Cloverdale

ADU Pass helps homeowners in Cloverdale, Botetourt County, Virginia navigate the permit paperwork for building an accessory dwelling unit. This area covers 1 ZIP code.

1 ZIP code

ADU details

ADU legality: with-restrictions

Stateunclear (Virginia accessory-dwelling framework (Dillon Rule)) — Virginia has not enacted statewide ADU preemption. Va. Code § 15.2-2280 grants counties, cities, and towns broad zoning authority subject to planning-commission procedure, hearing, and enabling-ordinance requirements in §§ 15.2-2285 and 15.2-2286 (Dillon Rule). No statewide floor mandates ADU permissibility, ministerial review, minimum allowed size, or parking-requirement ceilings. Localities can, and many do, prohibit ADUs entirely through their zoning ordinances. ADU bills introduced in the 2022-2025 General Assembly sessions have not been enacted.
Countywith-restrictions (Botetourt County Code - Zoning Ordinance) — Botetourt County's zoning ordinance regulates accessory dwellings across the unincorporated county under Va. Code § 15.2-2280 zoning authority. Virginia has no statewide ADU preemption. The county's residential districts typically permit one principal dwelling per lot; a true detached second dwelling requires a family-dwelling exemption, a Special Use Permit, or minor subdivision. The county's I-81/I-64 corridor and proximity to the Roanoke metro have driven steady residential growth in Daleville, Cloverdale, and Troutville. The James River runs the length of the county and creates SFHA exposure for parcels in Buchanan, Eagle Rock, and along US-220.
Citywith-restrictions (Cloverdale (unincorporated CDP) - Botetourt County zoning applies) — Cloverdale is a growing unincorporated community in southern Botetourt County along US-220 / I-81 in the immediate Roanoke metro commute shed. No town government; Botetourt County zoning governs. The community has seen substantial residential subdivision growth since 2010; many newer subdivisions carry HOA covenants that may restrict accessory dwellings. Karst overlay applies along the carbonate-bedrock belt.

Cloverdale ADUs are permitted under Botetourt County zoning subject to family-dwelling exemption or SUP; HOA covenants on newer subdivisions are an additional layer.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 150 $1,900 $36,300 $38,200
600 600 $1,900 $145,200 $147,100
midpoint 525 $1,900 $127,050 $128,950
maximum 900 $1,900 $217,800 $219,700
Fee breakdown
Plan review$570
Building permit$1,045
Impact fees$285
Total$1,900

Viability (permitted uses)

  • Long-term rental: yes Long-term rental of an ADU is generally permitted; Virginia landlord-tenant law (Va. Code § 55.1-1200 et seq., the Virginia Residential Landlord and Tenant Act) governs.
  • Short-term rental: with-restrictions Botetourt County regulates STRs through its zoning ordinance and any applicable town STR rules; check the locally adopted ordinance for registration requirements.
  • Office rental: with-restrictions Detached office rental requires a home-occupation permit or specific zoning approval.
  • Home office: yes Home occupation is permitted in residential and rural districts with restrictions on signage, customer traffic, and outside storage.
  • Studio / workshop: yes Personal studio (artist, music, woodworking) is a permitted accessory use.
  • Agriculture: yes Most rural Botetourt County parcels are zoned Agricultural which expressly permits farm structures and the keeping of livestock.
  • Relative support: yes Family / multi-generational accessory dwelling is the most common Virginia rural-county ADU pattern and is expressly permitted under family/kinship-dwelling provisions.

Utilities

  • Water: Private well (typical for rural Botetourt County parcels) · 60d connect · $8,500
  • Sewer: Private septic system (typical for rural Botetourt County parcels) · 90d connect · $12,500
  • Electric: Appalachian Power (AEP); Craig-Botetourt Electric Cooperative in northern pockets · 30d connect · $2,200
  • Gas: Bottled propane (some Roanoke Gas Company natural-gas service in Daleville and Cloverdale) · 14d connect · $1,800

Property values & taxes

Median value$285,000
Median tax$2,252/yr
Effective rate0.8%

Construction timeline

Detached build26 weeks
Conversion14 weeks
Contractor lead3 months

Realistic total: best 7mo · typical 11mo · worst 18mo

Financing

Insurance impact

Annual premium delta$480
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting; flood zone or shoreline exposure can drive premium upward.

