Disputanta

ADU Pass helps homeowners in Disputanta, Prince George County, Virginia navigate the permit paperwork for building an accessory dwelling unit. This area covers 1 ZIP code.

1 ZIP code

ADU details

ADU legality: allowed-with-restrictions

Statewith-restrictions (Virginia Code Sections 15.2-2280 through 15.2-2286 zoning enabling; SB531 (2026, enacted April 14, 2026) statewide by-right ADU floor effective July 1, 2027) — Virginia delegates zoning authority to localities under Va. Code Title 15.2 with no pre-2026 statewide ADU preemption. SB531, signed April 14, 2026 and effective July 1, 2027, establishes the first statewide ADU floor: by-right permission of one ADU on every single-family-residential lot, with a minimum 800 sqft size-cap floor, no separate owner-occupancy requirement, and no parking minimum beyond the principal dwelling's. The floor preempts Prince George County's narrower Chapter 90 framework for first ADUs on conforming lots beginning July 1, 2027.
Countywith-restrictions (Code of the County of Prince George, Chapter 90 (Zoning) accessory-apartment and family-member-dwelling provisions) — Prince George County permits accessory apartments and family-member dwellings under Chapter 90 with conditions typical of pre-SB531 Virginia rural-county ordinances: accessory uses are most readily permitted in A-1 (Agricultural) and rural-residential (R-A, R-R) districts; lower-density residential R-1 and R-2 typically require a Conditional Use Permit. Owner-occupancy and family-relationship conditions are common in the current text. Disputanta parcels sit predominantly in A-1 and R-A which generally permit a family-member dwelling on conforming acreage; non-family-occupied detached ADUs require CUP review through the Planning Commission and Board of Supervisors.
Citywith-restrictions (Disputanta is an unincorporated community / CDP within Prince George County governed entirely by county Chapter 90) — Disputanta, Virginia (ZIP 23842) is a small unincorporated community in southern Prince George County along US-460 south of the Prince George courthouse community and southwest of Fort Gregg-Adams. Disputanta has no separate town zoning; every parcel follows Prince George County Chapter 90. The community sits predominantly in A-1 (Agricultural) and R-A (Rural Residential) districts with very small commercial strip nodes at the US-460 / Disputanta Road intersection. The community is rural in character, with large agricultural and timber tracts.

An accessory dwelling at Disputanta is permissible under Chapter 90 as a family-member apartment on conforming A-1 / R-A parcels by-right (or with administrative review depending on configuration). Detached ADUs for non-family occupants require Conditional Use Permit review through the Planning Commission and Board of Supervisors. Beginning July 1, 2027 SB531 imposes a statewide by-right floor that preempts CUP-only treatment for the first ADU on every single-family-residential lot, materially simplifying the Disputanta permitting path.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 250 $1,820 $60,000 $61,820
600 600 $2,150 $144,000 $146,150
midpoint 575 $2,120 $138,000 $140,120
maximum 900 $2,480 $216,000 $218,480
Fee breakdown (as of 2026-05)
Plan review$320
Building permit$1,180
Total$1,725

Permitting process

Typical duration135 days
Backlog30 days

Viability (permitted uses)

  • Long-term rental: yes Long-term rental of a Disputanta ADU is permitted; Virginia Residential Landlord and Tenant Act (Va. Code 55.1-1200 et seq.) governs. Fort Gregg-Adams military-family demand creates a thicker tenant pool than the rural location alone would suggest.
  • Short-term rental: with-restrictions Prince George County addresses short-term rentals through Chapter 90. STR of a Disputanta ADU likely requires a tourist-home zoning permit or CUP. Fort Gregg-Adams permanent change of station traffic creates some short-term demand from incoming military families awaiting on-post housing assignment.
  • Office rental: with-restrictions Standalone office rental to a non-resident tenant requires CUP under Chapter 90 commercial-use provisions.
  • Home office: yes Home occupation by the property owner or ADU occupant is permitted under Chapter 90 home-occupation provisions with usual signage and traffic constraints.
  • Studio / workshop: yes Personal owner-use studio is a permitted accessory use.
  • Agriculture: yes Most Disputanta parcels are A-1 (Agricultural) or R-A (Rural Residential / Agricultural) which expressly permit farm structures, livestock, and timber operations.
  • Relative support: yes Family-member dwelling is expressly contemplated by Chapter 90 supplementary regulations and is the most common Disputanta ADU pattern; administrative review path with reasonable conditions.

