Richmond

Richmond city portion

ADU Pass helps homeowners in Richmond, Richmond city, Virginia navigate the permit paperwork for building an accessory dwelling unit. This area covers 6 ZIP codes.

6 ZIP codes

ADU details

ADU legality: allowed-with-restrictions

Stateunclear (Va. Code Title 15.2 Chapter 22; Dillon Rule) — Virginia is a Dillon Rule state with no statewide ADU preemption. Section 15.2-2280 delegates zoning authority to localities; section 15.2-2305 expressly authorizes accessory apartments in single-family detached dwellings. Each Virginia locality determines its own ADU rules.
Countywith-restrictions (Richmond is one of Virginia's 38 independent cities and the state capital; no county tier applies) — Richmond is an independent city under the Virginia Constitution Article VII and serves as Virginia's state capital. Filed in the no_county synthetic bucket because no county government has jurisdiction. The city covers approximately 62 square miles on the James River; Henrico County wraps Richmond on the north, east, and west sides while Chesterfield County abuts on the south, but county zoning never applies inside the city limits.
Cityallowed (Richmond Code of Ordinances Section 30-446 et seq. (Accessory Dwelling Units); enacted September 25, 2023) — Richmond City Council enacted a by-right ADU ordinance on September 25, 2023, permitting one ADU per parcel in every residential zoning district. The size cap is the greater of 33% of the principal dwelling's floor area or 500 sqft. Underlying-zone setback, lot-coverage, and height rules continue to apply. Detached ADUs are governed by Article VI, Division 9 of the city code; driveway access, fire-apparatus reach, and hydrant proximity must satisfy DPW and Department of Fire and Emergency Services standards. The Code Refresh comprehensive zoning rewrite was anticipated for a spring 2026 City Council vote and would broaden the framework to allow duplex + ADU or two distinct dwellings by right on many parcels.

Richmond opened a by-right ADU pathway in September 2023 in every residential zoning district. The principal frictions are CAR (Commission of Architectural Review) approval for the city's many local historic districts (Church Hill, Fan, Jackson Ward, Monument Avenue, Shockoe Bottom) and James River SFHA elevation requirements for waterfront and Shockoe Bottom / Manchester parcels.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 200 $3,600 $60,200 $63,800
600 600 $3,600 $180,600 $184,200
1000 1,000 $3,600 $301,000 $304,600
Fee breakdown (as of 2026-05)
Plan review$900
Building permit$1,900
Impact fees$800
Total$3,600

Permitting process

Typical duration110 days
Backlog32 days

Viability (permitted uses)

  • Long-term rental: yes Long-term rental of an ADU is fully permitted; Virginia Residential Landlord and Tenant Act (Va. Code section 55.1-1200 et seq.) governs.
  • Short-term rental: with-restrictions Richmond's September 2023 short-term-rental ordinance requires registration with the Commissioner of the Revenue and remittance of Richmond Transient Lodging Tax; STR of an ADU is permitted subject to registration. Richmond city STR rules are materially more permissive than surrounding Henrico's 60-day annual cap.
  • Office rental: with-restrictions An ADU cannot operate as a standalone commercial office; the framework requires the ADU to be a dwelling. Home occupation permitted from within an ADU.
  • Home office: yes Home occupation is permitted in residential districts subject to Richmond's home-occupation conditions (no on-site employees, no customer traffic, no exterior signage).
  • Studio / workshop: yes Personal studio is a permitted accessory use to an ADU under the residential-use framework.
  • Agriculture: with-restrictions Richmond is fully urbanized; agricultural use is generally not applicable. Urban-agriculture is regulated by separate ordinances.
  • Relative support: yes Family / multigenerational ADU is fully by right under the September 2023 ordinance and is among the most common use patterns.

