Occoquan
ADU Pass helps homeowners in Occoquan, Prince William County, Virginia navigate the permit paperwork for building an accessory dwelling unit. This area covers 1 ZIP code.
Map
ADU details
ADU legality: allowed-with-restrictions
ADU permitting in Occoquan is a two-tier town-then-county process: Town of Occoquan Zoning Review Application first (Town Hall, 314 Mill Street; townclerk@occoquanva.gov), then Prince William County DDS building permit. Historic Overlay District review applies to most of the town and adds Architectural Review Board approval to any exterior change. Small-lot parcels and floodplain proximity along the Occoquan River are practical constraints. SB531's 2027-07-01 effective date will require Occoquan to permit ADUs by-right with a $500 fee cap and prohibit consanguinity restrictions.
Cost scenarios
| Scenario | Sq ft | Permit | Build | Total |
|---|---|---|---|---|
| minimum | 200 | $2,200 | $76,000 | $78,200 |
| 600 | 600 | $2,800 | $228,000 | $230,800 |
| midpoint | 550 | $2,600 | $209,000 | $211,600 |
| maximum | 900 | $3,400 | $342,000 | $345,400 |
Fee breakdown (as of 2026-05)
Permitting process
Viability (permitted uses)
- Long-term rental: yes Long-term rental (30+ days) of an Occoquan ADU is generally permitted under the Town's accessory-use framework; landlord-tenant law and Va. Code Title 55.1 apply.
- Short-term rental: with-restrictions Occoquan's historic-riverfront tourism economy creates strong STR demand. Town has discussed STR registration in recent council sessions; confirm current STR ordinance status with Town Clerk before pro forma. Historic Overlay design controls do not directly regulate rental use, but parking and occupancy restrictions can effectively limit STR viability on small-lot parcels.
- Office rental: with-restrictions Detached office rental to outside tenants is not a standard accessory use in residential districts; would require home occupation permit or rezoning.
- Home office: yes Owner home-office use of an ADU is generally permitted as a customary accessory use; signage, customer traffic, and parking restrictions apply under the home-occupation rules.
- Studio / workshop: yes Owner artist studio / workshop is a permitted accessory use; Occoquan has a long-established artists' community anchored by the nearby Workhouse Arts Center (Lorton) and Mill Street galleries.
- Agriculture: with-restrictions Occoquan's compact urban-village character makes agricultural use of an ADU impractical; limited urban-gardening accessory use is the realistic ceiling.
- Relative support: yes Family-occupancy ADU (elderly parent, adult child) is consistent with the Town's accessory-use framework. SB531 (effective 2027-07-01) will additionally preempt any consanguinity/affinity occupancy restriction.
Incentives
Contacts
Utilities
- Water: Prince William County Service Authority (PWCSA) · 30d connect · $5,500
- Sewer: Prince William County Service Authority (PWCSA) · 30d connect · $7,500
- Electric: Dominion Energy Virginia · 21d connect · $1,800
- Gas: Washington Gas (WGL) · 30d connect · $1,500
Property values & taxes
Construction timeline
Realistic total: best 8mo · typical 12mo · worst 22mo
Modular pathway Virginia Industrialized Building Safety Program (DHCD) · inspectors are occasional with modular
Occoquan's narrow historic streets (Mill Street, Commerce Street) and the Occoquan River bridge approaches limit oversized-load transport. Modular delivery is feasible but requires careful route planning; crane staging is constrained in the Historic Overlay.
Financing
State ADU loans:
Insurance impact
HOA prevalence & preemption
Older platted Occoquan town blocks predate the modern HOA era; many parcels have no HOA. Newer townhome developments along the town fringe do carry HOAs. Virginia has not preempted HOA ADU bans (Va. Code Title 55.1 POAA defers to declarations).
Regulatory overlays (2)
- historic-district
Most of the Town sits within the Historic Overlay; Architectural Review Board review is required for exterior changes. The Occoquan Historic District is also listed on the National Register of Historic Places. - flood-zone
Riverfront parcels along the Occoquan River fall within FEMA SFHA - confirm parcel-level FEMA mapping; floodplain development permit required for any work in mapped flood zones.
