Ruckersville

ADU Pass helps homeowners in Ruckersville, Greene County, Virginia navigate the permit paperwork for building an accessory dwelling unit. This area covers 1 ZIP code.

1 ZIP code

ADU details

ADU legality: allowed-with-restrictions

Stateunclear (Virginia accessory-dwelling framework (Dillon Rule)) — Virginia has not enacted statewide ADU preemption. HB 1832 (2025) becomes effective July 1, 2026.
Countywith-restrictions (Greene County Zoning Ordinance Section 16-1-5 (Additional Single Family Dwelling in C-1 and A-1)) — Greene County's additional-residential-unit mechanism is Section 16-1-5: in A-1 (Agricultural) and C-1 (Conservation) districts, one additional single-family dwelling per parcel of record at density not to exceed one additional unit per 16 acres of land. In R-1 (Residential), the Section 16-1-4 one-principal-building-per-lot rule applies; accessory living quarters within the principal structure are handled by Zoning Administrator determination. Owner must live on site (per TJPDC matrix). No size cap.
Citywith-restrictions (Ruckersville (unincorporated CDP in southern Greene County) - Greene County zoning applies) — Ruckersville is a CENSUS-DESIGNATED PLACE (CDP), NOT a town - it is unincorporated and governed directly by Greene County zoning. Located at the intersection of US Route 29 and US Route 33 in southern Greene County, just north of the Albemarle County line and the Charlottesville urbanized area. Population approximately 1,775. Ruckersville is the principal commercial node and population center of Greene County, with the Wal-Mart, Lowe's, regional banking, and Sheetz / Wawa highway commercial establishing the US-29 corridor identity. The Ruckersville Volunteer Fire Department, Greene County Library, and Greene County Free Clinic are landmarks. Most parcels are R-1 Residential (closer to the US-29 / US-33 intersection) or A-1 Agricultural (further out). The unincorporated CDP status means there is NO town zoning - all permitting routes through Greene County's Department of Planning & Zoning at 40 Celt Road in Stanardsville.

Ruckersville ADU permitting follows Greene County Section 16-1-5 (A-1/C-1 16-acre density path) or R-1 accessory-living-quarters determination by the Zoning Administrator. R-1 parcels in the Ruckersville commercial node will more often hit the in-dwelling accessory pathway rather than the 16-acre A-1 path. Strong commuter market to Charlottesville (15-20 minutes south).

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 200 $920 $56,000 $56,920
600 600 $1,180 $168,000 $169,180
midpoint 850 $1,350 $238,000 $239,350
maximum 1,500 $1,800 $420,000 $421,800
Fee breakdown (as of 2026-04)
Plan review$100
Building permit$720
Impact fees$100
Total$920

Permitting process

Typical duration110 days
Backlog18 days

Viability (permitted uses)

  • Long-term rental: yes Long-term rental permitted under accessory-living-quarters or Section 16-1-5 paths. Strong commuter market to Charlottesville supports stable rental demand.
  • Short-term rental: with-restrictions Greene County collects Transient Occupancy Tax. STR demand benefits from Shenandoah National Park visitors using the US-33 corridor toward Skyline Drive and from UVA / Charlottesville visitor spillover. R-1 in-dwelling accessory units with owner-occupancy of the principal dwelling face fewer obstacles than full second dwellings.
  • Office rental: with-restrictions Detached office rental requires home-occupation permit.
  • Home office: yes Home occupation permitted with signage and traffic limits.
  • Studio / workshop: yes Personal studio is a permitted accessory use.
  • Agriculture: with-restrictions A-1 districts permit farm structures and livestock; R-1 residential parcels do not.
  • Relative support: yes Family / multi-generational accessory dwelling commonly accommodated via R-1 in-dwelling pathway or A-1/C-1 Section 16-1-5 density path.

Contacts

DepartmentGreene County Department of Planning & Zoning and Greene County Building Inspections

Staff: James F. Frydl (Planning Director / Zoning Administrator), Stephanie Golon (Deputy Planning Director), Building Inspections (Building Official)

Utilities

  • Water: Rapidan Service Authority (RSA) public water serves a portion of the US-29 / US-33 commercial corridor; private well on the great majority of residential parcels. · 50d connect · $9,000
  • Sewer: RSA public sewer in the commercial corridor; private septic on the great majority of residential parcels. · 70d connect · $13,500
  • Electric: Dominion Energy Virginia and Rappahannock Electric Cooperative. · 30d connect · $2,400
  • Gas: Limited natural-gas reach in the US-29 commercial corridor; bottled propane in residential and rural areas. · 21d connect · $2,300

Property values & taxes

Median value$365,000
Median tax$2,240/yr
Effective rate0.6%

Construction timeline

Detached build28 weeks
Conversion16 weeks
Contractor lead4 months

Realistic total: best 8mo · typical 12mo · worst 20mo

Modular pathway inspectors are occasional with modular

Financing

Fannie Mae ADUeligible

State ADU loans:

Insurance impact

Annual premium delta$540
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting.

