Coast Guard Finance Unit

Also known as USCG Pay & Personnel Center, USCG TRACEN Yorktown, Yorktown Coast Guard Reservation

ADU Pass helps homeowners in Coast Guard Finance Unit — a USPS locale inside Yorktown, York County, Virginia — navigate the permit paperwork for building an accessory dwelling unit. This locale covers 1 ZIP code.

1 ZIP code

Locale-specific ADU details

Site (parcel physics)

Soil:

Dominant classFederal-trust land

Geo-hazards:

Seismic designationB

Recent ADU permit activity

Window12 months ending 2026-04-30
Approved / withdrawn / denied0 / 0 / 0

Utility capacity (upgrade likelihood)

Water pressure:

ZoneFederal facility

Locale overlays (1)

  • other
    USCG Training Center Yorktown is a federal-trust military reservation; York County zoning does not apply. Federal military airspace coordination, NEPA review, and DOD installation-management regulations govern.
Yorktown — city ADU rules and incentives

ADU legality: allowed-with-restrictions

Yorktown parcels enjoy York County's by-right accessory-apartment pathway (1,000 sqft / 35%-of-primary cap) but face significant additional review layers: (a) Yorktown Historic District overlay covering Main Street and the colonial-era core; (b) Colonial National Historical Park boundary/easement issues for parcels adjacent to NPS land; (c) Chesapeake Bay Preservation Act for waterfront/near-waterfront parcels along the York River; (d) federal Section 106 consultation for federally-funded or federally-permitted ground disturbance; (e) STR-SUP requirement under Board Policy BP-24-30 if ADU intended for short-term rental in a residential district. The combination is among the most procedurally complex small-jurisdiction ADU contexts in Virginia.

City cost envelope

$253,900 all-in for a 700 sqft ADU (permit + build). Midpoint scenario.

Permit fee bundle: $1,900 (2026-05).

City viability (selected uses)

Long-term rentalyes
Short-term rentalwith-restrictions
Home officeyes
Relative supportyes

City incentives

  • Virginia Historic Rehabilitation Tax Credit (state, 25%) and Federal Historic Tax Credit (20%) — Income-producing properties (including ADU rentals) in the Yorktown Historic District and other National Register-listed properties qualify for 25% Virginia state historic rehab tax credit and 20% federal historic tax credit on qualified rehabilitation expenditures. Yorktown's exceptional historic resource density makes this among the most material ADU incentives in Virginia.
York County — county ADU rules and overlays

County ADU ordinance

York County, Virginia regulates accessory dwellings under its Zoning Ordinance (Chapter 24.1 of the York County Code). As of 2026-04-21, York County has NOT enacted a modern ADU-preemption-style ordinance permitting detached ADUs ministerially by right on all single-family-residential parcels. The ordinance permits 'accessory apartments' and 'family-member accessory dwellings' under narrow conditions in certain residential districts, typically subject to minimum lot area, owner-occupancy of the primary dwelling, size caps, familial-relationship requirements (for family-member units), and in many districts a special-use-permit or special-exception process administered by the Planning Commission and Board of Supervisors. Virginia is a Dillon Rule state with no statewide ADU preemption (see src/data/state-adu-research/virginia.json for the full state framework) — ADU preemption bills have been introduced in every General Assembly session from 2022 through 2025 without enactment. York County's ordinance therefore operates without any state floor that would mandate permissibility, ministerial review, fee caps, or removal of owner-occupancy restrictions. Applicants planning an accessory dwelling in York County should (a) confirm the parcel's zoning district on the York County GIS viewer, (b) consult the use table in the applicable zoning district chapter for accessory-apartment and family-member-dwelling eligibility, (c) check the supplementary-regulations chapter for lot-area and owner-occupancy conditions, (d) identify whether the parcel sits inside any of the county's overlay districts (Chesapeake Bay Preservation Area Resource Protection Area, FEMA Special Flood Hazard Area, Historic District overlay, Airport Safety Overlay for Felker Army Airfield / Newport News-Williamsburg International Airport approach surfaces, or a Naval Weapons Station Yorktown encroachment-sensitive area), and (e) engage Planning Division staff pre-application.

