Wakefield

Surry County portion

ADU Pass helps homeowners in Wakefield, Surry County, Virginia navigate the permit paperwork for building an accessory dwelling unit. This area covers 2 ZIP codes.

2 ZIP codes

ADU details

ADU legality: allowed-with-restrictions

Statewith-restrictions (Virginia SB531 (2026) effective 2027-07-01; Va. Code Title 15.2 Chapter 22 Article 7. NOTE: The Town of Wakefield is in SUSSEX County, not Surry; this entry is filed under surry-county for the directory's cross-reference organization since the Wakefield ZIP-code area straddles the county boundary.) — Virginia SB531 signed April 14, 2026, effective July 1, 2027. Sussex County (where the Town of Wakefield is located) is not exempt. Surry County parcels in the Wakefield ZIP catchment are governed by Surry County zoning.
Countywith-restrictions (Surry County Zoning Ordinance (governs Surry-County parcels in the Wakefield ZIP catchment)) — The Town of Wakefield lies in Sussex County; some Surry County parcels are within the Wakefield postal area. For those Surry parcels, Surry County zoning controls.
Citywith-restrictions (Town of Wakefield (Sussex County); Surry County zoning for Surry-side parcels) — The Town of Wakefield is a small incorporated town in Sussex County known as the 'Peanut Capital of the World' and home of the historic Virginia Diner. Some surrounding rural parcels in adjacent Surry County share the Wakefield ZIP. ADU rules differ by the governing county: Sussex County controls in-town and Sussex-side parcels; Surry County controls Surry-side parcels.

Cross-reference filing: the Town of Wakefield itself is in Sussex County. This Surry-County file applies to Surry parcels within the Wakefield postal catchment.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 150 $1,100 $31,650 $32,750
600 600 $1,100 $126,600 $127,700
midpoint 525 $1,100 $110,775 $111,875
maximum 900 $1,100 $189,900 $191,000
Fee breakdown (as of 2026-05)
Plan review$350
Building permit$750
Total$1,100

Permitting process

Typical duration95 days
Backlog18 days

Viability (permitted uses)

  • Long-term rental: yes Long-term rental of an ADU permitted; VRLTA governs.
  • Short-term rental: with-restrictions STR rules differ by county; Surry-side parcels require SUP. Tourist demand exists from Virginia Diner traffic and US-460 / Route 31 travel.
  • Office rental: with-restrictions Detached office rental requires SUP or rezoning.
  • Home office: yes Home occupation permitted with customary limits.
  • Studio / workshop: yes Personal artist studio is a permitted accessory use.
  • Agriculture: yes Peanut, pine, and field-crop agriculture is the dominant land use; agricultural buildings by-right.
  • Relative support: yes Family/multigenerational ADU is the most common pattern in this region.

Incentives

Contacts

DepartmentSurry County Planning and Community Development (Surry-side parcels)

Staff: Surry County Planning Director / Zoning Administrator (Planning Director / Zoning Administrator), Sussex County Department of Planning and Zoning (for in-town Wakefield) (Sussex Planning Director), Virginia Department of Health Crater Health District (Environmental Health Specialist)

Utilities

  • Water: Private well on Surry-side parcels; Town of Wakefield public water serves the Sussex-side town center. · 60d connect · $7,500
  • Sewer: Private septic on Surry-side parcels; Town of Wakefield sewer in town center. · 75d connect · $9,500
  • Electric: Dominion Energy Virginia · 28d connect · $2,200
  • Gas: No natural-gas distribution; bottled propane standard. · 14d connect · $1,850

Property values & taxes

Median value$175,000
Median tax$1,350/yr
Effective rate0.8%

Construction timeline

Detached build22 weeks
Conversion13 weeks
Contractor lead3 months

Realistic total: best 7mo · typical 11mo · worst 16mo

Modular pathway inspectors are occasional with modular

Financing

Fannie Mae ADUeligible

State ADU loans:

Insurance impact

Annual premium delta$475
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting.

HOA prevalence & preemption

State HOA preemptionno

Minimal HOA presence in rural Surry/Sussex farmland.

