Dover

Kent County portion

ADU Pass helps homeowners in Dover, Kent County, Delaware navigate the permit paperwork for building an accessory dwelling unit. This area covers 2 ZIP codes.

2 ZIP codes

ADU details

ADU legality: unclear

Stateunclear (Delaware accessory-dwelling framework) — None enacted. Local governments retain full authority over ADU zoning, setbacks, parking, size limits, and owner-occupancy requirements.
Countywith-restrictions (Kent County unincorporated zoning) — Kent County permits ADUs in unincorporated areas under state-law-aligned standards. Within Dover city limits the city ordinance plus state law govern.
Citywith-restrictions (City of Dover Municipal / Zoning Code — Accessory Dwelling Units) — City of Dover permits ADUs under the local ordinance aligned with Delaware statewide framework where applicable. Kent County seat; Delaware state capital.

Delaware leaves ADU regulation to local municipalities under home-rule or Dillon-rule authority. Dover permits ADUs subject to local conditions per its zoning ordinance.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 150 $1,800 $36,750 $38,550
600 600 $1,800 $147,000 $148,800
midpoint 525 $1,800 $128,625 $130,425
maximum 900 $1,800 $220,500 $222,300
Fee breakdown
Plan review$540
Building permit$990
Impact fees$270
Total$1,800

Viability (permitted uses)

  • Long-term rental: yes Long-term rental of ADU generally permitted; landlord-tenant law and any city rental-registration ordinance apply.
  • Short-term rental: with-restrictions STR rules vary by city. Dover regulates STRs separately from ADU permitting; check local STR ordinance and HOA covenants.
  • Office rental: with-restrictions Detached office rental requires home occupation permit or rezoning.
  • Home office: yes Home occupation permitted with restrictions on signage and customer traffic.
  • Studio / workshop: yes Personal artist studio is a permitted accessory use.
  • Agriculture: with-restrictions Limited urban agriculture permitted in residential zones; livestock varies by district.
  • Relative support: yes Family-occupancy ADU explicitly permitted in single-family zones.

Utilities

  • Water: Dover Water Utility · 30d connect · $4,500
  • Sewer: Dover Sewer / Wastewater · 30d connect · $5,500
  • Electric: Dover Electric Utility · 21d connect · $1,800
  • Gas: Dover Gas Utility · 30d connect · $1,500

Property values & taxes

Median value$235,000
Median tax$1,293/yr
Effective rate0.6%

Construction timeline

Detached build24 weeks
Conversion14 weeks
Contractor lead3 months

Realistic total: best 7mo · typical 10mo · worst 16mo

Financing

Insurance impact

Annual premium delta$380
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting

HOA prevalence & preemption

State HOA preemptionno

Delaware has no HOA-ADU preemption; HOA covenants restricting ADUs are enforceable.

Regulatory overlays (1)

  • historic-district
    Dover historic districts trigger Architectural Review Board / Historic Preservation Commission review for ADUs in historic boundaries.
Technical envelope (climate & building code)

Climate & energy code

IECC climate zone4A
Heating degree days4,200
Cooling degree days1,500
Design low / high18°F / 91°F
Frost depth16"
Design snow load20 psf
Wind design speed120 mph
Seismic design cat.B
Annual rainfall44"
Wildfire exposurelow
Energy codeIECC
Version / adopted2018 / 2020

Building code

Base codeIRC
Version year2,018
Adopted2020
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-49 min
Wall R-valueR-20 min

Amendments:

  • Amendment
  • Amendment
Kent County — county ADU rules and overlays

County ADU ordinance

Kent County regulates ADUs on unincorporated parcels under a purpose-built ADU chapter in the Kent County Code: Chapter 101 — Accessory Dwelling Units, added by Ordinance 23-20 (introduced 2023-08-15 by Levy Court Commissioners Joanne Masten and Jeffrey W. Hall; adopted 2023-09-26). Companion amendments to Chapter 205 (Zoning) simultaneously revised the permitted-use tables so that an ADU — either attached (accessory apartment) or detached (cottage) — is a permitted use in all residential zoning districts, subject to Chapter 101 conditions. The ordinance is a local action, not a state preemption floor: Delaware has no statewide ADU law, and SB 87 remains pending as of 2026-04-20.

State-floor overlay: Delaware has NOT enacted a statewide ADU preemption law. SS1 for SB 23 (152nd General Assembly) died in committee when the session ended 2024-06-30; SB 87 (153rd General Assembly, chief sponsor Sen. Russ Huxtable) was reported favorably with Senate Amendment 1 on 2025-05-07 but was tabled at the full Senate floor and has not been taken up in the 2026 portion of the session as of 2026-04-20. In the absence of state preemption, Kent County's Chapter 101 is the authoritative ADU framework for unincorporated Kent. SEO-content sites (steadily.com, zookcabins.com) frequently mischaracterize Delaware as having a statewide ADU law — this is false as of 2026-04-20.

