Garland

Dallas County portion

ADU Pass helps homeowners in Garland, Dallas County, Texas navigate the permit paperwork for building an accessory dwelling unit. This area covers 7 ZIP codes.

7 ZIP codes

ADU details

ADU legality: unclear

Stateunclear (Texas accessory-dwelling framework) — None enacted. Municipalities and counties retain full authority over ADU zoning, setbacks, parking, size limits, owner-occupancy requirements, and permitting. Adjacent statutes (SB 15 lot-size caps, HB 24 protest-threshold reform) affect density and zoning procedure in qualifying large cities but do not address ADUs directly.
Countywith-restrictions (Dallas County unincorporated zoning) — Dallas County permits ADUs in unincorporated areas under state-law-aligned standards. Within Garland city limits the city ordinance plus state law govern.
Citywith-restrictions (City of Garland Municipal / Zoning Code — Accessory Dwelling Units) — City of Garland permits ADUs under the local ordinance aligned with Texas statewide framework where applicable.

Texas leaves ADU regulation to local municipalities under home-rule or Dillon-rule authority. Garland permits ADUs subject to local conditions per its zoning ordinance.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 150 $1,800 $34,500 $36,300
600 600 $1,800 $138,000 $139,800
midpoint 525 $1,800 $120,750 $122,550
maximum 900 $1,800 $207,000 $208,800
Fee breakdown
Plan review$540
Building permit$990
Impact fees$270
Total$1,800

Viability (permitted uses)

  • Long-term rental: yes Long-term rental of ADU generally permitted; landlord-tenant law and any city rental-registration ordinance apply.
  • Short-term rental: with-restrictions STR rules vary by city. Garland regulates STRs separately from ADU permitting; check local STR ordinance and HOA covenants.
  • Office rental: with-restrictions Detached office rental requires home occupation permit or rezoning.
  • Home office: yes Home occupation permitted with restrictions on signage and customer traffic.
  • Studio / workshop: yes Personal artist studio is a permitted accessory use.
  • Agriculture: with-restrictions Limited urban agriculture permitted in residential zones; livestock varies by district.
  • Relative support: yes Family-occupancy ADU explicitly permitted in single-family zones.

Utilities

  • Water: Garland Water Utility · 30d connect · $4,500
  • Sewer: Garland Sewer / Wastewater · 30d connect · $5,500
  • Electric: Garland Electric Utility · 21d connect · $1,800
  • Gas: Garland Gas Utility · 30d connect · $1,500

Property values & taxes

Median value$295,000
Median tax$6,490/yr
Effective rate2.2%

Construction timeline

Detached build24 weeks
Conversion14 weeks
Contractor lead3 months

Realistic total: best 7mo · typical 10mo · worst 16mo

Financing

Insurance impact

Annual premium delta$380
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting

HOA prevalence & preemption

State HOA preemptionno

Texas has no HOA-ADU preemption; HOA covenants restricting ADUs are enforceable.

Technical envelope (climate & building code)

Climate & energy code

IECC climate zone2A
Heating degree days1,600
Cooling degree days2,700
Design low / high30°F / 93°F
Design snow load5 psf
Wind design speed115 mph
Seismic design cat.A
Annual rainfall67"
Wildfire exposurelow
Energy codeIECC
Version / adopted2021 / 2022

Building code

Base codeIRC
Version year2,021
Adopted2022
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-38 min
Wall R-valueR-13 min

Amendments:

  • Amendment
  • Amendment
Dallas County — county ADU rules and overlays

County regulatory overlays

Dallas County's county-level overlays apply only inside its small unincorporated footprint (under 10% of county land, primarily southeastern Dallas County). The two material overlays at county scope are FEMA-mapped Special Flood Hazard Areas administered by Dallas County Public Works under the county's floodplain ordinance, and the countywide Trinity Common Vision Program governing floodplain management along the Trinity River corridor. Inside incorporated cities — where the vast majority of Dallas County residents and ADU-candidate parcels sit — overlay administration is a city function (e.g., the City of Dallas administers its own Escarpment Zone at Dallas Development Code Art. V and its own Floodplain regulations at Div. 51A-5.100). There is no countywide WUI / wildland-fire hazard overlay of the kind seen in California or Washington; North Texas's fire-hazard regime is ESD-by-ESD rather than a county-administered WUI zone.

