Emory
ADU Pass helps homeowners in Emory, Washington County, Virginia navigate the permit paperwork for building an accessory dwelling unit. This area covers 1 ZIP code.
Map
ADU details
ADU legality: allowed-with-restrictions
Emory parcels are governed by Washington County zoning. Accessory dwelling use is conditionally permitted in residential and agricultural districts; specific size, parking, and approval-pathway rules are set by the county. Emory and Henry University-owned parcels may have institutional-zoning treatment. SB531 takes effect 2027-07-01, providing a statewide ADU by-right floor for single-family residential parcels.
Cost scenarios
| Scenario | Sq ft | Permit | Build | Total |
|---|---|---|---|---|
| minimum | 400 | $850 | $84,000 | $84,850 |
| midpoint | 700 | $1,100 | $161,000 | $162,100 |
| maximum | 1,200 | $1,500 | $312,000 | $313,500 |
Fee breakdown (as of 2026-05)
Permitting process
- Zoning verification with Washington County Community Development (~5d)
Confirm parcel zoning district. Call (276) 525-1300 or visit county offices at 1 Government Center Place, Abingdon, VA 24210. - Special-use permit (if required by district) (~75d)
If district requires SUP for accessory dwelling, file SUP application; Planning Commission and Board of Supervisors public hearings. Typical SUP timeline 60-90 days. - Mount Rogers Health District - septic review (~30d)
For parcels on private septic (most Emory rural parcels), Mount Rogers Health District evaluates septic capacity for second dwelling. New septic or enlargement may be required. - Building permit application to Washington County (~1d)
Building permit through Washington County Building Inspections. USBC-compliant construction documents required. - Plan review (~21d)
Washington County plan review. Typical 2-4 weeks. - Construction inspections and certificate of occupancy (~7d)
Footing, framing, rough MEP, insulation, final inspections by Washington County.
Viability (permitted uses)
- Long-term rental: yes Long-term rental of ADU permitted; demand driven by Emory and Henry University faculty/staff/grad-student housing needs.
- Short-term rental: with-restrictions Washington County regulates STRs through a county ordinance. Emory is not a typical tourism destination but Emory and Henry events drive some visitor demand.
- Office rental: unclear
- Home office: yes
- Studio / workshop: with-restrictions
- Agriculture: yes Most Emory-area parcels are Agricultural-zoned; agricultural uses by-right.
- Relative support: yes Family-apartment use historically a core permitted accessory use in Washington County.
Incentives
- Washington County Land Use Taxation — Land-use value assessment for qualifying agricultural / horticultural / forest / open-space parcels. Many Emory-area parcels meet acreage thresholds.
Contacts
Utilities
- Water: Mostly private well in unincorporated Emory area; some campus-adjacent parcels on Emory and Henry University water system
Private well drill $8,000-$15,000 typical. Existing well shared with primary if yield supports. - Sewer: Mostly private septic; Emory and Henry University campus has its own wastewater treatment
Septic enlargement / new system typically $10,000-$20,000 for second dwelling. Mount Rogers Health District permit required. - Electric: American Electric Power (AEP) Appalachian Power · 14d connect · $800
- Gas: Propane (no natural gas distribution in Emory) · 14d connect · $1,100
Property values & taxes
Market rent by ADU size
| Sq ft | Rent |
|---|---|
| 400 | $700/mo |
| 700 | $900/mo |
| 1,200 | $1,150/mo |
Construction timeline
Realistic total: best 7mo · typical 10mo · worst 14mo
Modular pathway Virginia Industrialized Building Safety Law · inspectors are occasional with modular
Rural roads, but I-81 corridor access to Emory via exit 26.
Financing
Insurance impact
HOA prevalence & preemption
Emory is predominantly fee-simple rural acreage; HOAs rare.
Regulatory overlays (1)
- flood-zone — FEMA Flood Insurance Rate Maps - Middle Fork Holston River drainage · +14d · +5% cost
Parcels along Middle Fork Holston may be in SFHA. Elevation certificate required for flood-zone ADUs. (map)
Technical envelope (climate & building code)
Climate & energy code
Building code
Legal history (timeline)
Current ordinance: Washington County Zoning Ordinance
- 1836 — Emory and Henry College founded (founding)
Emory and Henry College (now Emory and Henry University) founded 1836, named for the Methodist bishop John Emory and Virginia governor Patrick Henry. Oldest institution of higher learning in Southwest Virginia.