HOA prevalence & preemption

State HOA preemptionno

Virginia has no HOA-ADU preemption. Newer Ruckersville subdivisions in the Charlottesville-commuter-belt corridor often carry HOA covenants restricting accessory dwellings.

Regulatory overlays (3)

  • flood-zone
    Greene County's Floodplain Overlay (FP, revised 3/23/2021) implements NFIP minimum standards. Section requires no dwelling in mapped 100-year floodplain except under narrow compliance standards. (map)
  • other
    Greene County stream-buffer overlays apply to parcels along Rapidan / Rivanna drainage tributaries; coordinate with Planning & Zoning. (map)
  • other
    Parcels along US-29 / US-33 carry meaningful commercial-traffic noise and visibility considerations.
Technical envelope (climate & building code)

Climate & energy code

IECC climate zone4A
Heating degree days4,400
Cooling degree days1,500
Design low / high12°F / 91°F
Frost depth20"
Design snow load25 psf
Wind design speed110 mph
Seismic design cat.B
Annual rainfall44"
Wildfire exposurelow
Energy codeIECC
Version / adopted2021 / 2024

Building code

Base codeIRC
Version year2,021
Adopted2024
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-49 min
Wall R-valueR-20 min

Amendments:

  • Amendment

Known issues (2)

  • other — ADU projects must use the R-1 in-dwelling accessory pathway with subordinate-living-quarters status.
  • other — Verify HOA compliance before pricing ADU project.
Greene County — county ADU rules and overlays

County ADU ordinance

Greene County does not use the 'accessory dwelling unit' term as a formal zoning category with its own size cap. Instead, the county's additional-residential-unit mechanism is Section 16-1-5 of the Zoning Ordinance: in the A-1 (Agricultural) and C-1 (Conservation) zoning districts, 'one additional single-family dwelling may be constructed on a parcel of record in addition to the principal dwelling at the density not to exceed one additional single-family dwelling to every 16 acres of land.' The additional dwelling is not subject to a square-foot cap under Section 16-1-5; it is simply counted as a full second single-family dwelling subject to the same setback, lot-coverage, and building-code requirements as the principal dwelling, but density is capped at one extra unit per 16 acres. In the R-1 (Residential) and other urbanized districts, the one-principal-building-per-lot rule of Section 16-1-4 applies and a second full dwelling is not by-right; true 'accessory dwelling unit' style (attached or detached subordinate living quarters to a principal dwelling) is handled case-by-case by the Zoning Administrator under the Article 5 R-1 accessory-use provisions, typically as an attached in-dwelling family apartment within the principal structure footprint. Third-party ADU-regulation summaries (Thomas Jefferson Planning District Commission) describe Greene as 'allowed by-right in C-1, A-1, R-1 zones, owner must live on site'; the primary-source ordinance confirms the A-1 and C-1 paths via Section 16-1-5 but treats R-1 accessory living quarters as an accessory-use determination rather than an enumerated ADU category. Detached accessory dwellings on the same lot as a principal dwelling are not by-right under Section 16-1-4 and require either the Section 16-1-5 density path (A-1/C-1 only) or a zoning determination / special use permit. Greene County's Comprehensive Plan commits the county to developing an ADU implementation guide and toolkit to promote ADU affordability benefits; as of 2026 the toolkit is in development and no formal ADU-specific ordinance amendment has been enacted.

County regulatory overlays

Greene County administers three principal overlay regimes that bear on ADU and second-dwelling projects: (1) a General Floodplain District (FP) under the county zoning ordinance (FP section revised 3/23/2021) tied to FEMA Special Flood Hazard Areas on the Rapidan, Rivanna, and their tributaries; (2) conservation easements held by the Virginia Outdoors Foundation, the Piedmont Environmental Council, and the Natural Resources Conservation Service (NRCS) Agricultural Conservation Easement Program, with material concentration along the Shenandoah National Park boundary on the county's west edge (Shenandoah Borderlands Conservation Initiative); (3) the Land Use (use-value) program administered by the Commissioner of the Revenue under Va. Code § 58.1-3230, which does not restrict ADU construction but can be breached by one, removing the deferred-assessment benefit. Greene County has no coastal-commission jurisdiction (it is a fully inland Piedmont county with no Chesapeake Bay Preservation Act reach), no statewide WUI-equivalent regulatory overlay (Virginia has none), no seismic-retrofit overlay, and no Part 150 airport-noise overlay (no commercial airport inside the county). Shenandoah National Park occupies the county's western boundary ridge along the Blue Ridge but is federal land and does not extend regulatory reach into private parcels; however, the National Park Service's cultural and dark-sky values inform the PEC Shenandoah Borderlands easement push on privately held adjacent lands.

