Richmond

Hanover County portion

ADU Pass helps homeowners in Richmond, Hanover County, Virginia navigate the permit paperwork for building an accessory dwelling unit. This area covers 1 ZIP code.

1 ZIP code

ADU details

ADU legality: allowed-with-restrictions

Stateunclear (Virginia accessory-dwelling framework (Dillon Rule)) — Virginia has not enacted statewide ADU preemption. Va. Code Section 15.2-2280 grants counties, cities, and towns broad zoning authority (Dillon Rule). Va. Code Section 15.2-2305 expressly authorizes localities to permit accessory apartments in single-family detached dwellings.
Countywith-restrictions (Hanover County zoning does not apply within the City of Richmond) — Richmond is a Virginia independent city. Hanover County borders Richmond to the north; Hanover County zoning has no application inside Richmond's city limits. This research file lives in the hanover-county folder as a cross-reference because Richmond's metropolitan housing market overlaps with Hanover County (Mechanicsville, Ashland) and Richmond commuter patterns reach into Hanover.
Cityallowed (Richmond Code of Ordinances Section 30-446 et seq. (Accessory Dwelling Units; adopted Sept 25, 2023)) — Richmond City Council adopted a by-right ADU ordinance on September 25, 2023. One ADU is permitted in all residential zoning districts. ADU size cap is the greater of one-third of the main dwelling floor area or 500 sqft. ADUs must be on the same lot as a single-family dwelling (existing or proposed). Detached ADUs follow Article VI, Division 9 of the Zoning Ordinance. Access must comply with Department of Public Works and Department of Fire and Emergency Services standards. Richmond is undergoing a 'Code Refresh' comprehensive rezoning expected to be adopted spring 2026 that would expand to two dwellings or duplex+ADU by-right.

Richmond's 2023 ordinance made the city one of the most permissive ADU jurisdictions in Virginia. The Code Refresh process underway since 2024 is expected to further expand allowances in 2026. Historic district overlays in Church Hill, Fan, and Jackson Ward require additional Commission of Architectural Review approval.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 200 $3,600 $60,200 $63,800
600 600 $3,600 $180,600 $184,200
1000 1,000 $3,600 $301,000 $304,600
Fee breakdown (as of 2026-05)
Plan review$900
Building permit$1,900
Impact fees$800
Total$3,600

Permitting process

Typical duration110 days
Backlog32 days

Viability (permitted uses)

  • Long-term rental: yes Long-term rental of an ADU is fully permitted under the 2023 ordinance. The Virginia Residential Landlord and Tenant Act (Va. Code Section 55.1-1200 et seq.) governs.
  • Short-term rental: with-restrictions Richmond regulates STRs through a separate short-term rental ordinance adopted in September 2023 alongside the ADU ordinance; STR of an ADU requires registration with the Commissioner of the Revenue and payment of Transient Lodging Tax.
  • Office rental: with-restrictions ADU as a standalone commercial office requires home-occupation approval; commercial leasing of an ADU is not permitted under the residential framework.
  • Home office: yes Home occupation is permitted in residential districts subject to Richmond's home-occupation standards.
  • Studio / workshop: yes Personal studio is a permitted accessory use to an ADU.
  • Agriculture: with-restrictions Richmond is fully urbanized; agricultural use generally not applicable. Urban-agriculture (community gardens, chickens) regulated by separate Richmond ordinances.
  • Relative support: yes Family / multigenerational accessory dwelling is the most common ADU pattern under Richmond's 2023 framework.

Contacts

DepartmentCity of Richmond Department of Planning and Development Review; Zoning Administration; Building Permits and Inspections

Staff: Zoning Administration (Zoning Administrator / ADU intake), Building Permits and Inspections (Building Official), Assessor of Real Estate (City Assessor)

Utilities

  • Water: Richmond Department of Public Utilities (City-owned) · 30d connect · $3,800
  • Sewer: Richmond Department of Public Utilities (City-owned) · 35d connect · $5,200
  • Electric: Dominion Energy Virginia · 21d connect · $2,300
  • Gas: Richmond Gas Works (City-owned natural-gas utility) · 21d connect · $1,700

Property values & taxes

Median value$329,950
Median tax$3,960/yr
Effective rate1.2%

Construction timeline

Detached build28 weeks
Conversion15 weeks
Contractor lead4 months

Realistic total: best 8mo · typical 12mo · worst 20mo

Modular pathway inspectors are experienced with modular

Richmond's urban core narrow streets and historic-district CAR constraints typically rule out modular delivery for Church Hill and Fan parcels; West End and Far East End are modular-feasible. Cardinal Homes (Wylliesburg, VA) is well-located for Richmond modular delivery.