State-floor overlay: Virginia has NOT enacted a statewide ADU preemption law. Va. Code § 15.2-2280 et seq. delegates zoning authority to counties, independent cities, and towns, subject to planning-commission procedure and advertised public hearing under § 15.2-2285. No state floor mandates ADU permissibility, ministerial review, minimum allowed size, parking-requirement ceilings, or removal of owner-occupancy requirements. Localities can and do heavily condition or prohibit ADUs under this framework. ADU preemption bills have been introduced in the 2022, 2023, 2024, and 2025 Virginia General Assembly sessions without enactment. York County's Zoning Ordinance therefore operates without a state ceiling on local restrictions — whatever Chapter 24.1 says controls. See src/data/state-adu-research/virginia.json for the full statutory framework.

County regulatory overlays

  • wetland-overlay — Applicants should always pull a parcel's RPA/RMA overlay on the county GIS viewer before siting any detached accessory dwelling; a structure inside the RPA buffer will trigger administrative-review requirements at minimum, and frequently leads to relocation of the proposed building envelope outside the buffer as the cheapest compliance path. The Virginia Department of Environmental Quality (DEQ) provides statewide CBPA guidance at deq.virginia.gov/our-programs/water/chesapeake-bay, and VMRC handles tidal-wetland and subaqueous-bottom permitting at mrc.virginia.gov.
  • flood-zone — FIRM maps published by FEMA are the authoritative flood-zone source; the county's GIS viewer overlays current effective FIRMs on the parcel layer. Finished-floor elevation requirements for residential construction in SFHAs typically require the lowest floor (including basement) to be at or above the base-flood elevation (BFE), with freeboard commonly imposed above BFE per local ordinance. Flood-zone status also affects flood-insurance cost under NFIP Risk Rating 2.0, which has significantly changed premium structure since its 2021-2023 rollout. Peninsula localities including York County are actively engaged in shoreline-resilience and sea-level-rise planning; applicants in coastal zones should factor long-term flood-risk trajectory into ADU siting decisions.
  • historic-district — Register-listed (National or Virginia) status alone does NOT by itself create a local review requirement; only locally-designated historic-overlay district status does. However, federal preservation tax incentives and state rehabilitation tax credits (administered by the Virginia Department of Historic Resources at dhr.virginia.gov) do apply to register-listed properties and can materially improve the economics of an ADU-adjacent rehab if the property qualifies. Applicants building near the Yorktown Battlefield / Colonial Parkway should also check whether view-shed or adjacent-property considerations trigger consultation under the National Historic Preservation Act Section 106 for any federally-assisted aspect of the project.
  • airport-noise-zone — Applicants building an accessory dwelling in the relevant parts of the county should check parcel status against the Airport Safety Overlay on the county GIS viewer. Height restrictions are the most common constraint for parcels within transitional surfaces; residential-use compatibility and a real-estate disclosure obligation apply within designated noise contours. The county does not prohibit residential use within noise zones but does require acknowledgement.
  • other — Military compatibility planning is a recurring topic in Peninsula planning generally; the Hampton Roads Planning District Commission has published Joint Land Use Studies covering the region's installations. Applicants near NWS Yorktown should verify any Encroachment Partnership Agreement easements, ESQD exposure, or compatibility-use constraints on the county GIS viewer and with Planning Division staff before committing to a site plan for an accessory dwelling. The U.S. Navy has historically invested in encroachment-mitigation easements (Readiness and Environmental Protection Integration — REPI — program) around NWS Yorktown to reduce residential encroachment.

County permitting (unincorporated parcels)

Because York County contains no incorporated cities or towns within its boundaries, every non-federal parcel in the county is 'unincorporated' and is permitted directly by the county. The York County Planning Division (zoning compliance, subdivision review, comprehensive-plan consistency) and the York County Department of Building Regulation and Environmental Services / Building Safety and Permits (building plan review, permits, inspections) jointly administer the two-track review that any accessory-dwelling application must complete: (a) a zoning-compliance determination under Chapter 24.1 of the York County Code confirming the proposed accessory dwelling fits a permitted or conditionally-permitted category in the parcel's zoning district; and (b) a building-code plan review and inspection cycle confirming compliance with the Virginia Uniform Statewide Building Code (USBC), which incorporates the Virginia Residential Code and associated state-adopted supplements. For parcels where Chapter 24.1 does not permit a second dwelling by right, the applicant must first obtain a special-use permit (SUP) or special-exception approval through the Planning Commission and Board of Supervisors, or in some cases a variance through the Board of Zoning Appeals (BZA) under Va. Code § 15.2-2309. York County uses an online permit portal for building-permit intake and offers pre-application conferences with Planning staff for zoning questions.

