Pinellas County
ADU Pass helps homeowners in Pinellas County, Florida navigate the permit paperwork for building an accessory dwelling unit. We cover 16 cities and 50 ZIP codes in this county.
Map
County ADU details
County ADU ordinance
Pinellas County regulates accessory dwelling units on parcels in unincorporated Pinellas through the Pinellas County Land Development Code (LDC), administered by Pinellas County Development Review Services. Pinellas is Florida's densest county — approximately 3,400 persons per square mile — and unincorporated pockets are small, irregularly shaped, and often surrounded by incorporated city limits (St. Petersburg, Clearwater, Largo, Pinellas Park, Dunedin, Tarpon Springs, and 18 other municipalities). § 163.31771 FS is permissive only; Pinellas's ADU framework arises entirely from local zoning and is meaningful chiefly for the narrow slice of unincorporated parcels. St. Petersburg runs its own ADU ordinance (city-level) that is among the most active in Florida.
Code citations:
State-floor overlay: No Florida statewide ADU preemption floor exists as of April 2026. SB 48 / HB 313 (2026 session) is the active preemption bill; if enacted, by-right ADUs in single-family zones would be required statewide with a December 1, 2026 local compliance deadline. Until then, Pinellas retains full discretion.
Adopting body: Pinellas County Board of County Commissioners
County permitting (unincorporated parcels)
Permits for ADUs on parcels in unincorporated Pinellas County are issued by Pinellas County Development Review Services. Because unincorporated territory is fragmented and often adjoins city limits, pre-application confirmation of jurisdiction (city vs. county) is the critical first step — a parcel a block from an incorporated boundary is commonly misclassified by applicants. Incorporated cities inside Pinellas (St. Petersburg, Clearwater, Largo, Pinellas Park, Dunedin, Tarpon Springs, Oldsmar, Safety Harbor, Seminole, Gulfport, Madeira Beach, Treasure Island, Redington Beach, Redington Shores, North Redington Beach, Indian Shores, Indian Rocks Beach, Belleair, Belleair Beach, Belleair Bluffs, Belleair Shore, Kenneth City, South Pasadena, St. Pete Beach) handle their own ADU permits.
Process overview: A Pinellas County ADU permit is a combined planning/building review: (1) jurisdictional determination (is the parcel in unincorporated Pinellas, a city, or on an incorporated boundary line); (2) zoning verification that the parcel's district permits an ADU and confirmation of size, setback, height, and owner-occupancy conditions; (3) site-plan review with coastal construction review for parcels seaward of the Coastal Construction Control Line (CCCL); (4) building-code plan review against the Florida Building Code (8th Edition, 2023) including coastal high-hazard and wind-exposure provisions (most of Pinellas is Category C or D exposure and faces 160+ mph ultimate design wind speeds on the barrier islands); (5) mechanical/electrical/plumbing sub-permits; (6) flood-zone compliance review for parcels in SFHA; (7) issuance, construction with inspections, and Certificate of Occupancy.
Impact fees: Pinellas County assesses school, transportation, parks, and public-safety impact fees on new residential units; ADUs on existing single-family parcels receive a reduced assessment but not a waiver. Exact fees by district and unit size are published in the county's adopted fee schedule. (schedule)
County assessor
The Pinellas County Property Appraiser maintains parcel-level assessment records for all real property in Pinellas County, including parcels within incorporated cities. ADU additions are assessed as improvements to the host parcel. Florida does not permit separate tax-parcel creation for an attached ADU; a detached accessory unit may receive its own improvement line on the tax card but remains on the host parcel number. Florida's Save Our Homes homestead assessment cap (Art. VII § 4(d), FL Const.) limits annual increases to 3% or CPI, but an improvement is added at full just value in the completion year.
Assessment policy: ADU / accessory-structure additions are captured via shared permit data with Development Review Services. Homestead exemption continues on the owner-occupied primary dwelling; the ADU portion does not qualify for homestead unless occupied by an owner. § 193.703 FS 'granny-flat' assessment reduction (up to 20% of just value for additions housing a 62+ parent or grandparent) is available upon application.
County overlays (5)
Pinellas County administers coastal, flood, historic, and airport overlays that cut across incorporated and unincorporated jurisdictions. The county's peninsular geography and barrier-island exposure make coastal construction and flood-hazard overlays especially consequential for ADUs — the majority of Pinellas parcels west of US 19 carry AE or VE flood-zone designations.
- FEMA Special Flood Hazard Areas (SFHA) — Pinellas is heavily flood-mapped. VE (velocity / wave) zones occupy the immediate shoreline of the Gulf barrier islands; AE zones extend inland across most of the western half of the county. ADUs in VE zones require pile-foundation or breakaway-wall construction with finished floor above BFE; AE-zone ADUs require elevation, flood vents, and flood-resistant materials. This is often the largest single cost driver for a coastal-Pinellas ADU project.
