Galax

Carroll County portion

ADU Pass helps homeowners in Galax, Carroll County, Virginia navigate the permit paperwork for building an accessory dwelling unit. This area covers 1 ZIP code.

1 ZIP code

ADU details

ADU legality: allowed-with-restrictions

Stateunclear (Virginia accessory-dwelling framework (Dillon Rule)) — Virginia has not enacted statewide ADU preemption. Va. Code § 15.2-2280 grants counties, cities, and towns broad zoning authority subject to planning-commission procedure, hearing, and enabling-ordinance requirements (Dillon Rule). No statewide floor mandates ADU permissibility, ministerial review, minimum allowed size, or parking-requirement ceilings. Localities can prohibit ADUs entirely through their zoning ordinances. ADU bills introduced in 2022-2025 General Assembly sessions have not been enacted.
Countyprohibited (Not applicable — Galax is an independent city, not under Carroll County jurisdiction) — Galax is an independent city under Virginia's independent-city framework (Va. Const. Art. VII, § 1). Carroll County has no zoning or permitting authority inside Galax city limits. This entry is filed under Carroll County in the catalog directory for navigation convenience only.
Citywith-restrictions (Galax city zoning ordinance (independent of Carroll County)) — Galax is an independent city (Virginia category) geographically surrounded on three sides by Carroll County and on the fourth by Grayson County. As an independent city, Galax operates entirely separate from county jurisdiction — Carroll County has NO zoning or permitting authority inside Galax city limits. Galax operates its own zoning ordinance, building permits, and utilities. The city is the home of the Old Fiddlers' Convention (the longest-running old-time fiddle music gathering in the world, since 1935) and the Blue Ridge Music Center sits on the Blue Ridge Parkway just east of the city. Despite being filed under Carroll County in this catalog for navigation convenience, Galax's ADU permitting follows the City of Galax Department of Community and Economic Development at 111 E. Grayson Street, Galax, VA 24333; main phone (276) 236-5773.

Galax ADU permitting follows the city's own zoning ordinance, independent of Carroll County. Galax is an independent city (Virginia category) geographically surrounded on three sides by Carroll County and on the fourth by Grayson County. As an independent city, Galax operates entirely separate from county jurisdiction — Carroll County has NO zoning or permitting authority inside Galax city limits. Galax operates its own zoning ordinance, building permits, and utilities. The city is the home of the Old Fiddlers' Convention (the longest-running old-time fiddle music gathering in the world, since 1935) and the Blue Ridge Music Center sits on the Blue Ridge Parkway just east of the city. Despite being filed under Carroll County in this catalog for navigation convenience, Galax's ADU permitting follows the City of Galax Department of Community and Economic Development at 111 E. Grayson Street, Galax, VA 24333; main phone (276) 236-5773.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 150 $1,470 $33,900 $35,370
600 600 $1,470 $135,600 $137,070
midpoint 475 $1,470 $107,350 $108,820
maximum 800 $1,470 $180,800 $182,270
Fee breakdown (as of 2026-04)
Plan review$525
Building permit$945
Total$1,470

Permitting process

Typical duration100 days
Backlog18 days

Viability (permitted uses)

  • Long-term rental: yes Long-term rental of an ADU is generally permitted; Virginia landlord-tenant law (Va. Code § 55.1-1200 et seq., the Virginia Residential Landlord and Tenant Act) governs.
  • Short-term rental: with-restrictions Carroll County regulates STRs through its zoning ordinance; STR of an ADU typically requires Conditional Use Permit or registration. Owners should confirm current STR rules with the Planning Department.
  • Office rental: with-restrictions Detached office rental requires a home-occupation permit or rezoning under home-occupation provisions.
  • Home office: yes Home occupation is permitted in residential and rural districts with restrictions on signage, customer traffic, and outside storage.
  • Studio / workshop: yes Personal studio (artist, music, woodworking) is a permitted accessory use in residential and agricultural districts.
  • Agriculture: yes Agricultural / Rural Preservation districts expressly permit farm structures and the keeping of livestock subject to setback rules.
  • Relative support: yes Family / multi-generational accessory dwelling is the most common pattern and is expressly permitted in residential and rural districts.

