Albion
ADU Pass helps homeowners in Albion, Providence County, Rhode Island navigate the permit paperwork for building an accessory dwelling unit. This area covers 1 ZIP code.
Map
ADU details
ADU legality: allowed
Rhode Island state-law preemption combined with Lincoln's 2023 conforming ordinance permits ADUs by-right on owner-occupied lots in Albion. The Albion Mill Historic District (NRHP-listed) overlay triggers Architectural Review Board review for properties within or adjacent to the village mill core, but cannot categorically prohibit ADUs.
Cost scenarios
| Scenario | Sq ft | Permit | Build | Total |
|---|---|---|---|---|
| minimum | 150 | $2,600 | $41,850 | $44,450 |
| 600 | 600 | $2,600 | $167,400 | $170,000 |
| midpoint | 675 | $2,600 | $188,325 | $190,925 |
| maximum | 1,200 | $2,600 | $334,800 | $337,400 |
Fee breakdown (as of 2026-04)
Permitting process
- Confirm Albion village parcel zoning under Lincoln Chapter 260 (~3d)
Verify Albion-village lot zoning (typically RA or RS residential, with the Albion mill core in mixed business/residential overlay). Lincoln Chapter 260 Article XV controls accessory family dwelling unit standards as updated by Ord. 2023-12. Albion's typical 50x100 mill-village lots may not accommodate the 5-foot side and 10-foot rear setbacks of a detached unit; conversion of existing accessory structures (carriage houses, detached garages) is the more common pathway. - Pre-application meeting with Lincoln Planning Department (~7d)
Recommended in-person or phone meeting at Lincoln Town Hall, 100 Old River Road, with Planning Department staff. Strongly recommended for any work in the Albion Mill Historic District (NRHP-listed) or for any project requiring a dimensional variance. - Submit building permit application via permits.ri.gov (~1d)
Lincoln onboarded to the RI Statewide E-Permitting Portal (permits.ri.gov) on 2017-10-23. Albion-village applicants submit through the state portal rather than at the Town Hall counter. Building Official Russell Hervieux (rhervieux@lincolnri.org / 401-333-8430) issues all Albion-village permits. - Pawtucket Water Supply Board (PWSB) tap-fee verification (~14d)
Albion is in PWSB's water-service territory. Any new tap or service upsize is processed by PWSB at 401-729-5000. Separate water meter is not required for an ADU on the same parcel. - Sewer-versus-septic determination (~21d)
Much of Albion north of the Blackstone River is on private septic regulated by RIDEM ISDS rules. An additional bedroom (which an ADU adds) requires a RIDEM-certified septic designer and an OWTS permit. The portion of Albion served by Lincoln town sewer requires Lincoln DPW signoff. - Plan review by Lincoln Building Official (~18d)
Combined building/electrical/plumbing/mechanical plan review by Building Official Russell Hervieux against IRC 2018 with RI amendments. RI removed the IRC R313 residential sprinkler mandate, so detached ADUs do not need NFPA 13D. - Albion Historic District Commission review (if applicable) (~30d)
Properties within or adjacent to the Albion Mill Historic District (NRHP-listed) require Lincoln HDC review for exterior changes visible from the public way. The HDC cannot categorically prohibit ADUs but may condition approval on materials, fenestration, and massing compatible with the village character. - Required inspections
Footing, foundation, framing, MEP rough, insulation, and final inspections are scheduled directly with the Lincoln Building Inspector via permits.ri.gov. - Certificate of Occupancy (~5d)
Issued by Lincoln Building Official Russell Hervieux upon final inspection pass. Standard CO fee $75.
Viability (permitted uses)
- Long-term rental: yes Long-term rental of an Albion-village ADU is permitted as of right under Lincoln Chapter 260 conforming to RIGL 45-24-37(j). RI owner-occupancy preemption (where applicable) makes the ADU eligible for full landlord-tenant treatment.
- Short-term rental: with-restrictions STR rules vary by Lincoln town ordinance. Albion-village STRs are subject to the Town of Lincoln short-term rental ordinance and any private covenants on the parcel.