Technical envelope (climate & building code)
Climate & energy code
Building code
Amendments:
- Amendment
- Amendment
Contractor market (aggregate)
Legal history (timeline)
Current ordinance: Town of Occoquan Code of Ordinances - Zoning, adopted 1995-01-01, last amended 2023-03-01
- 2023-03-01 — Town of Occoquan Zoning Update (zoning district map and code revisions) (city-ordinance)
Town adopted updated zoning district map and zoning code amendments in March 2023; map published on occoquanva.gov.
Effect: Re-codified the Town's zoning districts including the Historic Overlay reach. ADU-specific provisions were not the principal subject of the update; accessory uses remain evaluated under the general framework. - 2024-08-06 — Town of Occoquan Fee Schedule Update (city-ordinance)
New fee schedule effective August 6, 2024 with cost increases, simplifications for a limited subset of applications, and clarifications on contractor review charges.
Effect: Adjusted Zoning Review Application and related fees; specific ADU-line-item fees not separately listed. - 2026-04-13 — Virginia SB531 (Chapter 895) - statewide ADU by-right mandate signed (state-law)
Governor Youngkin signed SB531 on April 13, 2026 requiring localities to permit ADUs as a by-right accessory use in single-family districts, capping the permit fee at $500, and preempting consanguinity restrictions.
Effect: Will preempt Occoquan's discretionary review where it currently applies, beginning 2027-07-01. Town has 14+ months to align its zoning code to the new statutory floor.
Known issues (2)
- other — Dual town-county permitting model: Town of Occoquan zoning approval must be obtained BEFORE Prince William County will process the building permit. This adds 30-60 days to wall-clock vs. a single-tier jurisdiction. Source: Town's Zoning, Land Development and Building page.
- policy-review — SB531 (effective 2027-07-01) will require Occoquan to align its zoning code to permit ADUs by-right in single-family districts with a $500 fee cap. Town has not publicly announced its compliance amendment as of 2026-05-12.
Prince William County — county ADU rules and overlays
County ADU ordinance
Prince William County regulates accessory dwelling units under the statutory term 'Accessory Apartment' — the ordinance does not use the 'ADU' abbreviation directly, but the use class functions as Virginia's local analog to the California / Oregon / Washington ADU regimes. The regulations sit in the county's Zoning Ordinance (adopted comprehensively 1998, with accessory-apartment language substantially introduced in 2008 and most recently amended by the Board of County Supervisors on November 14, 2023) and require a Special Use Permit (SUP) in most residential districts — meaning a formal land-use application with Planning Commission and Board of County Supervisors public hearings, not a ministerial over-the-counter approval. The county's framework is substantially more restrictive than neighboring Fairfax County's post-zMOD Accessory Living Unit regime: (i) Prince William continues to route virtually all accessory-apartment applications through the SUP process rather than an administrative/ministerial path; (ii) owner-occupancy of the primary dwelling is required and enforced through recorded covenants; (iii) maximum accessory-apartment floor area is limited to 35% of the principal dwelling's gross floor area or 800 square feet, whichever is less (the 800 sqft cap is the practical binding constraint for most parcels); (iv) only one accessory apartment per lot is permitted; (v) the accessory apartment must be either internal to the principal dwelling or located in an attached addition — detached accessory apartments in separate accessory structures are permitted only in specified zoning districts and typically require additional setback, screening, and infrastructure conditions; (vi) the accessory apartment cannot be sold separately from the principal dwelling (a common Virginia constraint enforced via the zoning ordinance rather than state condominium law); (vii) one additional off-street parking space is required beyond the primary-dwelling parking; (viii) occupancy by the accessory apartment is limited to family members of the primary-dwelling owner or their employees in many zoning categories (the 'family-member occupancy' restriction, which is narrower than Fairfax's post-2024 relaxation). The 2023 amendment by the Board of County Supervisors made modest liberalizations — including permitting accessory apartments by-right (rather than by SUP) in a limited subset of residential districts under a Zoning Administrator administrative permit, provided a list of eligibility criteria are met — but Prince William's overall regime remains SUP-dominant and materially slower and costlier than Fairfax's. The county sits under Virginia's Dillon Rule: there is no state-law preemption of local ADU conditions, and the county's authority flows from general delegated zoning power in Va. Code Sections 15.2-2280 and 15.2-2286. ADU-preemption bills have been introduced in the General Assembly (2022, 2023, 2024, 2025 sessions) but none have been enacted as of early 2026, leaving Prince William's SUP-heavy regime intact.