Contacts

DepartmentCity of Galax Department of Community and Economic Development

Staff: Planning Counter (Zoning Administrator / Planning Permit Intake), Building Inspections (Building Official)

Utilities

  • Water: Mostly private well; Public Service Authority of Carroll, Grayson and Galax (PSA) operates limited public water in the Hillsville town center, Galax-Carroll Regional Water Treatment Facility, and a few corridor extensions · 60d connect · $9,000
  • Sewer: Mostly private septic system; PSA serves a limited public sewer footprint along the I-77 corridor and in the Hillsville town center · 90d connect · $14,000
  • Electric: Appalachian Power Company (AEP), with cooperative service (BARC and others) in pockets · 30d connect · $2,400
  • Gas: No natural-gas distribution in most of the county; bottled propane / fuel oil is the norm · 14d connect · $2,000

Property values & taxes

Median value$152,250
Median tax$1,081/yr
Effective rate0.7%

Construction timeline

Detached build28 weeks
Conversion16 weeks
Contractor lead4 months

Realistic total: best 8mo · typical 12mo · worst 20mo

Modular pathway inspectors are occasional with modular

Financing

Insurance impact

Annual premium delta$480
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting; coastal exposure can drive premium upward.

HOA prevalence & preemption

State HOA preemptionno

Virginia has no HOA-ADU preemption. Newer subdivisions in suburban areas carry HOA covenants that often restrict accessory dwellings; rural parcels are typically not in an HOA.

Regulatory overlays (2)

  • flood-zone
    New River corridor along the eastern edge of the county and Reed Island Creek drainages carry FEMA SFHA mapping. Floodplain Development Permit required when any portion of the parcel is in the SFHA. Most Carroll County parcels are outside SFHA owing to the Blue Ridge Plateau topography. (map)
  • other
    The Blue Ridge Parkway passes through Fancy Gap (Mileposts 199-200) and the National Park Service maintains a viewshed cooperation interest with adjoining parcels. Construction is not regulated by the Park Service but coordination is encouraged for parcels within direct sightline. (map)
Technical envelope (climate & building code)

Climate & energy code

IECC climate zone4A
Heating degree days5,400
Cooling degree days700
Design low / high5°F / 87°F
Frost depth24"
Design snow load25 psf
Wind design speed115 mph
Seismic design cat.B
Annual rainfall48"
Wildfire exposurelow
Energy codeIECC
Version / adopted2021 / 2024

Building code

Base codeIRC
Version year2,021
Adopted2024
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-49 min
Wall R-valueR-20 min

Amendments:

  • Amendment

Known issues (1)

  • other — Family-occupied projects can proceed administratively; non-family rental ADUs require the SUP path with public hearings.
Carroll County — county ADU rules and overlays

