McGaheysville

ADU Pass helps homeowners in McGaheysville, Rockingham County, Virginia navigate the permit paperwork for building an accessory dwelling unit. This area covers 1 ZIP code.

1 ZIP code

ADU details

ADU legality: allowed-with-restrictions

Stateunclear (Virginia Dillon Rule framework (Va. Code § 15.2-2280 et seq.); SB 531 (2026) statewide ADU mandate effective July 1, 2027.) — Virginia SB 531 (signed April 14, 2026) compels by-right ADU permission and a $500 fee cap statewide effective July 1, 2027. Ordinances adopted before January 1, 2026 are grandfathered. Virginia is a Dillon Rule state with no pre-SB-531 statewide ADU enabling statute.
Countywith-restrictions (Rockingham County Zoning Ordinance (Chapter 17). McGaheysville is unincorporated and falls directly under county zoning.) — McGaheysville is an unincorporated CDP in eastern Rockingham County along U.S. Route 33 between Harrisonburg and Elkton, near the foothills of Massanutten Mountain. The village core is zoned R-1 Suburban Residential and R-2 General Residential; surrounding parcels are A-1 / A-2 Agricultural. The Massanutten Resort, a major Shenandoah Valley four-season resort with ~7,000 condominium / villa units, sits 3 miles north of the village core (in the Hammer Hollow / Lake Laura area) and drives substantial second-home and short-term rental demand throughout McGaheysville.
Cityunclear (McGaheysville is an unincorporated census-designated locality with no municipal government; city-tier ADU treatment is governed solely by Rockingham County.) — McGaheysville has no town government. All land-use authority routes through Rockingham County. Massanutten Resort-area parcels are administered under Planned Unit Development (PUD) overlays with their own design standards, but the underlying R-1 / R-2 / A-1 zoning still applies.

McGaheysville ADUs follow Rockingham County zoning. R-1 / R-2 village parcels typically require Special Use Permit for second dwellings; A-1 / A-2 parcels permit farm-related accessory dwellings administratively. Massanutten Resort POA covenants restrict ADUs on most resort parcels. SB 531 preempts effective July 1, 2027.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 200 $1,450 $53,000 $54,450
600 600 $1,450 $159,000 $160,450
midpoint 600 $1,450 $159,000 $160,450
1000 1,000 $1,450 $265,000 $266,450
maximum 1,000 $1,450 $265,000 $266,450
Fee breakdown (as of 2026-05)
Plan review$425
Building permit$760
Impact fees$265
Total$1,450

Permitting process

Typical duration105 days
Backlog32 days

Viability (permitted uses)

  • Long-term rental: yes Long-term rental sees steady demand from Massanutten Resort hospitality staff, Harrisonburg / Elkton commuters, and rural Rockingham County residents.
  • Short-term rental: with-restrictions STR demand in McGaheysville is exceptionally strong by rural Rockingham County standards due to Massanutten Resort spillover. Resort-area POA covenants restrict ADUs and STR; non-POA village and surrounding parcels see strong nightly-rental demand. Rockingham County requires STR registration; Va. Code § 58.1-3819 transient-occupancy tax applies.
  • Office rental: with-restrictions Detached office rental requires Home Occupation permit; SUP for non-resident-employee use.
  • Home office: yes Home occupation is a permitted accessory use.
  • Studio / workshop: yes Personal studio is a permitted accessory use.
  • Agriculture: yes A-1 / A-2 surrounding parcels permit agricultural use; village R-1 / R-2 parcels are limited.
  • Relative support: yes Multi-generational accessory dwelling is permitted.

Incentives

Contacts

DepartmentRockingham County Department of Community Development (Zoning and Building Inspections), with Virginia Department of Health Central Shenandoah Health District septic/well sign-off; Massanutten Resort POA Architectural Review Board sign-off for resort parcels.

Utilities

  • Water: Massanutten Public Service Corporation (resort-area parcels); private well for non-resort village and rural parcels · 32d connect · $9,500
  • Sewer: Massanutten Public Service Corporation wastewater treatment (resort-area parcels); private on-site septic for non-resort village and rural parcels · 38d connect · $12,000
  • Electric: Dominion Energy Virginia - primary electric utility serving McGaheysville and Massanutten Resort area · 22d connect · $1,950
  • Gas: Bottled propane (no natural gas distribution to McGaheysville) · 14d connect · $1,850

Property values & taxes

Median value$320,000
Median tax$2,400/yr
Effective rate0.8%

Construction timeline

Detached build24 weeks
Conversion13 weeks
Contractor lead4 months

Realistic total: best 7mo · typical 11mo · worst 18mo

Modular pathway inspectors are occasional with modular

Financing

Fannie Mae ADUeligible

State ADU loans:

Insurance impact

Annual premium delta$495
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting an ADU; $2M umbrella recommended for high-occupancy STR. South Fork Shenandoah floodplain parcels carry NFIP premium burden.

