Clinton

Johnson County portion

ADU Pass helps homeowners in Clinton, Johnson County, Missouri navigate the permit paperwork for building an accessory dwelling unit. This area covers 1 ZIP code.

1 ZIP code

ADU details

ADU legality: with-restrictions

Stateunclear (Missouri has no statewide ADU preemption statute (no analogue to California Govt. Code 65852.2 or Oregon HB 2001/3396)) — Missouri leaves accessory-dwelling permitting entirely to municipalities and counties under Article VI section 19(a) home-rule and chapter 64 / chapter 89 enabling statutes. No state-level by-right entitlement, no state-level fee waiver, no state-level HOA preemption.
Countyunclear (Johnson County, MO has no countywide zoning ordinance, no county building code, no county inspections, and no certificate-of-occupancy regime for unincorporated land (except parcels inside the Whiteman Air Force Base zoning area)) — Because Clinton, MO sits in Henry County rather than Johnson County, no Johnson County rule reaches a parcel inside the city of Clinton. Even for a hypothetical Johnson County rural parcel, only state building law, Missouri Department of Natural Resources septic rules, and FEMA floodplain requirements apply on top of any subdivision covenants.
Citywith-restrictions (Clinton, MO Code of Ordinances Chapter 36 (Planning and Zoning), Article IV - reviewed under accessory-use language rather than a stand-alone ADU article) — City of Clinton's Community Development Department reviews ADU-equivalent proposals (carriage house, garage apartment, mother-in-law conversion) against Chapter 36 Article IV accessory-use definitions. A conditional-use permit may apply. The city sits in Henry County for property-tax, recording, and county-court purposes.

This Johnson County cross-listing inherits Clinton's city ordinance (no Johnson County zoning attaches because the parcel is not in Johnson County). Net practical effect tracks the Henry County primary entry.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 150 $1,450 $33,000 $34,450
600 600 $1,450 $132,000 $133,450
midpoint 525 $1,450 $115,500 $116,950
maximum 900 $1,450 $198,000 $199,450
Fee breakdown (as of 2026-04)
Plan review$460
Building permit$870
Total$1,450

Permitting process

Typical duration70 days
Backlog14 days
  1. Confirm county jurisdiction first (~1d)
    Verify on the parcel deed and Henry County GIS that the Clinton-addressed property lies inside the City of Clinton corporate limits in Henry County, not in unincorporated Johnson County. Johnson County does not zone or inspect unincorporated land, so a Johnson-County parcel falls outside both city and county review.
  2. Read Clinton Chapter 36 Article IV (~4d)
    Pull the parcel's residential district and accessory-use language from Municode's Clinton Chapter 36 Article IV (zoning); ADU-equivalent uses are reviewed under accessory-use definitions, not a stand-alone ADU article.
  3. Pre-app conversation with Community Development (~7d)
    Phone or counter-visit the Clinton Community Development Department (City Planning + Building Permits + Inspections + Code Compliance) to confirm scope and whether a conditional-use permit is required. Typical turn-around for a verbal scope review is one week.
  4. Submit through the City of Clinton Online Community Development Portal (~1d)
    Lodge the building-permit application and supporting drawings through Clinton's online portal; pay fees through the City of Clinton Online Payment Site (linked from clintonmo.com Helpful Links).
  5. Building Division plan review (IRC + Missouri amendments) (~25d)
    Building Division reviews against IRC with Missouri amendments (no R313 sprinkler mandate). Henry County floodplain coordination invoked when the parcel falls inside a Truman Lake or Tebo Creek FEMA SFHA.
  6. Issuance, footing-to-final inspections (~70d)
    Issued permit returned through portal; inspections at footing, framing, rough-in trades, insulation, drywall, final by Clinton Building Inspections.
  7. Certificate of Occupancy (~5d)
    Final inspection by the Building Division produces the Certificate of Occupancy; Code Compliance signs off where business-licensing or rental-registration applies.