Contacts

DepartmentRichmond Department of Planning and Development Review; Zoning Administration; Permits and Inspections

Staff: Richmond Zoning Counter (Zoning Administrator / ADU intake) planninganddevelopment@rva.gov, Richmond Permits and Inspections (Building Official), Richmond Assessor of Real Estate (City Assessor's Office), Richmond Commission of Architectural Review (Historic Preservation Staff)

Utilities

  • Water: Richmond Department of Public Utilities (city-owned) · 30d connect · $3,800
  • Sewer: Richmond Department of Public Utilities (city-owned collection and treatment) · 35d connect · $5,200
  • Electric: Dominion Energy Virginia · 21d connect · $2,300
  • Gas: Richmond Gas Works (city-owned natural-gas distribution utility) · 21d connect · $1,700

Property values & taxes

Median value$329,950
Median tax$3,960/yr
Effective rate1.2%

Construction timeline

Detached build28 weeks
Conversion15 weeks
Contractor lead4 months

Realistic total: best 8mo · typical 12mo · worst 20mo

Modular pathway inspectors are experienced with modular

Financing

Insurance impact

Annual premium delta$580
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting; James-River-adjacent SFHA parcels require NFIP flood insurance.

HOA prevalence & preemption

State HOA preemptionno

Richmond's older urban neighborhoods (Fan, Church Hill, Museum District, Jackson Ward) typically have no HOAs; West End and Stratford Hills have some HOA-governed pockets. Newer Manchester redevelopment includes HOA-governed condominium properties.

Regulatory overlays (3)

  • historic-district
    Richmond's many locally-designated historic districts cover a substantial share of the single-family housing stock. CAR Certificate of Appropriateness is required for visible exterior changes; detached ADUs in these districts must be CAR-approved. (map)
  • flood-zone
    James River frontage, Shockoe Bottom, and Manchester south-side parcels carry substantial FEMA SFHA exposure. Floodplain Development Permit and finished-floor-above-BFE elevation are required for ADUs on those parcels. (map)
  • wetland-overlay
    Richmond is within the Tidewater CBPA. James River and tributary frontages carry RPA buffer designation; Water Quality Impact Assessment required for non-trivial site disturbance. (map)
Technical envelope (climate & building code)

Climate & energy code

IECC climate zone4A
Heating degree days4,100
Cooling degree days1,750
Design low / high16°F / 94°F
Frost depth15"
Design snow load20 psf
Wind design speed115 mph
Seismic design cat.B
Annual rainfall44"
Wildfire exposurelow
Energy codeIECC
Version / adopted2021 / 2024

Building code

Base codeIRC
Version year2,021
Adopted2024
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-49 min
Wall R-valueR-20 min

Amendments:

  • Amendment
  • Amendment

Contractor market (aggregate)

Licensed residential GCs415
ADU-specialist GCs18
Laborer median wage$20/hr

Known issues (2)

  • other — Pre-application review is strongly advised throughout 2026 to determine whether a project is governed by the current 2023 ordinance or by the new comprehensive code.
  • other — Total project timeline lengthens to 14-20 months for historic-district ADUs.
City of Richmond — county ADU rules and overlays

County ADU ordinance

Richmond permits accessory dwelling units in R-1 through R-7 residential districts subject to use-specific standards adopted in the Richmond 300 master plan implementation. ADUs are permitted by right in many residential districts with detached cap typically 800 sqft; attached internal ADUs cap by percentage of principal dwelling. Owner-occupancy is required for ADUs in certain configurations. Off-street parking requirements were significantly reduced in 2021. Historic district overlays (Church Hill, Jackson Ward, Monument Avenue, the Fan, Shockoe Bottom, Manchester) impose Architectural Review Commission review on visible exterior modifications.

County regulatory overlays

Richmond administers a dense overlay regime that bears materially on ADU projects: (1) Floodplain Management Overlay tied to FEMA SFHA along the James River, Gillies Creek, Reedy Creek, and Bacon Quarter Branch — substantial coverage in Shockoe Bottom, Manchester, and along the river corridor; (2) Old and Historic District overlays administered by the Commission of Architectural Review (Church Hill, Jackson Ward, Monument Avenue, Shockoe Slip, Shockoe Bottom, Manchester, Boulevard, West Grace Street, and others); (3) Chesapeake Bay Preservation Area RPA/RMA on James River frontage; (4) Richmond National Battlefield Park federal proximity affecting parcels near park boundaries; (5) the federally-designated Slavery and Freedom Heritage Site (Lumpkin's Slave Jail / Devil's Half-Acre archaeology).