HOA prevalence & preemption

State HOA preemptionno

Virginia has no HOA-ADU preemption. Most rural Botetourt County parcels are not in an HOA. Newer subdivisions and lake-frontage developments may carry HOA covenants.

Technical envelope (climate & building code)

Climate & energy code

IECC climate zone4A
Heating degree days4,500
Cooling degree days1,400
Design low / high10°F / 90°F
Frost depth18"
Design snow load20 psf
Wind design speed115 mph
Seismic design cat.B
Annual rainfall41"
Wildfire exposuremoderate
Energy codeIECC
Version / adopted2021 / 2024

Building code

Base codeIRC
Version year2,021
Adopted2024
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-49 min
Wall R-valueR-20 min

Amendments:

  • Amendment

Known issues (2)

  • other — Plan for engineered alternatives on parcels in the Daleville-to-Troutville karst belt.
  • other — Adds 8-15% to construction cost for elevated foundation and flood-resistant materials.
Botetourt County — county ADU rules and overlays

County ADU ordinance

Botetourt County regulates accessory dwelling units through its county Zoning Ordinance (codified within the Botetourt County Code), administered by the Botetourt County Department of Community Development under the authority of the Botetourt County Board of Supervisors. Virginia is a Dillon Rule state (Commonwealth v. County Bd. of Arlington Cnty., 217 Va. 558 (1977)) and the General Assembly has not enacted any statewide ADU preemption; Botetourt County's authority to permit or restrict ADUs derives solely from the general zoning enabling statute at Va. Code § 15.2-2280 and the ordinance-content provisions of § 15.2-2286. The county ordinance permits accessory structures and, in most residential and agricultural zoning districts (Agricultural A-1, Residential R-1, R-2, R-3, and mixed-use districts), permits a single primary dwelling per lot; a second detached dwelling on the same parcel is not a by-right use in the standard residential districts and typically requires (a) qualification under a family/kinship-dwelling provision (occupied by a family member of the primary-dwelling occupant), (b) a Special Use Permit (SUP) approved by the Board of Supervisors following Planning Commission recommendation, or (c) a minor subdivision placing the second dwelling on its own lot. 'Guest house' and related accessory-use provisions appear in the ordinance for non-rental secondary-occupant uses. The county does not have a standalone ministerial ADU ordinance of the California / Oregon / Washington by-right type; ADU-style projects in the unincorporated county proceed through the discretionary SUP path or the family/kinship path depending on intended occupancy. Parcels within the three incorporated towns (Town of Buchanan, Town of Fincastle, Town of Troutville) are subject to each town's own zoning ordinance, which governs in lieu of the county ordinance inside town corporate limits.

State-floor overlay: Virginia has not enacted any statewide ADU preemption statute. Virginia is a Dillon Rule state (see Commonwealth v. County Bd. of Arlington County, 217 Va. 558 (1977)); localities have only those powers expressly granted by the General Assembly. The general zoning enabling statute at Va. Code § 15.2-2280 grants counties, cities, and towns broad authority to regulate land use, and § 15.2-2286 enumerates the specific ordinance provisions that may be included. Neither statute, nor any section of Title 15.2 Chapter 22 Article 7, mandates that a locality permit ADUs, requires ministerial review of ADU applications, caps parking requirements, caps fees, or voids owner-occupancy requirements. Botetourt County is therefore free to permit, restrict, or prohibit second dwellings under its zoning ordinance within the ordinary constitutional limits on land-use regulation. ADU preemption bills have been introduced in the Virginia General Assembly in multiple recent sessions (2022-2025) without enactment; the statewide regulatory picture at the county level is unchanged as of 2026-04-21.

