Dade City

Pasco County portion

ADU Pass helps homeowners in Dade City, Pasco County, Florida navigate the permit paperwork for building an accessory dwelling unit. This area covers 2 ZIP codes.

2 ZIP codes
Pasco County — county ADU rules and overlays

County ADU ordinance

Pasco County regulates accessory dwelling units on parcels in the unincorporated county through a dedicated 'Accessory Dwelling Unit' ordinance adopted as part of the Pasco County Land Development Code (LDC). Pasco is one of the Florida counties with an explicit, named ADU ordinance — rather than inheriting from a generic 'guest house' provision — reflecting the county's 2010s code modernization when ADU terminology entered mainstream Florida planning discourse. Florida has no mandatory statewide ADU preemption — § 163.31771 Fla. Stat. is permissive only — so Pasco's ordinance is a genuine local policy choice. Pasco is a rapid-growth Tampa-adjacent county (Tampa-St. Petersburg MSA) covering 868 square miles with population growing from ~465K (2010) to ~620K+ (2024) driven by Wesley Chapel / Trinity / Land O' Lakes / San Antonio corridor exurbanization and the SR-54 / SR-56 corridor. As of 2026-04-20, Pasco County permits one ADU per single-family parcel in most residential zoning districts (R-1, R-2, R-3, R-4, AR, AC) subject to size caps (typically up to 1,200 sqft or 50% of primary, among the more permissive in Florida), setback conformance, height limits matching the primary, and owner-occupancy. Internal, attached, and detached ADUs are all permitted. The Western Pasco Gulf coast (New Port Richey, Hudson, Port Richey, Aripeka — the Aripeka township straddles the Pasco/Hernando line) is surge-exposed; Hurricane Helene (Sept 2024) and Hurricane Milton (Oct 2024) both delivered coastal damage. Pending 2026 state legislation (SB 48 / HB 313) would preempt sub-1,000-sqft caps — Pasco County already exceeds this floor.

State-floor overlay: Florida has no mandatory statewide ADU preemption. § 163.31771 Fla. Stat. is permissive only. Pending 2026-session SB 48 / HB 313 would preempt sub-1,000-sqft caps and single-family-zone ADU bans effective December 1, 2026 if enacted. Pasco County's 1,200-sqft cap already exceeds the state floor; enactment would preempt the owner-occupancy requirement but would not force material size-cap revisions. Live Local Act applies to commercial / industrial / mixed-use zones. Florida HOA, condominium, and cooperative statutes (Ch. 720, 718, 719) do NOT preempt association-level ADU restrictions — Pasco has very many HOA-governed master-planned communities (Wesley Chapel's Seven Oaks, Meadow Pointe, Lexington Oaks, Union Park; Trinity's Fox Wood, Thousand Oaks, Heritage Springs; Land O'Lakes Plantation Palms, Stonegate; Starkey Ranch; Epperson — the county's famous crystal-lagoon community) where HOA covenants commonly bar ADUs.

County regulatory overlays

Pasco County administers overlays materially affecting ADU siting: (1) FEMA SFHA along Gulf frontage (Port Richey, Hudson, Aripeka, New Port Richey waterfront — west Pasco), inland along the Withlacoochee River / Anclote River / Pithlachascotee River / Cypress Creek / Hillsborough River headwaters, and hundreds of karst-lake perimeters; Pasco is CRS Class 6; post-Helene/Milton FIRM revisions raised BFEs on coastal segments; (2) Florida Building Code Wind Borne Debris Region — all of Pasco at 140 mph ultimate inland / 150-160 mph coastal; (3) Coastal High Hazard Area (CHHA) under Pasco Comp Plan, post-storm tightened; (4) Florida DEP Coastal Construction Control Line on Gulf shoreline; (5) Southwest Florida Water Management District (SWFWMD) consumptive-use and stormwater — SWFWMD is Pasco's sole water management district; (6) Pasco County Airport — Zephyrhills Municipal Airport AIA affects specific east-Pasco parcels; Tampa International / St. Pete-Clearwater International approaches extend into south Pasco; (7) Karst / sinkhole geotechnical overlay (Pasco is on Ocala Limestone karst country, sinkhole-prone); (8) Starkey Wilderness Preserve / Jay B. Starkey Wilderness Park state / county conservation overlay in central Pasco protecting aquifer recharge; (9) Cypress Creek Preserve and Green Swamp Preserve areas.