Effect: Established the institutional core around which the Emory CDP later formed. The university's 335-acre campus shapes the surrounding land use. - 2026-04-13 — Virginia Governor Spanberger signs SB531 (state-law)
Virginia SB531 requires all localities to permit ADUs by-right in residential zoning districts permitting single-family dwellings, caps permit fees at $500. Effective 2027-07-01.
Effect: Washington County must align its ADU ordinance with SB531 by 2027-07-01, affecting Emory parcels.
Known issues (1)
- policy-review (since 2026-04-13) — County must align ADU rules with SB531 by 2027-07-01. (source)
Washington County — county ADU rules and overlays
County ADU ordinance
Washington County, Virginia (the far-southwestern-Virginia county with county seat Abingdon — not Washington County in Maryland, Pennsylvania, Tennessee, Ohio, Arkansas, or any of the 30+ other U.S. counties sharing the name, and not the District of Columbia) regulates accessory dwelling units through its county Zoning Ordinance, administered by the Washington County Department of Community Development (Planning / Zoning / Building Inspections) under the authority of the Washington County Board of Supervisors. Virginia is a Dillon Rule state (Commonwealth v. County Bd. of Arlington County, 217 Va. 558 (1977); Board of Supervisors of James City County v. Rowe, 216 Va. 128 (1975)) and the General Assembly has not enacted any statewide ADU preemption; the county's authority to permit or restrict ADUs derives solely from the general zoning enabling statute at Va. Code § 15.2-2280 and the ordinance-content authorization at § 15.2-2286. The county zoning ordinance establishes Agricultural, Residential, Mixed-Use, Commercial, and Industrial use districts and sets permitted, accessory, and special-use lists for each district; a second dwelling on a single residential or agricultural parcel is not a by-right use in the standard residential districts and typically requires (a) qualification under the county's family/kinship-dwelling provisions (occupied by a family member of the primary-dwelling occupant), (b) a Special Use Permit approved by the Board of Supervisors following Planning Commission recommendation, or (c) a minor subdivision placing the second dwelling on its own lot. Washington County has not adopted a standalone ministerial ADU ordinance of the California / Oregon / Washington by-right type; ADU-style projects in the unincorporated county proceed through the discretionary SUP path or the family/kinship path depending on intended occupancy. Three jurisdictions within the county's geographic footprint have separate authority: the Town of Abingdon (the county seat, an incorporated town — not an independent city), the Town of Damascus, and the Town of Glade Spring each have their own zoning ordinances governing parcels inside town corporate limits. Most importantly, the independent City of Bristol, Virginia sits within the county's geographic envelope but is NOT part of Washington County for governance purposes — under Virginia's unique city/county separation (Va. Const. art. VII, § 2 and Va. Code § 15.2-3907), independent cities are wholly separate from the surrounding county and have their own zoning ordinance, board of zoning appeals, building permits, real estate assessor, and everything else; Washington County's zoning ordinance has no application inside Bristol, VA city limits.
- Washington County Code — Zoning Ordinance
- Washington County Department of Community Development — Planning, Zoning, and Building Inspections
- Washington County Board of Supervisors — adopting body for zoning ordinance amendments and Special Use Permits
- Washington County Planning Commission
- Va. Code § 15.2-2280 — general zoning enabling authority for Virginia localities
- Va. Code § 15.2-2286 — permissible contents of local zoning ordinances, including Special Use Permits
- Va. Code § 15.2-2285 — preparation, adoption, and amendment of zoning ordinance (public-hearing procedure)
State-floor overlay: Virginia has not enacted any statewide ADU preemption statute. Virginia is a Dillon Rule state: localities possess only those powers expressly granted by the General Assembly (Commonwealth v. County Bd. of Arlington County, 217 Va. 558 (1977); Board of Supervisors of James City County v. Rowe, 216 Va. 128 (1975)). The general zoning enabling statute at Va. Code § 15.2-2280 grants counties broad authority to regulate land use, and § 15.2-2286 enumerates the specific ordinance provisions that may be included. Neither statute, nor any section of Title 15.2 Chapter 22 Article 7, mandates that a locality permit ADUs, requires ministerial (non-discretionary) review of ADU applications, caps parking requirements, caps permit fees, voids owner-occupancy requirements, or otherwise preempts local ADU decision-making. ADU preemption bills have been introduced in the Virginia General Assembly in multiple recent sessions (HB 2046 in 2023; HB 900 and HB 1628 in 2024; related bills in 2025) without enactment of a statewide ADU-by-right preemption. Washington County is therefore free to permit, restrict, or prohibit second dwellings under its zoning ordinance, within the ordinary constitutional limits on land-use regulation and subject to the Virginia Fair Housing Law (Va. Code § 36-96.1 et seq.).