Incentives

Contacts

DepartmentPrince George County Department of Planning and Community Development (governing Disputanta)
HoursMonday through Friday 8:30 am to 5:00 pm

Utilities

  • Water: Private well (typical for Disputanta; Prince George Public Utilities service area is concentrated in northern county near Fort Gregg-Adams and does not extend to Disputanta) · 55d connect · $9,800
  • Sewer: Private septic system (conventional gravity drainfield on most Disputanta parcels; engineered alternative systems on heavy-clay or shallow-bedrock sites near the Blackwater Swamp drainage) · 80d connect · $14,200
  • Electric: Dominion Energy Virginia (regulated investor-owned utility serving most of Prince George County) · 25d connect · $2,450
  • Gas: Bottled propane (no natural-gas distribution at Disputanta; Virginia Natural Gas distribution stops near Hopewell) · 14d connect · $1,700

Property values & taxes

Median value$195,000
Median tax$1,638/yr
Effective rate0.8%

Construction timeline

Detached build26 weeks
Conversion14 weeks
Contractor lead4 months

Realistic total: best 8mo · typical 13mo · worst 22mo

Modular pathway inspectors are occasional with modular

US-460 access to Disputanta is straightforward for modular delivery; rural side roads may require crane staging.

Financing

Insurance impact

Annual premium delta$520
Landlord policyrecommended
Umbrella threshold1M umbrella recommended when renting; standard Piedmont exposure profile.

HOA prevalence & preemption

State HOA preemptionno

Virginia has no HOA-ADU preemption. Disputanta is predominantly large rural parcels without HOA covenants; small share of subdivision-platted developments along secondary roads may carry HOA covenants.

Regulatory overlays (2)

  • flood-zone
    Parcels along Powell Creek, Blackwater Swamp, and other interior drainages may fall in SFHA Zone A or AE. Upland parcels at Disputanta are outside SFHA. (map)
  • wetland-overlay
    Prince George is a Tidewater CBPA locality. Disputanta parcels adjacent to perennial streams or wetlands trigger RPA (100-ft buffer) and RMA (variable outward) provisions on Chapter 90 supplementary review. (map)
Technical envelope (climate & building code)

Climate & energy code

IECC climate zone4A
Heating degree days3,950
Cooling degree days1,750
Design low / high18°F / 94°F
Frost depth14"
Design snow load15 psf
Wind design speed100 mph
Seismic design cat.B
Annual rainfall47"
Wildfire exposurelow
Energy codeIECC
Version / adopted2021 / 2024

Building code

Base codeIRC
Version year2,021
Adopted2024
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-49 min
Wall R-valueR-20 min

Amendments:

  • Amendment
  • Amendment
  • Amendment

Contractor market (aggregate)

Licensed residential GCs95
ADU-specialist GCs3
Median GC size (employees)8
Unionized share0.0%
Laborer median wage$21/hr
Typical GC markup18%

Known issues (3)

  • other — Pre-SB531 Chapter 90 routing of non-family detached ADUs through Conditional Use Permit review is the single largest timeline variance at Disputanta. SB531 implementation July 1, 2027 should largely eliminate this for first ADUs on single-family-residential lots.
  • other — Crater Health District serves multiple Tri-Cities-area counties; spring and summer evaluation backlogs can stretch ADU project timelines.
  • policy-review — Prince George County will likely amend Chapter 90 in 2026-2027 to align with the SB531 statewide by-right floor or accept default preemption.
Prince George County — county ADU rules and overlays

