Travis County

ADU Pass helps homeowners in Travis County, Texas navigate the permit paperwork for building an accessory dwelling unit. We cover 10 cities and 48 ZIP codes in this county.

48 ZIP codes
10 Cities

County ADU details

County assessor

Assessment policy: Travis Central Appraisal District (TCAD) appraises real and personal property under Texas Tax Code Title 1. Texas does not use elected county assessors; rather, each county has an Appraisal District board separate from the county government. TCAD reappraises property annually under Texas's annual reassessment requirement (TTC § 23.01). New ADU construction is reassessed at full market value as of January 1 following completion. Texas's homestead cap (TTC § 23.23) limits annual increases in appraised value of the homestead to 10%/year. Texas has no statewide income tax; property tax is the dominant state-and-local revenue source and rates are correspondingly high (~2.0-2.5% effective). Travis County Tax Assessor-Collector (separate from TCAD; the elected county tax collector) administers tax collection under TTC Title 1 Subtitle E. Texas's residence homestead exemption (TTC § 11.13) provides $100,000 of value off school taxes (2023-2024 expansion) plus $40,000 off other taxing units' assessments. An ADU rented separately may carve out a non-homestead component subject to standard assessment.

County overlays (4)

Known county issues (3)

  • other — ADU researchers in unincorporated Travis County face a complex mix of state, federal, ETJ, and HOA rules with no county zoning baseline. Pre-permit deed-restriction research is essential.
  • other — Most Travis County ADU activity flows through Austin's expanded city framework; unincorporated parcels lack the city's regulatory infrastructure.
  • other — Floodplain ADU economics on Onion Creek and similar parcels are constrained by post-2013 elevation requirements; pre-permit floodplain analysis is essential.
Texas state — ADU law and programs

State ADU law

Texas has NOT enacted a statewide ADU preemption or ADU-by-right statute. Local governments (municipalities and counties) retain full authority over ADU zoning, setbacks, parking, size limits, owner-occupancy, and permitting. Two recent housing-reform bills in the 89th Legislature (2025) touch density and zoning procedure but do NOT preempt ADU-specific local rules: SB 15 (Bettencourt, signed 2025-06-20, effective 2025-09-01) caps minimum single-family lot sizes in cities over 150,000 in counties over 300,000, and HB 24 (signed 2025-06-20, effective 2025-09-01) raises the protest petition threshold for zoning changes. A dedicated ADU-preemption bill — SB 673 (Hughes, 2025) — passed the Texas Senate on 2025-04-10 and was reported favorably by the House Land & Resource Management Committee on 2025-05-08, but died on the General State Calendar when the 89th Regular Session adjourned on 2025-06-02. In the absence of a state ADU statute, homeowners must consult the ordinance of the municipality (or the county's subdivision rules for unincorporated areas) where the lot sits.

State financing programs

Texas does not operate an ADU-specific statewide loan, grant, or forgivable-loan program comparable to California's CalHFA ADU Grant. The Texas Department of Housing and Community Affairs (TDHCA) administers the state's general housing finance programs — My First Texas Home, My Choice Texas Home, Mortgage Credit Certificates, multifamily Housing Tax Credits, the Homeowner Assistance Fund, and Housing Trust Fund awards. None target ADU construction directly, but several can apply to an ADU as part of a primary-residence purchase or refinance when program criteria are met. ADU-specific financing in Texas is primarily local: the City of Austin's ADU Loan Program (administered through Neighborhood Housing and Community Development) and a handful of smaller pilot programs are the most visible, but these sit at the city tier, not the state tier.

Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.