County regulatory overlays
Washington County administers or is subject to several overlay regimes that materially affect ADU siting on unincorporated parcels: (1) FEMA Special Flood Hazard Areas along the South Fork Holston River, Middle Fork Holston River, North Fork Holston River, Beaver Creek, Laurel Creek, and numerous smaller streams, with NFIP floodplain regulations administered through the county's floodplain ordinance; (2) Jefferson National Forest and Mount Rogers National Recreation Area — significant portions of the southeastern Washington County mountain territory (the Iron Mountains / Whitetop / Mount Rogers area, adjacent to the Grayson County line) lie within or adjacent to federal forest land managed by the U.S. Forest Service, with federal regulation applying inside the forest boundary and fire-management / access / buffer considerations on adjacent private parcels; (3) Virginia Creeper Trail corridor — the 34-mile rails-to-trails Virginia Creeper National Recreation Trail runs from Abingdon through Damascus and continues to Whitetop Station; the trail corridor is administered jointly by Washington County, the Town of Abingdon, the Town of Damascus, and the U.S. Forest Service on the upper portion, and the trail generates significant heritage-tourism activity that affects ADU siting economics and short-term-rental demand on trail-adjacent parcels; (4) Appalachian Trail corridor — the AT passes through the Mount Rogers area at the Washington County / Grayson County / Smyth County boundary region, with National Park Service and Appalachian Trail Conservancy scenic-easement and corridor-management interests on nearby private parcels; (5) Agricultural and Forestal Districts (AFDs) established under Va. Code § 15.2-4300 et seq., which provide participating landowners use-value taxation and subdivision-deferral protections in exchange for a commitment to keep land in agricultural or forestal use; (6) Chesapeake Bay Preservation Act does NOT apply — Washington County is in the Tennessee River watershed (tributary to the Mississippi via the South Fork Holston / Tennessee Valley Authority system), not the Chesapeake Bay watershed, so the Tidewater-area Resource Protection Area / Resource Management Area regime under Va. Code § 62.1-44.15:67 et seq. has no application; (7) karst terrain — Washington County sits in the Great Valley limestone belt and has extensive karst geology (sinkholes, caves, losing streams, springs, shallow bedrock), which materially affects septic suitability, foundation engineering, stormwater infiltration, and sinkhole-setback requirements; (8) wildfire risk — the Virginia Department of Forestry tracks elevated wildfire risk in the Jefferson National Forest-adjacent and Mount Rogers-adjacent portions of the county, but Virginia does not have a California-style Very High Fire Hazard Severity Zone regulatory overlay with mandatory ignition-resistant-construction requirements; (9) Tennessee Valley Authority / South Holston Lake — portions of the county along the South Fork Holston River are affected by TVA floodway and reservoir-operation considerations, with TVA shoreline-management policy applying on parcels adjacent to TVA-controlled flowage easements.
- FEMA National Flood Insurance Program — Special Flood Hazard Areas (Holston River forks and tributaries) — Washington County participates in the National Flood Insurance Program and administers a county floodplain ordinance satisfying the NFIP minimum standards. Principal Special Flood Hazard Area (SFHA) extents in the county run along the South Fork Holston River (which flows through the southern part of the county toward South Holston Lake / Tennessee), the Middle Fork Holston River (which flows east-to-west through the central part of the county past Abingdon toward the Holston River system), the North Fork Holston River (along the Russell County / Scott County boundary corridor), Beaver Creek, Laurel Creek, Tumbling Creek, Abrams Creek, and numerous smaller tributaries. An ADU in an SFHA must comply with NFIP elevation requirements (lowest finished floor at or above Base Flood Elevation plus any county freeboard), flood-vent requirements on enclosed areas below BFE, anchoring requirements, and post-construction Elevation Certificate filing. The Towns of Abingdon and Damascus also participate in NFIP separately for parcels inside their corporate limits. Owners considering ADU additions on creek-adjacent or river-adjacent parcels should retrieve current-effective FIRM panels from the FEMA Map Service Center early in planning.