County regulatory overlays

Botetourt County administers or is subject to several overlay regimes that materially affect ADU siting on unincorporated parcels: (1) FEMA Special Flood Hazard Areas along the James River (running through Buchanan, Eagle Rock, Springwood, and Glen Wilton), Craig Creek, Catawba Creek, Jennings Creek, Looney Creek, and their tributaries, with NFIP floodplain regulations administered through the county's floodplain ordinance; (2) Blue Ridge Parkway adjacency along the eastern ridge (the Peaks of Otter area and the parkway corridor pass through Botetourt County), with scenic-corridor considerations where the county zoning ordinance applies corridor-overlay protections near the parkway; (3) George Washington & Jefferson National Forest — large portions of the northern and western Botetourt County mountain territory are federal forest land managed by the U.S. Forest Service; federal regulation applies inside the forest boundary, and private parcels adjacent to or in-holding within the forest must contend with fire-management, access, and buffer considerations; (4) Appalachian Trail corridor — the AT crosses Botetourt County in the Fullhardt Knob / Curry Creek / Jennings Creek area, with National Park Service scenic-easement and corridor-management interests that can affect ridgetop and ridgeline-visible development on nearby private parcels; (5) Agricultural and Forestal Districts (AFDs) established under Va. Code § 15.2-4300 et seq., which provide participating landowners use-value taxation and subdivision-deferral protections in exchange for a commitment to keep land in agricultural or forestal use; (6) Chesapeake Bay Preservation Act applicability — Botetourt County is NOT in the Tidewater area covered by the Chesapeake Bay Preservation Act (Va. Code § 62.1-44.15:67 et seq.), so Resource Protection Areas (RPAs) and Resource Management Areas (RMAs) do not apply; (7) wildfire risk — Botetourt County has elevated wildfire exposure in its mountain and national-forest-adjacent areas (tracked by the Virginia Department of Forestry), but Virginia does not have a California-style Very High Fire Hazard Severity Zone regulatory overlay with mandatory ignition-resistant-construction requirements; (8) Karst terrain — significant portions of the James River valley and the limestone belt through Botetourt County exhibit karst geology (sinkholes, caves, springs), which affects septic suitability, foundation engineering, and stormwater infiltration; Virginia Department of Environmental Quality and Department of Conservation and Recreation have karst-protection guidance, and the county requires site-specific geotechnical consideration for structures in mapped karst areas.

