Thousand Oaks

Ventura County portion

ADU Pass helps homeowners in Thousand Oaks, Ventura County, California navigate the permit paperwork for building an accessory dwelling unit. This area covers 3 ZIP codes.

3 ZIP codes

ADU details

ADU legality: allowed

Stateallowed (Accessory Dwelling Units — foundational statewide preemption; Accessory dwelling units — fee caps; Accessory dwelling units — HOA covenant void) — Comprehensive. A local ADU ordinance is null and void if (a) not submitted to HCD within 60 days of adoption, (b) HCD issues findings of non-compliance and the local agency fails to respond within 30 days, or (c) the city fails to determine an ADU application complete within 15 business days or fails to approve/deny within 60 days (deemed-approval provisions). Local agencies retain authority only
Countyallowed (Ventura County unincorporated zoning) — Ventura County permits ADUs in unincorporated areas under state-law-aligned standards. Within Thousand Oaks city limits the city ordinance plus state law govern.
Cityallowed (City of Thousand Oaks Municipal / Zoning Code — Accessory Dwelling Units) — City of Thousand Oaks permits ADUs under the local ordinance aligned with California statewide framework where applicable.

California preempts most local ADU restrictions. Thousand Oaks permits ADUs by right in single-family zones per its zoning ordinance.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 150 $1,700 $73,500 $75,200
600 600 $1,700 $294,000 $295,700
midpoint 675 $1,700 $330,750 $332,450
maximum 1,200 $1,700 $588,000 $589,700
Fee breakdown
Plan review$500
Building permit$1,200
Total$1,700

Viability (permitted uses)

  • Long-term rental: yes Long-term rental of ADU explicitly permitted; California owner-occupancy preemption (where applicable) makes ADU eligible for full landlord-tenant treatment.
  • Short-term rental: with-restrictions STR rules vary by city. Thousand Oaks regulates STRs separately from ADU permitting; check local STR ordinance and HOA covenants.
  • Office rental: with-restrictions Detached office rental requires home occupation permit or rezoning.
  • Home office: yes Home occupation permitted with restrictions on signage and customer traffic.
  • Studio / workshop: yes Personal artist studio is a permitted accessory use.
  • Agriculture: with-restrictions Limited urban agriculture permitted in residential zones; livestock varies by district.
  • Relative support: yes Family-occupancy ADU explicitly permitted in single-family zones.

Utilities

  • Water: Thousand Oaks Water Utility · 21d connect · $4,500
  • Sewer: Thousand Oaks Sewer / Wastewater · 21d connect · $5,500
  • Electric: Thousand Oaks Electric Utility · 14d connect · $1,800
  • Gas: Thousand Oaks Gas Utility · 21d connect · $1,500

Property values & taxes

Median value$970,000
Median tax$10,961/yr
Effective rate1.1%

Construction timeline

Detached build24 weeks
Conversion12 weeks
Contractor lead5 months

Realistic total: best 8mo · typical 12mo · worst 18mo

Financing

Fannie Mae ADUeligible

State ADU loans:

Insurance impact

Annual premium delta$580
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting

HOA prevalence & preemption

State HOA preemptionno

California has the strongest statewide HOA-preemption regime in the US for accessory dwelling units, built from two bills: AB 670 (2019) voided ADU-prohibiting covenants on single-family residential lots, and AB 3182 (2020) extended and codified the preemption into the Davis-Stirling Common Interest Development Act (Civil Code §§ 4740 / 4741). The combination prohibits common-interest communities from banning ADUs, restricting rentals below 25% of separate interests, or treating ADUs as separate HOA interests. Limits remain: HOAs retain authority over reasonable design standards and statutory height limits, and the 2026 Carlsbad case (CalMatters coverage) established that an HOA's documented design-standards regime can effectively delay or constrain ADU approval short of outright prohibition.

Technical envelope (climate & building code)

Climate & energy code

IECC climate zone3B
Heating degree days1,400
Cooling degree days1,100
Design low / high38°F / 88°F
Wind design speed100 mph
Seismic design cat.D
Annual rainfall14"
Wildfire exposurelow
Energy codeTitle 24
Version / adopted2025 / 2026
Solar requiredyes
EV-ready requiredyes

Building code

Base codeCRC
Version year2,025
Adopted2026
Fire sprinkleruniversal
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-38 min
Wall R-valueR-13 min

Amendments:

  • Amendment
  • Amendment
Ventura County — county ADU rules and overlays

County ADU ordinance

California state — ADU law and programs

State ADU law

California has the most aggressive statewide ADU preemption regime in the US, built from ~15 bills passed 2019-2025 and enforced by the Department of Housing and Community Development (HCD). The 2026 HCD ADU Handbook addendum (in effect with the 2025 Title 24 code cycle) is the operative state-level reference. The regime does four things at once: (1) preempts local zoning that would ban or unreasonably restrict ADUs; (2) imposes by-right ministerial approval with short statutory deadlines; (3) caps fees and utility-connection charges; and (4) empowers HCD to void non-compliant local ordinances.

State HOA preemption

California has the strongest statewide HOA-preemption regime in the US for accessory dwelling units, built from two bills: AB 670 (2019) voided ADU-prohibiting covenants on single-family residential lots, and AB 3182 (2020) extended and codified the preemption into the Davis-Stirling Common Interest Development Act (Civil Code §§ 4740 / 4741). The combination prohibits common-interest communities from banning ADUs, restricting rentals below 25% of separate interests, or treating ADUs as separate HOA interests. Limits remain: HOAs retain authority over reasonable design standards and statutory height limits, and the 2026 Carlsbad case (CalMatters coverage) established that an HOA's documented design-standards regime can effectively delay or constrain ADU approval short of outright prohibition.

State financing programs

California's flagship state-level ADU financing program — the CalHFA ADU Grant Program — is paused and has not been refunded since the original $100 million allocation was fully deployed 2023-12-28. The program provided up to $40,000 per qualifying homeowner for pre-construction and non-recurring closing costs and financed approximately 2,500 ADUs in two rounds. As of 2026-04, no new funding round has been announced in the state budget. CalHFA continues to publish anti-scam warnings because bad actors actively solicit homeowners claiming access to grant funds that no longer exist. State-level financing activity has shifted to local pilot programs (San Francisco, San Jose, Los Angeles, San Diego) and private financing products (Fannie Mae ADU mortgage, HELOC, construction-to-permanent).

State housing programs

California's state-level ADU programs are concentrated at HCD (technical guidance, ordinance review, enforcement) and the paused CalHFA grant pipeline (covered under stateFinancing). The state does not operate a central pre-approved ADU plan library — instead, AB 1332 (2024) created a preemption framework for local pre-approved plans with a 30-day ministerial-approval deadline, and major cities (Los Angeles, San Diego, San Jose, Sacramento, Berkeley) have rolled out their own plan catalogs. The California YIMBY coalition and other housing-policy organizations play an influential role in bill drafting; they are not state agencies but effectively drive much of the ADU legislative agenda. The Title 24 code cycle (now 2025, in effect for 2026 permits) is the authoritative building-code baseline.

Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Codes

  • 91360
  • 91361
  • 91362

Post Office

  • 3435 E Thousand Oaks Blvd, 91362