Chilhowie
Tazewell County portion
Also in: Smyth County
ADU Pass helps homeowners in Chilhowie, Tazewell County, Virginia navigate the permit paperwork for building an accessory dwelling unit. This area covers 2 ZIP codes.
Map
ADU details
ADU legality: allowed-with-restrictions
Authoritative record: virginia/smyth-county/chilhowie.json. This Tazewell-county filing exists for cross-county aggregation only.
Cost scenarios
| Scenario | Sq ft | Permit | Build | Total |
|---|---|---|---|---|
| minimum | 250 | $1,700 | $56,000 | $57,700 |
| 600 | 600 | $1,700 | $134,400 | $136,100 |
| midpoint | 625 | $1,700 | $140,000 | $141,700 |
| 1000 | 1,000 | $1,700 | $224,000 | $225,700 |
| maximum | 1,000 | $1,700 | $224,000 | $225,700 |
Fee breakdown (as of 2026-05)
Permitting process
Viability (permitted uses)
- Long-term rental: yes Long-term rental permitted; Va. Code § 55.1-1200 et seq. governs.
- Short-term rental: with-restrictions Town of Chilhowie regulates STRs through its zoning ordinance; Smyth County Transient Occupancy Tax applies. Apple Festival weekend and I-81 traveler traffic generate seasonal STR demand.
- Office rental: with-restrictions Detached office rental requires zoning compliance.
- Home office: yes Home occupation permitted in town residential districts.
- Studio / workshop: yes Personal studio is a permitted accessory use.
- Agriculture: with-restrictions Apple orchards remain a regional agricultural use; town parcels have limited agricultural allowances.
- Relative support: yes Family-member dwelling is a common Chilhowie ADU pattern.
Contacts
Utilities
- Water: Town of Chilhowie municipal water system · 30d connect · $3,200 · separate meter required
- Sewer: Town of Chilhowie municipal sewer system · 30d connect · $4,200
- Electric: Appalachian Power (AEP) · 21d connect · $1,700
- Gas: Atmos Energy piped natural gas in some areas; bottled propane elsewhere · 21d connect · $1,900
Property values & taxes
Construction timeline
Realistic total: best 7mo · typical 10mo · worst 15mo
Modular pathway inspectors are occasional with modular
Financing
Insurance impact
HOA prevalence & preemption
Virginia has no HOA-ADU preemption. Most Chilhowie parcels predate HOA covenants.
Regulatory overlays (2)
- flood-zone
Portions of the town along the Middle Fork of the Holston River sit in mapped Zone AE; ADU finished floor must clear BFE plus Virginia freeboard. (map) - historic-district
Downtown Chilhowie is an NRHP-listed historic district along the Norfolk & Western Railway corridor; individually listed properties include the A.C. Beatie House, H.L. Bonham House, and Chilhowie Methodist Episcopal Church. (map)
Technical envelope (climate & building code)
Climate & energy code
Building code
Amendments:
- Amendment
Legal history (timeline)
Current ordinance: Town of Chilhowie Zoning Ordinance (Smyth County jurisdiction), adopted 1990-01-01, last amended 2024-01-01
- 1913-01-01 — Town of Chilhowie incorporated in Smyth County (event)
Chilhowie was incorporated as a town in 1913 in Smyth County (not Tazewell County), having grown from a 19th-century Norfolk & Western Railway depot. The name is derived from a Cherokee word meaning 'valley of many deer.'
Effect: Documents the town's location entirely within Smyth County, distinct from Tazewell County jurisdictions. - 2026-04-13 — Virginia SB 531 signed by Governor Spanberger - statewide by-right ADU mandate (state-statute)
SB 531 requires every Virginia locality, including the Town of Chilhowie (Smyth County), to include ADUs as a permitted accessory use in single-family residential zoning districts effective July 1, 2027.
Effect: Town of Chilhowie must conform its zoning ordinance by July 1, 2027.
Known issues (2)
- other — Aggregators that walk the tazewell-county directory will pick up the cross-reference; the authoritative numbers come from the smyth-county record.
- other — Floodplain construction adds elevation requirements and Elevation Certificate cost.