County permitting (unincorporated parcels)

Because Richmond is an independent city (county-equivalent), there is no separate county permitting authority. The city handles all matters that would in a typical state involve both city and county. A typical ADU permit bundle includes a Zoning Permit, a Special Use Permit when required, a Building Permit, trade permits, a Department of Public Utilities (DPU) sewer connection where applicable, a Floodplain Development Permit on James River floodplain parcels, and Commission of Architectural Review approval if within an Old and Historic District.

Virginia state — ADU law and programs

State ADU law

Virginia has NOT enacted a statewide ADU preemption law. Virginia is a Dillon Rule state — localities possess only those powers expressly granted by the General Assembly — and the statutes granting zoning authority (Va. Code § 15.2-2280 et seq.) leave ADU regulation to local ordinances. ADU permission, setbacks, parking, size, and owner-occupancy rules therefore vary by county, independent city, and town. Virginia is unique in that it has 38 independent cities that function as counties (neither in nor subordinate to the surrounding county), meaning 'the county' for any given Virginia property may be an independent city rather than a true county. Several ADU preemption bills have been introduced in recent General Assembly sessions (2022 through 2025) without enactment; none have advanced past committee as of the Assembly's 2026 regular session adjournment.

State financing programs

Virginia does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. Virginia Housing (formerly the Virginia Housing Development Authority, VHDA — rebranded 2020) administers general first-time-homebuyer, down-payment-assistance (DPA), mortgage-credit-certificate, and rehabilitation products that can be applied to ADU-adjacent purchases or improvements when eligibility criteria are met, but none target ADU construction as a distinct product. The Virginia Department of Housing and Community Development (DHCD) administers federal HOME and CDBG pass-through funds that local jurisdictions can direct toward ADU-adjacent rehab, but there is no state-level ADU-dedicated line item. Federally available products (FHA 203(k), Fannie Mae HomeReady and HomeStyle Renovation, Freddie Mac CHOICERenovation) remain the primary ADU financing path for Virginia homeowners.

State housing programs

Virginia does not run a state-level pre-approved-ADU-plan catalog, statewide impact-fee-waiver statute for ADUs, or streamlined-review mandate. State-level programs that touch ADU-adjacent policy are coordinated primarily through the Department of Housing and Community Development (DHCD) and Virginia Housing, and act by funding or assisting local jurisdictions rather than by preemption. Local ADU activity — Arlington County's Accessory Dwellings program (detached ADUs permitted since 2008, liberalized 2020), Alexandria's accessory-dwelling ordinance, Fairfax County's accessory-living-unit program, and Charlottesville's 2021 zoning-code changes — is authorized under the localities' Va. Code § 15.2-2280 zoning authority, not by state mandate.

  • DHCD Community Development Block Grant (CDBG) Program — Federal CDBG funds administered by DHCD to eligible non-entitlement Virginia localities for community-revitalization, housing-rehab, and infrastructure projects. Not ADU-specific. Participating localities can direct CDBG funds toward housing-rehab projects where local policy supports ADUs.
  • DHCD HOME Investment Partnerships Program — Federal HOME funds administered by DHCD to Virginia participating jurisdictions and non-profits for affordable-housing acquisition, rehab, and new construction. Not ADU-specific; can be directed to ADU-adjacent rehab at local discretion.
  • Virginia Housing Commission — Permanent advisory commission of the General Assembly that studies housing-policy questions and recommends legislation. Has periodically studied ADU preemption and missing-middle housing without recommending statewide enactment as of 2026-04-21.
  • Local ADU ordinances under Va. Code § 15.2-2280 authority — Not a state program — listed here because Virginia ADU policy is executed entirely at the locality level under the § 15.2-2280 zoning grant. A homeowner seeking to build an ADU consults the zoning ordinance of the specific county, city, or town where the parcel is located.
Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Codes

  • 23219
  • 23220
  • 23221
  • 23224
  • 23225
  • 23226

Post Office

  • 1021 Hioaks Rd, 23225
  • 1645 W Broad St, 23220
  • 1801 Brook Rd, 23232
  • 2101 Hopkins Rd, 23224
  • 805 Glenburnie Rd, 23226

Locale Names