DepartmentYork County Planning Division (zoning compliance, subdivision, comprehensive plan) and York County Building Safety and Permits Division (building plan review, permits, inspections)
AddressYork County Government Complex: 224 Ballard Street, Yorktown, VA 23690 (Planning, Building Safety and Permits, Development Services). Mailing address: PO Box 532, Yorktown, VA 23690.
Phone757-890-3404 (Planning Division) / 757-890-3780 (Building Safety and Permits). County main switchboard: 757-890-3300.
Virginia state — ADU law and programs

State ADU law

Virginia has NOT enacted a statewide ADU preemption law. Virginia is a Dillon Rule state — localities possess only those powers expressly granted by the General Assembly — and the statutes granting zoning authority (Va. Code § 15.2-2280 et seq.) leave ADU regulation to local ordinances. ADU permission, setbacks, parking, size, and owner-occupancy rules therefore vary by county, independent city, and town. Virginia is unique in that it has 38 independent cities that function as counties (neither in nor subordinate to the surrounding county), meaning 'the county' for any given Virginia property may be an independent city rather than a true county. Several ADU preemption bills have been introduced in recent General Assembly sessions (2022 through 2025) without enactment; none have advanced past committee as of the Assembly's 2026 regular session adjournment.

State financing programs

Virginia does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. Virginia Housing (formerly the Virginia Housing Development Authority, VHDA — rebranded 2020) administers general first-time-homebuyer, down-payment-assistance (DPA), mortgage-credit-certificate, and rehabilitation products that can be applied to ADU-adjacent purchases or improvements when eligibility criteria are met, but none target ADU construction as a distinct product. The Virginia Department of Housing and Community Development (DHCD) administers federal HOME and CDBG pass-through funds that local jurisdictions can direct toward ADU-adjacent rehab, but there is no state-level ADU-dedicated line item. Federally available products (FHA 203(k), Fannie Mae HomeReady and HomeStyle Renovation, Freddie Mac CHOICERenovation) remain the primary ADU financing path for Virginia homeowners.

State housing programs

Virginia does not run a state-level pre-approved-ADU-plan catalog, statewide impact-fee-waiver statute for ADUs, or streamlined-review mandate. State-level programs that touch ADU-adjacent policy are coordinated primarily through the Department of Housing and Community Development (DHCD) and Virginia Housing, and act by funding or assisting local jurisdictions rather than by preemption. Local ADU activity — Arlington County's Accessory Dwellings program (detached ADUs permitted since 2008, liberalized 2020), Alexandria's accessory-dwelling ordinance, Fairfax County's accessory-living-unit program, and Charlottesville's 2021 zoning-code changes — is authorized under the localities' Va. Code § 15.2-2280 zoning authority, not by state mandate.

  • DHCD Community Development Block Grant (CDBG) Program — Federal CDBG funds administered by DHCD to eligible non-entitlement Virginia localities for community-revitalization, housing-rehab, and infrastructure projects. Not ADU-specific. Participating localities can direct CDBG funds toward housing-rehab projects where local policy supports ADUs.
  • DHCD HOME Investment Partnerships Program — Federal HOME funds administered by DHCD to Virginia participating jurisdictions and non-profits for affordable-housing acquisition, rehab, and new construction. Not ADU-specific; can be directed to ADU-adjacent rehab at local discretion.
  • Virginia Housing Commission — Permanent advisory commission of the General Assembly that studies housing-policy questions and recommends legislation. Has periodically studied ADU preemption and missing-middle housing without recommending statewide enactment as of 2026-04-21.
  • Local ADU ordinances under Va. Code § 15.2-2280 authority — Not a state program — listed here because Virginia ADU policy is executed entirely at the locality level under the § 15.2-2280 zoning grant. A homeowner seeking to build an ADU consults the zoning ordinance of the specific county, city, or town where the parcel is located.
Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Code

  • 23690

Post Office

  • 1 U S Coast Guard Trn Ctr, 23690