Tazewell County — county ADU rules and overlays
County ADU ordinance
Tazewell County does NOT maintain a standalone accessory-dwelling-unit ordinance. The county's regulatory posture is moderate — more structured than Russell or Buchanan counties given Tazewell's higher population and town infrastructure, but lighter than Tidewater Virginia. ADUs are regulated indirectly through the Zoning Ordinance's treatment of 'accessory use,' 'accessory structure,' 'guest house,' and 'family-member dwelling' in combination with the per-district use schedules where zoning applies. In zoned areas (typically the higher-density corridors near the towns and the principal valley-floor agricultural areas), an A-1 or A-R district 'family-member dwelling' or farm-labor tenant dwelling is typically permitted subject to minimum lot area requirements; a fully independent second dwelling for non-family occupancy on a single lot typically requires a Special Use Permit. In residential districts, accessory structures are typically permitted by-right; an independent second dwelling typically requires SUP review. Many ridge-and-hollow parcels and the Burke's Garden interior have light-touch zoning where the principal regulatory touchpoints are USBC building permit and VDH onsite-sewage. Mine-subsidence concerns from historic underground coal mining apply on portions of the county, particularly around Pocahontas and the major coalfield communities. Applicants should confirm current ordinance text and zoning status of the specific parcel with the Tazewell County Department of Community Development before committing to a project pro forma.
County regulatory overlays
Tazewell County's overlay regime reflects its Appalachian coalfield geography and exceptional historic-resource concentration. The relevant overlays / hazard layers are: (1) a Floodplain Overlay tied to FEMA Special Flood Hazard Areas along the Clinch River, the Bluestone River, Indian Creek, and other mapped tributaries; (2) a mine-subsidence hazard layer tied to historic underground coal workings, administered jointly by the Virginia Department of Energy Division of Mined Land Repurposing — significant portions of the Pocahontas / Richlands / coalfield-corridor area overlie former room-and-pillar coal mining with measurable subsidence risk; (3) karst-terrain hazard zones in portions of the county with limestone bedrock — Burke's Garden notably sits in a Mississippian-age limestone formation and has karst features affecting septic-system siting and foundation design; (4) the Burke's Garden Rural Historic District (a National Historic Landmark District covering the entire enclosed valley, NRHP-listed) — the District's NHL status does not directly impose local-zoning restrictions but Section 106 review applies to federally-funded projects and federal historic-rehabilitation tax credits affect the rehab investment regime; (5) the Pocahontas Historic District (NRHP-listed coal-mining-era company-town district); (6) various individually-listed NRHP plantations, houses, and industrial structures; (7) the Bluefield twin-city historic-resource overlap with the Town of Bluefield, VA. The Chesapeake Bay Preservation Act DOES NOT apply (Tazewell drains to the Tennessee River system and the Ohio River system, not to the Chesapeake watershed). There is NO California-style coastal commission, NO CalFire-equivalent WUI overlay, NO seismic-retrofit overlay, and NO airport-noise overlay in Tazewell County (Tazewell County Airport / Tazewell County / WV / Pocahontas Airport JFZ is a small general-aviation strip without published noise-contour mapping that would constrain residential development).
- Floodplain Overlay along the Clinch and Bluestone Rivers and tributaries
- Mine-subsidence hazard from historic underground coal mining (Pocahontas coalfield)
- Burke's Garden Rural Historic District (National Historic Landmark District)
- Pocahontas Historic District (coal-mining-era company-town district)
- Karst-terrain sinkhole susceptibility in limestone bedrock areas
County permitting (unincorporated parcels)
Tazewell County's Department of Community Development handles zoning permits, Special Use Permits, site plan review, subdivision review, and floodplain-overlay administration for every parcel in the county except those inside the incorporated towns (Tazewell, Bluefield, Cedar Bluff, Pocahontas, Richlands) or on state/federal land. Building Inspections issues building permits and trade permits for the same non-town territory. A typical second-dwelling permit bundle includes: (1) where zoning applies and SUP is required, an SUP from the Board of Supervisors with Planning Commission recommendation, (2) a Zoning Permit confirming use compliance and district setback compliance (where applicable), (3) a Building Permit with stamped residential plans, (4) Electrical, Plumbing, and Mechanical trade permits, (5) a Virginia Department of Health (VDH) - Cumberland Plateau Health District construction permit for well and/or septic on parcels not served by public water or sewer, (6) any applicable Floodplain Development Permit if the parcel intersects the mapped 100-year SFHA along the Clinch River, the Bluestone River, the Tug Fork tributaries, or other mapped tributaries (Tazewell County is bisected by the Clinch and is the headwaters area for the Bluestone River system that drains north into West Virginia), (7) any applicable mine-subsidence acknowledgment for parcels overlying historic underground coal workings (significant in the Pocahontas, Richlands, and former-active-mine areas), (8) any applicable historic-overlay review at Burke's Garden (a National Historic Landmark District), Pocahontas (the historic coal-mining-town district), and individual NRHP-listed parcels. The Chesapeake Bay Preservation Act does NOT apply.