County ADU ordinance

Prince George County regulates accessory dwellings under its Chapter 90 Zoning Ordinance. As of 2026-04-21, Prince George has NOT enacted a modern ADU-preemption-style ordinance permitting detached accessory dwelling units ministerially on single-family-residential parcels. The county's framework permits accessory apartments and family-member dwellings under narrow conditions — most commonly in agricultural (A-1) and rural-residential (R-R, R-A) zones, and through conditional-use permit (CUP) or special-exception review in lower-density residential (R-1, R-2) districts. Owner-occupancy, family-relationship, size, and minimum-lot-area conditions are typical of pre-preemption Virginia county ordinances and apply in Prince George. Because Virginia is a Dillon Rule state with no statewide ADU preemption (see src/data/state-adu-research/virginia.json for the full state framework), Prince George's Chapter 90 is effectively the sole floor: where the ordinance does not explicitly allow a second dwelling, it is prohibited. Applicants planning an accessory dwelling in Prince George County should (a) confirm the parcel's zoning classification on the county's GIS viewer, (b) consult Chapter 90's use tables for the governing district, (c) verify whether the proposed accessory-dwelling use fits a permitted, conditionally-permitted, or prohibited category, (d) engage Planning Department staff in a pre-application conference, and (e) budget for a CUP or special-exception public-hearing process if required. Prince George is a relatively small and rural county (approximately 43,000 population, approximately 282 square miles) with the county seat at Prince George (an unincorporated courthouse community, not an incorporated town). The economic and population center is shaped by the Fort Gregg-Adams military installation and its off-post military-family housing market, which creates steady demand for rental housing that an ADU framework could in principle serve — but the county has not enacted broad by-right ADU allowances as of the 2026-04-21 check.

State-floor overlay: Virginia is a Dillon Rule state: Prince George County's land-use authority is a delegated power from the General Assembly. The principal enabling statutes are Va. Code Section 15.2-2280 (general zoning power to classify districts, regulate size/use of structures, minimum lot areas, setbacks, parking) and Va. Code Section 15.2-2286 (procedural zoning powers including conditional use permits and administrative variances). Virginia has NOT enacted a preemptive statewide ADU ministerial-approval framework of the California / Oregon / Washington type. ADU preemption bills have been introduced in the 2022, 2023, 2024, and 2025 Virginia General Assembly sessions without enactment; none passed both chambers. Prince George County's Chapter 90 therefore operates without a state ceiling on local restrictions — whatever Chapter 90 says controls, subject to the usual state-law procedural requirements on amendment (advertised hearings, Planning Commission recommendation, Board vote). Note: Va. Code Section 15.2-2291 (the oft-cited statewide mandate that localities allow accessory apartments in single-family zones under reasonable conditions) is a narrow provision that applies to specific locality types and conditions; Prince George's Chapter 90 operates under the general Section 15.2-2280 framework with locally-imposed use restrictions.

County regulatory overlays

Prince George County administers several county- and state-level overlay regimes that materially affect ADU siting: (1) the Chesapeake Bay Preservation Act (CBPA) Resource Protection Area (RPA) 100-foot riparian buffer, mandated by Va. Code Section 62.1-44.15:67 et seq. and administered locally through the zoning and subdivision ordinances — RPA buffers protect the James River tidal shoreline along the northern county boundary, perennial non-tidal streams throughout the county including Blackwater Swamp and Powell Creek and their tributaries, and wetlands connected to tidal waters; (2) the FEMA National Flood Insurance Program (NFIP) floodplain regime, with Special Flood Hazard Areas (SFHAs) along the James River (northern boundary adjacent to Hopewell and the Shirley Plantation / Flowerdew Hundred area), the Appomattox River confluence (near the Hopewell city line), Blackwater Swamp and Powell Creek drainages in the rural southern and eastern county, and the numerous smaller creeks; (3) the Resource Management Area (RMA) — the wider 'second-tier' CBPA buffer applied county-wide to qualifying lands, with impervious-coverage and best-management-practices requirements; (4) a Military Influence Area / Airport Influence District surrounding the Fort Gregg-Adams federal installation in the northwestern county — the installation's aviation, weapons-range, and noise footprints create disclosure, height-limit, and compatible-use considerations on adjacent private parcels (the Joint Land Use Study process has produced locally-adopted compatibility recommendations on installations nationwide; applicants near the Fort Gregg-Adams boundary should confirm specific overlay status with the Planning Department); (5) historic overlays around Prince George Courthouse and along the several National Register districts and properties in the county (including Flowerdew Hundred, Brandon, Merchants Hope Church, and Jordan Point / Weyanoke properties along the James River). Coastal Commission jurisdiction does NOT apply (Virginia has no California-style Coastal Commission; the CBPA is the functional analog). Very High Fire Hazard Severity Zones are NOT a Virginia regulatory category — Prince George has no WUI overlay comparable to California's CAL FIRE VHFHSZ system, though wildland fire risk exists in the heavily-forested southern county.