County ADU ordinance

Carroll County regulates land use and accessory dwelling units through the Carroll County Zoning Ordinance, administered by the Carroll County Planning and Zoning / Community Development Department under the authority of the Carroll County Board of Supervisors. Virginia is a Dillon Rule state (Commonwealth v. County Bd. of Arlington County, 217 Va. 558 (1977)) and the General Assembly has not enacted a statewide ADU preemption; Carroll County's authority to permit or restrict ADUs derives from the general zoning enabling statute at Va. Code § 15.2-2280 and the ordinance-content provisions at § 15.2-2286. The county ordinance establishes use districts appropriate to a rural Blue Ridge Plateau jurisdiction of approximately 476 square miles — primarily Agricultural (A-1), Residential (R-1, R-2), Village and Business districts concentrated along US-52 and US-58 corridors and in the crossroads communities (Hillsville town center as the county seat, Cana, Fancy Gap, Laurel Fork, Woodlawn), plus Commercial and Industrial districts along the Interstate 77 corridor. A single primary dwelling per lot is the standard by-right residential use; a second detached dwelling on the same parcel is not a by-right use in the standard residential districts and typically requires qualification under a family/kinship-dwelling provision (occupied by a family member of the primary-dwelling occupant), a Special Use Permit (SUP) granted by the Board of Supervisors following Planning Commission recommendation, or a minor subdivision creating a separate buildable lot. In the Agricultural district, farm-employee or family dwelling-accessory uses have traditionally been more permissive than in the Residential districts, consistent with Carroll County's strong agricultural economy (cabbage, cattle, Christmas trees, orchards, and historically tobacco). The county has not adopted a standalone ministerial ADU ordinance of the California / Oregon / Washington by-right type; ADU-style projects in the unincorporated county proceed through the discretionary SUP path, the family/kinship path, or subdivision depending on intended occupancy. The Town of Hillsville, the county seat and only incorporated municipality in Carroll County, operates its own zoning ordinance inside town corporate limits. The independent City of Galax, geographically surrounded on three sides by Carroll County (with its fourth side shared with Grayson County), is under Virginia's independent-city framework entirely separate from county jurisdiction — Carroll County has no zoning or permitting authority inside Galax city limits.

State-floor overlay: Virginia has not enacted any statewide ADU preemption statute. Virginia is a Dillon Rule state (Commonwealth v. County Bd. of Arlington County, 217 Va. 558 (1977)); counties, cities, and towns have only those powers expressly granted by the General Assembly. The general zoning enabling statute at Va. Code § 15.2-2280 grants localities broad authority to regulate land use, and § 15.2-2286 enumerates the specific ordinance provisions that may be included. Neither Title 15.2 Chapter 22 Article 7 nor any other General Assembly enactment mandates that a locality permit ADUs, requires ministerial review of ADU applications, caps parking requirements, caps fees, or voids owner-occupancy requirements. Carroll County is therefore free to permit, restrict, or prohibit second dwellings under its zoning ordinance within the ordinary constitutional limits on land-use regulation. ADU preemption bills have been introduced in the Virginia General Assembly in multiple recent sessions (2022-2025) without enactment; the statewide regulatory picture at the county level is unchanged as of 2026-04-21.

County regulatory overlays

Carroll County administers or is subject to several overlay regimes that materially affect ADU siting on unincorporated parcels: (1) Blue Ridge Parkway corridor — the Parkway crosses Carroll County along its southern/eastern edge (approximately mileposts 189-216, including Mabry Mill near the Patrick County line, Groundhog Mountain, Fancy Gap Mountain, and Blue Ridge Music Center near the Galax/Grayson line), with scenic-corridor and viewshed considerations where county zoning applies corridor-overlay protections or where parcels carry recorded Parkway scenic easements or Virginia Outdoors Foundation easements; (2) Blue Ridge Escarpment — Carroll County sits atop the Blue Ridge Plateau with a dramatic escarpment dropping to the Piedmont on the southern and southeastern flank (notably at Fancy Gap, where I-77 descends over 1,000 feet in a few miles to the North Carolina line), creating extensive steep-slope acreage that materially affects septic suitability, foundation engineering, and stormwater management; (3) FEMA Special Flood Hazard Areas along the New River tributaries and the Big Reed Island Creek watershed (Carroll County is part of the New River / Ohio River watershed on its western and northern flank, and the Dan / Roanoke watershed on its southeastern flank, with streams including Little Reed Island Creek, Big Reed Island Creek, Crooked Creek, Chestnut Creek, and Pine Creek), administered through the county floodplain ordinance under NFIP; (4) Agricultural and Forestal Districts (AFDs) established under Va. Code § 15.2-4300 et seq., with several AFDs potentially recorded in Carroll County providing participating landowners use-value taxation and subdivision-deferral protections; (5) Blue Ridge Plateau groundwater / wellhead concerns — with shallow soils over crystalline bedrock and fractured-crystalline aquifers, well yield and water-quality variability are material siting factors across much of the county; (6) Chesapeake Bay Preservation Act applicability — Carroll County is NOT in the Tidewater area covered by the Chesapeake Bay Preservation Act (Va. Code § 62.1-44.15:67 et seq.), so Resource Protection Areas and Resource Management Areas do not apply; (7) wildfire risk — Carroll County has elevated wildfire exposure along its escarpment and forest-adjacent areas, tracked by the Virginia Department of Forestry, but Virginia does not impose a California-style Very High Fire Hazard Severity Zone regulatory overlay with mandatory ignition-resistant construction; (8) Jefferson National Forest adjacency — small portions of far-northern Carroll County lie adjacent to Jefferson National Forest holdings, with fire-management and access considerations for adjacent private parcels; (9) Interstate 77 corridor — ADU projects on parcels within VDOT right-of-way-adjacent distance of I-77 may trigger VDOT entrance permitting and noise considerations not present on interior parcels; (10) New River State Scenic River designation — portions of the New River corridor to the west of the county (actually in Grayson County for most of its length, but relevant to cross-county Parkway scenic-easement interpretation) interact with Virginia Scenic Rivers System protections under Va. Code § 10.1-400 et seq.