Financing

Insurance impact

Annual premium delta$580
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting; James River-adjacent parcels in SFHA require NFIP flood insurance.

HOA prevalence & preemption

State HOA preemptionno

Virginia has no HOA-ADU preemption. Richmond's older urban neighborhoods (Fan, Church Hill, Museum District) typically have no HOAs; West End and Stratford Hills have HOA presence.

Regulatory overlays (3)

  • historic-district
    Richmond has multiple locally-designated historic districts including Church Hill, The Fan, Jackson Ward, Monument Avenue, and Shockoe Bottom. Commission of Architectural Review (CAR) approval required for visible exterior changes including detached ADUs. (map)
  • flood-zone
    Richmond's James River frontage and Shockoe Bottom area have significant FEMA Special Flood Hazard Area exposure. Floodplain Development Permit required. (map)
  • wetland-overlay
    James River frontage and tributary streams carry RPA buffer designation requiring Water Quality Impact Assessment for non-trivial site disturbance. (map)
Technical envelope (climate & building code)

Climate & energy code

IECC climate zone4A
Heating degree days4,100
Cooling degree days1,750
Design low / high16°F / 94°F
Frost depth15"
Design snow load20 psf
Wind design speed115 mph
Seismic design cat.B
Annual rainfall44"
Wildfire exposurelow
Energy codeIECC
Version / adopted2021 / 2024

Building code

Base codeIRC
Version year2,021
Adopted2024
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-49 min
Wall R-valueR-20 min

Amendments:

  • Amendment
  • Amendment

Contractor market (aggregate)

Licensed residential GCs410
ADU-specialist GCs18
Laborer median wage$20/hr

Known issues (2)

  • other — Pre-application consultation strongly advised through 2026 to confirm whether the current 2023 ordinance or future Code Refresh standards apply to a project.
  • other — Total project timeline extends 14-20 months for historic-district ADUs.
Hanover County — county ADU rules and overlays

County ADU ordinance

Hanover County regulates accessory dwellings under its Chapter 26 Zoning Ordinance. As of 2026-04-21, Hanover has NOT enacted a modern ADU-preemption-style ordinance permitting detached accessory dwelling units ministerially on single-family-residential parcels. The county's framework permits accessory 'family member' dwellings and certain accessory apartments under narrow conditions — most commonly in agricultural (A-1, AR-1, AR-2, AR-6) zones, and through conditional-use permit (CUP) or special-exception review in residential (R-1, R-2, RC, RS, RR) districts — with owner-occupancy, family-relationship, size, and minimum-lot-area conditions typical of pre-preemption Virginia county ordinances. Because Virginia is a Dillon Rule state with no statewide ADU preemption (see src/data/state-adu-research/virginia.json for the statewide framework), Hanover's Chapter 26 is effectively the sole floor: where the ordinance does not explicitly allow a second dwelling, it is prohibited. Applicants planning an accessory dwelling in unincorporated Hanover should (a) confirm the parcel's zoning classification on the county's GIS viewer, (b) consult Chapter 26 Article (Districts and District Regulations) for the governing use table for the parcel's district, (c) verify whether the proposed accessory-dwelling use fits a permitted, conditionally-permitted, or prohibited category, (d) engage Planning Department staff in a pre-application conference, and (e) budget for a conditional-use-permit or special-exception public-hearing process where Chapter 26 requires it. The Town of Ashland's rules (a separate ordinance) control for any parcel inside the Ashland town limits. Hanover is one of the faster-suburbanizing Central Virginia counties, particularly in the Mechanicsville / Atlee area and along the US-1 / I-95 corridor through Doswell, and the Board of Supervisors has periodically considered ADU-adjacent policy questions as part of comprehensive-plan updates (Envision Hanover) without yet enacting broad by-right ADU allowances.

State-floor overlay: Virginia has NOT enacted a statewide ADU preemption law. Va. Code § 15.2-2280 et seq. delegates zoning authority to counties, independent cities, and towns, subject to planning-commission procedure and advertised public hearing. No state floor mandates ADU permissibility, ministerial review, minimum allowed size, parking-requirement ceilings, or removal of owner-occupancy requirements. Localities can and do prohibit ADUs entirely under this framework, subject only to federal equal-protection / fair-housing limits and the state's general-welfare zoning-purpose constraints. ADU preemption bills have been introduced in the 2022, 2023, 2024, and 2025 Virginia General Assembly sessions without enactment; none passed both chambers. Hanover County's Chapter 26 therefore operates without a state ceiling on local restrictions — whatever Chapter 26 says controls, subject to the usual state-law procedural requirements on amendment (advertised hearings, Planning Commission recommendation, Board vote). See src/data/state-adu-research/virginia.json for the full statutory framework.