Regulatory overlays (2)

  • flood-zone
    Wakefield drains into the Blackwater River system; low-lying parcels along tributaries map to Zone A. (map)
  • wetland-overlay
    Both Surry and Sussex counties enforce CBPA designations. (map)
Technical envelope (climate & building code)

Climate & energy code

IECC climate zone4A
Heating degree days3,950
Cooling degree days1,620
Design low / high19°F / 93°F
Frost depth14"
Design snow load15 psf
Wind design speed120 mph
Seismic design cat.B
Annual rainfall48"
Wildfire exposurelow
Energy codeIECC
Version / adopted2021 / 2024

Building code

Base codeIRC
Version year2,021
Adopted2024
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-49 min
Wall R-valueR-20 min

Amendments:

  • Amendment

Known issues (2)

  • other — Add a pre-application step to verify governing jurisdiction.
  • other — Practitioners with Surry parcels follow Surry County procedures.
Surry County — county ADU rules and overlays

County ADU ordinance

Surry County does NOT maintain a standalone accessory-dwelling-unit ordinance with dedicated definitional and dimensional standards. ADUs are regulated indirectly through the Zoning Ordinance's treatment of 'accessory use,' 'accessory structure,' 'guest house,' and 'family-member dwelling' provisions in combination with the per-district use schedules. In the A-R Agricultural-Rural district, which covers the great majority of county acreage, a 'family-member dwelling' or farm-labor tenant dwelling is typically permitted subject to minimum lot area requirements and demonstrated agricultural or family-member use; a fully independent second dwelling for non-family occupancy on a single lot typically requires a Special Use Permit from the Board of Supervisors after Planning Commission recommendation. In the R-1 and R-2 Residential districts, accessory structures (workshops, detached garages, no-kitchen guest cottages) are typically permitted by-right subject to setback, height, and lot-coverage standards; an independent second dwelling in those districts typically requires SUP review. Applicants should confirm current ordinance text with the Surry County Department of Planning and Community Development before committing to a project pro forma.

County regulatory overlays

Surry County administers several overlay regimes that bear materially on ADU projects, with coastal / tidal exposure being the dominant physical constraint along the James River frontage. The relevant overlays are: (1) a Floodplain Overlay District tied to FEMA Special Flood Hazard Areas along the James River, the Chickahominy River drainage to the north (the James-Chickahominy confluence is at the county's northeast corner across from Charles City), and various tidal creek systems (Lawnes Creek, Hog Island Creek, Lower Chippokes Creek, Upper Chippokes Creek); (2) Chesapeake Bay Preservation Act jurisdiction across the entire county (Surry is a Tidewater locality designated under Va. Code § 62.1-44.15:67 et seq.), with Resource Protection Area (RPA) buffers of 100 feet from perennial water bodies and tidal wetlands and Resource Management Area (RMA) coverage on much of the remaining land; (3) Virginia Marine Resources Commission (VMRC) tidal-wetlands and subaqueous-bottom jurisdiction reaching any project touching tidal waters along the James and its tributaries; (4) NRHP-listed historic resources of exceptional national significance, including Bacon's Castle (a National Historic Landmark, oldest surviving brick dwelling in English North America, 1665), Smith's Fort plantation (associated with Pocahontas — the dwelling site John Rolfe owned and on which he lived briefly with Pocahontas after their 1614 marriage; the existing house is a 1763 brick structure on the site, NRHP-listed), Chippokes Plantation State Park (NRHP-listed plantation operated by Virginia State Parks, Mansion House and farm complex), Pleasant Point and Four Mile Tree plantations, and various NRHP-listed colonial-era resources; (5) the Surry Power Station Emergency Planning Zone (10-mile and 50-mile EPZs around the nuclear-generating facility, which constrain certain critical-facility siting decisions but do not directly restrict residential ADU construction); (6) state parkland at Chippokes Plantation State Park (one of the larger James River frontage state parks). Surry County has NO California-style coastal commission, NO CalFire-equivalent WUI overlay, NO seismic-retrofit overlay, and NO airport-noise overlay.

County permitting (unincorporated parcels)