- Office rental: with-restrictions Detached commercial office rental requires home occupation permit or rezoning under Lincoln Chapter 260.
- Home office: yes Home occupation permitted under Lincoln Chapter 260 with restrictions on signage, customer traffic, and percentage of dwelling unit used.
- Studio / workshop: yes Personal artist or workshop studio is a permitted accessory residential use in Lincoln residential districts.
- Agriculture: with-restrictions Limited urban agriculture permitted in Lincoln residential districts; livestock varies by district. Albion's mill-village density limits practical agriculture to garden-scale uses.
- Relative support: yes Family-occupancy ADU explicitly permitted under Lincoln Chapter 260; this was the original use case in pre-2024 RI ADU practice.
Contacts
Utilities
- Water: Pawtucket Water Supply Board (PWSB) - water service throughout Lincoln including Albion village · 21d connect · $4,500
- Sewer: Lincoln Town DPW (limited Albion-area sewer envelope) or RIDEM ISDS septic for parcels outside the sewer envelope · 30d connect · $6,500
- Electric: Rhode Island Energy · 14d connect · $1,800
- Gas: Rhode Island Energy (gas) · 21d connect · $1,500
Property values & taxes
Construction timeline
Realistic total: best 7mo · typical 11mo · worst 17mo
Financing
State ADU loans:
Insurance impact
HOA prevalence & preemption
RIGL 45-24-73 voids HOA, condominium-association, or similar private-covenant restrictions on ADUs that conflict with the statute's ADU minimums. Albion's housing stock is dominated by 19th-century mill-worker housing with relatively few modern HOA-controlled subdivisions.
Regulatory overlays (2)
- flood-zone
Portions of Albion-village along the Blackstone River corridor are in FEMA Special Flood Hazard Areas; elevation certificates and flood-resistant construction required for SFHA parcels per FIRM panels for Lincoln, RI. - historic-district
Albion Mill Historic District (NRHP-listed) covers the village mill core. Lincoln Historic District Commission review required for exterior changes; ADU massing/materials may be conditioned but not categorically denied.
Technical envelope (climate & building code)
Climate & energy code
Building code
Amendments:
- Amendment
- Amendment
Legal history (timeline)
Current ordinance: Town of Lincoln Code Chapter 260 (Zoning) - Accessory Family Dwelling Units (Albion is a mill village within Lincoln; town zoning governs), adopted 2009-03-12, last amended 2023-11-08
- 1853-01-01 — Albion Mill Village founding (Albion Manufacturing Company) (village-founding)
The Albion Manufacturing Company built the Albion mill on the Blackstone River in 1853, creating one of the seven historic mill villages of the Town of Lincoln. The compact lot pattern (typically 50x100) and shared-wall workers' housing date to this period and remain the dominant lot geometry today.
Effect: ADU placement on Albion-village parcels is constrained by 19th-century mill-village lot geometry; setback compliance under modern Lincoln zoning is the binding practical obstacle, not the ordinance text. - 2017-10-23 — Town of Lincoln onboarded to RI Statewide E-Permitting Portal (permits.ri.gov) (city-ordinance)
Lincoln joined the RI Building Code Commission's statewide e-permitting portal on 2017-10-23, making Albion-village permits filable online from outside the Town Hall counter.
Effect: Albion ADU applicants can submit through permits.ri.gov rather than appearing in person at Lincoln Town Hall. - 2023-11-08 — Town of Lincoln Ordinance 2023-12 (Zoning Use Regulations) (city-ordinance)
Lincoln Town Council adopted Ordinance 2023-12 amending Chapter 260 (Zoning) Use Regulations. The amendment harmonized accessory-family-dwelling provisions with the then-pending state ADU framework.
Effect: Albion-village parcels gained explicit by-right ADU treatment in RA and RS residential districts under Lincoln's town code. - 2024-06-25 — RI H 7062 / S 2998 (RIGL 45-24-37(j)) - statewide by-right ADU mandate (state-statute)
The 2024 RI ADU enabling statute requires all 39 cities and towns to permit ADUs by-right on owner-occupied 1-3 family residential lots, with administrative review only and no special-use permit required.
