ADU Pass
No County
ADU Pass helps homeowners in No County, Guam navigate the permit paperwork for building an accessory dwelling unit. We cover 5 cities and 5 ZIP codes in this county.
County ADU details
No county attribution
Cities in this bucket have no county attribution. ADU rules for these cities flow directly from state law (see state foldable below) and city ordinance (see individual city pages). No county-level sections apply.
Guam state — ADU law and programs
State ADU law
State financing programs
State housing programs
Federal (United States) — ADU-relevant rules and programs
Federal ADU law
The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.
Federal financing programs
Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.
Federal tax credits
There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.
Federal housing programs
HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.