- Prince William County Zoning Ordinance — Accessory Apartment provisions (currently at Section 32-250.21 and related use-specific standards in Part 6 of the ordinance)
- Prince William County Board of County Supervisors — Accessory Apartment amendment, adopted November 14, 2023
- Prince William County Design and Construction Standards Manual (DCSM)
- Prince William County Comprehensive Plan — Housing Element and Rural Crescent Land Use policies
- Va. Code Sections 15.2-2280 (general zoning authority), 15.2-2286 (procedural zoning powers), 15.2-2204 (public-notice requirements for zoning amendments and SUPs), 15.2-2232 (features shown on adopted Comprehensive Plan)
State-floor overlay: Virginia is a Dillon Rule state: Prince William County's land-use authority is a delegated power from the General Assembly. The principal enabling statutes are Va. Code Section 15.2-2280 (general zoning power), Section 15.2-2286 (procedural zoning powers including special exceptions, special permits, and variances — the authority for Prince William's SUP-centric accessory-apartment regime), and Section 15.2-2204 (public-notice requirements that govern SUP and rezoning proceedings). Virginia has NOT enacted a preemptive statewide ADU ministerial-approval framework; Prince William's comparatively restrictive Zoning Ordinance accessory-apartment regime is therefore a local policy choice, not a response to state preemption. ADU-preemption bills have been introduced in the General Assembly's 2022, 2023, 2024, and 2025 sessions — addressing combinations of by-right allowance, parking ceilings, family-occupancy restrictions, and owner-occupancy — but none have been enacted as of the 2026 session. The Virginia Housing Commission ADU Workgroup has studied potential preemption but has not recommended enacted legislation as of early 2026. Prince William remains free under Virginia law to maintain its SUP-based framework indefinitely.
County regulatory overlays
Prince William County administers several county-, state-, and federal-level overlay regimes that materially affect accessory-apartment siting: (1) the Chesapeake Bay Preservation Act (CBPA) Resource Protection Area (RPA) and Resource Management Area (RMA) buffers, mandated by Va. Code Section 62.1-44.15:67 et seq. and administered locally through the Prince William County Chesapeake Bay Preservation District provisions of the Zoning Ordinance and the DCSM — RPA buffers protect all tidal shores, tidal wetlands, connected non-tidal wetlands, and perennial non-tidal streams at 100 feet, while RMA buffers extend the water-quality zone more broadly across the county; (2) the Prince William County Floodplain Overlay District, covering FEMA Special Flood Hazard Areas along the Potomac River (eastern shore), the Occoquan River (northern boundary with Fairfax County), Bull Run (northern boundary), Broad Run, Cedar Run, Cub Run, Kettle Run, Quantico Creek, Chopawamsic Creek, Powells Creek, Neabsco Creek, and their tributaries; (3) the Rural Crescent Land Use Overlay and A-1 Agricultural zoning district covering the western portion of the county (roughly west of the Rural Crescent boundary line), which imposes low-density land use constraints that interact materially with accessory-apartment approval — Rural Crescent parcels are overwhelmingly A-1 zoned and require an SUP for accessory apartments with heightened scrutiny for water / septic capacity; (4) Historic Overlay Districts and Historic Sites regulated under the Zoning Ordinance and the Prince William County Architectural Review Board — principal historic resources include the Manassas National Battlefield Park (federal National Park, approximately 5,000 acres in the western county near the Fairfax County line, outside county local land-use authority but with an influence-area context), the Bristoe Station Battlefield Heritage Park (county-owned historic site), the Brentsville Historic Centre (county Historic District in Brentsville village in the central county), the Rippon Lodge Historic Site, the Ben Lomond Historic Site, and Leesylvania State Park historic resources; (5) Airport noise and safety zones — the Manassas Regional Airport (HEF, operated by the City of Manassas) approach corridors cross into adjacent unincorporated Prince William County parcels along Wellington / Linton Hall Road; the Washington Dulles International Airport (IAD) Part 77 surfaces and DNL