Chilcoot
ADU Pass helps homeowners in Chilcoot, Plumas County, California navigate the permit paperwork for building an accessory dwelling unit. This area covers 2 ZIP codes.
Map
Plumas County — county ADU rules and overlays
County ADU ordinance
Plumas County (population ~18,500, down from ~19,800 pre-Dixie Fire) is a sparsely populated North Sierra county anchored on the upper Feather River watershed. The county seat is Quincy (unincorporated, ~1,700); the only incorporated city is Portola (~2,100, on the Middle Fork Feather upstream of Lake Davis). Other communities are unincorporated: Greenville, Indian Valley/Crescent Mills, Taylorsville, Canyondam, Chester, Lake Almanor West/East/Country Club, Westwood (Lassen County edge), Graeagle, Blairsden, Beckwourth, Cromberg, Sloat, Twain, Belden, La Porte, and the Bucks Lake basin. The 2021 Dixie Fire (~963,000 acres total across Plumas, Butte, Lassen, Tehama, Shasta) was the largest single wildfire in California history at the time and devastated Plumas County: Greenville (~1,000 residents) was nearly entirely destroyed (over 75% of structures lost), Canyondam was effectively erased, and Indian Valley, Taylorsville, Crescent Mills, and the Lake Almanor west shore communities suffered major losses. The county Board of Supervisors administers ADU permitting in unincorporated territory under California Government Code Sec. 65852.2 (state ADU preemption) and Sec. 65852.22 (JADU preemption). Post-Dixie rebuild streamlining, fee deferrals, and CEQA pre-clearance for like-for-like reconstruction are core to current ADU permitting in the burn footprint.
- Plumas County Code Title 9 - Planning and Zoning, Article ADU/JADU provisions
- Cal. Gov't Code Sec. 65852.2 (Accessory Dwelling Units)
- Cal. Gov't Code Sec. 65852.22 (Junior Accessory Dwelling Units)
- Plumas County Dixie Fire Recovery Plan / post-disaster rebuild resolutions
- AB 38 (2019) Defensible Space and Home Hardening Disclosures
State-floor overlay: California state ADU preemption applies in full to all unincorporated parcels. Dixie Fire burn-footprint parcels in Greenville, Canyondam, Indian Valley, and the west Lake Almanor shore benefit from county-adopted rebuild streamlining that runs in parallel with the state ministerial floor. AB 976 prohibits owner-occupancy mandates on detached ADUs. AB 2221 / AB 2533 (2022-2023) further constrain local denial grounds. HCD oversight: ordinance amendments submitted within 60 days per Sec. 65852.2(h).
County regulatory overlays
Plumas County overlays of consequence: CAL FIRE State Responsibility Area on essentially all non-federal land with Very High FHSZ across the entire county after the 2022 FHSZ map update reflecting Dixie Fire burn-perimeter conditions; the Dixie Fire (2021) burn footprint covering Greenville, Canyondam, Indian Valley, Crescent Mills, Taylorsville, the west Lake Almanor shore, and large portions of the Plumas National Forest; Plumas National Forest covers ~71% of the county's land area; Lassen National Forest in the northwest; Tahoe National Forest along the southern boundary; Mountain Maidu and Greenville Rancheria tribal jurisdictions; Lake Almanor (the largest reservoir in the county, owned by PG&E as part of the Upper North Fork Feather River hydroelectric project); FEMA SFHA along the North Fork, Middle Fork, and East Branch North Fork Feather River; Mohawk Valley vernal-pool habitat; and the Genesee Valley/Indian Valley scenic landscapes.