HOA prevalence & preemption

State HOA preemptionno

Virginia has no HOA-ADU preemption. Massanutten Resort POA covers a substantial share of McGaheysville parcels (north of U.S. 33) and generally prohibits ADUs. Village core and southern unincorporated parcels are largely covenant-free.

Regulatory overlays (2)

  • flood-zone
    McGaheysville-area parcels along the South Fork Shenandoah River and Hammer Hollow Run are mapped in Zone AE. ADU finished-floor elevation must clear Base Flood Elevation plus Virginia freeboard. (map)
  • other
    Massanutten Resort parcels are governed by the resort POA covenants and Architectural Review Board in addition to county zoning. Most resort parcels prohibit ADUs and short-term subletting outside the resort rental program. The PUD overlay covers parcels north of U.S. 33 on the Massanutten Mountain side; village core and southern unincorporated parcels are not subject to the POA. (map)
Technical envelope (climate & building code)

Climate & energy code

IECC climate zone4A
Heating degree days4,750
Cooling degree days1,200
Design low / high5°F / 89°F
Frost depth28"
Design snow load30 psf
Wind design speed95 mph
Seismic design cat.A
Annual rainfall39"
Wildfire exposuremoderate
Energy codeIECC
Version / adopted2021 / 2024

Building code

Base codeIRC
Version year2,021
Adopted2024
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-49 min
Wall R-valueR-20 min

Amendments:

  • Amendment
  • Amendment
  • Amendment
  • Amendment

Contractor market (aggregate)

Licensed residential GCs235
ADU-specialist GCs9

Known issues (2)

  • fee-schedule-pending — Approximately $950 in permit-fee savings on each by-right ADU built after July 1, 2027 on a non-floodplain non-POA McGaheysville parcel.
  • other — Resort-area parcels typically cannot host ADUs. Village core and southern unincorporated parcels carry the strong STR economics without the POA restriction.
Rockingham County — county ADU rules and overlays

County ADU ordinance

Rockingham County regulates accessory dwelling units primarily through accessory-use provisions in its zoning ordinance rather than through a standalone ADU chapter. The county's agricultural (A-1, A-2) and residential (R-1, R-2, RG-1) districts permit one accessory dwelling unit on a qualifying lot subject to minimum lot area, setback, and public-health requirements (well and septic sizing), with the ADU treated as subordinate to the principal dwelling. The county does not operate a Northern-Virginia-style ADU ordinance with an explicit size cap; instead, ADU feasibility is driven primarily by (1) the district's minimum lot area, (2) onsite-sewage capacity under Virginia Department of Health (VDH Central Shenandoah Health District) rules, and (3) the Uniform Statewide Building Code's residential-occupancy requirements. ADU feasibility is materially higher on rural A-1 and A-2 acreage than in the small R-1 residential subdivisions near Harrisonburg, where setback and lot-area minimums often require a Special Use Permit for a second dwelling. Short-term rental is regulated separately under the county's zoning ordinance with a distinct STR classification. Confirm the current accessory-dwelling section text and any by-right vs. Special Use Permit classification with the Rockingham County Department of Community Development before pricing a project.

County regulatory overlays

Rockingham County administers three overlay regimes that bear materially on ADU projects: (1) a Floodplain Overlay District tied to FEMA Special Flood Hazard Areas along the North River, South Fork Shenandoah River, Dry River, Smith Creek, Cooks Creek, and other Shenandoah Valley drainages; (2) Agricultural-Preservation and rural-preservation overlays reflecting the county's strong poultry and livestock economy and the visual character of US 33, US 11, and I-81 corridors plus the Skyline Drive / Shenandoah National Park and George Washington National Forest gateway routes; and (3) a public water-and-sewer service-area framework run by the Harrisonburg-Rockingham Regional Sewer Authority (HRRSA) and the Rockingham County Public Works / Utilities Division that sharply separates ADU feasibility inside vs. outside those service areas. The Massanutten resort area carries its own density and STR-related planning context reflecting its history as a Planned Community / Large-Scale Development. Rockingham County has NO coastal-commission jurisdiction (it is entirely inland, far outside the Chesapeake Bay Preservation Act boundary), NO CalFire-equivalent WUI regulatory overlay (Virginia has no statewide WUI program; the Virginia Department of Forestry coordinates wildfire response without a permit-constraining overlay), NO seismic-retrofit overlay (standard IRC/IBC provisions as adopted in the Virginia Uniform Statewide Building Code govern), and NO FAA Part 150 airport-noise overlay imposed on surrounding parcels (Shenandoah Valley Regional Airport / KSHD sits partly in Rockingham County with commercial service but no Part 150 noise-exposure overlay is in force).

