ADU Pass
Mou #3 Nav Cams Wespac
Also known as NAVCAMS Guam, NCTS Guam, Finegayan, Barrigada Communications Annex
ADU Pass helps homeowners in Mou #3 Nav Cams Wespac — a USPS locale inside Dededo, No County, Guam — navigate the permit paperwork for building an accessory dwelling unit. This locale covers 1 ZIP code.
Locale-specific ADU details
Recent ADU permit activity
Inherited from the city
These sections come from the city page. Click through to the Dededo ADU research for details.
- legal history
- size range
- permitting process & fees
- permit forms
- contacts
- utilities
- incentives
- viability
- resale value impact
- construction timeline
- pre-approved plans
- financing
- insurance impact
- service complexity
Dededo — city ADU rules and incentives
ADU legality: unclear
Guam leaves ADU regulation to local municipalities under home-rule or Dillon-rule authority. Dededo permits ADUs subject to local conditions per its zoning ordinance.
City cost envelope
$159,000 all-in for a 525 sqft ADU (permit + build). Midpoint scenario.
Permit fee bundle: $1,500.
City viability (selected uses)
County: no attribution (synthetic bucket)
No county
This city sits in the state's "no county" bucket — its ADU rules derive directly from state law and city ordinance without a county intermediary. No county-level sections apply.
Guam state — ADU law and programs
State ADU law
State financing programs
State housing programs
Federal (United States) — ADU-relevant rules and programs
Federal ADU law
The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.
Federal financing programs
Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.
Federal tax credits
There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.
Federal housing programs
HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.
ZIP Code
- 96912
Post Office
- 297 Noyes St, 96929