  • FEMA National Flood Insurance Program — Special Flood Hazard Areas (James River and tributaries) — Botetourt County participates in the National Flood Insurance Program and administers a county floodplain ordinance satisfying the NFIP minimum standards. Principal Special Flood Hazard Area (SFHA) extents in the county run along the James River (which enters the county at Eagle Rock and exits near Buchanan, passing Springwood and Glen Wilton), Craig Creek (draining from Craig County through the western part of the county), Catawba Creek, Jennings Creek, Looney Creek, and various smaller tributaries. An ADU in an SFHA must comply with NFIP elevation requirements (lowest finished floor at or above Base Flood Elevation plus any county freeboard), flood vent requirements on enclosed areas below BFE, anchoring requirements, and post-construction Elevation Certificate filing. Several historic riverfront communities — notably Buchanan and Eagle Rock — have significant SFHA coverage on the older river-adjacent lots, and owners considering ADU additions in these areas should retrieve current-effective FIRM panels early in planning. The Town of Buchanan also participates in NFIP separately for its corporate area.
  • Blue Ridge Parkway scenic-corridor adjacency — The Blue Ridge Parkway passes through eastern Botetourt County near the Peaks of Otter area (milepost approximately 83-105 within or adjacent to the county). The Parkway is federal land managed by the National Park Service; NPS regulation applies within the Parkway boundary, not to private parcels outside it. However, Botetourt County zoning has used scenic-corridor or ridgetop-visibility provisions along portions of the Parkway corridor to limit visual impacts on the Parkway viewshed (per NPS cooperative policy with localities along the Parkway), and individual deed restrictions or scenic easements may apply to specific parcels adjacent to the Parkway. Owners of parcels visible from the Parkway should check the zoning overlay (if any) in effect for their specific parcel, any recorded scenic easements, and whether the site falls within an ordinance ridgetop-protection zone before siting a detached ADU on a high-visibility slope or ridgeline.
  • George Washington & Jefferson National Forest adjacency and in-holdings — Large portions of western and northern Botetourt County lie within or adjacent to the George Washington & Jefferson National Forest, including the Glenwood-Pedlar Ranger District. National Forest System lands are federally administered; private in-holdings (inholdings) and private parcels adjacent to the forest boundary remain under county zoning but face practical constraints from fire-management activities, access easements across forest land, and forest-boundary fire-buffer best practices. An ADU on a forest-adjacent or in-holding parcel should be sited with consideration of wildfire exposure, forest-road access reliability, and any recorded easements or rights-of-way crossing federal land. Owners should contact the Glenwood-Pedlar Ranger District for in-holding access and fire-management questions.
  • Appalachian Trail corridor (National Park Service scenic easement interests) — The Appalachian Trail crosses Botetourt County in the Fullhardt Knob / Curry Creek / Jennings Creek area and continues through the county's ridgelines. The AT corridor is federally protected and administered by the National Park Service, U.S. Forest Service, and the Appalachian Trail Conservancy. Private parcels visible from the AT may be subject to voluntary scenic easements, donated conservation easements, or deed-restriction programs intended to preserve the trail viewshed. A detached ADU sited on a ridgetop or upper slope visible from the AT may face scenic-easement review if the parcel is encumbered; owners should title-check for recorded scenic easements, Appalachian Trail Conservancy interests, or Virginia Outdoors Foundation easements before designing a high-visibility structure.
  • Virginia Agricultural and Forestal Districts (local option under state law) — Botetourt County has established Agricultural and Forestal Districts under the state AFD Act. Enrollment is voluntary; participating landowners commit to keeping land in agricultural or forestal use for a period (typically 4-10 years) in exchange for use-value assessment (Va. Code § 58.1-3230 et seq.) and limited protection from certain governmental actions that would disrupt agricultural use. An ADU on an AFD-enrolled parcel is generally permitted if it is an accessory use to continued agricultural operation (e.g., a farm-labor dwelling or family-kinship dwelling), but non-agricultural commercial-rental ADUs may conflict with AFD purposes and trigger AFD advisory-committee review. Owners should consult the Botetourt County AFD Advisory Committee and the zoning administrator before assuming ADU compatibility on AFD-enrolled acreage.
  • Karst terrain (sinkholes, caves, springs — James River limestone belt) — The James River valley through Botetourt County and surrounding limestone belts contain significant karst features — sinkholes, caves, losing streams, springs, and shallow bedrock. Karst terrain materially affects ADU siting because (a) conventional onsite septic systems can short-circuit into groundwater via fractures and sinkholes, requiring engineered or alternative onsite sewage systems subject to Virginia Department of Health approval; (b) stormwater management must avoid concentrated infiltration into open sinkholes; (c) foundation engineering for slab or crawl construction may require geotechnical investigation if shallow bedrock, solution cavities, or sinkhole-collapse risk is present; (d) structural setbacks from mapped sinkholes are commonly required by the county. Owners in the karst belt should plan for additional geotechnical and environmental-health review relative to non-karst Virginia sites.
  • Virginia Department of Forestry wildfire risk and Virginia Statewide Building Code WUI provisions — Botetourt County has elevated wildfire exposure in its mountain and national-forest-adjacent areas, where the Virginia Department of Forestry tracks wildfire risk using statewide risk-assessment methodology. Unlike California, Virginia does not have a statewide Very High Fire Hazard Severity Zone overlay that mandates WUI-rated construction materials on a per-parcel basis. The Virginia Department of Forestry publishes wildfire risk assessments and promotes defensible-space practices, but enforcement is advisory rather than regulatory. The Virginia Uniform Statewide Building Code, which is the single statewide building code (localities cannot impose more stringent building standards), has not statewide-adopted the International Wildland-Urban Interface Code. Owners in wildfire-exposed Botetourt County locations (especially national-forest-adjacent and Blue Ridge Parkway-adjacent parcels) should follow defensible-space best practices but face no locality-imposed WUI construction overlay analogous to California Chapter 7A.

County permitting (unincorporated parcels)

The Botetourt County Department of Community Development is the sole permitting authority for building permits, zoning permits, and Special Use Permits on parcels within the unincorporated county (i.e., parcels outside the corporate limits of the Town of Buchanan, Town of Fincastle, and Town of Troutville). Botetourt County comprises approximately 544 square miles of Blue Ridge foothill and James River valley territory in western Virginia, forming the northern tier of the Roanoke Metropolitan Statistical Area. The county is rural-to-suburban in character, with the highest-growth populated areas concentrated in the US-220 / US-11 / I-81 corridor south of Fincastle — unincorporated communities including Daleville, Cloverdale, Blue Ridge, Troutville (just outside the town), and the Greenfield / Exit 150 commerce park area. The county seat, Fincastle, is a small incorporated town of roughly 340 residents; the Town of Buchanan sits on the James River at the northern end of the county; the Town of Troutville sits along US-11 just south of Fincastle. All other populated places (Daleville, Cloverdale, Eagle Rock, Blue Ridge, Oriskany, Glen Wilton, Springwood, Lithia, Colon, etc.) are unincorporated communities permitted by the county. For an ADU-style project in the unincorporated county, the typical sequence is: (a) zoning determination by the Department of Community Development (by-right accessory use, family/kinship dwelling, Special Use Permit required, or prohibited); (b) if SUP required, application to the Planning Commission and Board of Supervisors; (c) building permit application to the county building official; (d) inspections through construction; (e) certificate of occupancy. Applicants should expect a substantially longer timeline if an SUP is required, because the SUP process is a public-hearing process with statutory notice requirements under Va. Code § 15.2-2285.