County permitting (unincorporated parcels)

An ADU / second-dwelling project in Greene County routes through two county-level departments. Planning & Zoning (Director James F. Frydl, Deputy Director Stephanie Golon, Zoning Officer Earl Keys, Permit Technician Cristy Snead) issues the zoning permit confirming use eligibility under Section 16-1-5 (A-1/C-1 second-dwelling) or the R-1 accessory-use path. Building Inspections issues the building permit, enforces the Virginia Uniform Statewide Building Code (13 VAC 5-63), and coordinates trade permits and inspections. For parcels not served by public water and sewer, the Thomas Jefferson Health District (VDH local office serving Greene County) issues the well-and-septic construction permit, which must be in hand before the county will issue the building permit. Applications are filed online through the county's CivicGov project portal or by email to inspections@gcva.us. Detailed building permits typically take two to three weeks of plan-review time.

Virginia state — ADU law and programs

State ADU law

Virginia has NOT enacted a statewide ADU preemption law. Virginia is a Dillon Rule state — localities possess only those powers expressly granted by the General Assembly — and the statutes granting zoning authority (Va. Code § 15.2-2280 et seq.) leave ADU regulation to local ordinances. ADU permission, setbacks, parking, size, and owner-occupancy rules therefore vary by county, independent city, and town. Virginia is unique in that it has 38 independent cities that function as counties (neither in nor subordinate to the surrounding county), meaning 'the county' for any given Virginia property may be an independent city rather than a true county. Several ADU preemption bills have been introduced in recent General Assembly sessions (2022 through 2025) without enactment; none have advanced past committee as of the Assembly's 2026 regular session adjournment.

State financing programs

Virginia does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. Virginia Housing (formerly the Virginia Housing Development Authority, VHDA — rebranded 2020) administers general first-time-homebuyer, down-payment-assistance (DPA), mortgage-credit-certificate, and rehabilitation products that can be applied to ADU-adjacent purchases or improvements when eligibility criteria are met, but none target ADU construction as a distinct product. The Virginia Department of Housing and Community Development (DHCD) administers federal HOME and CDBG pass-through funds that local jurisdictions can direct toward ADU-adjacent rehab, but there is no state-level ADU-dedicated line item. Federally available products (FHA 203(k), Fannie Mae HomeReady and HomeStyle Renovation, Freddie Mac CHOICERenovation) remain the primary ADU financing path for Virginia homeowners.

State housing programs

Virginia does not run a state-level pre-approved-ADU-plan catalog, statewide impact-fee-waiver statute for ADUs, or streamlined-review mandate. State-level programs that touch ADU-adjacent policy are coordinated primarily through the Department of Housing and Community Development (DHCD) and Virginia Housing, and act by funding or assisting local jurisdictions rather than by preemption. Local ADU activity — Arlington County's Accessory Dwellings program (detached ADUs permitted since 2008, liberalized 2020), Alexandria's accessory-dwelling ordinance, Fairfax County's accessory-living-unit program, and Charlottesville's 2021 zoning-code changes — is authorized under the localities' Va. Code § 15.2-2280 zoning authority, not by state mandate.

  • DHCD Community Development Block Grant (CDBG) Program — Federal CDBG funds administered by DHCD to eligible non-entitlement Virginia localities for community-revitalization, housing-rehab, and infrastructure projects. Not ADU-specific. Participating localities can direct CDBG funds toward housing-rehab projects where local policy supports ADUs.
  • DHCD HOME Investment Partnerships Program — Federal HOME funds administered by DHCD to Virginia participating jurisdictions and non-profits for affordable-housing acquisition, rehab, and new construction. Not ADU-specific; can be directed to ADU-adjacent rehab at local discretion.
  • Virginia Housing Commission — Permanent advisory commission of the General Assembly that studies housing-policy questions and recommends legislation. Has periodically studied ADU preemption and missing-middle housing without recommending statewide enactment as of 2026-04-21.
  • Local ADU ordinances under Va. Code § 15.2-2280 authority — Not a state program — listed here because Virginia ADU policy is executed entirely at the locality level under the § 15.2-2280 zoning grant. A homeowner seeking to build an ADU consults the zoning ordinance of the specific county, city, or town where the parcel is located.
Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Code

  • 22968

Post Office

  • 8845 Seminole Trl, 22968