  • Blue Ridge Parkway scenic-corridor adjacency — The Blue Ridge Parkway crosses Carroll County along its southeastern and southern ridge (approximately mileposts 189 through 216), passing well-known stops including Mabry Mill (at the Carroll-Patrick County line, approximately milepost 176 — on the Patrick side but with strong viewshed interaction with Carroll County parcels), Groundhog Mountain Overlook, Puckett Cabin, Fancy Gap Overlook, and Blue Ridge Music Center (at the Carroll-Galax boundary near milepost 213). The Parkway is federal land managed by the National Park Service; NPS regulation applies within the Parkway boundary, not to private parcels outside it. However, Carroll County's zoning ordinance applies scenic-corridor provisions along portions of the Parkway corridor to protect visual impacts on the Parkway viewshed (per NPS cooperative policy with localities along the Parkway), and individual deed restrictions, Parkway scenic easements, or Virginia Outdoors Foundation easements may apply to specific parcels adjacent to the Parkway. Carroll County's Fancy Gap / Groundhog Mountain / Mabry Mill stretch is one of the most heavily visited segments of the entire Blue Ridge Parkway. Owners of parcels visible from the Parkway should check the zoning overlay (if any) in effect for their specific parcel, any recorded scenic easements, and whether the site falls within an ordinance ridgetop-protection or corridor zone before siting a detached ADU on a high-visibility slope or ridgeline.
  • Blue Ridge Escarpment steep-slope and ridgetop conditions — Carroll County sits on the Blue Ridge Plateau with a dramatic escarpment dropping to the Piedmont on the southern and southeastern flanks. The Fancy Gap area, where I-77 and US-52 both cross the escarpment, is one of the most prominent mountain crossings on the entire I-77 corridor — dropping from Carroll County's plateau elevation of roughly 2,800 feet at Fancy Gap to around 1,500 feet at the North Carolina line in a distance of about four miles. The resulting steep-slope acreage — common throughout southern Carroll County in the Fancy Gap, Pipers Gap, and Lambsburg areas — materially affects ADU siting: (a) foundation engineering on shallow-bedrock or steep-slope sites may require blasting, engineered footings, or retaining structures; (b) onsite septic systems often require engineered or alternative designs (for example, low-pressure distribution, pump-to-mound systems, or advanced treatment) where slope or shallow bedrock makes conventional gravity drainfields infeasible, subject to Virginia Department of Health Mount Rogers Health District approval; (c) the Virginia Stormwater Management Program and the Virginia Erosion and Sediment Control Law apply to land-disturbing activity over regulatory thresholds, with steep-slope sites requiring more protective erosion-control measures; (d) any local ordinance ridgetop-protection or steep-slope zoning overlays impose additional design constraints. Owners considering an ADU on a ridgeline or escarpment-adjacent site should budget for engineered septic and geotechnical review on top of ordinary construction cost.
  • FEMA National Flood Insurance Program — Special Flood Hazard Areas (New River watershed tributaries, Big Reed Island Creek, Chestnut Creek, Crooked Creek) — Carroll County participates in the National Flood Insurance Program and administers a county floodplain ordinance satisfying the NFIP minimum standards. The county's drainage network includes the Big Reed Island Creek and Little Reed Island Creek systems (draining north/northwest to the New River), Chestnut Creek (through Galax and Fries toward the New River), Crooked Creek (toward the New River), Pine Creek, and the headwater streams of the Dan River tributaries on the southeastern escarpment. Principal Special Flood Hazard Area extents follow these streams through the county's valleys. An ADU in an SFHA must comply with NFIP elevation requirements (lowest finished floor at or above Base Flood Elevation plus any county freeboard), flood vent requirements on enclosed areas below BFE, anchoring requirements, and post-construction Elevation Certificate filing. Although Carroll County's high-elevation plateau terrain means SFHA coverage is less extensive than in lowland counties, creek-adjacent lots along these streams do carry SFHA, and applicants should retrieve current-effective FIRM panels early in planning.
