Reno

Washoe County portion

ADU Pass helps homeowners in Reno, Washoe County, Nevada navigate the permit paperwork for building an accessory dwelling unit. This area covers 12 ZIP codes.

12 ZIP codes

ADU details

ADU legality: unclear

Stateunclear (Nevada accessory-dwelling framework) — Nevada statewide ADU posture per state-adu-research file.
Countywith-restrictions (Washoe County unincorporated zoning) — Washoe County permits ADUs in unincorporated areas under state-law-aligned standards. Within Reno city limits the city ordinance plus state law govern.
Citywith-restrictions (City of Reno Municipal / Zoning Code — Accessory Dwelling Units) — City of Reno permits ADUs under the local ordinance aligned with Nevada statewide framework where applicable.

Nevada leaves ADU regulation to local municipalities under home-rule or Dillon-rule authority. Reno permits ADUs subject to local conditions per its zoning ordinance.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 150 $2,200 $44,250 $46,450
600 600 $2,200 $177,000 $179,200
midpoint 525 $2,200 $154,875 $157,075
maximum 900 $2,200 $265,500 $267,700
Fee breakdown
Plan review$660
Building permit$1,210
Impact fees$330
Total$2,200

Viability (permitted uses)

  • Long-term rental: yes Long-term rental of ADU generally permitted; landlord-tenant law and any city rental-registration ordinance apply.
  • Short-term rental: with-restrictions STR rules vary by city. Reno regulates STRs separately from ADU permitting; check local STR ordinance and HOA covenants.
  • Office rental: with-restrictions Detached office rental requires home occupation permit or rezoning.
  • Home office: yes Home occupation permitted with restrictions on signage and customer traffic.
  • Studio / workshop: yes Personal artist studio is a permitted accessory use.
  • Agriculture: with-restrictions Limited urban agriculture permitted in residential zones; livestock varies by district.
  • Relative support: yes Family-occupancy ADU explicitly permitted in single-family zones.

Utilities

  • Water: Reno Water Utility · 30d connect · $4,500
  • Sewer: Reno Sewer / Wastewater · 30d connect · $5,500
  • Electric: Reno Electric Utility · 21d connect · $1,800
  • Gas: Reno Gas Utility · 30d connect · $1,500

Property values & taxes

Median value$545,000
Median tax$4,306/yr
Effective rate0.8%

Construction timeline

Detached build24 weeks
Conversion14 weeks
Contractor lead3 months

Realistic total: best 7mo · typical 10mo · worst 16mo

Financing

Insurance impact

Annual premium delta$380
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting

HOA prevalence & preemption

State HOA preemptionno

Nevada has no HOA-ADU preemption; HOA covenants restricting ADUs are enforceable.

Regulatory overlays (2)

  • flood-zone
    Reno has FEMA Special Flood Hazard Areas; elevation certificates and flood-resistant construction required for SFHA parcels.
  • seismic-zone
    Seismic Design Category D2 per ASCE 7; soft-story and unreinforced-masonry seismic considerations may apply.
Technical envelope (climate & building code)

Climate & energy code

IECC climate zone3B
Heating degree days3,100
Cooling degree days1,900
Design low / high24°F / 99°F
Frost depth12"
Design snow load25 psf
Wind design speed95 mph
Seismic design cat.D2
Annual rainfall7"
Wildfire exposurelow
Energy codeIECC
Version / adopted2018 / 2021

Building code

Base codeIRC
Version year2,018
Adopted2021
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-38 min
Wall R-valueR-13 min

Amendments:

  • Amendment
  • Amendment
Washoe County — county ADU rules and overlays

County ADU ordinance

Washoe County permits accessory dwelling units in most residential and general-rural zoning districts subject to a maximum gross floor area of 1,200 sq ft (or 50% of primary dwelling, whichever is less) and a minimum parcel size that scales with the underlying zoning district. ADUs in the Tahoe Area Plan are subject to the more restrictive Tahoe Regional Planning Agency (TRPA) coverage and density standards in addition to county code.

County regulatory overlays

  • wui-fire-zone — Truckee Meadows Fire Protection District performs defensible-space pre-inspections that gate Certificate of Occupancy for new dwellings. Ignoring TMFPD inspection is the most common cause of CO delay on Washoe ADU projects.
  • flood-zone — Lemmon Valley flooding events in 2017 and 2023 prompted county adoption of additional freeboard requirements (1 ft above BFE) for new construction in mapped Zone A. ADUs are subject to these enhanced standards.
  • other — TRPA permit reviews can add 90-180 days to ADU project timelines. Land coverage transfers may be required if the parcel is at its base coverage allowance.
  • airport-noise-zone — Residential expansion (including ADUs) inside the 65 dB DNL contour typically requires noise-attenuating window assemblies and recorded avigation easements.
Nevada state — ADU law and programs

State financing programs

Nevada Housing Division (NHD), under the Department of Business and Industry, does not operate an ADU-specific loan or grant product as of 2026-04-26. NHD's primary homeowner-facing program is Home Is Possible, providing first-time and qualifying homebuyers in Clark and Washoe counties up to 4% of the loan amount as a non-repayable grant for down payment and closing costs, paired with a 30-year fixed-rate first mortgage. The Home Is Possible For Heroes overlay serves teachers, military, first responders, and healthcare workers. NHD also issued $283.3 million of 2024 tax-exempt bonding authority for affordable-housing development (multi-family); separately, the Nevada Affordable Housing Assistance Corporation (NAHAC) administers federal Hardest Hit Fund and Homeowner Assistance Fund programs for delinquency relief. None of these is ADU-specific; ADU construction can be financed only as part of a qualifying primary-residence purchase or refinance.

Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Codes

  • 89501
  • 89502
  • 89503
  • 89506
  • 89508
  • 89509
  • 89510
  • 89511
  • 89512
  • 89519
  • 89521
  • 89523

Post Office

  • 1050 N Hills Blvd, 89506
  • 1490 Stardust St, 89503
  • 1580 Grand Point Way, 89523
  • 2000 Vassar St, 89510
  • 75 Mccabe Dr, 89511

Locale Names