County permitting (unincorporated parcels)

Rockingham County's Department of Community Development issues ADU building permits for every parcel in the county except those inside the independent city of Harrisonburg (which operates its own building department and zoning ordinance) and, for zoning matters, those inside the Towns of Bridgewater, Broadway, Dayton, Elkton, Grottoes, Mount Crawford, and Timberville where the town has displaced the county code. All unincorporated communities including Penn Laird, McGaheysville, Massanutten, Keezletown, Linville, Singers Glen, Lacey Spring, Fulks Run, Bergton, Cross Keys, and Port Republic route through the county. A typical Rockingham County ADU permit bundle includes: (1) a Zoning Permit from the county Planning and Zoning Division confirming district eligibility, setbacks, and any overlay triggers, (2) a Building Permit with stamped residential plans filed with the Building Inspections Division, (3) Electrical, Plumbing, and Mechanical trade permits, (4) a Virginia Department of Health onsite-sewage / well construction permit from the Central Shenandoah Health District for parcels not served by public water and sewer (the majority of county parcels), (5) a Floodplain Development Permit if any portion of the parcel is within the mapped 100-year floodplain under the county's Floodplain Overlay, and (6) any town-level review if the parcel is inside one of the seven incorporated towns.

Virginia state — ADU law and programs

State ADU law

Virginia has NOT enacted a statewide ADU preemption law. Virginia is a Dillon Rule state — localities possess only those powers expressly granted by the General Assembly — and the statutes granting zoning authority (Va. Code § 15.2-2280 et seq.) leave ADU regulation to local ordinances. ADU permission, setbacks, parking, size, and owner-occupancy rules therefore vary by county, independent city, and town. Virginia is unique in that it has 38 independent cities that function as counties (neither in nor subordinate to the surrounding county), meaning 'the county' for any given Virginia property may be an independent city rather than a true county. Several ADU preemption bills have been introduced in recent General Assembly sessions (2022 through 2025) without enactment; none have advanced past committee as of the Assembly's 2026 regular session adjournment.

State financing programs

Virginia does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. Virginia Housing (formerly the Virginia Housing Development Authority, VHDA — rebranded 2020) administers general first-time-homebuyer, down-payment-assistance (DPA), mortgage-credit-certificate, and rehabilitation products that can be applied to ADU-adjacent purchases or improvements when eligibility criteria are met, but none target ADU construction as a distinct product. The Virginia Department of Housing and Community Development (DHCD) administers federal HOME and CDBG pass-through funds that local jurisdictions can direct toward ADU-adjacent rehab, but there is no state-level ADU-dedicated line item. Federally available products (FHA 203(k), Fannie Mae HomeReady and HomeStyle Renovation, Freddie Mac CHOICERenovation) remain the primary ADU financing path for Virginia homeowners.

State housing programs

Virginia does not run a state-level pre-approved-ADU-plan catalog, statewide impact-fee-waiver statute for ADUs, or streamlined-review mandate. State-level programs that touch ADU-adjacent policy are coordinated primarily through the Department of Housing and Community Development (DHCD) and Virginia Housing, and act by funding or assisting local jurisdictions rather than by preemption. Local ADU activity — Arlington County's Accessory Dwellings program (detached ADUs permitted since 2008, liberalized 2020), Alexandria's accessory-dwelling ordinance, Fairfax County's accessory-living-unit program, and Charlottesville's 2021 zoning-code changes — is authorized under the localities' Va. Code § 15.2-2280 zoning authority, not by state mandate.

  • DHCD Community Development Block Grant (CDBG) Program — Federal CDBG funds administered by DHCD to eligible non-entitlement Virginia localities for community-revitalization, housing-rehab, and infrastructure projects. Not ADU-specific. Participating localities can direct CDBG funds toward housing-rehab projects where local policy supports ADUs.
  • DHCD HOME Investment Partnerships Program — Federal HOME funds administered by DHCD to Virginia participating jurisdictions and non-profits for affordable-housing acquisition, rehab, and new construction. Not ADU-specific; can be directed to ADU-adjacent rehab at local discretion.
  • Virginia Housing Commission — Permanent advisory commission of the General Assembly that studies housing-policy questions and recommends legislation. Has periodically studied ADU preemption and missing-middle housing without recommending statewide enactment as of 2026-04-21.
  • Local ADU ordinances under Va. Code § 15.2-2280 authority — Not a state program — listed here because Virginia ADU policy is executed entirely at the locality level under the § 15.2-2280 zoning grant. A homeowner seeking to build an ADU consults the zoning ordinance of the specific county, city, or town where the parcel is located.
Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Code

  • 22840

Post Office

  • 419 Jacob Burner Dr, 22840