Torrance

Los Angeles County portion

ADU Pass helps homeowners in Torrance, Los Angeles County, California navigate the permit paperwork for building an accessory dwelling unit. This area covers 5 ZIP codes.

5 ZIP codes

ADU details

ADU legality: allowed

Stateallowed (California Government Code 65852.2 / 65852.22 (AB 68/881/671/3182, SB 13, AB 976, SB 897, AB 2221, AB 1332, SB 1211, AB 2533)) — California ADU statute preempts most local restrictions; HCD's March 2026 ADU Handbook update is the current state-level reference. Torrance is a charter city but its ADU rules track state preemption.
Countyallowed (Los Angeles County unincorporated zoning - applies in unincorporated LA County only (not within Torrance city limits)) — LA County's ADU rules govern unincorporated LA County. Within Torrance city limits the City's Municipal Code Section 92.2.10 plus state law are controlling.
Cityallowed (Torrance Municipal Code Section 92.2.10 - Accessory Dwelling Units and Junior Accessory Dwelling Units (consolidated by Ordinance O-3954, October 2025)) — Torrance's ADU/JADU rules consolidated into TMC Section 92.2.10 by Ordinance O-3954 adopted October 2025. The amendment merged junior ADU provisions into the citywide ADU section and added objective design rules. Detached ADU max 1,200 sqft; attached limited to 50% of primary; 16 ft height for detached, 25 ft for attached. Pre-Approved ADU Program available through Building & Safety.

By-right under ministerial review per state law and TMC §92.2.10. Plan-check intake at the Torrance Permit Center, 3031 Torrance Blvd.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 400 $4,200 $200,000 $204,200
600 600 $6,000 $300,000 $306,000
midpoint 675 $6,800 $337,500 $344,300
1000 1,000 $9,800 $500,000 $509,800
maximum 1,200 $11,500 $600,000 $611,500
Fee breakdown (as of 2026-04)
Plan review$2,200
Building permit$3,600
Utility connection$1,100
Total$7,460

Permitting process

Typical duration71 days
Backlog14 days
  1. Pre-application research (~5d)
    Confirm parcel zone (R-1, R-2, R-3, RMD, RH, MU per TMC Title 9), §92.2.10 setbacks, refinery/airport/coastal overlays. Pre-Approved ADU Program eligibility check at Building & Safety.
  2. Planning Division Clearance review (~14d)
    Planning Division reviews Class I clearance against §92.2.10 objective standards (post-O-3954 amendment Oct 2025). Email PLNClearance@TorranceCA.Gov; phone +1-310-618-5990.
  3. Building & Safety plan check (Permit Center, 3031 Torrance Blvd) (~28d)
    Plan check under CRC, CMC, CPC, CEC, Title 24 Part 6 (energy), with Torrance local amendments. Phone +1-310-618-5910. Permit Center hours Mon/Tue/Thu/Fri 8am-5pm; Wed 8am-12pm. Pre-Approved Plan track skips most plan-check.
  4. Torrance Fire Department review (~14d)
    Torrance has its own Fire Department (one of few LA County cities not contracting to LACoFD). Fire Prevention Division reviews ADU plans for hydrant access, sprinkler supply, and proximity to PBF Energy Torrance Refinery hazard buffers in some neighborhoods.
  5. Permit issuance (~5d)
    After Planning clearance, plan check sign-off, Fire review, and fees paid, permit issues. State-law 60-day ministerial deadline runs from complete submittal.
  6. Construction inspections
    Building & Safety inspections: foundation, framing, MEP rough-in, insulation, drywall, final. Inspection scheduling via the Online Permit Portal or phone.
  7. Certificate of occupancy (~5d)
    Final inspection; ADU eligible for tenancy upon CO issuance.

Viability (permitted uses)

  • Long-term rental: yes (Torrance Municipal Code §92.2.10) 30+ day rental of ADU permitted by-right. AB 1482 statewide rent cap may apply to older properties; new ADU construction is exempt from local rent control under Costa-Hawkins.
  • Short-term rental: with-restrictions (Torrance Municipal Code STR provisions) Torrance regulates STRs separately; STR registration and TOT remittance required. Coastal-South-Bay tourism demand makes STR economics attractive but enforcement is active.
    • TOT collection required
    • Business license required
    • STR registration with City
  • Office rental: no ADU use limited to residential dwelling under §92.2.10; commercial office tenancy not permitted in residentially-zoned ADU.
  • Home office: yes Home occupation permit available with restrictions on signage, customer traffic, and outdoor storage.
  • Studio / workshop: yes Personal artist/workshop use is a permitted accessory residential use.
  • Agriculture: with-restrictions Limited urban agriculture permitted in residential zones; Torrance's flat coastal-plain terrain supports backyard food production but small-livestock keeping is restricted.
  • Relative support: yes Family-occupancy ADU explicitly permitted; JADU framework supports owner+relative arrangement.

