Clinton

Anderson County portion

ADU Pass helps homeowners in Clinton, Anderson County, Tennessee navigate the permit paperwork for building an accessory dwelling unit. This area covers 1 ZIP code.

1 ZIP code

ADU details

ADU legality: with-restrictions

Stateunclear (Tennessee has no statewide ADU preemption statute; TCA Title 13 Chapter 7 (Local Planning Law) delegates zoning to municipalities and counties) — Tennessee has not enacted a Cal-style ADU statute. Local zoning controls. Tennessee Statewide Building Code adopts the 2018 IRC for one- and two-family dwellings, but home-rule cities like Clinton may adopt later editions or local amendments.
Countywith-restrictions (Anderson County Zoning Resolution (applies in unincorporated Anderson County only)) — Anderson County's Zoning Resolution does not contain explicit ADU authorization; accessory-structure provisions emphasize agricultural/storage uses incidental to primary residence. Within Clinton city limits the County Zoning Resolution does not apply - Clinton's Title 14 governs.
Cityyes (Clinton Zoning Code Ordinance #680 (Title 14 of Clinton Municipal Code), as amended through August 30, 2025; Table 14-2 lists attached and detached ADUs as permitted residential uses) — Clinton's Zoning Code (Ordinance #680) was amended via Ordinance to Amend Title 14 Chapters 2-13 (passed 2023), explicitly listing both attached and detached ADUs as permitted uses in residential zones with associated setback standards. Building permits issue from City of Clinton Codes Enforcement at 100 N. Bowling St.

ADUs are an explicitly listed residential use in Clinton's Title 14 zoning code (Table 14-2) since the 2023 ordinance amendment. Permit issuance flows through Clinton Codes Enforcement (city), with Anderson County recordation of the resulting deed/plat where applicable. Clinton operates its own electric, water, and gas/sewer utilities, so utility connection coordination is largely intra-city.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 150 $1,600 $33,000 $34,600
600 600 $1,600 $132,000 $133,600
midpoint 525 $1,600 $115,500 $117,100
maximum 900 $1,600 $198,000 $199,600
Fee breakdown (as of 2026-04)
Plan review$250
Building permit$850
Total$1,150

Permitting process

Typical duration45 days
Backlog7 days
  1. Pre-application zoning verification (~3d)
    Confirm parcel zoning district under Clinton Zoning Code Ordinance #680 (Title 14) and verify the ADU type (attached or detached) is permitted in that district per Table 14-2. Codes Enforcement at 100 N. Bowling St. fields informal inquiries.
  2. Submit Building Permit Application to Codes Enforcement (~1d)
    File the City of Clinton Building Permit Application (PDF) at 100 N. Bowling St. or via the codes@clintontn.net intake. Include site plan showing ADU footprint, setbacks from all property lines, and distance from primary structure.
  3. Zoning compliance review (~7d)
    Codes Enforcement verifies ADU setback compliance with Title 14 dimensional standards (refined under the 2025 setback amendment). Detached ADUs must meet rear/side setbacks separate from primary structure.
  4. Building plan review (IRC 2018) (~14d)
    Plan check against Tennessee Statewide Building Code (IRC 2018) as adopted by Clinton, including Tennessee state amendments removing the residential sprinkler mandate. Energy code: IECC 2018 Climate Zone 4A envelope.
  5. Utility coordination - Clinton Utilities Board (CUB) (~14d)
    Coordinate water, sewer, and electric service from Clinton Utilities Board. ADU may share existing meter or require separate service depending on lot configuration. Gas service through CUB or local provider per service area.
  6. Permit issuance and fees (~3d)
    Codes Enforcement issues building permit upon plan-review clearance and fee payment. Anderson County records any subsequent deed/plat actions for parcel changes.
  7. Construction inspections
    Footing, framing, mechanical/plumbing/electrical rough-in, insulation, and building final inspections by Codes Enforcement. Schedule via 865-259-1180 or codes@clintontn.net.
  8. Certificate of occupancy (~3d)
    Final inspection sign-off triggers CO. ADU eligible for occupancy.

Viability (permitted uses)

  • Long-term rental: yes Long-term rental of ADU generally permitted; landlord-tenant law and any city rental-registration ordinance apply.
  • Short-term rental: with-restrictions STR rules vary by city. Clinton regulates STRs separately from ADU permitting; check local STR ordinance and HOA covenants.
  • Office rental: with-restrictions Detached office rental requires home occupation permit or rezoning.
  • Home office: yes Home occupation permitted with restrictions on signage and customer traffic.
  • Studio / workshop: yes Personal artist studio is a permitted accessory use.
  • Agriculture: with-restrictions Limited urban agriculture permitted in residential zones; livestock varies by district.
  • Relative support: yes Family-occupancy ADU explicitly permitted in single-family zones.

Contacts

DepartmentCity of Clinton Codes Enforcement Department

Staff: Clinton City Hall (general) (City Hall switchboard), Anderson County Building Inspection (county-jurisdiction work outside city limits) (County Building Inspection Office, Room 127, 100 N. Main St.)

Utilities

  • Water: Clinton Water Utility · 30d connect · $4,500
  • Sewer: Clinton Sewer / Wastewater · 30d connect · $5,500
  • Electric: Clinton Electric Utility · 21d connect · $1,800
  • Gas: Clinton Gas Utility · 30d connect · $1,500

Property values & taxes

Median value$350,000
Median tax$3,500/yr
Effective rate1%

Construction timeline

Detached build24 weeks
Conversion14 weeks
Contractor lead3 months

Realistic total: best 7mo · typical 10mo · worst 16mo

Financing

Fannie Mae ADUeligible

Insurance impact

Annual premium delta$380
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting

HOA prevalence & preemption

State HOA preemptionno

Tennessee has no statewide statute that voids HOA bans on ADUs. Common-interest communities in Tennessee are governed primarily by the Tennessee Condominium Act of 2008 (T.C.A. §§66-27-201 to 66-27-603) for condominiums, by Tennessee's Horizontal Property Act (T.C.A. §66-27-101 et seq.) for older horizontal-property regimes, and by general nonprofit corporation law for HOA-style planned communities. Restrictive covenants in declarations and bylaws — including those prohibiting accessory structures or secondary kitchens — remain enforceable per their terms.

Technical envelope (climate & building code)

Climate & energy code

IECC climate zone4A
Heating degree days4,200
Cooling degree days1,500
Design low / high18°F / 91°F
Frost depth16"
Design snow load10 psf
Wind design speed115 mph
Seismic design cat.B
Annual rainfall44"
Wildfire exposurelow
Energy codeIECC
Version / adopted2018 / 2020

Building code

Base codeIRC
Version year2,018
Adopted2020
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-49 min
Wall R-valueR-20 min

Amendments:

  • Amendment
  • Amendment
Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Code

  • 37716

Post Office

  • 1121 N Charles G Seivers Blvd, 37716