County regulatory overlays

  • wetland-overlay — Applicants should always pull a parcel's RPA / RMA overlay on the county GIS viewer before siting any detached accessory dwelling; a structure inside the RPA buffer will trigger administrative-review requirements at minimum, and frequently leads to relocation of the proposed building envelope outside the buffer as the cheapest compliance path. The Virginia Department of Environmental Quality (DEQ) provides statewide CBPA guidance at deq.virginia.gov/our-programs/water/chesapeake-bay. Hanover's CBPA program has been in place since the original statewide CBPA designation of Tidewater localities and has evolved through periodic Chapter 26 and companion-chapter amendments.
  • flood-zone — FIRM maps published by FEMA are the authoritative flood-zone source; the county's GIS viewer overlays current effective FIRMs on the parcel layer. Finished-floor elevation requirements for residential construction in SFHAs typically require the lowest floor (including basement) to be at or above the base-flood elevation (BFE), with Hanover commonly imposing freeboard above BFE per its local ordinance consistent with NFIP minimum standards. Flood-zone status also affects flood-insurance cost under NFIP Risk Rating 2.0 (the 2021-2023 methodology reset). Rural Hanover's large-lot parcels frequently have a portion of the parcel in SFHA along a creek and a larger portion out of SFHA, making building-envelope siting the critical design question rather than whether the parcel is developable at all.
  • airport-noise-zone — Applicants building an accessory dwelling near KOFP should check parcel status against any airport-overlay layer on the county GIS viewer. Height restrictions are the most common constraint for parcels within transitional surfaces; residential-use compatibility and a real-estate disclosure obligation may apply within designated noise contours. The county does not prohibit residential use within the airport overlay but does apply height limits and process additional notifications. Note: Hanover County Municipal Airport is a general-aviation field, not an air-carrier airport — the noise contours and FAA review footprint are meaningfully smaller than at a commercial-service airport like KRIC.
  • historic-district — Register-listed (National or Virginia) status alone does NOT by itself create a local review requirement; only locally-designated historic-overlay district status does. However, federal preservation tax incentives (26 U.S.C. § 47 Historic Rehabilitation Tax Credit) and Virginia state rehabilitation tax credits (Va. Code § 58.1-339.2) do apply to register-listed properties and can materially improve the economics of an ADU-adjacent rehab if the property qualifies. The Virginia Department of Historic Resources (dhr.virginia.gov) administers the state registers and reviews state-tax-credit rehabilitation applications. Hanover-Caroline Historical Society and the Hanover Historical Society (affiliated with the Scotchtown property) are the primary non-governmental historical-resources organizations in the county.
  • other — Applicants contemplating an ADU on a rural Hanover parcel should (a) pull the parcel's prior VDH septic-construction-permit file from the Chickahominy Health District (records are maintained for decades in most cases), (b) assess whether the existing drainfield has reserve capacity for the additional dwelling's load (VDH has per-bedroom loading standards), (c) obtain a soil-evaluation letter from a licensed Onsite Soil Evaluator if the existing permit file is incomplete or the drainfield is close to capacity, and (d) budget $15,000-$45,000 or more for drainfield expansion / replacement on typical Hanover soils, with higher costs in areas of poor percolation. This is a crucial no-surprises step because a rural Hanover ADU can be fully permitted by Chapter 26 and Building Inspections and still fail at VDH review on wastewater-capacity grounds.

County permitting (unincorporated parcels)

Every parcel in Hanover County outside the Town of Ashland is unincorporated (Hanover contains no independent cities and only one incorporated town — Ashland — so the unincorporated area is the dominant geography). The Hanover County Department of Community Development (which houses Planning, Zoning, Building Inspections, and Environmental Services) is the principal permitting authority for any accessory-dwelling construction in unincorporated Hanover. The combined permit path is a two-track review: (a) a zoning-compliance determination confirming the proposed accessory dwelling fits a permitted or conditionally-permitted category under Chapter 26 (handled by the Planning / Zoning staff), and (b) a building-code plan review and inspection cycle confirming compliance with the Virginia Uniform Statewide Building Code (USBC), which incorporates the Virginia Residential Code and associated state-adopted supplements (handled by Building Inspections). For parcels where Chapter 26 does not permit a second dwelling by right, the applicant must first obtain a conditional-use permit (CUP), a special exception, or a zoning variance (the specific mechanism depends on the Chapter 26 category governing the intended use), processed through the Planning Commission and Board of Supervisors per Va. Code § 15.2-2285 or through the Hanover County Board of Zoning Appeals where the Chapter 26 text routes the matter there. Hanover uses online permit portals and customer-service counters at the Hanover County Government Complex in Hanover (courthouse area) for building-permit intake, and offers free pre-application conferences with Planning staff for zoning questions.

