Bellevue

King County portion

ADU Pass helps homeowners in Bellevue, King County, Washington navigate the permit paperwork for building an accessory dwelling unit. This area covers 6 ZIP codes.

6 ZIP codes

ADU details

ADU legality: allowed

Stateallowed (Washington accessory-dwelling framework) — GMA-planning cities and counties (all fully planning jurisdictions under RCW 36.70A.040). Non-GMA-planning jurisdictions are not preempted by RCW 36.70A.680-.681 and retain full local authority over ADUs.
Countyallowed (King County unincorporated zoning) — King County permits ADUs in unincorporated areas under state-law-aligned standards. Within Bellevue city limits the city ordinance plus state law govern.
Cityallowed (City of Bellevue Municipal / Zoning Code — Accessory Dwelling Units) — City of Bellevue permits ADUs under the local ordinance aligned with Washington statewide framework where applicable.

Washington preempts most local ADU restrictions. Bellevue permits ADUs by right in single-family zones per its zoning ordinance.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 150 $2,900 $79,350 $82,250
600 600 $2,900 $317,400 $320,300
midpoint 675 $2,900 $357,075 $359,975
maximum 1,200 $2,900 $634,800 $637,700
Fee breakdown (as of 2026-04)
Plan review$2,400
Building permit$3,850
Total$7,261

Permitting process

Typical duration60 days
Backlog7 days
  1. Pre-application via Service First (~5d)
    Call or email Service First (425-452-6800 / servicefirst@bellevuewa.gov) to confirm zoning (R-1 through R-30, Mixed Use, Downtown), critical area constraints (steep slopes east of I-405, Lake Sammamish/Lake Washington shoreline, Coal Creek/Kelsey Creek streams), and confirm whether the property triggers Bellevue's Single-Family Land Use district design review.
  2. MyBuildingPermit online application (~1d)
    Submit through MyBuildingPermit.com (eGov Alliance shared portal used by 18 Eastside cities). Bellevue accepts only digital submittals - paper applications are not accepted. Upload PDF set: site plan with shoreline buffer if applicable, foundation, floor, elevations, energy code (WSEC 2021 Bellevue amendments), structural calcs, geotech if on regulated slope.
  3. Intake screening (3-business-day target) (~5d)
    Bellevue Development Services screens for completeness within 3 business days. Common holds: missing geotech on >15% slope, missing tree retention plan, missing critical-areas study.
  4. Concurrent multi-discipline review (~28d)
    Building, land use/zoning, fire (Bellevue Fire Department reviews onsite hydrant flow), clearing/grading, transportation (impact fee calc), and utilities review concurrently via MyBuildingPermit. Bellevue runs a 4-week first-cycle target on residential ADU.
  5. Address corrections and resubmit (~14d)
    Typical 1-2 cycles for ADU; Bellevue responds within 10 business days on resubmittal. Conversion AADUs in older homes often trigger separate energy-code-compliance items (existing-house thermal envelope upgrade).
  6. Permit issuance and fees through MyBuildingPermit (~2d)
    Pay building, plan review, fire, transportation impact (suspended for ADUs <1000 sqft per RCW 36.70A.681), school impact (Bellevue and Lake Washington School Districts - waived for ADUs), park impact, and Bellevue Utilities SDC. Permit downloads instantly from MyBuildingPermit.
  7. Construction inspections through MyBuildingPermit
    Inspections requested at MyBuildingPermit. Bellevue inspects: setback verification (planning), erosion control, footing, foundation/wall, framing/shear, plumbing rough, mechanical rough, insulation, drywall, gas test, final building.
  8. Final and Certificate of Occupancy (~5d)
    Final building inspection issues CO via MyBuildingPermit. ADU registration NO LONGER REQUIRED (eliminated by Ordinance 6746); ADU is occupiable on CO without separate registration filing. King County Assessor parcel update follows.

Viability (permitted uses)

  • Long-term rental: yes Long-term rental of ADU explicitly permitted; Washington owner-occupancy preemption (where applicable) makes ADU eligible for full landlord-tenant treatment.
  • Short-term rental: with-restrictions STR rules vary by city. Bellevue regulates STRs separately from ADU permitting; check local STR ordinance and HOA covenants.
  • Office rental: with-restrictions Detached office rental requires home occupation permit or rezoning.
  • Home office: yes Home occupation permitted with restrictions on signage and customer traffic.
  • Studio / workshop: yes Personal artist studio is a permitted accessory use.
  • Agriculture: with-restrictions Limited urban agriculture permitted in residential zones; livestock varies by district.
  • Relative support: yes Family-occupancy ADU explicitly permitted in single-family zones.

