Hardin County
ADU Pass helps homeowners in Hardin County, Ohio navigate the permit paperwork for building an accessory dwelling unit. We cover 11 cities and 14 ZIP codes in this county.
Map
County ADU details
County permitting (unincorporated parcels)
Unlike most Ohio counties where building permits are issued at the township level, Hardin County concentrates residential building-permit and electrical-permit intake at the county level through Hardin County Regional Planning, located in the courthouse in Kenton. An unincorporated-Hardin ADU project still has to clear multiple desks: (1) Township Trustees / township zoning officer -- zoning permit, BZA action where needed; (2) Hardin County Regional Planning -- building permit, electrical permit, residential plan review if 2,000+ sq ft under roof (including attached garages and covered decks); (3) Hardin County Health Department -- on-site sewage (HSTS) site evaluation, install permit, and well permit, required before the building permit can be issued for any dwelling or structure with plumbing; (4) Hardin County Engineer -- driveway/culvert (encroachment) permit on county roads, plus floodplain development permit for parcels in mapped SFHA; (5) Hardin County GIS / Tax Map office -- 911 address assignment at lot split. Permit applications are submitted in person at Regional Planning's Suite 130 office; email submissions are not accepted. Electrical contractors registered with the office may use an online portal for electrical permits only.
Process overview: Typical ADU intake sequence in unincorporated Hardin: (1) Confirm with the relevant Township zoning officer whether zoning has been adopted in that township, and if so whether a second dwelling is a permitted accessory use (in practice, almost always 'no' -- a BZA use variance is required); (2) Obtain HSTS site evaluation from the Hardin County Health Department prior to any building-permit issuance for a dwelling or structure with plumbing; (3) Submit building-permit application (and electrical-permit application) IN PERSON at Regional Planning, Suite 130 of the courthouse; if the host residence plus the proposed ADU together exceed the 2,000-sq-ft-under-roof threshold (which they almost always will) provide a full set of construction plans for review; (4) Pull driveway/culvert and floodplain development permits from the County Engineer; (5) Assigned 911 address from GIS / Tax Map office if a new structure is being addressed separately; (6) Call OUPS (1-800-362-2764) before excavation. Permits in Hardin are paper-based at intake; electrical permit submission has an online portal restricted to registered electricians.
Impact fees: Hardin County does not levy a residential impact fee. Building-permit and electrical-permit fees are set by Regional Planning per a published fee schedule (available in person at Suite 130 of the courthouse). Health Department charges per-permit fees for HSTS site review, install permit, inspections, and well permits. County Engineer charges per-permit fees for driveway/culvert and floodplain development permits. Townships that issue zoning permits charge a per-township zoning fee (typically modest, low hundreds of dollars).
County assessor
In Ohio the County Auditor -- not a separately titled assessor -- is the chief assessing officer. Hardin County Auditor Michael T. Bacon maintains parcel-level real-estate records and conducts the statutorily required sexennial reappraisal and triennial update of real-property values under O.R.C. Title 57. Parcel-level data is available through the Hardin County Auditor's Beacon/Schneider portal (beacon.schneidercorp.com) and through the county's legacy real-estate search at realestate.co.hardin.oh.us. New construction -- including an ADU -- is captured on the tax roll the year following completion through field review (the Auditor's appraisers physically inspect new improvements flagged by Regional Planning building permits and by aerial-imagery change detection coordinated with Hardin County GIS). The Auditor's office administers the Ohio homestead exemption (O.R.C. 323.151-159) and the 2.5 percent owner-occupied tax reduction (the '2 1/2% Rollback'); both attach to the parcel's principal dwelling and do not extend to a separately metered or rented ADU.
Assessment policy: Ohio assesses real property at 35 percent of true (market) value (O.R.C. 5715.01). Hardin County's sexennial reappraisal and triennial-update calendar follows the Ohio Department of Taxation rolling schedule; consult the Auditor for the current cycle year. An ADU's improvement value is added to the host parcel's assessed value at the next regular update following completion; the host structure retains its prior valuation cycle. The 2.5 percent owner-occupied reduction and homestead exemption attach to the parcel's principal dwelling; a rented ADU does not gain a second homestead. Effective millage varies by taxing district (township + school district + JVS + library + park); the Auditor's per-parcel tax-bill computation in Beacon is the authoritative figure.