  • Dallas County Floodplain Management (FEMA NFIP participation) — A new ADU in a Zone AE parcel must be elevated to or above the Base Flood Elevation per the county ordinance and is generally not permitted as a basement or ground-floor sleeping space.
  • Trinity Common Vision Program — Structures including ADUs proposed within the Common Vision corridor face stricter review than FEMA NFIP alone and may require a No-Rise Certificate from a Texas-licensed engineer.
  • On-Site Sewage Facility (OSSF) jurisdiction — An ADU counts as an additional dwelling for OSSF sizing purposes, which can trigger system expansion on undersized lots and may be infeasible on very small unincorporated parcels.

County permitting (unincorporated parcels)

Dallas County regulates construction in unincorporated areas through the Department of Unincorporated Area Services (DUAS), in partnership with the Dallas County Fire Marshal's Office and Public Works. Because the county has no zoning authority (see countyOrdinance), DUAS does not restrict whether an ADU may be built — it regulates only subdivision/plat compliance, residential building-code inspection, on-site sewage (OSSF) compliance, floodplain compliance, 911 addressing, and nuisance abatement. A detached secondary dwelling on an unincorporated parcel is permitted as an ordinary residential structure through DUAS's building-permit pathway; there is no separate 'ADU permit' because there is no county use category for accessory dwellings. Unincorporated Dallas County comprises under 10% of county land area, primarily in the southeastern corner of the county. Most ADU activity in Dallas County occurs in incorporated cities (notably the City of Dallas ADU Overlay at Dallas Development Code Sec. 51A-4.510), which are governed by city-level permitting, not this section.

DepartmentDallas County Department of Unincorporated Area Services (DUAS)
AddressRecords Building, 500 Elm Street, Suite 6100, Dallas, TX 75202
Phone214-653-6565
Emaildevelopment@dallascounty.org
Texas state — ADU law and programs

State ADU law

Texas has NOT enacted a statewide ADU preemption or ADU-by-right statute. Local governments (municipalities and counties) retain full authority over ADU zoning, setbacks, parking, size limits, owner-occupancy, and permitting. Two recent housing-reform bills in the 89th Legislature (2025) touch density and zoning procedure but do NOT preempt ADU-specific local rules: SB 15 (Bettencourt, signed 2025-06-20, effective 2025-09-01) caps minimum single-family lot sizes in cities over 150,000 in counties over 300,000, and HB 24 (signed 2025-06-20, effective 2025-09-01) raises the protest petition threshold for zoning changes. A dedicated ADU-preemption bill — SB 673 (Hughes, 2025) — passed the Texas Senate on 2025-04-10 and was reported favorably by the House Land & Resource Management Committee on 2025-05-08, but died on the General State Calendar when the 89th Regular Session adjourned on 2025-06-02. In the absence of a state ADU statute, homeowners must consult the ordinance of the municipality (or the county's subdivision rules for unincorporated areas) where the lot sits.

State financing programs

Texas does not operate an ADU-specific statewide loan, grant, or forgivable-loan program comparable to California's CalHFA ADU Grant. The Texas Department of Housing and Community Affairs (TDHCA) administers the state's general housing finance programs — My First Texas Home, My Choice Texas Home, Mortgage Credit Certificates, multifamily Housing Tax Credits, the Homeowner Assistance Fund, and Housing Trust Fund awards. None target ADU construction directly, but several can apply to an ADU as part of a primary-residence purchase or refinance when program criteria are met. ADU-specific financing in Texas is primarily local: the City of Austin's ADU Loan Program (administered through Neighborhood Housing and Community Development) and a handful of smaller pilot programs are the most visible, but these sit at the city tier, not the state tier.

Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Codes

  • 75040
  • 75041
  • 75042
  • 75043
  • 75044
  • 75048
  • 75150

Post Office

  • 1000 W Walnut St, 75040
  • 2346 Belt Line Rd, 75044
  • 3260 Saturn Rd, 75041
  • 501 E Oates Rd, 75043

Locale Names