Contacts

DepartmentCity of Bellevue Development Services Department

Staff: Service First (general intake and triage) (First-stop permitting concierge) servicefirst@bellevuewa.gov, Bellevue Fire Department - Plans Review (Fire flow / hydrant / sprinkler review), Bellevue Utilities (water, sewer, stormwater) (Utility System Development Charge), Bellevue Land Use Planning Counter (Zoning, critical areas, design review)

Utilities

  • Water: Bellevue Water Utility · 21d connect · $4,500
  • Sewer: Bellevue Sewer / Wastewater · 21d connect · $5,500
  • Electric: Bellevue Electric Utility · 14d connect · $1,800
  • Gas: Bellevue Gas Utility · 21d connect · $1,500

Property values & taxes

Median value$1,450,000
Median tax$12,035/yr
Effective rate0.8%

Construction timeline

Detached build24 weeks
Conversion12 weeks
Contractor lead4 months

Realistic total: best 7mo · typical 11mo · worst 17mo

Financing

Insurance impact

Annual premium delta$480
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting

HOA prevalence & preemption

State HOA preemptionno

Washington enacted HOA preemption of ADU bans in Substitute House Bill 1337 (2023), which amended the Washington Uniform Common Interest Ownership Act and the Washington Horizontal Property Regimes Act to prohibit common-interest communities from banning ADUs on lots in GMA-planning jurisdictions. A homeowners' association may impose reasonable aesthetic or architectural standards, but may not categorically prohibit ADUs.

Technical envelope (climate & building code)

Climate & energy code

IECC climate zone4C
Heating degree days4,500
Cooling degree days300
Design low / high30°F / 80°F
Frost depth6"
Design snow load20 psf
Wind design speed100 mph
Seismic design cat.D
Annual rainfall38"
Wildfire exposurelow
Energy codeIECC
Version / adopted2021 / 2023

Building code

Base codeIRC
Version year2,021
Adopted2023
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-49 min
Wall R-valueR-20 min

Amendments:

  • Amendment
  • Amendment
King County — county ADU rules and overlays

County permitting (unincorporated parcels)

King County handles unincorporated permitting under its planning/development department.

DepartmentKing County Department of Local Services / Permitting Division
Washington state — ADU law and programs

State ADU law

Washington preempts local ADU regulation in urban growth areas of cities and counties subject to the Growth Management Act through Engrossed Second Substitute House Bill 1337 (2023), codified principally at RCW 36.70A.680-.681. Cities and counties planning under the GMA must allow at least two ADUs per lot in urban growth areas, must not require owner-occupancy, must not impose minimum-lot-size or setback rules stricter than those for the primary residence, and must allow ADUs to be sold separately as condominiums. Related House Bill 1110 (2023), codified at RCW 36.70A.635, requires 'middle housing' (duplexes, triplexes, fourplexes) in most residential zones of large cities.

State HOA preemption

Washington enacted HOA preemption of ADU bans in Substitute House Bill 1337 (2023), which amended the Washington Uniform Common Interest Ownership Act and the Washington Horizontal Property Regimes Act to prohibit common-interest communities from banning ADUs on lots in GMA-planning jurisdictions. A homeowners' association may impose reasonable aesthetic or architectural standards, but may not categorically prohibit ADUs.

  • RCW 64.38.057 — Homeowners' associations — Accessory dwelling units — Prohibits a homeowners' association governing a plat within a GMA-planning city or county from recording or enforcing a provision that prohibits the construction, use, or rental of an accessory dwelling unit on a lot. Reasonable design guidelines consistent with RCW 36.70A.681 remain enforceable.

State financing programs

The Washington State Housing Finance Commission (WSHFC) administers state-level housing finance programs. Washington does not currently operate an ADU-specific statewide grant or forgivable-loan program comparable to California's CalHFA ADU Grant, but several state programs can be used for ADU construction when program criteria are met.

State housing programs

Washington supports ADU implementation through Department of Commerce technical assistance and grant programs rather than through a single statewide pre-approved-plan catalog. The state provides model ADU code under the GMA, distributes GMA update grants to help jurisdictions comply with RCW 36.70A.680-.681, and has produced ADU guidance documents for local governments.

Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Codes

  • 98004
  • 98005
  • 98006
  • 98007
  • 98008
  • 98039

Post Office

  • 1171 Bellevue Way NE, 98004
  • 12400 SE 38th St, 98006
  • 13400 SE 30th St, 98005
  • 15731 NE 8th St, 98008

Locale Names