noise contours reach the far northwestern corner of the county near Gainesville; and Marine Corps Base Quantico airspace (the Quantico MCAF airfield and Quantico's associated airspace restrictions) extends across much of southern / southeastern Prince William; (6) The Marine Corps Base Quantico Air Installation Compatible Use Zone (AICUZ) — noise contours and Accident Potential Zones (APZ-I and APZ-II) extending from the Quantico base into adjacent unincorporated county parcels along U.S. Route 1 and the I-95 corridor in the Triangle / Dumfries area; (7) Fort Belvoir (in adjacent Fairfax County) influence area touches far northeastern Prince William in the Cherry Hill / Woodbridge area. Coastal Commission jurisdiction does NOT apply (Virginia has no California-style Coastal Commission; CBPA is the functional analog). California-style Very High Fire Hazard Severity Zones are NOT a Virginia regulatory category — Prince William has no WUI overlay comparable to California's CAL FIRE VHFHSZ system.
- Chesapeake Bay Preservation Act Resource Protection Area (RPA) — 100-foot buffer — and Resource Management Area (RMA) — Accessory-apartment designs that cantilever over, or place impervious surface within, the 100-foot RPA buffer require an RPA Exception. Prince William's RPA Exception process involves a Water Quality Impact Assessment (WQIA), Environmental Services Division review, and in more impactful cases Planning Commission review. Adding 60-120 days to the overall accessory-apartment timeline for an RPA Exception is typical. Owners with parcels along the Occoquan River (Lake Ridge, Woodbridge, Occoquan-area unincorporated parcels outside the Town of Occoquan), along Bull Run (northern Gainesville, western Haymarket rural parcels), along Broad Run (through Gainesville, Bristow, Linton Hall), along the Potomac shore (Neabsco, Powells Creek, Cherry Hill, Cherry Hill Peninsula, the Dumfries-area unincorporated parcels outside the Town of Dumfries), and along Quantico Creek should confirm RPA status via the Prince William County GIS / parcel viewer before design.
- Prince William County Floodplain Overlay District — FEMA NFIP participant — Accessory apartments in an SFHA must have lowest floor elevated to or above Base Flood Elevation plus the county's adopted freeboard (the county-adopted freeboard for residential construction is 1 foot, at the FEMA minimum, which is less than Fairfax County's 2-foot freeboard), flood vents on any enclosed area below BFE, structural anchoring, and a post-construction Elevation Certificate. The substantial-improvement trigger (>50% of structure value over any 10-year cumulative lookback) is cumulative — multiple smaller renovations can aggregate to trigger full floodplain compliance for the whole structure. Owners along the Potomac, the Occoquan, Bull Run, Broad Run, Neabsco Creek, Powells Creek, Quantico Creek, and the several Rural Crescent streams should verify current FIRM status (2017 effective panels plus any subsequent LOMRs through 2025) via the county's Floodplain GIS Viewer before accessory-apartment design. Flood insurance is federally required for SFHA parcels with federally-backed mortgages.
- Marine Corps Base Quantico Air Installation Compatible Use Zone (AICUZ) — the most impactful airport-noise overlay in Prince William County — Accessory-apartment siting inside the Quantico AICUZ DNL 65+ contour is subject to noise attenuation requirements; inside APZ-II requires additional site-plan consideration and may require an avigation easement; inside APZ-I is generally discouraged and may face Planning Commission / Board of County Supervisors deference to the AICUZ compatibility standards as part of an SUP decision. Owners should confirm AICUZ status via the MCB Quantico Community Plans and Liaison Office and via the Prince William County GIS parcel viewer before design. Budget for acoustical glazing, additional insulation, and STC-rated wall assemblies in any DNL 65+ accessory-apartment design. Manassas Regional Airport (HEF) approach corridors affect a smaller footprint in the Linton Hall / Wellington area but are materially less constraining than the Quantico AICUZ. Washington Dulles International Airport (IAD) Part 77 surfaces reach the far northwestern corner of the county near Gainesville but only at high elevations that generally do not constrain typical residential accessory-apartment heights.
