Ruckersville
ADU Pass helps homeowners in Ruckersville, Greene County, Virginia navigate the permit paperwork for building an accessory dwelling unit. This area covers 1 ZIP code.
Map
ADU details
ADU legality: allowed-with-restrictions
Ruckersville ADU permitting follows Greene County Section 16-1-5 (A-1/C-1 16-acre density path) or R-1 accessory-living-quarters determination by the Zoning Administrator. R-1 parcels in the Ruckersville commercial node will more often hit the in-dwelling accessory pathway rather than the 16-acre A-1 path. Strong commuter market to Charlottesville (15-20 minutes south).
Cost scenarios
| Scenario | Sq ft | Permit | Build | Total |
|---|---|---|---|---|
| minimum | 200 | $920 | $56,000 | $56,920 |
| 600 | 600 | $1,180 | $168,000 | $169,180 |
| midpoint | 850 | $1,350 | $238,000 | $239,350 |
| maximum | 1,500 | $1,800 | $420,000 | $421,800 |
Fee breakdown (as of 2026-04)
Permitting process
Viability (permitted uses)
- Long-term rental: yes Long-term rental permitted under accessory-living-quarters or Section 16-1-5 paths. Strong commuter market to Charlottesville supports stable rental demand.
- Short-term rental: with-restrictions Greene County collects Transient Occupancy Tax. STR demand benefits from Shenandoah National Park visitors using the US-33 corridor toward Skyline Drive and from UVA / Charlottesville visitor spillover. R-1 in-dwelling accessory units with owner-occupancy of the principal dwelling face fewer obstacles than full second dwellings.
- Office rental: with-restrictions Detached office rental requires home-occupation permit.
- Home office: yes Home occupation permitted with signage and traffic limits.
- Studio / workshop: yes Personal studio is a permitted accessory use.
- Agriculture: with-restrictions A-1 districts permit farm structures and livestock; R-1 residential parcels do not.
- Relative support: yes Family / multi-generational accessory dwelling commonly accommodated via R-1 in-dwelling pathway or A-1/C-1 Section 16-1-5 density path.
Contacts
Staff: James F. Frydl (Planning Director / Zoning Administrator), Stephanie Golon (Deputy Planning Director), Building Inspections (Building Official)
Utilities
- Water: Rapidan Service Authority (RSA) public water serves a portion of the US-29 / US-33 commercial corridor; private well on the great majority of residential parcels. · 50d connect · $9,000
- Sewer: RSA public sewer in the commercial corridor; private septic on the great majority of residential parcels. · 70d connect · $13,500
- Electric: Dominion Energy Virginia and Rappahannock Electric Cooperative. · 30d connect · $2,400
- Gas: Limited natural-gas reach in the US-29 commercial corridor; bottled propane in residential and rural areas. · 21d connect · $2,300
Property values & taxes
Construction timeline
Realistic total: best 8mo · typical 12mo · worst 20mo
Modular pathway inspectors are occasional with modular
Financing
Insurance impact
HOA prevalence & preemption
Virginia has no HOA-ADU preemption. Newer Ruckersville subdivisions in the Charlottesville-commuter-belt corridor often carry HOA covenants restricting accessory dwellings.
Regulatory overlays (3)
- flood-zone
Greene County's Floodplain Overlay (FP, revised 3/23/2021) implements NFIP minimum standards. Section requires no dwelling in mapped 100-year floodplain except under narrow compliance standards. (map) - other
Greene County stream-buffer overlays apply to parcels along Rapidan / Rivanna drainage tributaries; coordinate with Planning & Zoning. (map) - other
Parcels along US-29 / US-33 carry meaningful commercial-traffic noise and visibility considerations.
Technical envelope (climate & building code)
Climate & energy code
Building code
Amendments:
- Amendment
Legal history (timeline)
Current ordinance: Greene County Zoning Ordinance (Appendix C of the Code of Ordinances) Article 16 Section 16-1-5, adopted 1975-03-01, last amended 2025-07-22
- 1975-03-01 — Greene County Zoning Ordinance adopted (ordinance)
Greene County's Zoning Ordinance was adopted with continuing amendments; Section 16-1-5 establishes the A-1/C-1 additional-dwelling density rule.