  • Chesapeake Bay Preservation Act Resource Protection Area (RPA) — 100-foot buffer — ADU designs that cantilever over, or place impervious surface within, the 100-foot RPA buffer require an RPA Exception, which involves a Water Quality Impact Assessment, staff review, and Planning Commission public hearing. Adding approximately 30-60 days to the overall ADU timeline for an RPA Exception is typical. Owners with creek-adjacent or James-River-adjacent parcels should confirm RPA status via the county parcel viewer before design. The James River tidal shoreline in Prince George is particularly sensitive because the county's northern boundary hugs the river for a long stretch, and many large historic and agricultural parcels include riparian segments.
  • Prince George County Floodplain Management — FEMA NFIP participant — ADUs in an SFHA must have lowest floor elevated to or above Base Flood Elevation plus Prince George's adopted freeboard, flood vents on any enclosed area below BFE, structural anchoring, and a post-construction Elevation Certificate. The substantial-improvement trigger (>50% of structure value) means a garage conversion or attached-unit addition to an existing flood-prone structure can cascade into full-structure floodplain compliance. Owners along the James River (Shirley Plantation, Flowerdew Hundred, Brandon, Jordan Point, Weyanoke, Kippax, and the Hopewell-adjacent reach) and along Blackwater Swamp should verify current FIRM status before ADU design. Flood insurance is federally required for SFHA parcels with federally-backed mortgages.
  • Military Influence Area / Airport Influence District — Fort Gregg-Adams (formerly Fort Lee) airspace, weapons-range, and noise footprint — ADU siting inside the Military Influence Area is subject to height limits, noise attenuation considerations for DNL 65+ dB areas, and potential avigation / weapons-range easement recording for new residential parcels. The overlay does not prohibit ADUs but does constrain detached two-story ADU designs in the highest-noise or lowest-overflight zones. Owners near the Fort Gregg-Adams boundary should verify Military Influence Area status before design. The April 27, 2023 rename from Fort Lee to Fort Gregg-Adams did not change the installation boundary, the airspace footprint, or the compatibility framework — only the name.
  • Historic overlays — Prince George Courthouse and James River historic plantations / churches — An ADU on a parcel within a locally-designated historic overlay district requires design review — typically staff review for minor additions, with any designated review body (where one exists) reviewing more substantial proposals. Parcels that are individually National Register-listed but not in a local overlay are not subject to local design review for ADU additions (the National Register is informational / tax-credit-eligibility, not regulatory). Owners near the Courthouse complex or on the James-River-plantation historic parcels should confirm overlay status before ADU design.

County permitting (unincorporated parcels)

Every parcel in Prince George County outside the federal Fort Gregg-Adams installation is effectively unincorporated-equivalent for county permitting purposes (Prince George contains no incorporated cities or towns). The Prince George County Department of Planning and Community Development, together with the Building Inspections / Code Compliance division of the Department of Community Development, is the principal permitting authority for any accessory-dwelling construction in the county. The combined permit path is a two-track review: (a) a zoning-compliance determination confirming the proposed accessory dwelling fits a permitted or conditionally-permitted category under Chapter 90 (handled by Planning / Zoning staff), and (b) a building-code plan review and inspection cycle confirming compliance with the Virginia Uniform Statewide Building Code (USBC), which incorporates the Virginia Residential Code and associated state-adopted supplements (handled by Building Inspections). For parcels where Chapter 90 does not permit a second dwelling by right, the applicant must first obtain a conditional-use permit (CUP), a special exception, or a zoning variance (the specific mechanism depends on the Chapter 90 text), processed through the Planning Commission and Board of Supervisors per Va. Code Section 15.2-2285 or through the Prince George County Board of Zoning Appeals where Chapter 90 routes the matter there. On-post parcels inside the Fort Gregg-Adams boundary are federal land and are not permitted through the county — the Army's garrison command (Fort Gregg-Adams Directorate of Public Works) controls any on-installation construction.

