Lynchburg
Campbell County portion
Also in: Bedford County · Lynchburg city · No County
ADU Pass helps homeowners in Lynchburg, Campbell County, Virginia navigate the permit paperwork for building an accessory dwelling unit. This area covers 2 ZIP codes.
Map
ADU details
ADU legality: allowed-with-restrictions
Net effect: Lynchburg ADU is allowed with restrictions. Lynchburg is an INDEPENDENT CITY of Virginia (cataloged here under campbell-county for sibling co-location only); the City of Lynchburg operates its own zoning, building department, and assessment under Va. Code Title 15.2 city authority. Campbell County zoning does NOT apply inside Lynchburg city limits.
Cost scenarios
| Scenario | Sq ft | Permit | Build | Total |
|---|---|---|---|---|
| minimum | 200 | $1,350 | $52,800 | $61,150 |
| 600 | 600 | $1,350 | $158,400 | $166,750 |
| midpoint | 700 | $1,350 | $184,800 | $193,150 |
| maximum | 1,200 | $1,350 | $316,800 | $325,150 |
Fee breakdown (as of 2026-04)
Permitting process
- Pre-application zoning determination (~14d)
Community Development confirms district, whether the second dwelling can proceed by-right, by family-subdivision, or only via SUP. - VDH well-and-septic construction permit (~45d)
Central Virginia Health District; required before the building permit on parcels without public water/sewer. - Special Use Permit (if no by-right path) (~75d)
Planning Commission recommendation + Board of Supervisors approval; advertised public hearing. - Subdivision (if dividing the parcel) (~60d)
Survey, plat, recording; subdivision ordinance compliance. - Building permit application (~21d)
2021 Virginia Construction Code; engineered plans; VDOT entrance permit if a new driveway is required on a state-maintained road. - Trade permits (~7d)
Electrical, plumbing, mechanical filed by Virginia DPOR-licensed contractors. - Construction inspections
Footing, foundation, framing, rough-in trades, insulation, final. - Certificate of Occupancy (~7d)
Commissioner of the Revenue notified for supplemental assessment.
Viability (permitted uses)
- Long-term rental: yes (Va. Code § 55.1-1200 et seq. (Virginia Residential Landlord and Tenant Act)) Long-term rental is permitted; statewide tenant-protection statute governs.
- Short-term rental: with-restrictions (Local STR / lodging-tax framework varies; verify with the locality) City of Lynchburg STR ordinance and transient-occupancy tax apply; verify zoning-district allowance and any registration / annual-permit requirement.
- Office rental: with-restrictions (Local home-occupation provisions; commercial use of an ADU usually requires a separate use approval) Detached commercial rental of an ADU is generally not permitted as-of-right.
- Home office: yes (Standard home-occupation provisions in county / town ordinance) Home occupation is permitted with restrictions on signage, employees, and customer traffic.
- Studio / workshop: yes (Personal artist/music studio is a permitted accessory use in residential districts) Personal studio use is permitted accessory use.
- Agriculture: yes (Va. Code § 15.2-2288 agricultural-activity protection) Bona fide farm structures and farm-labor housing are protected and often available without SUP via Farm Building and Structure Affidavit (county-level).
- Relative support: yes (Family / multigenerational accessory dwelling is the most common ADU pattern in rural Virginia) Family / multigenerational accessory dwelling is permitted; the most common path in this rural set.
Contacts
Utilities
- Water: Private well (typical for unincorporated Campbell parcels) · 60d connect · $9,000
- Sewer: Private septic system (typical for unincorporated Campbell parcels; VDH Central Virginia Health District) · 75d connect · $13,000
- Electric: Appalachian Power or Central Virginia Electric Cooperative (depending on service-territory boundary) · 30d connect · $2,400
- Gas: Bottled propane in rural areas; Columbia Gas of Virginia or Roanoke Gas may serve some Lynchburg-corridor parcels · 21d connect · $2,100
Property values & taxes
Market rent by ADU size
| Sq ft | Rent |
|---|---|
| 400 | $800/mo |
| 600 | $975/mo |
| 800 | $1,175/mo |
| 900 | $1,275/mo |
Construction timeline
Realistic total: best 9mo · typical 13mo · worst 20mo
Detached new-build typical for Lynchburg; rural contractor depth limited (most jobs go to the same handful of repeat builders within a 30-mile radius).
