and whether the site falls within an ordinance ridgetop or mountainside-protection zone before siting a detached ADU on a high-visibility slope or ridgeline.
- Appalachian Trail corridor (McAfee Knob / Tinker Cliffs / Dragon's Tooth) — The Appalachian Trail crosses Roanoke County in the Catawba Valley / Fort Lewis Mountain / Dragon's Tooth / McAfee Knob / Tinker Cliffs corridor in the northwestern part of the county — one of the most visited and photographed sections of the entire AT (McAfee Knob is among the most-photographed overlooks on the trail). The AT corridor is federally protected and administered by the National Park Service, U.S. Forest Service, and the Appalachian Trail Conservancy. Private parcels visible from the AT may be subject to voluntary scenic easements, donated conservation easements, or deed-restriction programs intended to preserve the trail viewshed; the high-profile McAfee Knob viewshed has been an active target of viewshed-protection acquisition and easement programs. A detached ADU sited on a ridgetop or upper slope visible from the AT — particularly in the Catawba / Masons Cove / Fort Lewis area — may face easement-compliance review or ATC scrutiny; owners should title-check for recorded scenic easements, ATC interests, Virginia Outdoors Foundation easements, or county ridgetop-protection zoning before designing a high-visibility structure.
- George Washington & Jefferson National Forest adjacency (Catawba and Fort Lewis Mountain) — Portions of northwestern Roanoke County — particularly around Catawba Mountain, Fort Lewis Mountain, and the North Mountain / Brushy Mountain ridges bordering Craig and Botetourt Counties — lie within or adjacent to the George Washington & Jefferson National Forest (primarily the Eastern Divide Ranger District in this area). National Forest System lands are federally administered; private in-holdings and parcels adjacent to the forest boundary remain under county zoning but face practical constraints from fire-management activities, access easements across forest land, and forest-boundary fire-buffer best practices. An ADU on a forest-adjacent or in-holding parcel should be sited with consideration of wildfire exposure, forest-road access reliability, and any recorded easements or rights-of-way crossing federal land.
- Virginia Stormwater Management Program (VSMP) and local stormwater ordinance — Roanoke County, as a VSMP Authority under Virginia law, administers the state stormwater-management program locally for land-disturbing activities meeting the regulatory threshold (generally 2,500 square feet or more in VSMP-regulated areas, or 1 acre or more statewide). An ADU project that disturbs an area exceeding the applicable threshold triggers stormwater-permit requirements (Erosion and Sediment Control plan and Stormwater Management Plan for disturbances 1 acre or more; simplified requirements below that). Roanoke County's erosion-and-sediment-control and stormwater-management ordinances are administered through Community Development. Many typical single-lot detached ADU projects fall below the 1-acre threshold but may still require an Erosion and Sediment Control plan depending on disturbance area and slope; applicants should confirm applicability with county stormwater staff early in design.
- Karst terrain (sinkholes, caves, springs — Catawba Valley and Back Creek limestone belts) — Portions of the Catawba Valley (northwestern Roanoke County) and segments of the Back Creek / Bent Mountain area (southwestern Roanoke County) contain significant karst features — sinkholes, caves, losing streams, springs, and shallow bedrock — underlain by Cambrian and Ordovician limestone. Karst terrain materially affects ADU siting because (a) conventional onsite septic systems can short-circuit into groundwater via fractures and sinkholes, requiring engineered or alternative onsite sewage systems subject to Virginia Department of Health approval; (b) stormwater management must avoid concentrated infiltration into open sinkholes; (c) foundation engineering may require geotechnical investigation for solution cavities or sinkhole-collapse risk; (d) structural setbacks from mapped sinkholes are commonly required. Owners on karst parcels should plan for additional geotechnical and environmental-health review relative to non-karst Virginia sites.
- Virginia Department of Forestry wildfire risk and Virginia Uniform Statewide Building Code (advisory WUI posture) — Roanoke County has elevated wildfire exposure in its mountain and national-forest-adjacent areas — particularly the Fort Lewis Mountain, Catawba Mountain, North Mountain, and Bent Mountain areas — tracked by the Virginia Department of Forestry using statewide risk-assessment methodology. Unlike California, Virginia does not have a statewide Very High Fire Hazard Severity Zone overlay mandating WUI-rated construction materials on a per-parcel basis. The Virginia Department of Forestry publishes wildfire risk assessments and promotes defensible-space practices, but enforcement is advisory. The Virginia Uniform Statewide Building Code, which is the single statewide building code (localities cannot impose more stringent building standards), has not statewide-adopted the International Wildland-Urban Interface Code. Owners in wildfire-exposed locations should follow defensible-space best practices but face no locality-imposed WUI construction overlay analogous to California Chapter 7A.
Known county issues (5)
- policy-review — Homeowners whose project does not fit the accessory-apartment standards (e.g., a larger second dwelling, a project on a lot below the minimum accessory-apartment lot area, or an intended non-family rental structure requiring SUP) cannot rely on ministerial ADU-by-right approval. Special Use Permit projects face a 60-120 day public-hearing process with Planning Commission and Board of Supervisors votes and non-trivial discretionary-denial risk. This adds materially to project timeline, uncertainty, and soft costs relative to states with statewide ADU preemption such as California, Oregon, or Washington.