County overlays (4)
Hardin County administers three overlay-style layers that affect ADU feasibility: (1) a countywide floodplain regulation -- the county is the NFIP floodplain administrator for unincorporated territory, and a new FEMA FIRM/FIS update for Hardin County went through public-comment open house in November 2022 and into the formal adoption pipeline shortly thereafter; the Scioto River rises in Hardin (just north of Roundhead Township) and the Scioto plus its tributaries are the principal mapped SFHAs in the county; (2) state-managed water-resource exposure on the southwest corner of the county -- Indian Lake's northern shore reaches into Stokes Township in Logan County and the Indian Lake watershed (including Logan-Hardin border townships) carries elevated Health Department scrutiny following the March 14, 2024 EF-3 tornado that struck Russells Point and the lake's resort communities; (3) National Register historic resources -- Hardin County has seven National Register listings (per the NPS list complete through 2025-03-28), the most prominent of which is the 1915 Hardin County Courthouse in Kenton (NRHP 1979-03-21); historic-district design review is administered municipally where it exists (chiefly in Kenton's downtown), not at the county level. Hardin is not in a wildfire-WUI regime and has no coastal exposure.
- Hardin County Floodplain Regulations and FEMA NFIP Special Flood Hazard Areas (post-2022 FIRM revision) — Parcels that were Zone X under the prior FIRM may now be within SFHA following the post-2022 revision; pull the current FIRM at intake.
- Indian Lake watershed (Logan County state park, shared border with southwest Hardin) — Practically, Hardin parcels are governed by the county floodplain regulation and the township zoning book; the Indian Lake reference is included so that consumers in the southwest townships understand the watershed context.
- National Register historic resources (county-level inventory; design review administered municipally)
- Hardin County Subdivision Regulations (administered by Regional Planning) — Subdivision regs are not zoning -- they apply even in townships that have not adopted zoning. Lot-split surveys must be by a Registered Professional Surveyor.
Known county issues (5)
- centralized-county-building-permits — Hardin is unusual among rural Ohio counties in that residential building and electrical permits are centralized at Regional Planning in the Kenton courthouse (Suite 130), not handled at the township level. This is operationally simpler -- one address for plan review -- but the in-person-only submission rule and the lack of an applicant-facing online portal for non-electrical permits slow turnaround relative to counties with portal-based intake. Distinguish carefully from the unrelated Hardin County, KENTUCKY Planning & Development Commission (hcpdc.com), which dominates organic search and frequently misroutes Ohio applicants.
- township-zoning-mosaic — Of Hardin's 15 townships, only some have adopted zoning under O.R.C. 519. Townships without zoning leave land use unregulated outside of state building code, county floodplain regs, subdivision regs, and HSTS rules -- which can make ADUs feasible without a variance, but with no zoning-permit fee either. Townships with zoning (Buck, Cessna 2025, Dudley, Hale, Jackson among them) typically do not enumerate ADUs as a permitted accessory use, requiring a BZA variance. Check the specific township's zoning book at hardincountyohio.gov/wp-content/uploads.
- post-2022-firm-revision — FEMA hosted a flood-map open house in November 2022 and the FIRM/FIS for Hardin County entered the formal revision pipeline thereafter. Parcels that were Zone X under the older FIRM may have moved into SFHA on the revised maps, particularly along the Scioto River headwaters near Roundhead and the Ottawa / Hog Creek sub-basins in the north. Pull the active FIRM at intake.
- highlight-cross-county — Two of the eleven entries under city-highlights/ohio/hardin-county/ -- Belle Center and Russells Point -- are actually in Logan County. They appear here through proximity-based highlight assignment, not jurisdictional containment. When the Phase 8 fan-out runs, those city-adu-research files should be filed under city-adu-research/ohio/logan-county/, not under Hardin.
- missing-city-research — All eleven enumerated cities/villages/CDPs lack a city-adu-research file as of 2026-05-20. The summaryByCity rollup is therefore unavailable (0/11 coverage). Recorded in missingCities for a later /city-adu-check pass. Kenton (county seat) is the highest-priority next-pass target.
Federal (United States) — ADU-relevant rules and programs
Federal ADU law
The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.
Federal financing programs
Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.
Federal tax credits
There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.
Federal housing programs
HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.