Modular pathway inspectors are occasional with modular
Rural mountain hollows (Buchanan) and unimproved private/coal-haul roads can preclude modular crane-set; verify access geometry early.
Financing
State ADU loans:
Insurance impact
HOA prevalence & preemption
Virginia has no HOA-ADU preemption. HOA prevalence higher in Forest, Timberlake, and other Lynchburg-suburban subdivisions; rare in deep-rural Campbell.
Regulatory overlays (2)
- flood-zone — Roanoke River and Staunton River corridors, Falling River, Beaver Creek, Big Otter River tributaries · +21d · +6% cost (map)
- historic-district — Pittsylvania-line area, Brookneal historic district, Avoca (the Joseph C. Hines House) and other National Register listings · +14d · +3% cost (map)
Technical envelope (climate & building code)
Climate & energy code
Building code
Amendments:
- Amendment
- Amendment
Legal history (timeline)
Current ordinance: Campbell County Code, Chapter 30 — Zoning Ordinance (no standalone ADU ordinance; family/kinship dwelling provisions and Special Use Permit pathway), adopted 2018-05-15, last amended 2024-01-01
- 1851-01-01 — Virginia independent-city status (state-statute)
Virginia’s independent-city framework predates the modern Code; the city is a separate political subdivision and does not lie within any county for property-tax, judicial, or zoning purposes.
Effect: County zoning does not reach inside city limits; the city operates its own ordinance, building department, and assessor. - 2007-01-01 — Va. Code § 15.2-2280 zoning authority codified (Dillon Rule baseline) (state-statute)
Virginia delegated zoning authority to counties, cities, and towns without an ADU-specific preemption.
Effect: Each Virginia locality regulates ADUs through its own zoning ordinance; ADUs are not automatically permitted statewide. - 2024-02-13 — SB 304 (2024) — proposed statewide ADU preemption (state-bill)
Passed the Virginia Senate 22-18; House sent the bill to the Virginia Housing Commission for study; not enacted.
Effect: No statewide ADU preemption is in force; local zoning controls remain authoritative.
Campbell County — county ADU rules and overlays
County ADU ordinance
Campbell County regulates accessory dwelling units through its county Zoning Ordinance (Chapter 30 of the Campbell County Code), administered by the Campbell County Community Development Department under the authority of the Campbell County Board of Supervisors. Virginia is a Dillon Rule state and the General Assembly has not enacted any statewide ADU preemption; Campbell County's authority to regulate or prohibit ADUs derives solely from the general zoning enabling statute at Va. Code § 15.2-2280 and the ordinance-content provisions of § 15.2-2286. Campbell County is a Piedmont county south of Lynchburg (county seat Rustburg, population approximately 55,000) functionally peripheral to the Lynchburg MSA. The county's zoning ordinance establishes use districts (Agricultural A-1, Residential R-1, R-2, R-3, Business B-1 and B-2, Industrial M-1 and M-2, and Planned Unit Development) and specifies permitted, accessory, and special-use lists for each district. A second dwelling on a single residential parcel is not a by-right permitted use in standard residential districts; ADU-style projects typically proceed either (a) through the county's family subdivision / family dwelling provisions (limited to conveyances or dwellings for immediate family members), (b) through a discretionary Special Use Permit approved by the Board of Supervisors following Planning Commission recommendation, or (c) by recording a family or minor subdivision to place the second dwelling on its own lot. Campbell County has not adopted a standalone ministerial ADU ordinance of the California / Oregon / Washington type; the practical effect is that a homeowner cannot rely on an 'ADU by-right' framework, and each ADU-style project is subject to district-specific analysis and, in the common case of non-family rental occupancy, a discretionary Special Use Permit process. Note that two incorporated towns — the Town of Altavista and the Town of Brookneal — sit within Campbell County; parcels inside either town's corporate limits are governed by the respective town zoning ordinance (the town administers its own zoning, subdivision, and permit process), not by the county ordinance. The independent City of Lynchburg borders Campbell County to the north and is a separate jurisdiction entirely.
