Arlington

ADU Pass helps homeowners in Arlington, Shelby County, Tennessee navigate the permit paperwork for building an accessory dwelling unit. This area covers 1 ZIP code.

1 ZIP code

ADU details

ADU legality: with-restrictions

Statewith-restrictions (T.C.A. Title 13 Chapter 7 (municipal/county zoning); no statewide ADU preemption) — Tennessee leaves ADU regulation to local governments. Construction baseline is IRC 2018 with TN amendments.
Countywith-restrictions (Shelby County Code of Ordinances + Memphis-Shelby County Unified Development Code (jointly administered with City of Memphis)) — Shelby County zoning operates jointly with Memphis under the Memphis-Shelby County Unified Development Code (UDC) for unincorporated parcels. Within Arlington's town limits, the Town of Arlington Zoning Ordinance controls; Shelby County Construction Code Enforcement is the building-permit issuer for unincorporated Shelby and certain partner municipalities under interlocal agreements.
Citywith-restrictions (Town of Arlington Zoning Ordinance + Arlington Municipal Code (Title 14 Zoning)) — Arlington's zoning ordinance establishes residential districts within town limits, regulates accessory-building setbacks (height, bulk, lot occupancy), assigns Board of Appeals duties, and references administration/enforcement responsibilities. ADUs are handled through the accessory-residential / two-family pathway depending on the district. Building permits route through Shelby County Construction Code Enforcement for many Shelby municipalities under interlocal agreement.

Arlington allows accessory residential structures subject to setbacks, lot coverage, and (in many districts) Board of Zoning Appeals approval for a second dwelling unit. Building permits typically pulled through Shelby County Construction Code Enforcement; zoning approval issued at town hall (5854 Airline Rd; +1-901-867-2620).

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 300 $750 $75,000 $75,750
midpoint 600 $1,100 $150,000 $151,100
maximum 950 $1,700 $237,500 $239,200
Fee breakdown
Plan review$350
Building permit$600
Impact fees$150
Total$1,100

Viability (permitted uses)

  • Long-term rental: yes 30+day rental of ADU permitted once zoning approval and CO obtained.
  • Short-term rental: with-restrictions Town of Arlington does not publish a dedicated STR ordinance; STR generally allowed with business-tax license. BZA conditions on the underlying ADU may restrict STR. Confirm with Arlington town hall.
  • Office rental: no ADU is residential by definition; commercial-office tenancy requires rezoning.
  • Home office: yes Home occupation permitted in residential districts.
  • Studio / workshop: yes Personal artist/workshop use is a permitted accessory residential use.
  • Agriculture: with-restrictions Arlington's R-AG and outer residential districts permit limited keeping; central residential districts more restrictive.
  • Relative support: yes Multigenerational ADU is a common rationale for BZA special-exception approval in Arlington.

Utilities

  • Water: Town of Arlington Water Department / MLGW service-area for parts of Arlington · 21d connect · $2,800
  • Sewer: Town of Arlington Wastewater / Shelby County Sewer (varies by parcel) · 30d connect · $4,200
  • Electric: Memphis Light, Gas and Water (MLGW) - TVA wholesale · 14d connect · $1,500
  • Gas: Memphis Light, Gas and Water (MLGW) for natural gas in MLGW area; Atmos Energy in some surrounding areas · 21d connect · $1,300

Property values & taxes

Median value$396,000
Median tax$2,350/yr
Effective rate0.6%

Construction timeline

Detached build24 weeks
Conversion14 weeks
Contractor lead4 months

Realistic total: best 7mo · typical 11mo · worst 17mo

Financing

Fannie Mae ADUeligible

Insurance impact

Annual premium delta$420
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting; consider $2M given New Madrid earthquake exposure

HOA prevalence & preemption

State HOA preemptionno

Arlington's newer residential subdivisions (built 2000+) are typically HOA-governed and frequently restrict accessory dwellings; older central Arlington fee-simple. TN has no statute voiding HOA ADU bans.

Regulatory overlays (2)

  • flood-zone — Loosahatchie River SFHA Zones AE/A through northern Arlington / Shelby County; FEMA Map 47157C · +14d · +7% cost
    Lowest-finished-floor elevation requirements apply along the Loosahatchie River. (map)
  • seismic-retrofit-zone — New Madrid Seismic Zone influence area covering all of West Tennessee including Shelby County · +7d · +4% cost
    Seismic Design Category D1 per ASCE 7-22 in Shelby County. ADU foundation and lateral system designed to D1. (map)
Technical envelope (climate & building code)

Climate & energy code

IECC climate zone3A
Heating degree days3,050
Cooling degree days2,150
Design low / high16°F / 95°F
Frost depth12"
Design snow load5 psf
Wind design speed115 mph
Seismic design cat.D1
Annual rainfall54"
Wildfire exposurelow
Energy codeIECC
Version / adopted2018 / 2020

Building code

Base codeIRC
Version year2,018
Adopted2020
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-38 min
Wall R-valueR-13 min

Amendments:

  • Amendment
  • Amendment
  • Amendment

Known issues (1)

  • split-jurisdiction (since 2000-01) — Applicants must clear two doors: zoning approval at Arlington town hall on Airline Rd, and building permit at Shelby County's Mullins Station Rd office. New ADU applicants frequently miss this and arrive at one only. (source)
Shelby County — county ADU rules and overlays

County ADU ordinance

Shelby County, TN (911,000 residents including Memphis) operates the Memphis-Shelby County Office of Planning and Development as a joint city-county planning agency. The Memphis-Shelby County Unified Development Code (UDC) governs zoning across both jurisdictions. ADUs are permitted in some residential districts subject to specific conditions.

State-floor overlay: Tennessee has not enacted statewide ADU preemption.

County regulatory overlays

Shelby County administers flood-hazard, and (where mapped) coastal, wildland-fire, historic, and airport overlays that shape ADU project feasibility. The most consistent overlay across the county is FEMA NFIP floodplain regulation; other overlays apply to specific geographies inside the county.

County permitting (unincorporated parcels)

Shelby County issues building permits for parcels in unincorporated territory through its development services / planning department, with separate review tracks for zoning conformance, building-code compliance, on-site sewage where applicable, floodplain compliance, and addressing. Inside incorporated municipalities, city departments handle their own permits; the county's authority is geographically limited to unincorporated territory. An ADU permit application is typically processed as a residential building permit with a zoning verification step against the county's ordinance for the parcel's zoning district.

DepartmentShelby County Development Services / Planning Department
Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Code

  • 38002

Post Office

  • 5885 Airline Rd, 38002