- County Historic Overlay Districts, Historic Sites, and Manassas National Battlefield influence area — An accessory apartment on a parcel within the Brentsville Historic Centre locally-designated district requires Architectural Review Board advisory review before the Zoning Administrator or Board of County Supervisors acts on the zoning approval; ARB review typically adds 30-90 days to the overall timeline. Parcels adjacent to Manassas National Battlefield Park face NPS sight-line commentary in the SUP process — NPS comments on parcels within the Battlefield's viewshed carry substantial weight with the Planning Commission and Board of County Supervisors and can result in design modifications (screening, roofline adjustments, materials choices) or outright denial of SUPs that would materially impair the Battlefield's historic sight lines. Parcels individually listed on the National Register but not in a locally-designated district are not subject to county ARB review for accessory-apartment additions. Applicants on Battlefield-adjacent parcels should engage NPS's Manassas National Battlefield Park staff early in the design phase.
- Rural Crescent Land Use Overlay — western county low-density regime affecting accessory-apartment SUPs — Accessory-apartment applications in the Rural Crescent face heightened SUP scrutiny for water / septic capacity (Prince William Health District typically requires well yield testing and septic evaluation), for Comprehensive Plan Rural Crescent consistency findings by the Planning Commission and Board, and for cumulative land-use preservation. Planning Commission / Board public hearings on Rural Crescent accessory-apartment SUPs are often contested by agricultural-preservation advocates. Applicants in Nokesville, Catlett, rural Haymarket-area parcels, and rural Gainesville-area parcels should budget additional time (6-12 months from complete application to Board decision) and additional engagement with community organizations focused on Rural Crescent preservation.
County permitting (unincorporated parcels)
All accessory-apartment permitting in unincorporated Prince William County is handled by the Prince William County Department of Development Services (DDS) — specifically the Planning Office (zoning administration and SUP processing) and Building Development Division (building permits, plan review, inspections) — with parallel involvement by Public Works (stormwater, site plans), Fire & Rescue (fire code, emergency access for rural parcels), and the Health District (private well and septic review for parcels not on public water / sewer). The four incorporated towns (Dumfries, Haymarket, Occoquan, Quantico) and the two adjacent independent cities (Manassas, Manassas Park) operate their own permitting offices and are NOT served by the county process. For all other Prince William County parcels, approval follows one of two tracks: (a) Administrative Accessory Apartment permit (introduced by the November 2023 amendment for internal accessory apartments in qualifying zoning districts meeting specified eligibility criteria — interior location, size within the 35% / 800 sqft cap, owner-occupancy affidavit, parking demonstration, no exterior alterations beyond what is incidental to the internal conversion) — reviewed by the Zoning Administrator without public hearing, typically decided within 45 to 90 days of a complete application; or (b) Special Use Permit (SUP) — required for detached accessory apartments, for internal accessory apartments in zoning districts not on the administrative list, and for any application seeking relief from default size / parking / occupancy standards — submitted through the Planning Office, noticed per Va. Code Section 15.2-2204 (mailed notice to adjacent owners, newspaper legal notice, site posting 15 days before hearing), heard at a Planning Commission public hearing with recommendation, then heard at a Board of County Supervisors public hearing for final decision; typical timeline is 6 to 9 months from complete application to Board decision. Both pathways culminate in Building Development Division plan review and building / trade permits (electrical, plumbing, mechanical) under the 2021 Virginia Uniform Statewide Building Code, inspections (footing, framing, rough-ins, final), and a Certificate of Occupancy. Parcels served by public water and sewer (most of the eastern Development Area: Woodbridge, Dale City, Lake Ridge, Montclair, Gainesville, Bristow, Linton Hall) use Prince William County Service Authority (PWCSA) for both water and sewer. Parcels on private well and septic (concentrated in the western Rural Crescent: Nokesville, Catlett, Haymarket-area unincorporated parcels, and the A-1 Agricultural district generally) require Prince William Health District evaluation of well yield and septic capacity, frequently requiring a system upgrade to support the additional occupancy of an accessory apartment.