- Campbell County Code Chapter 30 — Zoning Ordinance
- Campbell County Community Development Department — Planning, Zoning, and Building Inspections
- Campbell County Board of Supervisors — adopting body for zoning ordinance amendments and Special Use Permits
- Campbell County Planning Commission
- Virginia Code Title 15.2 Chapter 22 (Planning, Subdivision of Land and Zoning)
State-floor overlay: Virginia has not enacted any statewide ADU preemption statute. Virginia is a Dillon Rule state (see Commonwealth v. County Bd. of Arlington County, 217 Va. 558 (1977)); localities have only those powers expressly granted by the General Assembly. The general zoning enabling statute at Va. Code § 15.2-2280 grants counties, cities, and towns broad authority to regulate land use, and § 15.2-2286 enumerates the specific ordinance provisions that may be included. Neither statute, nor any section of Title 15.2 Chapter 22 Article 7, mandates that a locality permit ADUs, requires ministerial review of ADU applications, caps parking requirements, caps fees, or voids owner-occupancy requirements. Campbell County is therefore free to permit, restrict, or prohibit second dwellings under its zoning ordinance within the ordinary constitutional limits on land-use regulation. ADU preemption bills have been introduced in the Virginia General Assembly in multiple recent sessions (2022-2025) without enactment; the statewide regulatory picture at the county level is unchanged.
County regulatory overlays
Campbell County administers or is subject to several overlay regimes that affect ADU siting on unincorporated parcels: (1) FEMA Special Flood Hazard Areas along the Staunton River (which forms the county's long southern boundary with Halifax, Charlotte, and Pittsylvania Counties and includes the backwaters of Leesville Lake), the James River (short northern-boundary stretch near Lynchburg), Otter River, Falling River, Beaver Creek, Big Otter River, and various smaller tributaries, administered through the county's floodplain ordinance satisfying NFIP minimums; (2) Leesville Lake shoreline management overlay — the lower pool of Appalachian Power Company's Smith Mountain Pumped Storage Project (FERC Project No. 2210) extends into Campbell County on the county's western edge, and shoreline development on Leesville Lake frontage parcels is subject to Appalachian Power's Shoreline Management Plan in addition to county zoning; (3) Agricultural and Forestal Districts established under Va. Code § 15.2-4300 et seq., providing participating landowners use-value taxation and subdivision-deferral protections in exchange for a commitment to keep land in agricultural or forestal use; (4) the Chesapeake Bay Preservation Act does NOT apply — Campbell County is not in the Tidewater area covered by Va. Code § 62.1-44.15:67 et seq., so Resource Protection Areas (RPAs) and Resource Management Areas (RMAs) do not apply; (5) wildfire risk is tracked by the Virginia Department of Forestry, but Virginia does not have a California-style Very High Fire Hazard Severity Zone regulatory overlay mandating ignition-resistant construction — the Virginia Uniform Statewide Building Code does not statewide-adopt the International Wildland-Urban Interface Code; (6) the Staunton River State Park and Staunton River Battlefield State Park (the latter partly in Campbell County / partly in Charlotte County) are state-owned parklands; state park boundaries do not regulate adjacent private parcels, but scenic or conservation easements may apply to individual nearby parcels. Campbell County does not have a county-wide historic-district overlay; individual properties may be listed on the Virginia Landmarks Register or National Register but this listing does not itself impose regulatory constraints on private rehabilitation absent a separate local ordinance or federal-tax-credit election.
- FEMA National Flood Insurance Program — Special Flood Hazard Areas — Campbell County participates in the National Flood Insurance Program and administers a county floodplain ordinance meeting NFIP minimums. The principal Special Flood Hazard Area (SFHA) extents in the county are along the Staunton River (the long southern county boundary and the backwaters of Leesville Lake impounded by the Leesville Dam), the James River along the short northern boundary near Lynchburg, the Otter River and Falling River systems, and their larger tributaries. An ADU sited in an SFHA must comply with NFIP elevation requirements (lowest finished floor at or above Base Flood Elevation plus any county freeboard), flood vent requirements on enclosed areas below BFE, anchoring requirements, and post-construction Elevation Certificate filing. Owners should confirm current-effective FIRM panel at the FEMA Map Service Center before design; FEMA has periodically updated Virginia county panels.