- Coastal Construction Control Line (CCCL) — The Florida DEP maintains a CCCL seaward of which new construction requires a state CCCL permit in addition to local permits. Portions of Pinellas's Gulf-front parcels (mostly in incorporated beach municipalities) are seaward of the CCCL; an ADU on such a parcel adds a state permit step with engineered-foundation review.
- St. Petersburg-Clearwater International Airport Noise & Approach Overlay — Parcels under the approach/departure surfaces of PIE face height restrictions and, in some cases, noise-attenuation construction requirements. A two-story ADU may be affected where a one-story primary dwelling is not.
- Historic Districts & Individually-Listed Historic Resources — Several Pinellas municipalities operate historic preservation boards with design-review authority over exterior alterations and new construction in mapped historic districts. A detached ADU in a historic district typically requires Certificate of Appropriateness (COA) review in addition to the standard building permit; this is a city-level process but is noted here because it cuts across the municipal boundary pattern.
- Wildland-Urban Interface (WUI) — Practical WUI exposure in densely urbanized Pinellas is limited; the provision is noted for completeness. Pinellas's larger insurance-underwriting pressure is hurricane-wind and storm-surge, not wildfire.
Known county issues (2)
- policy-review — Pending Florida SB 48 / HB 313 (2026 session) would impose a statewide by-right ADU floor in single-family zones with a December 1, 2026 local-ordinance compliance deadline. Pinellas County and its 24 municipalities would each need to conform; expect a refresh pass within 30 days of any enactment.
- other — Citizens Property Insurance is the insurer of last resort for most Pinellas coastal and barrier-island parcels. The 10% statewide hurricane-deductible cap and Citizens underwriting guidelines materially affect the insurability and carrying cost of new ADU construction; this is a county-wide economic overlay that does not appear as a zoning rule but shapes ADU project feasibility.
Florida state — ADU law and programs
State ADU law
Florida does NOT currently have a statewide ADU preemption law in effect. Florida Statutes § 163.31771 (enacted 2004, last amended 2020) is permissive — it authorizes local governments to adopt ADU ordinances but does not require them to. ADU rules are therefore set municipality-by-municipality: Miami-Dade, Orlando, St. Petersburg, Tampa, and a growing set of Florida cities have their own ordinances; many smaller counties and cities still prohibit or restrict ADUs by default. A preemption bill (SB 48 / HB 313) is pending in the 2026 legislative session and is likely to pass given that its 2025 predecessor cleared the Senate 37-0 and House 97-10 before dying on a procedural amendment dispute.
- Florida Statutes § 163.31771 — Accessory dwelling units — Permissive (not mandatory) statute. Defines an ADU as 'an ancillary or secondary living unit, that has a separate kitchen, bathroom, and sleeping area, existing either within the same structure, or on the same lot, as the primary dwelling unit.' Authorizes — but does not require — local governments to adopt ordinances allowing ADUs in single-family residential zones. Contains no size caps, no owner-occupancy rules, no HOA preemption. All substantive rulemaking is local.
State financing programs
Florida Housing Finance Corporation (FHFC) does not operate an ADU-specific state loan or grant program. FHFC's primary affordable-housing lever at the ADU tier is the State Housing Initiatives Partnership (SHIP), which distributes state documentary-stamp-tax revenue to all 67 counties and 52 entitlement cities for locally-administered housing programs — some of which may fund ADU construction at the local level (notably Orange County's Affordable ADU Loan Program, run through the Orange County Housing Finance Trust). FHFC's FL Assist down-payment programs and HFA Preferred / HFA Advantage conventional loans apply to ADU-eligible primary residences but do not single out ADUs. Proposed CS/SB 1440 would create a state property-tax exemption of up to 100% of assessed value for an ADU rented at affordable rates.
State housing programs
Florida does not currently operate a statewide pre-approved ADU plan catalog (unlike California or Washington). State-level ADU implementation is driven by (a) the permissive § 163.31771 which lets willing jurisdictions adopt ordinances, (b) SHIP pass-through funding to local ADU programs (Orange County's Affordable ADU Loan Program is the model), and (c) the affordable-housing property-tax exemption under the Live Local Act (SB 102 / SB 328). The Department of Economic Opportunity (DEO) — now reorganized as the Department of Commerce — provides technical assistance to local governments but no statewide ADU-specific mandate or program. Major counties (Miami-Dade, Orange, Pasco, Hillsborough, Pinellas, Broward) have published their own ADU ordinances and guidance documents.
Federal (United States) — ADU-relevant rules and programs
Federal ADU law
The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.
Federal financing programs
Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.
Federal tax credits
There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.
Federal housing programs
HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.