Yona

ADU Pass helps homeowners in Yona, Guam, Guam navigate the permit paperwork for building an accessory dwelling unit. This area covers 1 ZIP code.

1 ZIP code

ADU details

ADU legality: unclear

Stateunclear (Guam accessory-dwelling framework) — Guam statewide ADU posture per state-adu-research file.
Countywith-restrictions (Guam unincorporated zoning) — Guam permits ADUs in unincorporated areas under state-law-aligned standards. Within Yona city limits the city ordinance plus state law govern.
Citywith-restrictions (City of Yona Municipal / Zoning Code — Accessory Dwelling Units) — City of Yona permits ADUs under the local ordinance aligned with Guam statewide framework where applicable.

Guam leaves ADU regulation to local municipalities under home-rule or Dillon-rule authority. Yona permits ADUs subject to local conditions per its zoning ordinance.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 150 $1,500 $54,000 $55,500
600 600 $1,500 $216,000 $217,500
midpoint 525 $1,500 $189,000 $190,500
maximum 900 $1,500 $324,000 $325,500
Fee breakdown
Plan review$450
Building permit$825
Impact fees$225
Total$1,500

Viability (permitted uses)

  • Long-term rental: yes Long-term rental of ADU generally permitted; landlord-tenant law and any city rental-registration ordinance apply.
  • Short-term rental: with-restrictions STR rules vary by city. Yona regulates STRs separately from ADU permitting; check local STR ordinance and HOA covenants.
  • Office rental: with-restrictions Detached office rental requires home occupation permit or rezoning.
  • Home office: yes Home occupation permitted with restrictions on signage and customer traffic.
  • Studio / workshop: yes Personal artist studio is a permitted accessory use.
  • Agriculture: with-restrictions Limited urban agriculture permitted in residential zones; livestock varies by district.
  • Relative support: yes Family-occupancy ADU explicitly permitted in single-family zones.

Utilities

  • Water: Yona Water Utility · 30d connect · $4,500
  • Sewer: Yona Sewer / Wastewater · 30d connect · $5,500
  • Electric: Yona Electric Utility · 21d connect · $1,800
  • Gas: Yona Gas Utility · 30d connect · $1,500

Property values & taxes

Median value$260,000
Median tax$910/yr
Effective rate0.3%

Construction timeline

Detached build30 weeks
Conversion18 weeks
Contractor lead6 months

Realistic total: best 9mo · typical 14mo · worst 22mo

Financing

Insurance impact

Annual premium delta$380
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting

HOA prevalence & preemption

State HOA preemptionno

Guam has no HOA-ADU preemption; HOA covenants restricting ADUs are enforceable.

Regulatory overlays (1)

  • flood-zone
    Yona has FEMA Special Flood Hazard Areas; elevation certificates and flood-resistant construction required for SFHA parcels.
Technical envelope (climate & building code)

Climate & energy code

IECC climate zone1A
Heating degree days200
Cooling degree days4,500
Design low / high65°F / 92°F
Wind design speed180 mph
Seismic design cat.D
Annual rainfall60"
Wildfire exposurelow
Energy codeIECC
Version / adopted2015 / 2017

Building code

Base codeIRC
Version year2,015
Adopted2017
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-38 min
Wall R-valueR-13 min

Amendments:

  • Amendment
  • Amendment
Guam — county ADU rules and overlays

County regulatory overlays

Although Guam has no county tier, a set of island-wide regulatory overlays effectively functions at what would be the county scale for ADU siting — they cut across all 19 villages uniformly. Chief among them are the typhoon wind-hazard regime (the entire territory sits in the Pacific typhoon belt and is treated as a single high-wind design-wind-speed zone under the Guam Building Code, IBC 2018 adaptation), the coastal and bay flood-hazard overlays administered under the FEMA NFIP (Agana Bay, Pago Bay, Tumon Bay, Apra Harbor tidal reaches, plus riverine Special Flood Hazard Areas along the Talofofo, Ylig, Pago, and Agana Rivers), and a patchwork of wartime-era military real-estate easements and Department of Defense encroachment-zone overlays (Andersen AFB APZ/noise zones in northern Guam, Naval Base Guam encroachment zones around Apra Harbor, plus residual Civil Reserve Air Fleet land-use restrictions). Two territory-wide utility providers — Guam Power Authority (GPA) and Guam Waterworks Authority (GWA) — function as single-provider utility overlays for any ADU add-on since their service-capacity and line-extension rules apply uniformly island-wide.

  • Guam Typhoon Wind-Hazard Zone (island-wide) — The entire territory of Guam is treated as a single high-wind design zone with design wind speeds at the upper end of the US hurricane-prone range. ADU construction must satisfy hurricane-clip, sheathing, and opening-protection requirements as a condition of building-permit issuance, materially raising unit cost over mainland US comparables. There is no sub-island variation — the wind-hazard overlay functions uniformly.
  • FEMA NFIP Coastal and Riverine Flood Zones — Coastal Special Flood Hazard Areas run along Agana Bay (Hagatna), Pago Bay, Tumon Bay, Apra Harbor tidal reaches, and the mouths of the Talofofo, Ylig, Pago, and Agana Rivers. Detached ADUs in these zones face lowest-floor-elevation, venting, and anchoring requirements under the Guam floodplain-management program, administered at the territorial level by the Guam Bureau of Statistics and Plans. NFIP participation is active and federally backed flood insurance is available.
  • DoD Military Encroachment and Wartime-Easement Overlays — Andersen AFB in the north (Yigo/Dededo sectors) imposes Accident Potential Zones (APZ-I, APZ-II) and noise-contour overlays that restrict residential intensification — an ADU in an APZ-I area is typically disallowed or severely conditioned. Naval Base Guam and the Apra Harbor area carry encroachment zones affecting Santa Rita, Piti, and Agat. A broader class of wartime-era real-estate easements (WWII-era land takings later partially returned under the Guam Ancestral Lands Commission process) can create unusual title conditions that surface during ADU permitting title-review — owners on ancestral-return parcels should confirm clear title before siting an ADU.
  • Guam Power Authority (GPA) — single-provider electric utility — GPA is the sole electric provider for the territory. An ADU requires either a sub-meter off the primary dwelling's service or a new service drop; line-extension, transformer-capacity, and demand-meter rules apply uniformly island-wide. There is no municipal or county utility alternative. GPA maintains standardized ADU-relevant service-application forms at its customer-service offices (Gloria B. Nelson Public Service Building, Fadian).
  • Guam Waterworks Authority (GWA) — single-provider water and wastewater utility — GWA is the sole water and sewer provider for the territory. Sewered areas concentrate around Hagatna, Tamuning, Dededo, and the military-adjacent population centers; rural and mountain-village parcels commonly operate on on-site wastewater (septic) systems subject to Guam EPA review. An ADU typically triggers either a sub-meter application or a second service tap; septic-served parcels require a Guam EPA on-site wastewater permit before a second dwelling unit can be legally occupied.
Guam state — ADU law and programs
Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Code

  • 96915

Post Office

  • 4 Chapel Rd Bldg 4, 96915

Locale Names

  • Naval Station