Ark

ADU Pass helps homeowners in Ark, No County, Virginia navigate the permit paperwork for building an accessory dwelling unit. This area covers 1 ZIP code.

1 ZIP code

ADU details

ADU legality: allowed-with-restrictions

Statewith-restrictions (Virginia Code Title 15.2, Chapter 22 (Planning, Subdivision of Land and Zoning)) — Virginia is a Dillon-Rule state; HB1832 (2025) statewide ADU framework has a delayed effective date of July 1, 2026.
Countywith-restrictions (Gloucester County Zoning Ordinance, Appendix B — Accessory Apartment and Accessory Dwelling provisions) — Gloucester County distinguishes accessory apartments (interior to principal dwelling) from accessory dwellings (detached). Size cap on accessory apartments: 800 sqft or 35% (lots <2 acres) / 49% (lots >=2 acres) of principal-structure gross floor area, whichever is greater. Owner must occupy the principal dwelling as primary residence for some portion of the year.
Citywith-restrictions (Ark is unincorporated — Gloucester County zoning controls) — Ark has no separate municipal government. Parcels at the Route 17/Route 14 junction fall under Gloucester County's RC (Rural Countryside) or B-1 (Business) zoning depending on frontage.

Gloucester County permits accessory apartments and accessory dwellings with size caps and owner-occupancy. Ark hamlet parcels along Route 17 may be in commercial overlay districts where ADU rules differ from RC districts.

Cost scenarios

Permitting process

Viability (permitted uses)

  • Long-term rental: with-restrictions Permitted subject to county owner-occupancy requirement.
  • Short-term rental: unclear Inland location lacks the waterfront tourism draw of Guinea Neck or Mathews; STR demand is modest. Check current Gloucester STR ordinance.
  • Office rental: with-restrictions Frontage parcels zoned B-1 Business along Route 17 may allow commercial office use of accessory structures; check parcel district.
  • Home office: with-restrictions Home occupation permitted in residential districts subject to standard county conditions.
  • Studio / workshop: yes Personal artist/studio is a normal accessory use.
  • Agriculture: yes Gloucester County RC Rural Countryside permits agricultural accessory uses; livestock varies by district size and adjacency.
  • Relative support: yes Family-occupancy ADU is the canonical use case.

Contacts

DepartmentGloucester County Department of Planning, Zoning, & Environmental Programs

Utilities

  • Water: Private well (Ark is outside Gloucester County public water service area)
  • Sewer: Private septic system (Virginia Department of Health regulated)
  • Electric: Dominion Energy Virginia
  • Gas: No piped natural gas; propane only

Property values & taxes

Effective rate0%

Construction timeline

Modular pathway Virginia Industrialized Building Safety Law (IBSL)

US Route 17 is a state primary highway with good clearance; modular delivery feasible.

HOA prevalence & preemption

State HOA preemptionno

Rural hamlet with low HOA density; most parcels are not under restrictive covenants.

Regulatory overlays (1)

  • other
    Ark sits at the junction of US Route 17 and Virginia State Route 14. VDOT's Route 17 widening study identifies future right-of-way along the corridor; setback measurements on Route 17 frontage parcels should use the future right-of-way line.
Technical envelope (climate & building code)

Climate & energy code

IECC climate zone4A
Seismic design cat.B
Wildfire exposurelow
Energy codeVirginia Uniform Statewide Building Code (USBC)
Version / adopted2021 Virginia residential code / 2024-01-18

Building code

Base codeVirginia Uniform Statewide Building Code (USBC)
Version year2,021
Adopted2024-01-18
Fire sprinklernone

Known issues (2)

  • policy-review — Virginia HB1832 (2026-07-01 effective date) would override Gloucester County's discretionary review for single-family-zone ADUs. (source)
  • other — VDOT Route 17 widening project may take frontage along the corridor; design accessory structures with the future right-of-way line in mind. (source)
County: no attribution (synthetic bucket)

No county

This city sits in the state's "no county" bucket — its ADU rules derive directly from state law and city ordinance without a county intermediary. No county-level sections apply.

Virginia state — ADU law and programs

State ADU law

Virginia has NOT enacted a statewide ADU preemption law. Virginia is a Dillon Rule state — localities possess only those powers expressly granted by the General Assembly — and the statutes granting zoning authority (Va. Code § 15.2-2280 et seq.) leave ADU regulation to local ordinances. ADU permission, setbacks, parking, size, and owner-occupancy rules therefore vary by county, independent city, and town. Virginia is unique in that it has 38 independent cities that function as counties (neither in nor subordinate to the surrounding county), meaning 'the county' for any given Virginia property may be an independent city rather than a true county. Several ADU preemption bills have been introduced in recent General Assembly sessions (2022 through 2025) without enactment; none have advanced past committee as of the Assembly's 2026 regular session adjournment.

State financing programs

Virginia does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. Virginia Housing (formerly the Virginia Housing Development Authority, VHDA — rebranded 2020) administers general first-time-homebuyer, down-payment-assistance (DPA), mortgage-credit-certificate, and rehabilitation products that can be applied to ADU-adjacent purchases or improvements when eligibility criteria are met, but none target ADU construction as a distinct product. The Virginia Department of Housing and Community Development (DHCD) administers federal HOME and CDBG pass-through funds that local jurisdictions can direct toward ADU-adjacent rehab, but there is no state-level ADU-dedicated line item. Federally available products (FHA 203(k), Fannie Mae HomeReady and HomeStyle Renovation, Freddie Mac CHOICERenovation) remain the primary ADU financing path for Virginia homeowners.

State housing programs

Virginia does not run a state-level pre-approved-ADU-plan catalog, statewide impact-fee-waiver statute for ADUs, or streamlined-review mandate. State-level programs that touch ADU-adjacent policy are coordinated primarily through the Department of Housing and Community Development (DHCD) and Virginia Housing, and act by funding or assisting local jurisdictions rather than by preemption. Local ADU activity — Arlington County's Accessory Dwellings program (detached ADUs permitted since 2008, liberalized 2020), Alexandria's accessory-dwelling ordinance, Fairfax County's accessory-living-unit program, and Charlottesville's 2021 zoning-code changes — is authorized under the localities' Va. Code § 15.2-2280 zoning authority, not by state mandate.

  • DHCD Community Development Block Grant (CDBG) Program — Federal CDBG funds administered by DHCD to eligible non-entitlement Virginia localities for community-revitalization, housing-rehab, and infrastructure projects. Not ADU-specific. Participating localities can direct CDBG funds toward housing-rehab projects where local policy supports ADUs.
  • DHCD HOME Investment Partnerships Program — Federal HOME funds administered by DHCD to Virginia participating jurisdictions and non-profits for affordable-housing acquisition, rehab, and new construction. Not ADU-specific; can be directed to ADU-adjacent rehab at local discretion.
  • Virginia Housing Commission — Permanent advisory commission of the General Assembly that studies housing-policy questions and recommends legislation. Has periodically studied ADU preemption and missing-middle housing without recommending statewide enactment as of 2026-04-21.
  • Local ADU ordinances under Va. Code § 15.2-2280 authority — Not a state program — listed here because Virginia ADU policy is executed entirely at the locality level under the § 15.2-2280 zoning grant. A homeowner seeking to build an ADU consults the zoning ordinance of the specific county, city, or town where the parcel is located.
Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Code

  • 23003

Post Office

  • 9458 George Washington Memorial Hwy, 23003