- Jefferson National Forest and Mount Rogers National Recreation Area adjacency and in-holdings — Significant portions of southeastern Washington County (the Iron Mountains / Whitetop / Mount Rogers area, adjacent to the Grayson County and Smyth County lines) lie within or adjacent to the Jefferson National Forest, administered by the George Washington & Jefferson National Forest. Mount Rogers National Recreation Area, established by Congress in 1966, covers approximately 200,000 acres across Washington, Grayson, and Smyth counties and includes Virginia's highest point (Mount Rogers, 5,729 feet, just across the county line in Grayson). National Forest System lands are federally administered; private in-holdings and private parcels adjacent to the forest boundary remain under county zoning but face practical constraints from fire-management activities, access easements across forest land, and forest-boundary fire-buffer best practices. An ADU on a forest-adjacent or in-holding parcel should be sited with consideration of wildfire exposure, forest-road access reliability, and any recorded easements or rights-of-way crossing federal land. Owners should contact the Mount Rogers Ranger District for in-holding access and fire-management questions.
- Virginia Creeper National Recreation Trail corridor — The Virginia Creeper Trail is a 34-mile rails-to-trails corridor running from Abingdon through the unincorporated communities of Watauga and Alvarado to Damascus, then continuing up through the Mount Rogers area to Whitetop Station. The lower portion (Abingdon through Damascus) passes through Washington County and the incorporated Towns of Abingdon and Damascus; the upper portion (Damascus to Whitetop) passes through Jefferson National Forest land. The trail is one of the anchor amenities of the county's heritage-tourism economy and generates substantial short-term-rental demand on trail-adjacent and trail-accessible parcels. An ADU on a trail-adjacent parcel may be economically attractive as a short-term rental (subject to any county or town short-term-rental regulations), but the trail itself is not a zoning overlay in the regulatory sense — rather, its presence materially affects parcel desirability, assessed value, and short-term-rental market economics. Owners should consult the county zoning administrator about any trail-corridor overlay, scenic-corridor overlay, or trail-adjacency setback in the specific zoning district, and consult recorded deed documents for any trail-corridor easements or right-of-way grants.
- Appalachian Trail corridor (National Park Service scenic easement interests, Mount Rogers area) — The Appalachian Trail passes through southeastern Washington County in the Mount Rogers National Recreation Area, crossing near the county line with Grayson and Smyth counties. The AT corridor is federally protected and administered by the National Park Service, U.S. Forest Service, and the Appalachian Trail Conservancy. Private parcels visible from the AT may be subject to voluntary scenic easements, donated conservation easements, or deed-restriction programs intended to preserve the trail viewshed. A detached ADU sited on a ridgetop or upper slope visible from the AT may face easement-compliance review if the parcel is encumbered; owners should title-check for recorded scenic easements, Appalachian Trail Conservancy interests, or Virginia Outdoors Foundation easements before designing a high-visibility structure on a nearby parcel.
- Virginia Agricultural and Forestal Districts (local option under state law) — Washington County has established Agricultural and Forestal Districts under the state AFD Act. Enrollment is voluntary; participating landowners commit to keeping land in agricultural or forestal use for a period (typically 4-10 years) in exchange for use-value assessment (Va. Code § 58.1-3230 et seq.) and limited protection from certain governmental actions that would disrupt agricultural use. An ADU on an AFD-enrolled parcel is generally permitted if it is an accessory use to continued agricultural operation (e.g., a farm-labor dwelling or family-kinship dwelling), but non-agricultural commercial-rental ADUs may conflict with AFD purposes and trigger AFD advisory-committee review. Owners should consult the Washington County AFD Advisory Committee and the zoning administrator before assuming ADU compatibility on AFD-enrolled acreage; combining AFD enrollment with a non-qualifying ADU use can trigger rollback taxation under the land-use program.