Virginia state — ADU law and programs
State ADU law
Virginia has NOT enacted a statewide ADU preemption law. Virginia is a Dillon Rule state — localities possess only those powers expressly granted by the General Assembly — and the statutes granting zoning authority (Va. Code § 15.2-2280 et seq.) leave ADU regulation to local ordinances. ADU permission, setbacks, parking, size, and owner-occupancy rules therefore vary by county, independent city, and town. Virginia is unique in that it has 38 independent cities that function as counties (neither in nor subordinate to the surrounding county), meaning 'the county' for any given Virginia property may be an independent city rather than a true county. Several ADU preemption bills have been introduced in recent General Assembly sessions (2022 through 2025) without enactment; none have advanced past committee as of the Assembly's 2026 regular session adjournment.
State financing programs
Virginia does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. Virginia Housing (formerly the Virginia Housing Development Authority, VHDA — rebranded 2020) administers general first-time-homebuyer, down-payment-assistance (DPA), mortgage-credit-certificate, and rehabilitation products that can be applied to ADU-adjacent purchases or improvements when eligibility criteria are met, but none target ADU construction as a distinct product. The Virginia Department of Housing and Community Development (DHCD) administers federal HOME and CDBG pass-through funds that local jurisdictions can direct toward ADU-adjacent rehab, but there is no state-level ADU-dedicated line item. Federally available products (FHA 203(k), Fannie Mae HomeReady and HomeStyle Renovation, Freddie Mac CHOICERenovation) remain the primary ADU financing path for Virginia homeowners.
State housing programs
Virginia does not run a state-level pre-approved-ADU-plan catalog, statewide impact-fee-waiver statute for ADUs, or streamlined-review mandate. State-level programs that touch ADU-adjacent policy are coordinated primarily through the Department of Housing and Community Development (DHCD) and Virginia Housing, and act by funding or assisting local jurisdictions rather than by preemption. Local ADU activity — Arlington County's Accessory Dwellings program (detached ADUs permitted since 2008, liberalized 2020), Alexandria's accessory-dwelling ordinance, Fairfax County's accessory-living-unit program, and Charlottesville's 2021 zoning-code changes — is authorized under the localities' Va. Code § 15.2-2280 zoning authority, not by state mandate.
- DHCD Community Development Block Grant (CDBG) Program — Federal CDBG funds administered by DHCD to eligible non-entitlement Virginia localities for community-revitalization, housing-rehab, and infrastructure projects. Not ADU-specific. Participating localities can direct CDBG funds toward housing-rehab projects where local policy supports ADUs.
- DHCD HOME Investment Partnerships Program — Federal HOME funds administered by DHCD to Virginia participating jurisdictions and non-profits for affordable-housing acquisition, rehab, and new construction. Not ADU-specific; can be directed to ADU-adjacent rehab at local discretion.
- Virginia Housing Commission — Permanent advisory commission of the General Assembly that studies housing-policy questions and recommends legislation. Has periodically studied ADU preemption and missing-middle housing without recommending statewide enactment as of 2026-04-21.
- Local ADU ordinances under Va. Code § 15.2-2280 authority — Not a state program — listed here because Virginia ADU policy is executed entirely at the locality level under the § 15.2-2280 zoning grant. A homeowner seeking to build an ADU consults the zoning ordinance of the specific county, city, or town where the parcel is located.
Federal (United States) — ADU-relevant rules and programs
Federal ADU law
The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.
Federal financing programs
Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.
Federal tax credits
There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.
Federal housing programs
HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.
ZIP Codes
- 24316
- 24377
Post Office
- 195 Old Stage Rd, 24319