- other — Applicants must verify whether their parcel is inside the City of Roanoke, the City of Salem, the Town of Vinton, or the unincorporated county — all four have different zoning ordinances, different permit offices, and different ADU rules. A mistaken assumption based on mailing address (many Roanoke County parcels carry a 'Roanoke, VA' mailing address because postal service is by zip code, not municipal boundary) is the single most common applicant error in the Roanoke Valley and can cause weeks of rework. Parcel-lookup via the county GIS is the authoritative source; never rely on mailing-address city name for jurisdictional determination.
- other — Riverfront and creek-adjacent ADU projects face materially higher construction cost (elevated lowest finished floor, flood-resistant materials, flood vents), ongoing flood-insurance cost if federally-backed financing is used, and sometimes outright infeasibility for conversions of existing slab-on-grade accessory structures that cannot be economically elevated. Owners considering a riverfront or creek-adjacent ADU should pull the current-effective FIRM panel from the FEMA Map Service Center and consult the county floodplain administrator early in planning, before investing in design.
- other — Unincorporated-parcel ADU projects must budget for Virginia Department of Health well/septic evaluation and, frequently, for drainfield expansion, a dedicated secondary system, or — in karst terrain — an engineered alternative onsite sewage system. Cost additions commonly run $10,000-$40,000+ and can rule out small or constrained lots where soil, slope, or karst conditions fail percolation, reserve-drainfield, or sinkhole-setback requirements.
- other — Owners on ridgeline, upper-slope, or AT-visible parcels in the Catawba Valley and adjacent mountains should title-check for recorded scenic easements, VOF easements, ATC interests, and consult the county zoning administrator about ridgetop-protection or corridor-overlay zoning before designing a detached ADU on a visually prominent site. Site-design constraints (height limit, roof color, building footprint, tree-preservation requirements) can materially rework a project from initial concept.
Virginia state — ADU law and programs
State ADU law
Virginia has NOT enacted a statewide ADU preemption law. Virginia is a Dillon Rule state — localities possess only those powers expressly granted by the General Assembly — and the statutes granting zoning authority (Va. Code § 15.2-2280 et seq.) leave ADU regulation to local ordinances. ADU permission, setbacks, parking, size, and owner-occupancy rules therefore vary by county, independent city, and town. Virginia is unique in that it has 38 independent cities that function as counties (neither in nor subordinate to the surrounding county), meaning 'the county' for any given Virginia property may be an independent city rather than a true county. Several ADU preemption bills have been introduced in recent General Assembly sessions (2022 through 2025) without enactment; none have advanced past committee as of the Assembly's 2026 regular session adjournment.
State financing programs
Virginia does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. Virginia Housing (formerly the Virginia Housing Development Authority, VHDA — rebranded 2020) administers general first-time-homebuyer, down-payment-assistance (DPA), mortgage-credit-certificate, and rehabilitation products that can be applied to ADU-adjacent purchases or improvements when eligibility criteria are met, but none target ADU construction as a distinct product. The Virginia Department of Housing and Community Development (DHCD) administers federal HOME and CDBG pass-through funds that local jurisdictions can direct toward ADU-adjacent rehab, but there is no state-level ADU-dedicated line item. Federally available products (FHA 203(k), Fannie Mae HomeReady and HomeStyle Renovation, Freddie Mac CHOICERenovation) remain the primary ADU financing path for Virginia homeowners.
State housing programs
Virginia does not run a state-level pre-approved-ADU-plan catalog, statewide impact-fee-waiver statute for ADUs, or streamlined-review mandate. State-level programs that touch ADU-adjacent policy are coordinated primarily through the Department of Housing and Community Development (DHCD) and Virginia Housing, and act by funding or assisting local jurisdictions rather than by preemption. Local ADU activity — Arlington County's Accessory Dwellings program (detached ADUs permitted since 2008, liberalized 2020), Alexandria's accessory-dwelling ordinance, Fairfax County's accessory-living-unit program, and Charlottesville's 2021 zoning-code changes — is authorized under the localities' Va. Code § 15.2-2280 zoning authority, not by state mandate.
- DHCD Community Development Block Grant (CDBG) Program — Federal CDBG funds administered by DHCD to eligible non-entitlement Virginia localities for community-revitalization, housing-rehab, and infrastructure projects. Not ADU-specific. Participating localities can direct CDBG funds toward housing-rehab projects where local policy supports ADUs.
- DHCD HOME Investment Partnerships Program — Federal HOME funds administered by DHCD to Virginia participating jurisdictions and non-profits for affordable-housing acquisition, rehab, and new construction. Not ADU-specific; can be directed to ADU-adjacent rehab at local discretion.
- Virginia Housing Commission — Permanent advisory commission of the General Assembly that studies housing-policy questions and recommends legislation. Has periodically studied ADU preemption and missing-middle housing without recommending statewide enactment as of 2026-04-21.
- Local ADU ordinances under Va. Code § 15.2-2280 authority — Not a state program — listed here because Virginia ADU policy is executed entirely at the locality level under the § 15.2-2280 zoning grant. A homeowner seeking to build an ADU consults the zoning ordinance of the specific county, city, or town where the parcel is located.
Federal (United States) — ADU-relevant rules and programs
Federal ADU law
The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.
Federal financing programs
Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.
Federal tax credits
There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.
Federal housing programs
HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.