County regulatory overlays

Kent County administers floodplain and environmental overlays that cut across its 16 incorporated municipalities and its unincorporated areas. The county's floodplain-management ordinance (Kent County Code Chapter 89) implements the FEMA National Flood Insurance Program; the effective Flood Insurance Study and FIRM panels for Kent County and incorporated areas are dated July 7, 2014 with subsequent LOMRs and pending updates along Tidbury Creek, Puncheon Run, Isaac Branch, and Iron Mine Prong. Kent contains 1,853 structures in the FEMA 100-year floodplain per the 2011 Delaware Floodplain Report (statewide figure 18,000+). Delaware does not have a CalFire-equivalent statewide WUI wildfire-hazard mapping regime, and Kent County does not operate a county-level WUI overlay.

  • Kent County Floodplain Management Ordinance — Implements the FEMA National Flood Insurance Program for unincorporated Kent. ADUs proposed in a Special Flood Hazard Area (Zone A, AE) face elevation, venting, anchoring, and lowest-floor-elevation-certificate requirements that materially change construction cost. Coastal A and V zones are rare in Kent (predominantly a Delaware Bay watershed county) but present along the St. Jones River and Delaware Bay tidal reaches.
  • FEMA Flood Insurance Rate Maps — Kent County and Incorporated Areas — FEMA is actively revising FIRMs along Tidbury Creek and tributaries, Puncheon Run, Isaac Branch, and Iron Mine Prong in Kent County. Owners considering ADUs on parcels near these waterways should pull the current effective panel plus any preliminary work-map-available (WMA) panels from the Delaware Flood Planning Tool at https://floodplanning.dnrec.delaware.gov/.
  • DNREC Wellhead Protection and Source Water Protection Areas — DNREC administers source-water protection overlays that constrain on-site sewage design and land use within delineated wellhead protection areas. Kent County's Chapter 101 ADU ordinance expressly prohibits creation of an ADU served by an on-site wastewater system without a prior DNREC permit, which captures the overlay's operational effect without requiring a separate county overlay ordinance.
  • Delaware Coastal Zone Act jurisdiction — Delaware's Coastal Zone Act primarily restricts heavy industrial and manufacturing uses within the coastal strip; it does not substantively regulate single-family residential or ADU development, but owners near the Bay or coastal wetlands should confirm wetlands-delineation compliance via DNREC before siting a detached ADU.
  • Historic Districts (local) — Kent County does not operate a county-wide historic-preservation overlay for unincorporated parcels; historic-district review operates at the municipal level inside incorporated cities. Owners in or adjacent to a locally listed historic district should check with the relevant municipal historic-preservation commission before siting an ADU.

County permitting (unincorporated parcels)

Permits for ADUs on parcels in unincorporated Kent County are issued by the Kent County Department of Planning Services (also known simply as the Kent County Planning Office), which is the official enforcement agency and whose Director of Planning Services is the appointed building official. Permitting is done through a combined Certificate of Use (ADU-specific under Chapter 101) and building permit (Chapter 105). The Levy Court explicitly excludes permitting work inside the limits of the 16 incorporated municipalities in Kent (Camden/Wyoming, Cheswold, Clayton, Dover, Dover AFB is a federal enclave, Felton, Frederica, Harrington, Hartly, Houston, Kenton, Magnolia, Milford, Smyrna, Viola, Woodside) — those jurisdictions operate their own ADU permit pathways.

DepartmentKent County Department of Planning Services
Address555 Bay Road, Dover, DE 19901
Phone302-744-2471
Delaware state — ADU law and programs

State ADU law

Delaware has NOT enacted a statewide ADU preemption law. Two attempts have been made. Senate Substitute 1 for SB 23 (152nd General Assembly, introduced 2024-05-20) stalled in the Senate Housing and Land Use Committee when the 152nd session ended 2024-06-30. SB 87 (153rd General Assembly, introduced 2025-04-03, chief sponsor Sen. Russ Huxtable) was reported out of committee favorably on 2025-05-07 with Senate Amendment 1, but was tabled at the full Senate floor and has not been taken up in the 2026 portion of the session as of 2026-04-20. In the absence of state preemption, ADU rules are governed entirely by the three counties (Kent, New Castle, Sussex) and incorporated municipalities.

State financing programs

Delaware does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. The Delaware State Housing Authority (DSHA) administers general first-time-homebuyer, down-payment-assistance, and home-repair programs that can apply to properties with ADUs when eligibility criteria are met, but none target ADU construction directly. Senate Joint Resolution 8 (2024) created a Zoning and Land Use Reform Pilot Program that provides technical assistance (not financing) to nine participating jurisdictions, some of which have used that assistance to modernize their ADU zoning.

State housing programs

Delaware supports local ADU implementation through technical-assistance and smart-growth programs coordinated at the state level, rather than a single pre-approved-plan catalog or impact-fee-waiver statute. Governor Matt Meyer's Executive Order 16 (2026-01-30) certified the 2025 update to the Delaware Strategies for State Policies and Spending, directing the Office of State Planning Coordination to establish Corridor Planning Areas, modernize the Preliminary Land Use Service (PLUS) review to a 45-day goal, and expand the Downtown Development District (DDD) program cap from 12 to 15 districts. Housing-density and ADU implementation are implicit in the Strategies but not separately mandated by the order.

Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Codes

  • 19901
  • 19904

Post Office

  • 445 Bank Ln, 19904