Effect: Provides the by-right path for one additional single-family dwelling per 16 acres in A-1 / C-1. - 2025-04-01 — Virginia HB 1832 (2025) enacted, effective July 1, 2026 (state-statute)
Virginia HB 1832 requires localities to permit ADUs as a permitted accessory use in single-family residential districts.
Effect: Greene County's R-1 in-dwelling accessory framework will need review for HB 1832 alignment; the A-1/C-1 16-acre density path may also require amendment.
Known issues (2)
- other — ADU projects must use the R-1 in-dwelling accessory pathway with subordinate-living-quarters status.
- other — Verify HOA compliance before pricing ADU project.
Greene County — county ADU rules and overlays
County ADU ordinance
Greene County does not use the 'accessory dwelling unit' term as a formal zoning category with its own size cap. Instead, the county's additional-residential-unit mechanism is Section 16-1-5 of the Zoning Ordinance: in the A-1 (Agricultural) and C-1 (Conservation) zoning districts, 'one additional single-family dwelling may be constructed on a parcel of record in addition to the principal dwelling at the density not to exceed one additional single-family dwelling to every 16 acres of land.' The additional dwelling is not subject to a square-foot cap under Section 16-1-5; it is simply counted as a full second single-family dwelling subject to the same setback, lot-coverage, and building-code requirements as the principal dwelling, but density is capped at one extra unit per 16 acres. In the R-1 (Residential) and other urbanized districts, the one-principal-building-per-lot rule of Section 16-1-4 applies and a second full dwelling is not by-right; true 'accessory dwelling unit' style (attached or detached subordinate living quarters to a principal dwelling) is handled case-by-case by the Zoning Administrator under the Article 5 R-1 accessory-use provisions, typically as an attached in-dwelling family apartment within the principal structure footprint. Third-party ADU-regulation summaries (Thomas Jefferson Planning District Commission) describe Greene as 'allowed by-right in C-1, A-1, R-1 zones, owner must live on site'; the primary-source ordinance confirms the A-1 and C-1 paths via Section 16-1-5 but treats R-1 accessory living quarters as an accessory-use determination rather than an enumerated ADU category. Detached accessory dwellings on the same lot as a principal dwelling are not by-right under Section 16-1-4 and require either the Section 16-1-5 density path (A-1/C-1 only) or a zoning determination / special use permit. Greene County's Comprehensive Plan commits the county to developing an ADU implementation guide and toolkit to promote ADU affordability benefits; as of 2026 the toolkit is in development and no formal ADU-specific ordinance amendment has been enacted.
County regulatory overlays
Greene County administers three principal overlay regimes that bear on ADU and second-dwelling projects: (1) a General Floodplain District (FP) under the county zoning ordinance (FP section revised 3/23/2021) tied to FEMA Special Flood Hazard Areas on the Rapidan, Rivanna, and their tributaries; (2) conservation easements held by the Virginia Outdoors Foundation, the Piedmont Environmental Council, and the Natural Resources Conservation Service (NRCS) Agricultural Conservation Easement Program, with material concentration along the Shenandoah National Park boundary on the county's west edge (Shenandoah Borderlands Conservation Initiative); (3) the Land Use (use-value) program administered by the Commissioner of the Revenue under Va. Code § 58.1-3230, which does not restrict ADU construction but can be breached by one, removing the deferred-assessment benefit. Greene County has no coastal-commission jurisdiction (it is a fully inland Piedmont county with no Chesapeake Bay Preservation Act reach), no statewide WUI-equivalent regulatory overlay (Virginia has none), no seismic-retrofit overlay, and no Part 150 airport-noise overlay (no commercial airport inside the county). Shenandoah National Park occupies the county's western boundary ridge along the Blue Ridge but is federal land and does not extend regulatory reach into private parcels; however, the National Park Service's cultural and dark-sky values inform the PEC Shenandoah Borderlands easement push on privately held adjacent lands.