DepartmentPrince George County Department of Planning and Community Development — Planning Division (zoning compliance, subdivision, comprehensive plan, Planning Commission staff support) and Building Inspections / Code Compliance Division (building plan review, permits, inspections); the Environmental / Public Works function handles erosion-and-sediment-control and Chesapeake Bay Preservation Area review
AddressPrince George County Administration Building, 6602 Courts Drive, Prince George, VA 23875 (the unincorporated county-seat courthouse complex). Building Inspections is also housed at or near the Administration Building. Applicants should verify the specific counter location and hours on the county website before visiting in person.
Phone804-722-8678 (Planning and Community Development, main line) / 804-722-8610 (Building Inspections). The county's main switchboard is 804-722-8600.
Virginia state — ADU law and programs

State ADU law

Virginia has NOT enacted a statewide ADU preemption law. Virginia is a Dillon Rule state — localities possess only those powers expressly granted by the General Assembly — and the statutes granting zoning authority (Va. Code § 15.2-2280 et seq.) leave ADU regulation to local ordinances. ADU permission, setbacks, parking, size, and owner-occupancy rules therefore vary by county, independent city, and town. Virginia is unique in that it has 38 independent cities that function as counties (neither in nor subordinate to the surrounding county), meaning 'the county' for any given Virginia property may be an independent city rather than a true county. Several ADU preemption bills have been introduced in recent General Assembly sessions (2022 through 2025) without enactment; none have advanced past committee as of the Assembly's 2026 regular session adjournment.

State financing programs

Virginia does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. Virginia Housing (formerly the Virginia Housing Development Authority, VHDA — rebranded 2020) administers general first-time-homebuyer, down-payment-assistance (DPA), mortgage-credit-certificate, and rehabilitation products that can be applied to ADU-adjacent purchases or improvements when eligibility criteria are met, but none target ADU construction as a distinct product. The Virginia Department of Housing and Community Development (DHCD) administers federal HOME and CDBG pass-through funds that local jurisdictions can direct toward ADU-adjacent rehab, but there is no state-level ADU-dedicated line item. Federally available products (FHA 203(k), Fannie Mae HomeReady and HomeStyle Renovation, Freddie Mac CHOICERenovation) remain the primary ADU financing path for Virginia homeowners.

State housing programs

Virginia does not run a state-level pre-approved-ADU-plan catalog, statewide impact-fee-waiver statute for ADUs, or streamlined-review mandate. State-level programs that touch ADU-adjacent policy are coordinated primarily through the Department of Housing and Community Development (DHCD) and Virginia Housing, and act by funding or assisting local jurisdictions rather than by preemption. Local ADU activity — Arlington County's Accessory Dwellings program (detached ADUs permitted since 2008, liberalized 2020), Alexandria's accessory-dwelling ordinance, Fairfax County's accessory-living-unit program, and Charlottesville's 2021 zoning-code changes — is authorized under the localities' Va. Code § 15.2-2280 zoning authority, not by state mandate.

  • DHCD Community Development Block Grant (CDBG) Program — Federal CDBG funds administered by DHCD to eligible non-entitlement Virginia localities for community-revitalization, housing-rehab, and infrastructure projects. Not ADU-specific. Participating localities can direct CDBG funds toward housing-rehab projects where local policy supports ADUs.
  • DHCD HOME Investment Partnerships Program — Federal HOME funds administered by DHCD to Virginia participating jurisdictions and non-profits for affordable-housing acquisition, rehab, and new construction. Not ADU-specific; can be directed to ADU-adjacent rehab at local discretion.
  • Virginia Housing Commission — Permanent advisory commission of the General Assembly that studies housing-policy questions and recommends legislation. Has periodically studied ADU preemption and missing-middle housing without recommending statewide enactment as of 2026-04-21.
  • Local ADU ordinances under Va. Code § 15.2-2280 authority — Not a state program — listed here because Virginia ADU policy is executed entirely at the locality level under the § 15.2-2280 zoning grant. A homeowner seeking to build an ADU consults the zoning ordinance of the specific county, city, or town where the parcel is located.
Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Code

  • 23842

Post Office

  • 10001 County Dr, 23842