  • Virginia Agricultural and Forestal Districts (local option under state law) — Carroll County has agricultural and forestal acreage potentially enrolled in Agricultural and Forestal Districts under the state AFD Act, consistent with its strong agricultural economy (cabbage, cattle, Christmas trees, orchards, hay, small grains). Enrollment is voluntary; participating landowners commit to keeping land in agricultural or forestal use for a period (typically 4-10 years) in exchange for use-value assessment (Va. Code § 58.1-3230 et seq.) and limited protection from certain governmental actions that would disrupt agricultural use. An ADU on an AFD-enrolled parcel is generally permitted if it is an accessory use to continued agricultural operation (for example, a farm-labor dwelling or family-kinship dwelling), but non-agricultural commercial-rental ADUs may conflict with AFD purposes and trigger AFD advisory-committee review. Owners should consult the Carroll County AFD Advisory Committee and the zoning administrator before assuming ADU compatibility on AFD-enrolled acreage. The use-value assessment benefit often makes AFD enrollment materially attractive for large Carroll County parcels, so ADU projects on such parcels need to navigate both AFD compatibility and use-value tax consequences.
  • Blue Ridge Plateau shallow bedrock and fractured-crystalline-aquifer groundwater conditions — Carroll County's Blue Ridge Plateau geology — shallow soils over crystalline bedrock (granite, gneiss, schist), steep-slope ridges and valleys, fractured-crystalline-aquifer groundwater — materially affects ADU siting. Consequences include: (a) onsite septic systems often require engineered or alternative designs (for example, low-pressure distribution, pump-to-mound systems, or advanced treatment) where shallow bedrock or slope constraints make conventional gravity drainfields infeasible, subject to Virginia Department of Health Mount Rogers Health District approval; (b) well yield and water-quality variability in fractured-crystalline aquifers require per-parcel well testing before construction — Carroll County has a history of well-yield challenges in portions of the plateau; (c) foundation engineering on shallow-bedrock or steep-slope sites may require blasting, engineered footings, or retaining structures; (d) the Virginia Stormwater Management Program and the Virginia Erosion and Sediment Control Law apply to land-disturbing activity over regulatory thresholds. Owners considering an ADU on a ridgeline, side-slope, or shallow-bedrock parcel should budget for engineered septic, well testing, and geotechnical review on top of ordinary construction cost.
  • Virginia Department of Forestry wildfire risk and Virginia Uniform Statewide Building Code — Carroll County has elevated wildfire exposure along its Blue Ridge Escarpment, national-forest-adjacent acreage (small Jefferson National Forest holdings at the northern edge of the county), and Blue Ridge Parkway-adjacent slopes, where the Virginia Department of Forestry tracks wildfire risk using statewide risk-assessment methodology. Unlike California, Virginia does not have a statewide Very High Fire Hazard Severity Zone overlay that mandates WUI-rated construction materials on a per-parcel basis. The Virginia Department of Forestry publishes wildfire-risk assessments and promotes defensible-space practices, but enforcement is advisory rather than regulatory. The Virginia Uniform Statewide Building Code, which is the single statewide building code (localities cannot impose more stringent building standards), has not statewide-adopted the International Wildland-Urban Interface Code. Owners in wildfire-exposed Carroll County locations (especially Parkway-adjacent and escarpment-adjacent parcels) should follow defensible-space best practices but face no locality-imposed WUI construction overlay analogous to California Chapter 7A.
  • VDOT entrance permitting on state-maintained secondary roads and Interstate 77 corridor — Virginia is one of only a few states where the state Department of Transportation (VDOT) rather than the county maintains secondary roads (most rural roads in Carroll County are VDOT-maintained secondary routes, not county roads). A new driveway, entrance, or material change in entrance use onto a VDOT-maintained road requires a VDOT Land Use Permit. For a Carroll County ADU project on a parcel with an existing shared entrance to a primary dwelling, a new separate entrance for the ADU may require VDOT review, sight-distance analysis, and an entrance permit; a shared-entrance approach is often simpler. Interstate 77 crosses Carroll County north-south with interchanges at Fancy Gap (Exit 8), Hillsville (Exits 14 and 19), and Pipers Gap (Exit 1 near the NC line); any ADU on a parcel with direct interstate-corridor exposure (within VDOT's limited-access right-of-way zone) will encounter VDOT right-of-way and access-management constraints that do not apply to interior parcels.

