Clinton

ADU Pass helps homeowners in Clinton, De Witt County, Illinois navigate the permit paperwork for building an accessory dwelling unit. This area covers 3 ZIP codes.

3 ZIP codes

ADU details

ADU legality: unclear

Stateunclear (Illinois accessory-dwelling framework) — Illinois statewide ADU posture per state-adu-research file.
Countywith-restrictions (De Witt County unincorporated zoning) — De Witt County permits ADUs in unincorporated areas under state-law-aligned standards. Within Clinton city limits the city ordinance plus state law govern.
Citywith-restrictions (City of Clinton Municipal / Zoning Code — Accessory Dwelling Units) — City of Clinton permits ADUs under the local ordinance aligned with Illinois statewide framework where applicable.

Illinois leaves ADU regulation to local municipalities under home-rule or Dillon-rule authority. Clinton permits ADUs subject to local conditions per its zoning ordinance.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 150 $2,400 $41,250 $43,650
600 600 $2,400 $165,000 $167,400
midpoint 525 $2,400 $144,375 $146,775
maximum 900 $2,400 $247,500 $249,900
Fee breakdown (as of 2026-04)
Plan review$200
Building permit$800
Total$1,000

Permitting process

Typical duration60 days
Backlog10 days
  1. Confirm parcel inside Clinton city limits vs unincorporated DeWitt County (~1d)
    Clinton city limits do not include large rural sections of DeWitt County. The City of Clinton Building & Zoning Department handles permits inside city limits; the DeWitt County Planning & Zoning Department (same building, 201 W. Washington Street) handles unincorporated parcels including most of the Clinton Lake shoreline. Verify jurisdiction first because the form package and inspector are different.
  2. Pre-application zoning consultation at City Hall (~5d)
    Walk-in consultation with Clinton Building & Zoning at 119 N. Center Street (City Hall) or call 217-935-3432. Staff identify zoning district, accessory-use status, and whether the proposed ADU clears CMC §6.06 building regulations and the underlying zoning chapter. Owner-occupancy and minimum lot size are the routine sticking points.
  3. Submit application through CloudPermit + paper supplements (~1d)
    Building permit submitted via the DeWitt County / Clinton CloudPermit portal launched in 2023. Site plan, floor plan, structural sketch, electrical/plumbing scope. For parcels near Clinton Lake, FEMA flood zone determination required. Septic/well documentation routed to DeWitt County Health Department for parcels off city sewer.
  4. Zoning Board of Appeals (if Special Use needed) (~35d)
    If the ADU is not a permitted accessory use in the underlying district (most common in older Clinton residential areas where ADUs were not historically contemplated), application is referred to ZBA. Notice published in DeWitt County Republican; abutters notified.
  5. Plan review against IRC 2021 with Illinois amendments (~14d)
    Clinton Building Inspector reviews against IRC 2021 with Illinois state amendments (no residential sprinkler mandate per state R313 amendment). Floodplain construction standards apply for SFHA parcels along Salt Creek and Clinton Lake margins.
  6. Pay fees, receive permit (~2d)
    Permit fees paid through CloudPermit or in person at 119 N. Center Street. Sewer connection fee paid separately to City of Clinton water/sewer billing.
  7. Inspection cycle
    Footing, foundation, rough framing/MEP, insulation, final - scheduled through CloudPermit. Single building inspector covers all of Clinton plus shared county load on rotation.
  8. Certificate of Occupancy / final approval (~5d)
    Final inspection sign-off triggers Certificate of Occupancy. ADU eligible for occupancy and rental once water and sewer service confirmed by City billing.

Viability (permitted uses)

  • Long-term rental: yes Long-term rental of ADU generally permitted; landlord-tenant law and any city rental-registration ordinance apply.
  • Short-term rental: with-restrictions STR rules vary by city. Clinton regulates STRs separately from ADU permitting; check local STR ordinance and HOA covenants.
  • Office rental: with-restrictions Detached office rental requires home occupation permit or rezoning.
  • Home office: yes Home occupation permitted with restrictions on signage and customer traffic.
  • Studio / workshop: yes Personal artist studio is a permitted accessory use.
  • Agriculture: with-restrictions Limited urban agriculture permitted in residential zones; livestock varies by district.
  • Relative support: yes Family-occupancy ADU explicitly permitted in single-family zones.

Contacts

DepartmentCity of Clinton Building & Zoning Department
HoursMonday-Friday 8:30 AM - 4:30 PM

Staff: City of Clinton Building & Zoning (Permit intake, plan review, inspections (city limits)), DeWitt County Planning & Zoning (Unincorporated parcels, ZBA hearings, comprehensive plan), DeWitt County Health Department (Septic/well permits for parcels off city water-sewer (Clinton Lake area))

Utilities

  • Water: Clinton Water Utility · 30d connect · $4,500
  • Sewer: Clinton Sewer / Wastewater · 30d connect · $5,500
  • Electric: Clinton Electric Utility · 21d connect · $1,800
  • Gas: Clinton Gas Utility · 30d connect · $1,500

Property values & taxes

Median value$350,000
Median tax$3,500/yr
Effective rate1%

Construction timeline

Detached build24 weeks
Conversion14 weeks
Contractor lead3 months

Realistic total: best 7mo · typical 10mo · worst 16mo

Financing

Insurance impact

Annual premium delta$380
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting

HOA prevalence & preemption

State HOA preemptionno

Illinois has no HOA-ADU preemption; HOA covenants restricting ADUs are enforceable.

Technical envelope (climate & building code)

Climate & energy code

IECC climate zone5A
Heating degree days5,800
Cooling degree days850
Frost depth30"
Design snow load25 psf
Wind design speed105 mph
Seismic design cat.B
Annual rainfall36"
Wildfire exposurelow
Energy codeIECC
Version / adopted2021 / 2023

Building code

Base codeIRC
Version year2,021
Adopted2023
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-49 min
Wall R-valueR-20 min

Amendments:

  • Amendment
  • Amendment
Illinois state — ADU law and programs

State financing programs

Illinois does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. The Illinois Housing Development Authority (IHDA) is the state's housing finance agency and administers a robust portfolio of homebuyer products: Access Forgivable, Access Deferred, Access Repayable down-payment-assistance variants, the IHDA Mortgage first-mortgage product, and the federal Low-Income Housing Tax Credit allocation. The 2025 IHDA Access Home program offers DPA equal to 6% of purchase price up to $15,000. None target ADU construction directly; an ADU-bearing primary residence on an Illinois lot can qualify for the underlying mortgage when other criteria are met.

Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Codes

  • 61727
  • 61749
  • 61750

Post Office

  • 105 N Quincy St, 61727