- Leesville Lake Shoreline Management Plan (Appalachian Power / FERC Project No. 2210) — Leesville Lake is the lower reservoir of Appalachian Power Company's Smith Mountain Pumped Storage Project, impounded by the Leesville Dam on the Staunton River; the upper reservoir is Smith Mountain Lake. Leesville Lake is operated under the same FERC license (Project No. 2210) as Smith Mountain Lake and is subject to the same Shoreline Management Plan framework administered by Appalachian Power. Campbell County shares Leesville Lake frontage with Pittsylvania County and Bedford County. For lake-frontage parcels in Campbell County, the Appalachian Power SMP is the controlling additional permit beyond county zoning: accessory structures within the FERC project boundary (approximately the licensed project elevation contour) require an SMP permit, and structures above the project boundary but on lake-frontage parcels remain subject to county zoning and any subdivision covenants. Owners of Leesville Lake frontage parcels (primarily in the Leesville and Lynch Station areas in western Campbell County) should contact Appalachian Power Shoreline Management as well as Campbell County Community Development at the earliest planning stage.
- Virginia Agricultural and Forestal Districts (local option under state law) — Campbell County has established Agricultural and Forestal Districts under the state AFD Act. Enrollment is voluntary; participating landowners commit to keeping land in agricultural or forestal use for a period (typically 4-10 years) in exchange for use-value assessment (Va. Code § 58.1-3230 et seq.) and limited protection from certain governmental actions that would disrupt agricultural use. An ADU on an AFD-enrolled parcel is generally permitted if it is an accessory use to continued agricultural operation (e.g., a farm-labor dwelling or family dwelling), but non-agricultural commercial-rental ADUs may conflict with AFD purposes and trigger AFD committee review. Owners should consult the Campbell County AFD Advisory Committee and the zoning administrator before assuming ADU compatibility.
- Virginia Uniform Statewide Building Code and VDOF wildfire risk (no WUI regulatory overlay) — Campbell County's western edge abuts the Blue Ridge foothills and includes moderate wildfire exposure tracked by the Virginia Department of Forestry, but Virginia does not have a statewide Very High Fire Hazard Severity Zone regulatory overlay that mandates WUI-rated construction materials on a per-parcel basis. Under Va. Code § 36-98 the Virginia Uniform Statewide Building Code is the single statewide building code; localities cannot impose more stringent local building-code amendments. Virginia has not statewide-adopted the International Wildland-Urban Interface Code. Owners in wildfire-exposed locations should follow defensible-space best practices but face no locality-imposed WUI construction overlay analogous to California Chapter 7A or Oregon WUI code.
- Staunton River State Park and Staunton River Battlefield State Park adjacency — Staunton River State Park (in Halifax County at the Campbell County border) and Staunton River Battlefield State Park (partly in Campbell County at Clover and partly in Charlotte County) are state-owned parklands managed by the Virginia Department of Conservation and Recreation. State park boundaries do not impose regulatory constraints on adjacent private parcels, but the parks are a culturally and ecologically significant presence on the Staunton River corridor. Individual parcels along the river corridor may carry recorded scenic or conservation easements held by the Virginia Outdoors Foundation or other conservation trusts; owners should check title and any recorded easements before designing an ADU on river-adjacent land.
County permitting (unincorporated parcels)
The Campbell County Community Development Department is the sole permitting authority for building permits, zoning permits, and Special Use Permits on parcels within the unincorporated county (i.e., parcels outside the corporate limits of the Town of Altavista and the Town of Brookneal). Campbell County comprises approximately 508 square miles of mixed rural, agricultural, and suburban territory in the Virginia Piedmont, south of the independent City of Lynchburg. The county's only incorporated places are the Town of Altavista and the Town of Brookneal; all other populated places (Rustburg the county seat, Concord, Evington, Gladys, Lynch Station, Naruna, Leesville, Hat Creek, Spring Hill, Timberlake, Yellow Branch, and numerous smaller unincorporated communities) are administered by the county. For an ADU-style project in the unincorporated county, the typical sequence is: (a) zoning determination by the zoning administrator (permitted by right under a narrow family/kinship reading, permitted via Special Use Permit, or prohibited); (b) if SUP required, application to the Planning Commission and Board of Supervisors under Va. Code §§ 15.2-2204, 15.2-2285, 15.2-2286; (c) building permit application to the county building official; (d) inspections through construction; (e) certificate of occupancy. Applicants should expect a substantially longer timeline than a first-dwelling build when an SUP is required, because the SUP process is a public-hearing process with statutory notice requirements (two successive weeks' advertisement and five-day final-notice under Va. Code § 15.2-2204).