Virginia state — ADU law and programs
State ADU law
Virginia has NOT enacted a statewide ADU preemption law. Virginia is a Dillon Rule state — localities possess only those powers expressly granted by the General Assembly — and the statutes granting zoning authority (Va. Code § 15.2-2280 et seq.) leave ADU regulation to local ordinances. ADU permission, setbacks, parking, size, and owner-occupancy rules therefore vary by county, independent city, and town. Virginia is unique in that it has 38 independent cities that function as counties (neither in nor subordinate to the surrounding county), meaning 'the county' for any given Virginia property may be an independent city rather than a true county. Several ADU preemption bills have been introduced in recent General Assembly sessions (2022 through 2025) without enactment; none have advanced past committee as of the Assembly's 2026 regular session adjournment.
State financing programs
Virginia does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. Virginia Housing (formerly the Virginia Housing Development Authority, VHDA — rebranded 2020) administers general first-time-homebuyer, down-payment-assistance (DPA), mortgage-credit-certificate, and rehabilitation products that can be applied to ADU-adjacent purchases or improvements when eligibility criteria are met, but none target ADU construction as a distinct product. The Virginia Department of Housing and Community Development (DHCD) administers federal HOME and CDBG pass-through funds that local jurisdictions can direct toward ADU-adjacent rehab, but there is no state-level ADU-dedicated line item. Federally available products (FHA 203(k), Fannie Mae HomeReady and HomeStyle Renovation, Freddie Mac CHOICERenovation) remain the primary ADU financing path for Virginia homeowners.
State housing programs
Virginia does not run a state-level pre-approved-ADU-plan catalog, statewide impact-fee-waiver statute for ADUs, or streamlined-review mandate. State-level programs that touch ADU-adjacent policy are coordinated primarily through the Department of Housing and Community Development (DHCD) and Virginia Housing, and act by funding or assisting local jurisdictions rather than by preemption. Local ADU activity — Arlington County's Accessory Dwellings program (detached ADUs permitted since 2008, liberalized 2020), Alexandria's accessory-dwelling ordinance, Fairfax County's accessory-living-unit program, and Charlottesville's 2021 zoning-code changes — is authorized under the localities' Va. Code § 15.2-2280 zoning authority, not by state mandate.
- DHCD Community Development Block Grant (CDBG) Program — Federal CDBG funds administered by DHCD to eligible non-entitlement Virginia localities for community-revitalization, housing-rehab, and infrastructure projects. Not ADU-specific. Participating localities can direct CDBG funds toward housing-rehab projects where local policy supports ADUs.
- DHCD HOME Investment Partnerships Program — Federal HOME funds administered by DHCD to Virginia participating jurisdictions and non-profits for affordable-housing acquisition, rehab, and new construction. Not ADU-specific; can be directed to ADU-adjacent rehab at local discretion.
- Virginia Housing Commission — Permanent advisory commission of the General Assembly that studies housing-policy questions and recommends legislation. Has periodically studied ADU preemption and missing-middle housing without recommending statewide enactment as of 2026-04-21.
- Local ADU ordinances under Va. Code § 15.2-2280 authority — Not a state program — listed here because Virginia ADU policy is executed entirely at the locality level under the § 15.2-2280 zoning grant. A homeowner seeking to build an ADU consults the zoning ordinance of the specific county, city, or town where the parcel is located.
Federal (United States) — ADU-relevant rules and programs
Federal ADU law
The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.
Federal financing programs
Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.
Federal tax credits
There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.
Federal housing programs
HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.
ZIP Code
- 22125
Post Office
- 202 Mill St, 22125