Honolulu

Honolulu County portion

ADU Pass helps homeowners in Honolulu, Honolulu County, Hawaii navigate the permit paperwork for building an accessory dwelling unit. This area covers 13 ZIP codes.

13 ZIP codes

ADU details

ADU legality: allowed-with-restrictions

Statewith-restrictions (Hawaii accessory-dwelling framework) — Hawaii statewide ADU posture per state-adu-research file.
Countyallowed (City and County of Honolulu unincorporated zoning) — City and County of Honolulu permits ADUs in unincorporated areas under state-law-aligned standards. Within Honolulu city limits the city ordinance plus state law govern.
Cityallowed (City of Honolulu Municipal / Zoning Code — Accessory Dwelling Units) — City of Honolulu permits ADUs under the local ordinance aligned with Hawaii statewide framework where applicable.

Hawaii partially preempts local ADU restrictions; cities retain authority over design and setbacks. Honolulu permits ADUs subject to local conditions per its zoning ordinance.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 150 $3,500 $97,500 $101,000
600 600 $3,500 $390,000 $393,500
midpoint 575 $3,500 $373,750 $377,250
maximum 1,000 $3,500 $650,000 $653,500
Fee breakdown
Plan review$1,050
Building permit$1,925
Impact fees$525
Total$3,500

Viability (permitted uses)

  • Long-term rental: yes Long-term rental of ADU generally permitted; landlord-tenant law and any city rental-registration ordinance apply.
  • Short-term rental: with-restrictions STR rules vary by city. Honolulu regulates STRs separately from ADU permitting; check local STR ordinance and HOA covenants.
  • Office rental: with-restrictions Detached office rental requires home occupation permit or rezoning.
  • Home office: yes Home occupation permitted with restrictions on signage and customer traffic.
  • Studio / workshop: yes Personal artist studio is a permitted accessory use.
  • Agriculture: with-restrictions Limited urban agriculture permitted in residential zones; livestock varies by district.
  • Relative support: yes Family-occupancy ADU explicitly permitted in single-family zones.

Utilities

  • Water: Honolulu Water Utility · 30d connect · $4,500
  • Sewer: Honolulu Sewer / Wastewater · 30d connect · $5,500
  • Electric: Honolulu Electric Utility · 21d connect · $1,800
  • Gas: Honolulu Gas Utility · 30d connect · $1,500

Property values & taxes

Median value$875,000
Median tax$3,000/yr
Effective rate0.3%

Construction timeline

Detached build22 weeks
Conversion12 weeks
Contractor lead4 months

Realistic total: best 7mo · typical 11mo · worst 16mo

Financing

Insurance impact

Annual premium delta$420
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting

HOA prevalence & preemption

State HOA preemptionno

Hawaii SB 3202 (2024) prohibits private covenants recorded after the effective date of the act from limiting the number of ADUs on residentially-zoned urban-district lots below the state floor of two ADUs per lot, and from restricting long-term rental of ADUs. Critically, the prohibition applies only to NEW covenants; covenants recorded BEFORE the effective date are grandfathered and remain enforceable. Hawaii planned-community associations are governed generally by HRS § 421J (Planned Community Associations Act, applies to associations existing as of 1997-06-16), and condominiums by HRS § 514B. Neither chapter contains a broader ADU-specific preemption beyond the SB 3202 forward-looking limitation. Owners subject to a recorded HOA declaration that pre-dates SB 3202 and prohibits or restricts ADUs have no state-law ADU remedy against that declaration.

Regulatory overlays (2)

  • flood-zone
    Honolulu has FEMA Special Flood Hazard Areas; elevation certificates and flood-resistant construction required for SFHA parcels.
  • historic-district
    Honolulu historic districts trigger Architectural Review Board / Historic Preservation Commission review for ADUs in historic boundaries.
Technical envelope (climate & building code)

Climate & energy code

IECC climate zone1A
Heating degree days200
Cooling degree days4,500
Design low / high65°F / 92°F
Wind design speed130 mph
Seismic design cat.C
Annual rainfall60"
Wildfire exposurelow
Energy codeIECC
Version / adopted2018 / 2022

Building code

Base codeIRC
Version year2,018
Adopted2022
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-38 min
Wall R-valueR-13 min

Amendments:

  • Amendment
  • Amendment
City and County of Honolulu — county ADU rules and overlays

