Horry County

ADU Pass helps homeowners in Horry County, South Carolina navigate the permit paperwork for building an accessory dwelling unit. We cover 11 cities and 19 ZIP codes in this county.

19 ZIP codes
11 Cities

County ADU details

County ADU ordinance

Horry County, SC (389,000 residents along the Grand Strand including Myrtle Beach) administers the Horry County Code for unincorporated territory. Major cities include Myrtle Beach, North Myrtle Beach, Conway (county seat), Surfside Beach, Aynor, Loris. Coastal SFHA exposure is extensive.

Code citations:

State-floor overlay: No SC statewide ADU preemption.

Adopting body: Horry County Council

County permitting (unincorporated parcels)

Horry County issues building permits for parcels in unincorporated territory through its development services / planning department, with separate review tracks for zoning conformance, building-code compliance, on-site sewage where applicable, floodplain compliance, and addressing. Inside incorporated municipalities, city departments handle their own permits; the county's authority is geographically limited to unincorporated territory. An ADU permit application is typically processed as a residential building permit with a zoning verification step against the county's ordinance for the parcel's zoning district.

DepartmentHorry County Development Services / Planning Department

Process overview: Typical workflow: (1) jurisdictional verification (parcel confirmed in unincorporated Horry County, not inside city limits or extra-territorial jurisdiction); (2) zoning verification against the county ordinance; (3) building-code plan review against the adopted state building code; (4) site-plan, septic (where applicable), and floodplain review; (5) issuance, construction with inspections, and certificate of occupancy.

Impact fees: Horry County permit fees are itemized at intake. Counties in South Carolina commonly do not levy municipal-style impact fees on residential additions in unincorporated areas; verify current fee schedule at the development-services counter.

County assessor

The Horry County property assessor / equalization office maintains parcel-level assessment records for all real property in Horry County. ADU additions are typically captured as improvements to the host parcel via shared permit data with the building department. South Carolina property-assessment rules govern annual revaluation cycles, homestead or principal-residence caps where applicable, and the procedures for protesting an appraisal.

NameHorry County Assessor / Property Appraiser

Assessment policy: Improvement value for an ADU is added to the parcel record on the next regular revaluation cycle. Homestead / principal-residence caps where applicable shield the existing structure from rapid valuation increases but do not exempt new improvement value.

County overlays (2)

Horry County administers flood-hazard, and (where mapped) coastal, wildland-fire, historic, and airport overlays that shape ADU project feasibility. The most consistent overlay across the county is FEMA NFIP floodplain regulation; other overlays apply to specific geographies inside the county.

Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.