DepartmentHanover County Department of Community Development — Planning Division (zoning compliance, subdivision, comprehensive plan, Planning Commission staff support) and Building Inspections Division (building plan review, permits, inspections); the Environmental Division handles erosion-and-sediment-control and Chesapeake Bay Preservation Area review
AddressHanover County Government Complex — Administration and Planning: 7516 County Complex Road, Hanover, VA 23069 (main county government complex, near the historic Hanover Courthouse). Building Inspections is also housed at the Government Complex. Applicants should verify the specific counter location and hours on the county website before visiting in person.
Phone804-365-6171 (Planning / main Department of Community Development) / 804-365-6005 (Building Inspections). The county's main switchboard is 804-365-6000.
Virginia state — ADU law and programs

State ADU law

Virginia has NOT enacted a statewide ADU preemption law. Virginia is a Dillon Rule state — localities possess only those powers expressly granted by the General Assembly — and the statutes granting zoning authority (Va. Code § 15.2-2280 et seq.) leave ADU regulation to local ordinances. ADU permission, setbacks, parking, size, and owner-occupancy rules therefore vary by county, independent city, and town. Virginia is unique in that it has 38 independent cities that function as counties (neither in nor subordinate to the surrounding county), meaning 'the county' for any given Virginia property may be an independent city rather than a true county. Several ADU preemption bills have been introduced in recent General Assembly sessions (2022 through 2025) without enactment; none have advanced past committee as of the Assembly's 2026 regular session adjournment.

State financing programs

Virginia does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. Virginia Housing (formerly the Virginia Housing Development Authority, VHDA — rebranded 2020) administers general first-time-homebuyer, down-payment-assistance (DPA), mortgage-credit-certificate, and rehabilitation products that can be applied to ADU-adjacent purchases or improvements when eligibility criteria are met, but none target ADU construction as a distinct product. The Virginia Department of Housing and Community Development (DHCD) administers federal HOME and CDBG pass-through funds that local jurisdictions can direct toward ADU-adjacent rehab, but there is no state-level ADU-dedicated line item. Federally available products (FHA 203(k), Fannie Mae HomeReady and HomeStyle Renovation, Freddie Mac CHOICERenovation) remain the primary ADU financing path for Virginia homeowners.

State housing programs

Virginia does not run a state-level pre-approved-ADU-plan catalog, statewide impact-fee-waiver statute for ADUs, or streamlined-review mandate. State-level programs that touch ADU-adjacent policy are coordinated primarily through the Department of Housing and Community Development (DHCD) and Virginia Housing, and act by funding or assisting local jurisdictions rather than by preemption. Local ADU activity — Arlington County's Accessory Dwellings program (detached ADUs permitted since 2008, liberalized 2020), Alexandria's accessory-dwelling ordinance, Fairfax County's accessory-living-unit program, and Charlottesville's 2021 zoning-code changes — is authorized under the localities' Va. Code § 15.2-2280 zoning authority, not by state mandate.

  • DHCD Community Development Block Grant (CDBG) Program — Federal CDBG funds administered by DHCD to eligible non-entitlement Virginia localities for community-revitalization, housing-rehab, and infrastructure projects. Not ADU-specific. Participating localities can direct CDBG funds toward housing-rehab projects where local policy supports ADUs.
  • DHCD HOME Investment Partnerships Program — Federal HOME funds administered by DHCD to Virginia participating jurisdictions and non-profits for affordable-housing acquisition, rehab, and new construction. Not ADU-specific; can be directed to ADU-adjacent rehab at local discretion.
  • Virginia Housing Commission — Permanent advisory commission of the General Assembly that studies housing-policy questions and recommends legislation. Has periodically studied ADU preemption and missing-middle housing without recommending statewide enactment as of 2026-04-21.
  • Local ADU ordinances under Va. Code § 15.2-2280 authority — Not a state program — listed here because Virginia ADU policy is executed entirely at the locality level under the § 15.2-2280 zoning grant. A homeowner seeking to build an ADU consults the zoning ordinance of the specific county, city, or town where the parcel is located.
Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Code

  • 23069

Post Office

  • 1801 Brook Rd, 23232

Locale Names

  • Richmond Va S&dc