DepartmentBotetourt County Department of Community Development
Address57 South Center Drive, Daleville, VA 24083 (Greenfield Education and Training Center / county administrative offices)
Phone540-928-2080 (main Community Development number; confirm with department at intake)
Virginia state — ADU law and programs

State ADU law

Virginia has NOT enacted a statewide ADU preemption law. Virginia is a Dillon Rule state — localities possess only those powers expressly granted by the General Assembly — and the statutes granting zoning authority (Va. Code § 15.2-2280 et seq.) leave ADU regulation to local ordinances. ADU permission, setbacks, parking, size, and owner-occupancy rules therefore vary by county, independent city, and town. Virginia is unique in that it has 38 independent cities that function as counties (neither in nor subordinate to the surrounding county), meaning 'the county' for any given Virginia property may be an independent city rather than a true county. Several ADU preemption bills have been introduced in recent General Assembly sessions (2022 through 2025) without enactment; none have advanced past committee as of the Assembly's 2026 regular session adjournment.

State financing programs

Virginia does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. Virginia Housing (formerly the Virginia Housing Development Authority, VHDA — rebranded 2020) administers general first-time-homebuyer, down-payment-assistance (DPA), mortgage-credit-certificate, and rehabilitation products that can be applied to ADU-adjacent purchases or improvements when eligibility criteria are met, but none target ADU construction as a distinct product. The Virginia Department of Housing and Community Development (DHCD) administers federal HOME and CDBG pass-through funds that local jurisdictions can direct toward ADU-adjacent rehab, but there is no state-level ADU-dedicated line item. Federally available products (FHA 203(k), Fannie Mae HomeReady and HomeStyle Renovation, Freddie Mac CHOICERenovation) remain the primary ADU financing path for Virginia homeowners.

State housing programs

Virginia does not run a state-level pre-approved-ADU-plan catalog, statewide impact-fee-waiver statute for ADUs, or streamlined-review mandate. State-level programs that touch ADU-adjacent policy are coordinated primarily through the Department of Housing and Community Development (DHCD) and Virginia Housing, and act by funding or assisting local jurisdictions rather than by preemption. Local ADU activity — Arlington County's Accessory Dwellings program (detached ADUs permitted since 2008, liberalized 2020), Alexandria's accessory-dwelling ordinance, Fairfax County's accessory-living-unit program, and Charlottesville's 2021 zoning-code changes — is authorized under the localities' Va. Code § 15.2-2280 zoning authority, not by state mandate.

  • DHCD Community Development Block Grant (CDBG) Program — Federal CDBG funds administered by DHCD to eligible non-entitlement Virginia localities for community-revitalization, housing-rehab, and infrastructure projects. Not ADU-specific. Participating localities can direct CDBG funds toward housing-rehab projects where local policy supports ADUs.
  • DHCD HOME Investment Partnerships Program — Federal HOME funds administered by DHCD to Virginia participating jurisdictions and non-profits for affordable-housing acquisition, rehab, and new construction. Not ADU-specific; can be directed to ADU-adjacent rehab at local discretion.
  • Virginia Housing Commission — Permanent advisory commission of the General Assembly that studies housing-policy questions and recommends legislation. Has periodically studied ADU preemption and missing-middle housing without recommending statewide enactment as of 2026-04-21.
  • Local ADU ordinances under Va. Code § 15.2-2280 authority — Not a state program — listed here because Virginia ADU policy is executed entirely at the locality level under the § 15.2-2280 zoning grant. A homeowner seeking to build an ADU consults the zoning ordinance of the specific county, city, or town where the parcel is located.
Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Code

  • 24077

Post Office

  • 4518 Read Mountain Rd, 24077