- General Floodplain District (FP)
- Conservation Easement Overlay (VOF, PEC, NRCS / Shenandoah Borderlands)
- Land Use (use-value) assessment program
County permitting (unincorporated parcels)
An ADU / second-dwelling project in Greene County routes through two county-level departments. Planning & Zoning (Director James F. Frydl, Deputy Director Stephanie Golon, Zoning Officer Earl Keys, Permit Technician Cristy Snead) issues the zoning permit confirming use eligibility under Section 16-1-5 (A-1/C-1 second-dwelling) or the R-1 accessory-use path. Building Inspections issues the building permit, enforces the Virginia Uniform Statewide Building Code (13 VAC 5-63), and coordinates trade permits and inspections. For parcels not served by public water and sewer, the Thomas Jefferson Health District (VDH local office serving Greene County) issues the well-and-septic construction permit, which must be in hand before the county will issue the building permit. Applications are filed online through the county's CivicGov project portal or by email to inspections@gcva.us. Detailed building permits typically take two to three weeks of plan-review time.
Virginia state — ADU law and programs
State ADU law
Virginia has NOT enacted a statewide ADU preemption law. Virginia is a Dillon Rule state — localities possess only those powers expressly granted by the General Assembly — and the statutes granting zoning authority (Va. Code § 15.2-2280 et seq.) leave ADU regulation to local ordinances. ADU permission, setbacks, parking, size, and owner-occupancy rules therefore vary by county, independent city, and town. Virginia is unique in that it has 38 independent cities that function as counties (neither in nor subordinate to the surrounding county), meaning 'the county' for any given Virginia property may be an independent city rather than a true county. Several ADU preemption bills have been introduced in recent General Assembly sessions (2022 through 2025) without enactment; none have advanced past committee as of the Assembly's 2026 regular session adjournment.
State financing programs
Virginia does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. Virginia Housing (formerly the Virginia Housing Development Authority, VHDA — rebranded 2020) administers general first-time-homebuyer, down-payment-assistance (DPA), mortgage-credit-certificate, and rehabilitation products that can be applied to ADU-adjacent purchases or improvements when eligibility criteria are met, but none target ADU construction as a distinct product. The Virginia Department of Housing and Community Development (DHCD) administers federal HOME and CDBG pass-through funds that local jurisdictions can direct toward ADU-adjacent rehab, but there is no state-level ADU-dedicated line item. Federally available products (FHA 203(k), Fannie Mae HomeReady and HomeStyle Renovation, Freddie Mac CHOICERenovation) remain the primary ADU financing path for Virginia homeowners.
State housing programs
Virginia does not run a state-level pre-approved-ADU-plan catalog, statewide impact-fee-waiver statute for ADUs, or streamlined-review mandate. State-level programs that touch ADU-adjacent policy are coordinated primarily through the Department of Housing and Community Development (DHCD) and Virginia Housing, and act by funding or assisting local jurisdictions rather than by preemption. Local ADU activity — Arlington County's Accessory Dwellings program (detached ADUs permitted since 2008, liberalized 2020), Alexandria's accessory-dwelling ordinance, Fairfax County's accessory-living-unit program, and Charlottesville's 2021 zoning-code changes — is authorized under the localities' Va. Code § 15.2-2280 zoning authority, not by state mandate.
- DHCD Community Development Block Grant (CDBG) Program — Federal CDBG funds administered by DHCD to eligible non-entitlement Virginia localities for community-revitalization, housing-rehab, and infrastructure projects. Not ADU-specific. Participating localities can direct CDBG funds toward housing-rehab projects where local policy supports ADUs.
- DHCD HOME Investment Partnerships Program — Federal HOME funds administered by DHCD to Virginia participating jurisdictions and non-profits for affordable-housing acquisition, rehab, and new construction. Not ADU-specific; can be directed to ADU-adjacent rehab at local discretion.
- Virginia Housing Commission — Permanent advisory commission of the General Assembly that studies housing-policy questions and recommends legislation. Has periodically studied ADU preemption and missing-middle housing without recommending statewide enactment as of 2026-04-21.
- Local ADU ordinances under Va. Code § 15.2-2280 authority — Not a state program — listed here because Virginia ADU policy is executed entirely at the locality level under the § 15.2-2280 zoning grant. A homeowner seeking to build an ADU consults the zoning ordinance of the specific county, city, or town where the parcel is located.
Federal (United States) — ADU-relevant rules and programs
Federal ADU law
The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.
Federal financing programs
Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.
Federal tax credits
There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.
Federal housing programs
HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.
ZIP Code
- 22968
Post Office
- 8845 Seminole Trl, 22968