County permitting (unincorporated parcels)

The Carroll County Planning and Zoning / Community Development Department (zoning and subdivision) and the Carroll County Building Official / Building Inspections Office (building permits and inspections) together serve as the permitting authority for parcels in the unincorporated county — that is, for every parcel in Carroll County outside the corporate limits of the Town of Hillsville, the only incorporated municipality in the county. Carroll County comprises approximately 476 square miles of Blue Ridge Plateau territory in southwestern Virginia along the North Carolina border, sitting at an average elevation near 2,700 feet — among the highest county averages in the Commonwealth — with the Blue Ridge Escarpment dropping steeply on its southern and eastern edges to the Piedmont. The county seat, Town of Hillsville, is a small incorporated town (population roughly 2,600) centered at the intersection of US-52 and US-58, and is also the location of the Carroll County Government Complex where most permit processing occurs. Interstate 77 crosses the county north-south, providing direct access to Wytheville (Virginia) and Mount Airy (North Carolina) via the Fancy Gap mountain-crossing. All other populated places in Carroll County — Cana, Fancy Gap, Laurel Fork, Woodlawn, Dugspur, Gladesboro, Lambsburg — are unincorporated communities permitted by the county, not by any municipal government. The county's total population is approximately 29,000 (nearly double Floyd County's), giving it a moderate-low population density. Carroll County's economy is strongly agricultural (cabbage has historically been a signature crop; cattle, Christmas trees, and orchards remain important) with growing tourism tied to the Blue Ridge Parkway and Interstate 77 travel, a manufacturing base around Hillsville and the I-77 corridor, and retail/hospitality clusters at the Fancy Gap and Hillsville I-77 interchanges. The independent City of Galax is surrounded on three sides by Carroll County but is a separate Virginia independent city — Carroll County has no permitting authority inside Galax city limits. For an ADU-style project in the unincorporated county, the typical sequence is: (a) zoning determination by the Planning and Zoning / Community Development Department (by-right accessory use, family/kinship dwelling, Special Use Permit required, or prohibited); (b) if SUP required, application to the Planning Commission and Board of Supervisors; (c) building permit application to the county building official; (d) well and septic evaluation through the Mount Rogers Health District of the Virginia Department of Health where parcels are not on public utilities (Carroll County's public water/sewer service is limited to the Town of Hillsville and portions of the Public Service Authority service territory near the I-77 and US-52 corridors, through the Carroll County Public Service Authority); (e) inspections through construction; (f) certificate of occupancy. Applicants should expect a substantially longer timeline if an SUP is required because the SUP process is a public-hearing process with statutory notice requirements under Va. Code § 15.2-2285.