Virginia state — ADU law and programs
State ADU law
Virginia has NOT enacted a statewide ADU preemption law. Virginia is a Dillon Rule state — localities possess only those powers expressly granted by the General Assembly — and the statutes granting zoning authority (Va. Code § 15.2-2280 et seq.) leave ADU regulation to local ordinances. ADU permission, setbacks, parking, size, and owner-occupancy rules therefore vary by county, independent city, and town. Virginia is unique in that it has 38 independent cities that function as counties (neither in nor subordinate to the surrounding county), meaning 'the county' for any given Virginia property may be an independent city rather than a true county. Several ADU preemption bills have been introduced in recent General Assembly sessions (2022 through 2025) without enactment; none have advanced past committee as of the Assembly's 2026 regular session adjournment.
State financing programs
Virginia does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. Virginia Housing (formerly the Virginia Housing Development Authority, VHDA — rebranded 2020) administers general first-time-homebuyer, down-payment-assistance (DPA), mortgage-credit-certificate, and rehabilitation products that can be applied to ADU-adjacent purchases or improvements when eligibility criteria are met, but none target ADU construction as a distinct product. The Virginia Department of Housing and Community Development (DHCD) administers federal HOME and CDBG pass-through funds that local jurisdictions can direct toward ADU-adjacent rehab, but there is no state-level ADU-dedicated line item. Federally available products (FHA 203(k), Fannie Mae HomeReady and HomeStyle Renovation, Freddie Mac CHOICERenovation) remain the primary ADU financing path for Virginia homeowners.
State housing programs
Virginia does not run a state-level pre-approved-ADU-plan catalog, statewide impact-fee-waiver statute for ADUs, or streamlined-review mandate. State-level programs that touch ADU-adjacent policy are coordinated primarily through the Department of Housing and Community Development (DHCD) and Virginia Housing, and act by funding or assisting local jurisdictions rather than by preemption. Local ADU activity — Arlington County's Accessory Dwellings program (detached ADUs permitted since 2008, liberalized 2020), Alexandria's accessory-dwelling ordinance, Fairfax County's accessory-living-unit program, and Charlottesville's 2021 zoning-code changes — is authorized under the localities' Va. Code § 15.2-2280 zoning authority, not by state mandate.
- DHCD Community Development Block Grant (CDBG) Program — Federal CDBG funds administered by DHCD to eligible non-entitlement Virginia localities for community-revitalization, housing-rehab, and infrastructure projects. Not ADU-specific. Participating localities can direct CDBG funds toward housing-rehab projects where local policy supports ADUs.
- DHCD HOME Investment Partnerships Program — Federal HOME funds administered by DHCD to Virginia participating jurisdictions and non-profits for affordable-housing acquisition, rehab, and new construction. Not ADU-specific; can be directed to ADU-adjacent rehab at local discretion.
- Virginia Housing Commission — Permanent advisory commission of the General Assembly that studies housing-policy questions and recommends legislation. Has periodically studied ADU preemption and missing-middle housing without recommending statewide enactment as of 2026-04-21.
- Local ADU ordinances under Va. Code § 15.2-2280 authority — Not a state program — listed here because Virginia ADU policy is executed entirely at the locality level under the § 15.2-2280 zoning grant. A homeowner seeking to build an ADU consults the zoning ordinance of the specific county, city, or town where the parcel is located.
Federal (United States) — ADU-relevant rules and programs
Federal ADU law
The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.
Federal financing programs
Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.
Federal tax credits
There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.
Federal housing programs
HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.
ZIP Codes
- 24501
- 24504
Post Office
- 3300 Odd Fellows Rd, 24506