Narragansett

1. Confirm Appendix A Zoning + CRMC jurisdiction check (~3d)
   Verify parcel zoning under Narragansett's Appendix A Zoning. Critically, confirm whether the parcel is inside CRMC jurisdiction — much of Narragansett (Narrow River corridor, Scarborough State Beach area, Salt Pond, Narragansett Town Beach area, URI Bay Campus area) falls inside the 200-ft coastal feature buffer or the broader CRMC management areas.
2. CRMC Assent application (if applicable) (~60d)
   If parcel is in CRMC jurisdiction, file a separate CRMC Assent application before or in parallel with the local permit. CRMC review can take 30-90+ days and may require setbacks, vegetated buffers, or stormwater treatment. CRMC contact: 401-783-3370.
3. Apply via Narragansett E-Permit (Viewpoint) or OpenGov search (~1d)
   Narragansett uses the ViewPointCloud E-Permit portal at narragansettri.viewpointcloud.com for intake; permit search runs on the OpenGov side at narragansettri.portal.opengov.com/search.
4. Plan review by Building Inspector Jay Humes (~21d)
   Building, MEP, energy code review against IRC 2018 + RI amendments by Jay Humes (Building Inspector) and Troy Alden (Assistant). Office at 25 Fifth Avenue, Narragansett RI 02882, 401-782-0619 (M-F 8:30 a.m. - 4:30 p.m.). Email: jhumes@narragansettri.gov; talden@narragansettri.gov.
5. Community Development coordination (~7d)
   Narragansett Department of Community Development (401-782-0632, jsabo@narragansettri.gov) handles ADU and zoning interpretation questions including the 60% / 900 / 1,200 sqft caps and 2-bedroom maximum.
6. Pay statewide-formula building permit fees + CRMC fees if applicable (~1d)
   Building permit fee per 510-RICR-00-00-21; payable via the ViewPoint portal. CRMC Assent fees (if applicable) paid separately to CRMC.
7. Construction inspections
   Footing, foundation, framing, MEP rough, insulation, final — scheduled with Narragansett Building Inspection at 401-782-0619.
8. Certificate of Occupancy (~5d)
   Issued by Building Inspector Jay Humes at final pass; CRMC Assent compliance must be documented for parcels in coastal jurisdiction.

Narragansett has heavy CRMC overlap because much of the town lies inside coastal jurisdiction (Narrow River, Scarborough Beach, Salt Pond). CRMC Assent processing for ADU work near shoreline can extend wall-clock by 30-90 days beyond the local building review. Building Official Jay Humes's office at 25 Fifth Avenue handles a steady flow of seasonal-cottage conversions and ADU applications.

• Long-term rental: yes Long-term rental of ADU explicitly permitted; Rhode Island owner-occupancy preemption (where applicable) makes ADU eligible for full landlord-tenant treatment.
• Short-term rental: with-restrictions STR rules vary by city. Narragansett regulates STRs separately from ADU permitting; check local STR ordinance and HOA covenants.
• Office rental: with-restrictions Detached office rental requires home occupation permit or rezoning.
• Home office: yes Home occupation permitted with restrictions on signage and customer traffic.
• Studio / workshop: yes Personal artist studio is a permitted accessory use.
• Agriculture: with-restrictions Limited urban agriculture permitted in residential zones; livestock varies by district.
• Relative support: yes Family-occupancy ADU explicitly permitted in single-family zones.

Staff: Jay Humes (Building Inspector) jhumes@narragansettri.gov, Troy Alden (Assistant Building Inspector) talden@narragansettri.gov

• Water: Narragansett Water Utility · 21d connect · $4,500
• Sewer: Narragansett Sewer / Wastewater · 21d connect · $5,500
• Electric: Narragansett Electric Utility · 14d connect · $1,800
• Gas: Narragansett Gas Utility · 21d connect · $1,500

Realistic total: best 7mo · typical 11mo · worst 17mo

State ADU loans:

• RIHousing ADU 203(k) financing
• Rhode Island Executive Office of Housing

R.I.G.L. § 45-24-73 explicitly voids homeowners' association, condominium association, or similar private-covenant restrictions on ADUs when those restrictions conflict with the statute's ADU minimums. The preemption is framed as a public-policy void, meaning the offending covenant is unenforceable rather than simply regulated. Pre-existing ADU-friendly covenants remain valid (the statute only void conflicting restrictions). Applies to all common-interest communities governed by the Rhode Island Condominium Act (R.I.G.L. Title 34, Chapter 36) and Rhode Island Condominium Ownership Act (Title 34, Chapter 36.1), as well as HOAs in planned-community subdivisions.

• flood-zone
  Narragansett has FEMA Special Flood Hazard Areas; elevation certificates and flood-resistant construction required for SFHA parcels.
• historic-district
  Narragansett historic districts trigger Architectural Review Board / Historic Preservation Commission review for ADUs in historic boundaries.