DepartmentCarroll County Planning and Zoning / Community Development Department (zoning and subdivision) and Carroll County Building Official / Building Inspections (building permits and inspections)
AddressCarroll County Government Complex, 605-1 Pine Street, Hillsville, VA 24343
Phone276-730-3090 (Carroll County Administration main line; ask for Planning and Zoning or Building Inspections as appropriate)
Virginia state — ADU law and programs

State ADU law

Virginia has NOT enacted a statewide ADU preemption law. Virginia is a Dillon Rule state — localities possess only those powers expressly granted by the General Assembly — and the statutes granting zoning authority (Va. Code § 15.2-2280 et seq.) leave ADU regulation to local ordinances. ADU permission, setbacks, parking, size, and owner-occupancy rules therefore vary by county, independent city, and town. Virginia is unique in that it has 38 independent cities that function as counties (neither in nor subordinate to the surrounding county), meaning 'the county' for any given Virginia property may be an independent city rather than a true county. Several ADU preemption bills have been introduced in recent General Assembly sessions (2022 through 2025) without enactment; none have advanced past committee as of the Assembly's 2026 regular session adjournment.

State financing programs

Virginia does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. Virginia Housing (formerly the Virginia Housing Development Authority, VHDA — rebranded 2020) administers general first-time-homebuyer, down-payment-assistance (DPA), mortgage-credit-certificate, and rehabilitation products that can be applied to ADU-adjacent purchases or improvements when eligibility criteria are met, but none target ADU construction as a distinct product. The Virginia Department of Housing and Community Development (DHCD) administers federal HOME and CDBG pass-through funds that local jurisdictions can direct toward ADU-adjacent rehab, but there is no state-level ADU-dedicated line item. Federally available products (FHA 203(k), Fannie Mae HomeReady and HomeStyle Renovation, Freddie Mac CHOICERenovation) remain the primary ADU financing path for Virginia homeowners.

State housing programs

Virginia does not run a state-level pre-approved-ADU-plan catalog, statewide impact-fee-waiver statute for ADUs, or streamlined-review mandate. State-level programs that touch ADU-adjacent policy are coordinated primarily through the Department of Housing and Community Development (DHCD) and Virginia Housing, and act by funding or assisting local jurisdictions rather than by preemption. Local ADU activity — Arlington County's Accessory Dwellings program (detached ADUs permitted since 2008, liberalized 2020), Alexandria's accessory-dwelling ordinance, Fairfax County's accessory-living-unit program, and Charlottesville's 2021 zoning-code changes — is authorized under the localities' Va. Code § 15.2-2280 zoning authority, not by state mandate.

  • DHCD Community Development Block Grant (CDBG) Program — Federal CDBG funds administered by DHCD to eligible non-entitlement Virginia localities for community-revitalization, housing-rehab, and infrastructure projects. Not ADU-specific. Participating localities can direct CDBG funds toward housing-rehab projects where local policy supports ADUs.
  • DHCD HOME Investment Partnerships Program — Federal HOME funds administered by DHCD to Virginia participating jurisdictions and non-profits for affordable-housing acquisition, rehab, and new construction. Not ADU-specific; can be directed to ADU-adjacent rehab at local discretion.
  • Virginia Housing Commission — Permanent advisory commission of the General Assembly that studies housing-policy questions and recommends legislation. Has periodically studied ADU preemption and missing-middle housing without recommending statewide enactment as of 2026-04-21.
  • Local ADU ordinances under Va. Code § 15.2-2280 authority — Not a state program — listed here because Virginia ADU policy is executed entirely at the locality level under the § 15.2-2280 zoning grant. A homeowner seeking to build an ADU consults the zoning ordinance of the specific county, city, or town where the parcel is located.
Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Code

  • 24381

Post Office

  • 200 E Grayson St, 24333