County permitting (unincorporated parcels)

Pasco County Development Services Branch (Building Division + Planning) is the combined planning / zoning / building / floodplain permit authority for parcels in the unincorporated county. Unincorporated Pasco covers approximately 780 square miles (about 90% of the 868 sqmi total land area). Incorporated municipalities are only six: Dade City (county seat), New Port Richey, Port Richey, Zephyrhills, San Antonio, and St. Leo (St. Leo University's company town). The vast majority of Pasco population lives in unincorporated communities: Wesley Chapel (~75,000), Land O'Lakes (~42,000), Trinity, Hudson, Odessa, Lutz (straddles Pasco/Hillsborough line), Bayonet Point, Aripeka (straddles Pasco/Hernando line), San Antonio unincorporated fringe, and Starkey Ranch (fast-growing master-planned community). Pasco is CRS Class 6 community for NFIP. All of Pasco County is in WBDR at 140 mph ultimate inland / 150-160 mph Gulf-coastal. The Development Services Branch operates a full one-stop permit intake with combined zoning, building, floodplain, stormwater, and fire-rescue review.

DepartmentPasco County Development Services Branch
Address7530 Little Rd, New Port Richey, FL 34654; 38053 Live Oak Ave, Dade City, FL 33523
Phone727-847-8132 (west), 352-521-4279 (east)
Florida state — ADU law and programs

State ADU law

Florida does NOT currently have a statewide ADU preemption law in effect. Florida Statutes § 163.31771 (enacted 2004, last amended 2020) is permissive — it authorizes local governments to adopt ADU ordinances but does not require them to. ADU rules are therefore set municipality-by-municipality: Miami-Dade, Orlando, St. Petersburg, Tampa, and a growing set of Florida cities have their own ordinances; many smaller counties and cities still prohibit or restrict ADUs by default. A preemption bill (SB 48 / HB 313) is pending in the 2026 legislative session and is likely to pass given that its 2025 predecessor cleared the Senate 37-0 and House 97-10 before dying on a procedural amendment dispute.

  • Florida Statutes § 163.31771 — Accessory dwelling units — Permissive (not mandatory) statute. Defines an ADU as 'an ancillary or secondary living unit, that has a separate kitchen, bathroom, and sleeping area, existing either within the same structure, or on the same lot, as the primary dwelling unit.' Authorizes — but does not require — local governments to adopt ordinances allowing ADUs in single-family residential zones. Contains no size caps, no owner-occupancy rules, no HOA preemption. All substantive rulemaking is local.

State financing programs

Florida Housing Finance Corporation (FHFC) does not operate an ADU-specific state loan or grant program. FHFC's primary affordable-housing lever at the ADU tier is the State Housing Initiatives Partnership (SHIP), which distributes state documentary-stamp-tax revenue to all 67 counties and 52 entitlement cities for locally-administered housing programs — some of which may fund ADU construction at the local level (notably Orange County's Affordable ADU Loan Program, run through the Orange County Housing Finance Trust). FHFC's FL Assist down-payment programs and HFA Preferred / HFA Advantage conventional loans apply to ADU-eligible primary residences but do not single out ADUs. Proposed CS/SB 1440 would create a state property-tax exemption of up to 100% of assessed value for an ADU rented at affordable rates.

State housing programs

Florida does not currently operate a statewide pre-approved ADU plan catalog (unlike California or Washington). State-level ADU implementation is driven by (a) the permissive § 163.31771 which lets willing jurisdictions adopt ordinances, (b) SHIP pass-through funding to local ADU programs (Orange County's Affordable ADU Loan Program is the model), and (c) the affordable-housing property-tax exemption under the Live Local Act (SB 102 / SB 328). The Department of Economic Opportunity (DEO) — now reorganized as the Department of Commerce — provides technical assistance to local governments but no statewide ADU-specific mandate or program. Major counties (Miami-Dade, Orange, Pasco, Hillsborough, Pinellas, Broward) have published their own ADU ordinances and guidance documents.

Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Codes

  • 33523
  • 33525

Post Office

  • 37926 Church Ave, 33525