- CAL FIRE State Responsibility Area / Very High FHSZ (post-Dixie 2022 update)
- Dixie Fire Burn Footprint (2021) - Greenville / Canyondam / Indian Valley / west Lake Almanor
- Plumas National Forest / Lassen National Forest / Tahoe National Forest
- Greenville Rancheria / Mountain Maidu Communities
- PG&E Upper North Fork Feather River Hydroelectric Project / Lake Almanor / Butt Valley Reservoir / Mountain Meadows Reservoir / Bucks Lake
- FEMA SFHA - North Fork, Middle Fork, East Branch North Fork Feather River
- Sierra Snow-Load Design Zones (Quincy / Chester / Graeagle / Lake Almanor / La Porte)
- Genesee Valley / Indian Valley / Mohawk Valley / American Valley scenic landscapes
County permitting (unincorporated parcels)
The Plumas County Planning and Building Services Department issues ADU permits for unincorporated parcels including Quincy (the county seat itself is unincorporated), Greenville, Indian Valley, Crescent Mills, Taylorsville, Canyondam, Chester, the Lake Almanor basin (West/East/Country Club shore communities), Graeagle, Blairsden, Beckwourth, Cromberg, Sloat, Twain, Belden, La Porte, Bucks Lake. Practical permitting frictions are dominated by post-Dixie rebuild conditions: CAL FIRE State Responsibility Area covers nearly all non-federal land, Very High FHSZ across the full county after the 2022 FHSZ map update, septic/well infrastructure on most rural parcels with elevated post-fire soil-testing requirements, snow-load structural review for the higher elevations (Quincy 3,400 ft, Chester 4,500 ft, Graeagle 4,400 ft, Lake Almanor 4,500 ft), and a county building department operating under sustained Dixie Fire rebuild caseload.
California state — ADU law and programs
State ADU law
California has the most aggressive statewide ADU preemption regime in the US, built from ~15 bills passed 2019-2025 and enforced by the Department of Housing and Community Development (HCD). The 2026 HCD ADU Handbook addendum (in effect with the 2025 Title 24 code cycle) is the operative state-level reference. The regime does four things at once: (1) preempts local zoning that would ban or unreasonably restrict ADUs; (2) imposes by-right ministerial approval with short statutory deadlines; (3) caps fees and utility-connection charges; and (4) empowers HCD to void non-compliant local ordinances.
State HOA preemption
California has the strongest statewide HOA-preemption regime in the US for accessory dwelling units, built from two bills: AB 670 (2019) voided ADU-prohibiting covenants on single-family residential lots, and AB 3182 (2020) extended and codified the preemption into the Davis-Stirling Common Interest Development Act (Civil Code §§ 4740 / 4741). The combination prohibits common-interest communities from banning ADUs, restricting rentals below 25% of separate interests, or treating ADUs as separate HOA interests. Limits remain: HOAs retain authority over reasonable design standards and statutory height limits, and the 2026 Carlsbad case (CalMatters coverage) established that an HOA's documented design-standards regime can effectively delay or constrain ADU approval short of outright prohibition.
State financing programs
California's flagship state-level ADU financing program — the CalHFA ADU Grant Program — is paused and has not been refunded since the original $100 million allocation was fully deployed 2023-12-28. The program provided up to $40,000 per qualifying homeowner for pre-construction and non-recurring closing costs and financed approximately 2,500 ADUs in two rounds. As of 2026-04, no new funding round has been announced in the state budget. CalHFA continues to publish anti-scam warnings because bad actors actively solicit homeowners claiming access to grant funds that no longer exist. State-level financing activity has shifted to local pilot programs (San Francisco, San Jose, Los Angeles, San Diego) and private financing products (Fannie Mae ADU mortgage, HELOC, construction-to-permanent).
State housing programs
California's state-level ADU programs are concentrated at HCD (technical guidance, ordinance review, enforcement) and the paused CalHFA grant pipeline (covered under stateFinancing). The state does not operate a central pre-approved ADU plan library — instead, AB 1332 (2024) created a preemption framework for local pre-approved plans with a 30-day ministerial-approval deadline, and major cities (Los Angeles, San Diego, San Jose, Sacramento, Berkeley) have rolled out their own plan catalogs. The California YIMBY coalition and other housing-policy organizations play an influential role in bill drafting; they are not state agencies but effectively drive much of the ADU legislative agenda. The Title 24 code cycle (now 2025, in effect for 2026 permits) is the authoritative building-code baseline.
Federal (United States) — ADU-relevant rules and programs
Federal ADU law
The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.
Federal financing programs
Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.
Federal tax credits
There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.
Federal housing programs
HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.
ZIP Codes
- 96105
- 96135
Post Office
- 94217 State Highway 70, 96105