Effect: Lincoln (and therefore Albion-village) Town Code Chapter 260 became subject to the statutory floor; Lincoln's already-conforming 2023-12 ordinance continued to apply with state preemption backstop.
Known issues (3)
- issue —
- issue —
- issue —
Rhode Island state — ADU law and programs
State ADU law
Rhode Island enacted statewide ADU preemption in 2024 through H 7062 (chief sponsor Rep. June Speakman and colleagues; co-sponsored in the Senate as S 2710), which amended the Zoning Enabling Act (Title 45, Chapter 24). Municipalities must permit ADUs by-right on any lot containing a single-family dwelling, subject only to uniform minimum standards set by the statute. One of the most ADU-friendly state statutes in the country as of 2025.
- R.I.G.L. § 45-24-73 — Design standards required for accessory dwelling units; Consistent statewide treatment of accessory dwelling units required — Core ADU standards added by H 7062 (2024). Requires municipalities to permit ADUs by-right. Caps 1-bedroom and studio ADUs at 900 sqft or 60% of the principal dwelling's floor area, whichever is less. Caps 2-bedroom ADUs at 1,200 sqft or 60%, whichever is less. Prohibits owner-occupancy requirements. Caps additional parking at 1 off-street space per bedroom. Prohibits ADU-specific impact fees. Voids HOA, condominium, and similar private-covenant restrictions that conflict with the statute as against public policy.
- H 7062 (2024 RI General Assembly) — An Act Relating to Housing — Accessory Dwelling Units — The enacting bill. Also cited by municipalities adopting conforming ordinances (Providence 2024 Chapter 3584, East Providence 2024 ADU Ordinance, South Kingstown 2024-07-12 regulations).
State HOA preemption
R.I.G.L. § 45-24-73 explicitly voids homeowners' association, condominium association, or similar private-covenant restrictions on ADUs when those restrictions conflict with the statute's ADU minimums. The preemption is framed as a public-policy void, meaning the offending covenant is unenforceable rather than simply regulated. Pre-existing ADU-friendly covenants remain valid (the statute only void conflicting restrictions). Applies to all common-interest communities governed by the Rhode Island Condominium Act (R.I.G.L. Title 34, Chapter 36) and Rhode Island Condominium Ownership Act (Title 34, Chapter 36.1), as well as HOAs in planned-community subdivisions.
- R.I.G.L. § 45-24-73 (HOA preemption clause added by H 7062 (2024)) — Provides that private covenant restrictions imposed by condominium associations, homeowners' associations, or similar residential property governing bodies that conflict with the ADU provisions are void as against public policy. Drafted broadly — covers declarations, bylaws, rules and regulations, and recorded covenants.
State financing programs
RIHousing, the state's housing finance agency, operates an ADU financing program built around the FHA 203(k) loan product. Covers attached and interior ADUs for both purchase and refinance. Detached ADUs are NOT eligible. Requires mandatory homebuyer education, use of an FHA-approved 203(k) consultant, and a RI licensed and insured contractor. No state-specific grant program for ADUs is in effect as of 2026-04-21; the federal 203(k) rails are the production vehicle.
State housing programs
Rhode Island does not currently operate a single statewide pre-approved-ADU-plan catalog (as California's CalHFA and Washington's Commerce plan libraries). Implementation of the 2024 ADU law is happening municipality-by-municipality, with the Executive Office of Housing (EOH) coordinating technical assistance. Providence published a citywide ADU Guide (February 2025) as the leading model; East Providence adopted a conforming ordinance in 2024; South Kingstown published regulations in 2024. RIHousing runs the ADU financing side (see stateFinancing).
Federal (United States) — ADU-relevant rules and programs
Federal ADU law
The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.
Federal financing programs
Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.
Federal tax credits
There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.
Federal housing programs
HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.
ZIP Code
- 02802
Post Office
- 15 School St, 02802