Springfield

ADU Pass helps homeowners in Springfield, Robertson County, Tennessee navigate the permit paperwork for building an accessory dwelling unit. This area covers 1 ZIP code.

1 ZIP code

ADU details

ADU legality: with-restrictions

Statewith-restrictions (T.C.A. Title 13 Chapter 7 (municipal/county zoning); no statewide ADU preemption) — Tennessee leaves ADU rules to local government. Statewide construction baseline is IRC 2018 with TN amendments.
Countywith-restrictions (Robertson County Zoning Resolution (originally adopted 1989-03-20; revised through 2021)) — Robertson County zoning resolution governs unincorporated parcels. Accessory residential structures generally require a Conditional Use Permit; the resolution does not establish an ADU-specific category. Within Springfield's corporate limits the City of Springfield zoning code (Title 14, Municipal Code) controls.
Citywith-restrictions (Springfield Municipal Code Title 14 - Zoning and Land Use Control (and SMC Section 155 referenced in some city documents)) — Springfield's zoning code defines residential districts (R-1 through R-3 generally) and accessory uses; ADU-specific provisions are handled through accessory-residential / two-family / Conditional Use Permit (CUP) pathways depending on the underlying district. CUP review goes to the Springfield Municipal-Regional Planning Commission and Board of Zoning Appeals.

Springfield permits accessory dwellings as a CUP rather than a by-right use in most single-family districts. Pathway: zoning verification, CUP application to BZA/Planning, then building permit through Building & Codes (405 N Main St; +1-615-382-2200).

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 250 $600 $56,250 $56,850
midpoint 600 $850 $135,000 $135,850
maximum 1,000 $1,300 $225,000 $226,300
Fee breakdown
Plan review$250
Building permit$500
Impact fees$100
Total$850

Viability (permitted uses)

  • Long-term rental: yes 30+day rental of ADU permitted once CUP is granted and CO issued.
  • Short-term rental: with-restrictions Springfield does not publish a dedicated STR ordinance; STR generally allowed as a permitted use in residential districts subject to business-tax license, but CUP conditions on the underlying ADU may restrict STR.
  • Office rental: no ADU is residential by definition; commercial-office tenancy requires rezoning.
  • Home office: yes Home occupation permitted in residential districts under standard limits.
  • Studio / workshop: yes Personal artist/workshop use permitted as accessory residential use.
  • Agriculture: with-restrictions Tobacco country - Robertson County is one of TN's largest dark-fired-tobacco producers. Within Springfield city limits, agricultural use is constrained to residential gardening; limited backyard livestock by district.
  • Relative support: yes Multigenerational ADU is a common rationale for CUP approval in Springfield.

Utilities

  • Water: City of Springfield Water Department (Red River source) · 21d connect · $2,400
  • Sewer: City of Springfield Sewer / Wastewater · 30d connect · $3,600
  • Electric: Springfield Electric Power Board (SEPB) - TVA wholesale · 14d connect · $1,300
  • Gas: Atmos Energy · 21d connect · $1,100

Property values & taxes

Median value$274,500
Median tax$1,640/yr
Effective rate0.6%

Construction timeline

Detached build24 weeks
Conversion14 weeks
Contractor lead4 months

Realistic total: best 8mo · typical 12mo · worst 18mo

Financing

Fannie Mae ADUeligible

Insurance impact

Annual premium delta$360
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting

HOA prevalence & preemption

State HOA preemptionno

Springfield's older neighborhoods are largely fee-simple; newer subdivisions north and east of downtown carry HOAs that may restrict accessory dwellings.

Regulatory overlays (2)

  • flood-zone — Red River SFHA Zones AE/A through Springfield; tributaries (Sulphur Fork) carry AE; FEMA Map 47147C · +14d · +7% cost
    Lowest-finished-floor elevation requirements apply along the Red River and Sulphur Fork. (map)
  • historic-district — Springfield Downtown / Court Square Historic District (NRHP-listed); Tobacco Warehouse District · +14d · +6% cost
    Historic district overlay can apply to ADUs in the downtown core; tobacco-warehouse adaptive-reuse projects may use 9th-floor ADU concept under specific approvals. (map)
Technical envelope (climate & building code)

Climate & energy code

IECC climate zone4A
Heating degree days3,850
Cooling degree days1,620
Design low / high12°F / 92°F
Frost depth16"
Design snow load10 psf
Wind design speed115 mph
Seismic design cat.B
Annual rainfall50"
Wildfire exposurelow
Energy codeIECC
Version / adopted2018 / 2020

Building code

Base codeIRC
Version year2,018
Adopted2020
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-49 min
Wall R-valueR-20 min

Amendments:

  • Amendment
  • Amendment

Known issues (1)

  • documentation-gap (since 2018-02) — Springfield's online municipal code last published through MTAS in 2018-02-20; recent ordinance amendments may not appear in the consolidated PDF. Always cross-check with Community Development staff at +1-615-382-2200 for the operative text. (source)
Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Code

  • 37172

Post Office

  • 800 Willow St, 37172