County ADU ordinance

The City and County of Honolulu is a unified consolidated city-county under Hawaii Const. Article VIII and the Honolulu City Charter (~1,000,000 residents — Hawaii's only consolidated city-county; covers the entire island of Oahu plus the Northwestern Hawaiian Islands; the state capital and Hawaii's largest jurisdiction). There is no 'unincorporated Honolulu County' — every parcel on Oahu lies within the consolidated city-county and is governed by the Land Use Ordinance (LUO, Revised Ordinances of Honolulu Chapter 21), administered by the Honolulu Department of Planning and Permitting (DPP). Hawaii enacted SB 3202 (Act 39, 2024) creating the 'Ohana Zoning Reform Act, requiring all Hawaii counties to permit at least one accessory dwelling unit (ADU) by-right on residentially-zoned parcels meeting basic infrastructure tests. Honolulu's pre-existing 'Ohana Dwelling Unit (ODU) regulations under LUO § 21-3.110-3 already permitted accessory dwellings on most R-3.5, R-5, R-7.5, R-10, and R-20 parcels with a ohana use permit; Honolulu City Council adopted Ordinance 24-03 in 2024 to align local rules with Act 39 and adopted Bill 7 (2024) creating an additional accessory dwelling unit (ADU) classification distinct from ohana that allows separate rental.

County regulatory overlays

Hawaii state — ADU law and programs

State ADU law

Hawaii enacted statewide ADU preemption through SB 3202 SD2 HD3 CD1 (2024 Regular Session), signed by Governor Josh Green in 2024. The act requires each of Hawaii's four counties (Honolulu, Hawaii, Maui, Kauai) to adopt or amend ordinances by 2026-12-31 permitting at least two accessory dwelling units (in addition to the primary unit) on every residentially-zoned lot within the urban district. Counties retain authority to set conditions on where and under what circumstances the additional ADUs can be built (placement, size, design, parking, infrastructure adequacy). The act also prohibits private covenants recorded after the effective date from limiting the number of ADUs below the state floor or restricting long-term rental of ADUs; covenants recorded before the effective date are grandfathered (see stateHoaPreemption). The 2024 session also passed companion measures addressing condominium and association governance.

State HOA preemption

Hawaii SB 3202 (2024) prohibits private covenants recorded after the effective date of the act from limiting the number of ADUs on residentially-zoned urban-district lots below the state floor of two ADUs per lot, and from restricting long-term rental of ADUs. Critically, the prohibition applies only to NEW covenants; covenants recorded BEFORE the effective date are grandfathered and remain enforceable. Hawaii planned-community associations are governed generally by HRS § 421J (Planned Community Associations Act, applies to associations existing as of 1997-06-16), and condominiums by HRS § 514B. Neither chapter contains a broader ADU-specific preemption beyond the SB 3202 forward-looking limitation. Owners subject to a recorded HOA declaration that pre-dates SB 3202 and prohibits or restricts ADUs have no state-law ADU remedy against that declaration.

State financing programs

Hawaii does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. The Hawaii Housing Finance and Development Corporation (HHFDC), within the Department of Business, Economic Development, and Tourism (DBEDT), administers the state's affordable-housing finance and development programs: the Hale Kamaaina Mortgage Loan (first-time homebuyer mortgage for Hawaii residents), Down Payment Assistance and Single-Family Mortgage programs, Low-Income Housing Tax Credit (LIHTC) allocation, Hula Mae Multi-Family revenue bonds, and rental housing programs. None target ADU construction directly; an ADU-bearing primary residence on Hawaii's urban-district lots can qualify for the underlying mortgage when other criteria are met. Implementation of SB 3202 may bring ADU-specific products in 2026-2027 but none has been announced as of 2026-04-26.

State housing programs

Hawaii's state-level ADU programs operate primarily through the SB 3202 preemption framework with implementation due 2026-12-31. The state does not yet maintain a statewide pre-approved ADU plan catalog. The Honolulu County (City and County of Honolulu) Department of Planning and Permitting maintains an established ohana-dwelling permitting framework that pre-dates SB 3202 and serves as a working model for the other three counties' implementation. The Hawaii ADU manual published by Hawaii ADU (advocacy organization) at https://hawaiiadu.org/ is widely used as a homeowner-side reference but is not a state program. No statewide ADU impact-fee waiver statute exists.

Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Codes

  • 96813
  • 96814
  • 96815
  • 96816
  • 96817
  • 96818
  • 96819
  • 96820
  • 96821
  • 96822
  • 96825
  • 96826
  • 96850

Post Office

  • 1111 Lunalilo St, 96822
  • 1271 N King St, 96817
  • 330 Saratoga Rd, 96815
  • 335 Merchant St Fl Ground, 96813
  • 3600 Aolele St Rm 208c, 96820
  • 4354 Pahoa Ave, 96816
  • 7040 Hawaii Kai Dr, 96825
  • 91 Sand Island Access Rd, 96819

Locale Names