- Karst terrain (sinkholes, caves, springs — Great Valley limestone belt) — Washington County sits squarely in the Great Valley limestone belt that runs the length of western Virginia, and karst features — sinkholes, caves (including several commercially significant show caves in the region), losing streams, springs, and shallow bedrock — are extensive throughout the county. Karst terrain materially affects ADU siting because (a) conventional onsite septic systems can short-circuit into groundwater via fractures and sinkholes, requiring engineered or alternative onsite sewage systems subject to Virginia Department of Health approval; (b) stormwater management must avoid concentrated infiltration into open sinkholes; (c) foundation engineering for slab or crawl construction may require geotechnical investigation if shallow bedrock, solution cavities, or sinkhole-collapse risk is present; (d) structural setbacks from mapped sinkholes are commonly required by the county. Owners in the karst belt should plan for additional geotechnical and environmental-health review relative to non-karst Virginia sites, and should expect higher per-ADU site-preparation and septic-system costs than a comparable non-karst parcel.
- Tennessee Valley Authority shoreline management and flowage easements (South Holston Lake / Holston River system) — The South Fork Holston River flows through southern Washington County toward South Holston Lake, a TVA-operated reservoir straddling the Virginia-Tennessee line in the Bristol area. TVA holds flowage easements and shoreline-management interests on parcels adjacent to the river and reservoir, and TVA Section 26a permits (under 16 U.S.C. § 831y-1) are required for construction of any obstruction in, along, across, or over any stream, waterway, or other area across which TVA exercises jurisdiction — which for shoreline parcels commonly means docks, piers, shoreline-stabilization structures, and any construction within the flowage easement. An ADU sited on a shoreline or river-adjacent parcel may encounter (a) a TVA flowage easement restricting structures within a specified elevation zone, (b) a Section 26a permit requirement for shoreline features supporting ADU access or views, and (c) NFIP floodplain compliance separate from the TVA process. Owners of shoreline parcels should contact TVA's Chattanooga land-management office early in planning.
- Virginia Department of Forestry wildfire risk and Virginia Statewide Building Code WUI provisions — Washington County has elevated wildfire exposure in its Jefferson National Forest-adjacent and Mount Rogers-adjacent areas, where the Virginia Department of Forestry tracks wildfire risk using statewide risk-assessment methodology. Unlike California, Virginia does not have a statewide Very High Fire Hazard Severity Zone overlay that mandates WUI-rated construction materials on a per-parcel basis. The Virginia Department of Forestry publishes wildfire risk assessments and promotes defensible-space practices, but enforcement is advisory rather than regulatory. The Virginia Uniform Statewide Building Code, which is the single statewide building code (localities cannot impose more stringent building standards under Va. Code § 36-98), has not statewide-adopted the International Wildland-Urban Interface Code. Owners in wildfire-exposed Washington County locations should follow defensible-space best practices but face no locality-imposed WUI construction overlay analogous to California Chapter 7A.
- Abingdon Historic District (Town of Abingdon) — applicable to town parcels, noted for county-reader completeness — The Abingdon Historic District is a National Register-listed district within the Town of Abingdon corporate limits; design-review and Certificate of Appropriateness requirements are administered by the Town of Abingdon Architectural Review Board, not by Washington County. This overlay is noted here for completeness because a reader arriving at the county file may be researching an Abingdon-area ADU project and will need to route any historic-district review through the town, not the county. Washington County's ordinance does not apply inside the Town of Abingdon corporate limits.
County permitting (unincorporated parcels)
The Washington County Department of Community Development is the permitting authority for zoning permits, Special Use Permits, subdivision approvals, and building permits on parcels within the unincorporated county (i.e., parcels outside the corporate limits of the Town of Abingdon, Town of Damascus, and Town of Glade Spring, and outside the separate independent City of Bristol, Virginia). Washington County comprises approximately 565 square miles in the Great Valley of the Blue Ridge / Appalachian region of far southwestern Virginia, bounded by Smyth County to the northeast, Russell County to the north, Scott County to the west, the Tennessee state line (Sullivan and Johnson counties, TN) to the south, and Grayson County to the southeast. The county has a population of approximately 53,000 and an economy built heavily on heritage tourism (Abingdon's historic district, Barter Theatre, Martha Washington Inn, Virginia Creeper Trail, Crooked Road traditional-music heritage, Mount Rogers area), higher education (Emory & Henry College in the unincorporated community of Emory), health care (Ballad Health regional presence), and agriculture. Principal unincorporated communities include Emory (home of Emory & Henry College), Meadowview, Mendota, Bristol (the Virginia-side rural-fringe parcels attributable to the county, as distinct from the independent City of Bristol), Hayters Gap, Watauga, Glade Hollow, and numerous rural neighborhoods along US-11, US-19, US-58, US-421, and the I-81 corridor. For an ADU-style project in the unincorporated county, the typical sequence is: (a) pre-application zoning determination by the Department of Community Development (family/kinship dwelling, Special Use Permit required, or prohibited); (b) if a Special Use Permit is required, application to the Planning Commission and Board of Supervisors via the Va. Code § 15.2-2285 public-hearing process; (c) building permit application to the county building official; (d) Virginia Department of Health well-and-septic evaluation (for parcels not served by public utilities) through the Mount Rogers Health District office; (e) construction inspections under the Virginia Uniform Statewide Building Code; (f) certificate of occupancy. Applicants should expect a materially longer timeline if an SUP is required, because the SUP process is a public-hearing process with statutory notice requirements.