Viability (permitted uses)

  • Long-term rental: yes Long-term rental of ADU generally permitted; landlord-tenant law and city rental-registration ordinance apply.
  • Short-term rental: with-restrictions Clinton regulates STRs separately from ADU permitting; check city STR ordinance and any HOA covenants. Johnson County imposes no STR rules on Clinton because the city is not in Johnson County.
  • Office rental: with-restrictions Detached office rental requires home occupation permit or rezoning under Clinton Chapter 36.
  • Home office: yes Home occupation permitted with restrictions on signage and customer traffic.
  • Studio / workshop: yes Personal artist studio is a permitted accessory use.
  • Agriculture: with-restrictions Limited urban agriculture permitted in residential zones; livestock varies by district. Truman Lake floodplain parcels carry additional restrictions.
  • Relative support: yes Family-occupancy ADU explicitly permitted in single-family zones.

Contacts

DepartmentCity of Clinton Community Development Department (Henry County); Johnson County, MO has no jurisdiction over Clinton city-limit parcels

Staff: Clinton City Hall switchboard (General municipal services / Community Development routing), Henry County Courthouse (actual county of jurisdiction) (County Recorder / Assessor coordination), Johnson County, MO Planning and Zoning (informational only) (Confirms no countywide zoning outside Whiteman AFB; does not review Clinton city-limit ADUs)

Utilities

  • Water: City of Clinton Water Utility · 30d connect · $4,500
  • Sewer: City of Clinton Sewer / Wastewater Treatment · 30d connect · $5,500
  • Electric: Clinton Municipal Electric Department · 21d connect · $1,800
  • Gas: Spire (Missouri Gas Energy successor) - regional natural gas · 30d connect · $1,500

Property values & taxes

Median value$350,000
Median tax$3,500/yr
Effective rate1%

Construction timeline

Detached build24 weeks
Conversion14 weeks
Contractor lead3 months

Realistic total: best 7mo · typical 10mo · worst 16mo

Financing

Insurance impact

Annual premium delta$380
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting

HOA prevalence & preemption

State HOA preemptionno

Missouri has no HOA-ADU preemption; HOA covenants restricting ADUs are enforceable. HOA prevalence in Clinton city is moderate-low; Truman Lake subdivisions push the city-wide share up.

Technical envelope (climate & building code)

Climate & energy code

IECC climate zone4A
Heating degree days4,800
Cooling degree days1,100
Design low / high8°F / 89°F
Frost depth24"
Design snow load20 psf
Wind design speed110 mph
Seismic design cat.B
Annual rainfall38"
Wildfire exposurelow
Energy codeIECC
Version / adopted2018 / 2020

Building code

Base codeIRC
Version year2,018
Adopted2020
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-49 min
Wall R-valueR-20 min

Amendments:

  • Amendment
  • Amendment

Known issues (1)

  • data-quality (since indefinite) — Some address-classification systems list Clinton, MO under Johnson County. Clinton, MO is the county seat of Henry County; Johnson County (seat: Warrensburg) does not contain the city. Use the Henry County entry for the authoritative profile. (source)
Missouri state — ADU law and programs

State financing programs

Missouri Housing Development Commission (MHDC), the state housing finance agency under the Department of Economic Development, does not operate an ADU-specific loan or grant product as of 2026-04-26. Construction or rehab of an ADU on a primary residence may be financed indirectly through MHDC's First Place Program (first-time-homebuyer mortgage with below-market rate) or Next Step Program (mortgage paired with a forgivable second of up to 4% of loan amount). Both are mortgage-purchase products and require the property to be the borrower's primary residence; an existing ADU on the property is permitted under standard agency guidelines. MHDC also administers Low-Income Housing Tax Credits, the Affordable Housing Assistance Program (AHAP) tax credit, and federal HOME funds — none of which is a homeowner-facing ADU instrument.

Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Code

  • 64733

Post Office

  • 101 S 2nd St, 64735