Conimicut

Also known as Conimicut Village, Conimicut Point, Warwick Neck, Oakland Beach, Longmeadow, ZIP 02889

ADU Pass helps homeowners in Conimicut — a USPS locale inside Warwick, Kent County, Rhode Island — navigate the permit paperwork for building an accessory dwelling unit. This locale covers 1 ZIP code.

1 ZIP code

Locale-specific ADU details

Site (parcel physics)

Slope:

Mean slope3%
Parcels over 12% slope2%

Soil:

Dominant classSandy loam / coastal marine sediment
Liquefaction risk8%

Lot profile:

Median lot size7,500 sqft
Median lot width60 ft
Median existing FAR0.22
Flag-lot parcels3%

Geo-hazards:

Seismic designationSeismic Design Category B
Parcels in FEMA SFHA35%
Bedrock depth (median)35 ft
Groundwater depth (median)6 ft

Recent ADU permit activity

Approved / withdrawn / denied0 / 0 / 0

Utility capacity (upgrade likelihood)

Housing stock age:

% built pre-196055%
% built pre-198080%
Median year built1,952

Electric service drop:

% overhead service85%
Panel-upgrade likelihood65%

Sewer lateral:

Replacement likelihood40%
Typical replacement cost$6,500

Water pressure:

ZoneKent County Water Authority — Warwick Low Service
Typical PSI55 psi
Sprinkler trigger PSI20 psi

Gas availability: available — Natural gas mains present on West Shore Road and most interior Conimicut streets; service extensions typical for ADU tie-ins.

Locale property values

Median value$425,000
Median tax$7,905/yr
Effective rate1.9%

Conimicut median is approximately 16% above the Warwick citywide $365k figure, reflecting water-view and near-shore premium. Waterfront parcels on Shawomet Ave and Symonds Ave clear $600k-$1.1M. Warwick citywide effective tax rate of 1.86% applies; there is no locale-specific mill rate.

Locale market rent

Sq ftRent
400$1,650/mo
600$1,760/mo
1,000$2,215/mo

Locale HOA prevalence

% parcels under HOA5%

Locale overlays (3)

  • flood-zone — FEMA AE zone covers most near-shore Conimicut parcels along Shawomet Ave, Symonds Ave, and adjacent frontage; VE (velocity-wave action) zone covers the outermost Conimicut Point parcels. · +21d · +12% cost
    VE zone requires pile or column foundations and breakaway walls per ASCE 24 Chapter 4. AE zone requires lowest floor elevated to base flood elevation + freeboard.
  • coastal-commission — CRMC jurisdiction includes all parcels within 200 feet of the coastal feature and/or inside the coastal-zone boundary — essentially all of Conimicut south of West Shore Road. · +60d · +5% cost
    CRMC Assent required for residential construction within 200 feet of the coastal feature. Category A Assent typical for ADUs; Category B triggered if construction is within the buffer setback or involves shoreline alteration.
  • wetland-overlay — RIDEM Freshwater Wetlands jurisdiction and CRMC tidal wetlands on Narragansett Bay shoreline. · +45d · +5% cost

Inherited from the city

These sections come from the city page. Click through to the Warwick ADU research for details.

  • ADU legality
  • legal history
  • size range
  • permitting process & fees
  • permit forms
  • contacts
  • utilities
  • incentives
  • viability
  • resale value impact
  • construction timeline
  • pre-approved plans
  • financing
  • service complexity
Warwick — city ADU rules and incentives

ADU legality: allowed

ADUs are by-right in Warwick under both state law (R.I.G.L. § 45-24-37(j)) and Section 906 of the city zoning ordinance. Administrative building-permit pathway only - no special-use permit or zoning board review required for compliant ADUs.

City cost envelope

$219,100 all-in for a 675 sqft ADU (permit + build). Midpoint scenario.

Permit fee bundle: $2,900 (2026-04).

City viability (selected uses)

Long-term rentalyes
Short-term rentalno
Home officeyes
Relative supportyes

City incentives

Rhode Island state — ADU law and programs

State ADU law

Rhode Island enacted statewide ADU preemption in 2024 through H 7062 (chief sponsor Rep. June Speakman and colleagues; co-sponsored in the Senate as S 2710), which amended the Zoning Enabling Act (Title 45, Chapter 24). Municipalities must permit ADUs by-right on any lot containing a single-family dwelling, subject only to uniform minimum standards set by the statute. One of the most ADU-friendly state statutes in the country as of 2025.

State HOA preemption

R.I.G.L. § 45-24-73 explicitly voids homeowners' association, condominium association, or similar private-covenant restrictions on ADUs when those restrictions conflict with the statute's ADU minimums. The preemption is framed as a public-policy void, meaning the offending covenant is unenforceable rather than simply regulated. Pre-existing ADU-friendly covenants remain valid (the statute only void conflicting restrictions). Applies to all common-interest communities governed by the Rhode Island Condominium Act (R.I.G.L. Title 34, Chapter 36) and Rhode Island Condominium Ownership Act (Title 34, Chapter 36.1), as well as HOAs in planned-community subdivisions.

  • R.I.G.L. § 45-24-73 (HOA preemption clause added by H 7062 (2024)) — Provides that private covenant restrictions imposed by condominium associations, homeowners' associations, or similar residential property governing bodies that conflict with the ADU provisions are void as against public policy. Drafted broadly — covers declarations, bylaws, rules and regulations, and recorded covenants.

State financing programs

RIHousing, the state's housing finance agency, operates an ADU financing program built around the FHA 203(k) loan product. Covers attached and interior ADUs for both purchase and refinance. Detached ADUs are NOT eligible. Requires mandatory homebuyer education, use of an FHA-approved 203(k) consultant, and a RI licensed and insured contractor. No state-specific grant program for ADUs is in effect as of 2026-04-21; the federal 203(k) rails are the production vehicle.

State housing programs

Rhode Island does not currently operate a single statewide pre-approved-ADU-plan catalog (as California's CalHFA and Washington's Commerce plan libraries). Implementation of the 2024 ADU law is happening municipality-by-municipality, with the Executive Office of Housing (EOH) coordinating technical assistance. Providence published a citywide ADU Guide (February 2025) as the leading model; East Providence adopted a conforming ordinance in 2024; South Kingstown published regulations in 2024. RIHousing runs the ADU financing side (see stateFinancing).

Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Code

  • 02889

Post Office

  • 805 W Shore Rd, 02889