Surry County's Department of Planning and Community Development handles zoning permits, Special Use Permits, site plan review, subdivision review, and Chesapeake Bay Preservation District administration for every parcel in the county except those inside the Town of Surry or the Town of Claremont (which administer their own zoning and permitting) and state/federal land. Building Inspections issues building permits and trade permits for the same non-town territory. A typical ADU-like permit bundle (where a second dwelling is permitted) includes: (1) a Special Use Permit from the Board of Supervisors with Planning Commission recommendation, unless the parcel qualifies for an A-R family-member or farm-labor dwelling allowance, (2) a Zoning Permit confirming use compliance and district setback compliance, (3) a Building Permit with stamped residential plans, (4) Electrical, Plumbing, and Mechanical trade permits, (5) a Virginia Department of Health (VDH) - Western Tidewater Health District construction permit for well and/or septic on parcels not served by public water or sewer (which is the great majority of unincorporated parcels), (6) a Floodplain Development Permit if any portion of the parcel intersects the mapped 100-year SFHA along the James River, the Chickahominy / Diascund / Mill Pond drainages, or other mapped tributaries, (7) a Chesapeake Bay Preservation Act review — Surry County IS a Tidewater locality subject to the CBPA, with Resource Protection Area (RPA) and Resource Management Area (RMA) rules applying countywide given the James River tidal frontage, (8) a Virginia Marine Resources Commission (VMRC) joint permit for any work below mean high water or encroaching on tidal wetlands of the James, (9) US Army Corps of Engineers permit where federal waters are involved, and (10) historic-resource review at Bacon's Castle, Smith's Fort, and other NRHP-listed parcels.

Virginia state — ADU law and programs

State ADU law

Virginia has NOT enacted a statewide ADU preemption law. Virginia is a Dillon Rule state — localities possess only those powers expressly granted by the General Assembly — and the statutes granting zoning authority (Va. Code § 15.2-2280 et seq.) leave ADU regulation to local ordinances. ADU permission, setbacks, parking, size, and owner-occupancy rules therefore vary by county, independent city, and town. Virginia is unique in that it has 38 independent cities that function as counties (neither in nor subordinate to the surrounding county), meaning 'the county' for any given Virginia property may be an independent city rather than a true county. Several ADU preemption bills have been introduced in recent General Assembly sessions (2022 through 2025) without enactment; none have advanced past committee as of the Assembly's 2026 regular session adjournment.

State financing programs

Virginia does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. Virginia Housing (formerly the Virginia Housing Development Authority, VHDA — rebranded 2020) administers general first-time-homebuyer, down-payment-assistance (DPA), mortgage-credit-certificate, and rehabilitation products that can be applied to ADU-adjacent purchases or improvements when eligibility criteria are met, but none target ADU construction as a distinct product. The Virginia Department of Housing and Community Development (DHCD) administers federal HOME and CDBG pass-through funds that local jurisdictions can direct toward ADU-adjacent rehab, but there is no state-level ADU-dedicated line item. Federally available products (FHA 203(k), Fannie Mae HomeReady and HomeStyle Renovation, Freddie Mac CHOICERenovation) remain the primary ADU financing path for Virginia homeowners.

State housing programs

Virginia does not run a state-level pre-approved-ADU-plan catalog, statewide impact-fee-waiver statute for ADUs, or streamlined-review mandate. State-level programs that touch ADU-adjacent policy are coordinated primarily through the Department of Housing and Community Development (DHCD) and Virginia Housing, and act by funding or assisting local jurisdictions rather than by preemption. Local ADU activity — Arlington County's Accessory Dwellings program (detached ADUs permitted since 2008, liberalized 2020), Alexandria's accessory-dwelling ordinance, Fairfax County's accessory-living-unit program, and Charlottesville's 2021 zoning-code changes — is authorized under the localities' Va. Code § 15.2-2280 zoning authority, not by state mandate.

  • DHCD Community Development Block Grant (CDBG) Program — Federal CDBG funds administered by DHCD to eligible non-entitlement Virginia localities for community-revitalization, housing-rehab, and infrastructure projects. Not ADU-specific. Participating localities can direct CDBG funds toward housing-rehab projects where local policy supports ADUs.
  • DHCD HOME Investment Partnerships Program — Federal HOME funds administered by DHCD to Virginia participating jurisdictions and non-profits for affordable-housing acquisition, rehab, and new construction. Not ADU-specific; can be directed to ADU-adjacent rehab at local discretion.
  • Virginia Housing Commission — Permanent advisory commission of the General Assembly that studies housing-policy questions and recommends legislation. Has periodically studied ADU preemption and missing-middle housing without recommending statewide enactment as of 2026-04-21.
  • Local ADU ordinances under Va. Code § 15.2-2280 authority — Not a state program — listed here because Virginia ADU policy is executed entirely at the locality level under the § 15.2-2280 zoning grant. A homeowner seeking to build an ADU consults the zoning ordinance of the specific county, city, or town where the parcel is located.
Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Codes

  • 23839
  • 23846

Post Office

  • 312 W Church St, 23888