Virginia state — ADU law and programs
State ADU law
Virginia has NOT enacted a statewide ADU preemption law. Virginia is a Dillon Rule state — localities possess only those powers expressly granted by the General Assembly — and the statutes granting zoning authority (Va. Code § 15.2-2280 et seq.) leave ADU regulation to local ordinances. ADU permission, setbacks, parking, size, and owner-occupancy rules therefore vary by county, independent city, and town. Virginia is unique in that it has 38 independent cities that function as counties (neither in nor subordinate to the surrounding county), meaning 'the county' for any given Virginia property may be an independent city rather than a true county. Several ADU preemption bills have been introduced in recent General Assembly sessions (2022 through 2025) without enactment; none have advanced past committee as of the Assembly's 2026 regular session adjournment.
State financing programs
Virginia does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. Virginia Housing (formerly the Virginia Housing Development Authority, VHDA — rebranded 2020) administers general first-time-homebuyer, down-payment-assistance (DPA), mortgage-credit-certificate, and rehabilitation products that can be applied to ADU-adjacent purchases or improvements when eligibility criteria are met, but none target ADU construction as a distinct product. The Virginia Department of Housing and Community Development (DHCD) administers federal HOME and CDBG pass-through funds that local jurisdictions can direct toward ADU-adjacent rehab, but there is no state-level ADU-dedicated line item. Federally available products (FHA 203(k), Fannie Mae HomeReady and HomeStyle Renovation, Freddie Mac CHOICERenovation) remain the primary ADU financing path for Virginia homeowners.
State housing programs
Virginia does not run a state-level pre-approved-ADU-plan catalog, statewide impact-fee-waiver statute for ADUs, or streamlined-review mandate. State-level programs that touch ADU-adjacent policy are coordinated primarily through the Department of Housing and Community Development (DHCD) and Virginia Housing, and act by funding or assisting local jurisdictions rather than by preemption. Local ADU activity — Arlington County's Accessory Dwellings program (detached ADUs permitted since 2008, liberalized 2020), Alexandria's accessory-dwelling ordinance, Fairfax County's accessory-living-unit program, and Charlottesville's 2021 zoning-code changes — is authorized under the localities' Va. Code § 15.2-2280 zoning authority, not by state mandate.
- DHCD Community Development Block Grant (CDBG) Program — Federal CDBG funds administered by DHCD to eligible non-entitlement Virginia localities for community-revitalization, housing-rehab, and infrastructure projects. Not ADU-specific. Participating localities can direct CDBG funds toward housing-rehab projects where local policy supports ADUs.
- DHCD HOME Investment Partnerships Program — Federal HOME funds administered by DHCD to Virginia participating jurisdictions and non-profits for affordable-housing acquisition, rehab, and new construction. Not ADU-specific; can be directed to ADU-adjacent rehab at local discretion.
- Virginia Housing Commission — Permanent advisory commission of the General Assembly that studies housing-policy questions and recommends legislation. Has periodically studied ADU preemption and missing-middle housing without recommending statewide enactment as of 2026-04-21.
- Local ADU ordinances under Va. Code § 15.2-2280 authority — Not a state program — listed here because Virginia ADU policy is executed entirely at the locality level under the § 15.2-2280 zoning grant. A homeowner seeking to build an ADU consults the zoning ordinance of the specific county, city, or town where the parcel is located.
Federal (United States) — ADU-relevant rules and programs
Federal ADU law
The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.
Federal financing programs
Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.
Federal tax credits
There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.
Federal housing programs
HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.
ZIP Code
- 24327
Post Office
- 31045 Oxford Ave, 24327