Incentives

  • CalHFA ADU Grant Program — $40,000 one-time (when funded) (Income-qualified Torrance homeowners)
  • Torrance Pre-Approved ADU Program — Architectural, structural, MEP designs vetted by Building & Safety and Planning, ~80% complete for permitting. Reduces plan-check time and pre-construction costs. The City actively accepts designer-owned plan submissions for catalog inclusion.
  • SB 13 Impact Fee Waiver (under 750 sqft) — California state law prohibits impact, capacity, or connection fees on ADUs under 750 sqft; Torrance honors the waiver in §92.2.10 fees.

Pre-approved plans Torrance Pre-Approved ADU Program · 25% plan-review fee waiver · saves ~5 weeks

Contacts

DepartmentCity of Torrance Community Development Department - Planning Division and Building & Safety Division

Staff: Building & Safety Division (Plan check, building permits, inspections), Planning Division (ADU/JADU planning clearance, zoning, design review) PLNClearance@TorranceCA.Gov, Torrance Fire Department - Fire Prevention (ADU fire plan review (city-operated, not LACoFD))

Utilities

  • Water: California Water Service Company (Cal Water) - Torrance District (most parcels) and Golden State Water Co. in a smaller adjacent service area · 28d connect · $4,400
  • Sewer: City of Torrance Public Works - Sanitary Sewer (collection); discharges to LA County Sanitation Districts (Joint Water Pollution Control Plant in Carson) · 21d connect · $4,900
  • Electric: Southern California Edison (SCE) - Torrance is in SCE territory (LADWP serves the City of Los Angeles, not Torrance) · 35d connect · $2,300
  • Gas: Southern California Gas Company (SoCalGas) · 30d connect · $1,750

Property values & taxes

Median value$1,095,000
Median tax$12,500/yr
Effective rate1.1%

Market rent by ADU size

Sq ftRent
400$1,925/mo
600$2,475/mo
800$2,825/mo
1,000$3,175/mo
1,200$3,475/mo

Construction timeline

Detached build22 weeks
Conversion11 weeks
Contractor lead5 months

Realistic total: best 8mo · typical 12mo · worst 18mo

South Bay contractor pool is deep but in heavy demand from broader Beach Cities ADU activity. Pre-Approved Plan track shaves 4-6 weeks off custom-plan timelines. Refinery-buffer parcels in Old Torrance and southern industrial-adjacent neighborhoods may need air-quality construction-equipment compliance.

Modular pathway California HCD Factory-Built Housing Program · inspectors are occasional with modular

I-405 / SR-91 / Hawthorne Blvd corridors deliver modules well to Torrance. Old Torrance lots with the original 1912 Olmsted street plan have narrow alleys that may constrain crane access; Hollywood Riviera and newer subdivisions are easier.

Financing

Typical HELOC8.4%
Cash-out refi avg7.3%
Fannie Mae ADUeligible

State ADU loans:

Insurance impact

Annual premium delta$540
Landlord policyrecommended
Umbrella threshold$1M umbrella when renting; $2M+ if parcel is in refinery hazard buffer

Torrance's flat-terrain low-WUI profile keeps base premiums lower than inland-foothill LA cities. Refinery-adjacent neighborhoods carry a small environmental-risk loading on some carriers. Seismic exposure on the Newport-Inglewood fault is the dominant peril.

HOA prevalence & preemption

% parcels under HOA22%
State HOA preemptionyes
Preemption citationCalifornia Civil Code 4740 / 4741 (AB 670 / AB 3182)

Torrance has lower HOA prevalence than master-planned cities like Santa Clarita; older Old Torrance, Walteria, Madrona, and Hollywood Riviera neighborhoods are predominantly non-HOA. Newer Rolling Hills Riviera and condo developments do carry HOAs. State law voids HOA covenants prohibiting ADUs.

Regulatory overlays (5)

  • historic-district — Old Torrance Historic Olmsted/Cheney plan area downtown; National Register-listed Torrance Civic Center area · +14d · +4% cost
    Historic-district Old Torrance lots (1912 Frederick Law Olmsted Jr. street plan) trigger Cultural Heritage Commission review under TMC. Objective design standards apply post O-3954. (map)
  • seismic-retrofit-zone — Seismic Design Category D; Newport-Inglewood fault traverses Torrance; near Palos Verdes and Cabrillo fault systems · +7d · +4% cost
    Torrance has a soft-story retrofit program for older multi-family. New ADU construction follows standard CRC seismic detailing; some Old Torrance and Hollywood Riviera parcels lie near Alquist-Priolo Earthquake Fault Zones. (map)
  • flood-zone — FEMA flood zones limited; some coastal-plain low-lying parcels along Walteria Lake and Madrona Marsh drainage corridor · +7d · +2% cost
    Most Torrance parcels are in Zone X. Madrona Marsh nature preserve drains a small flood-zone area; finished-floor elevation may apply on a handful of adjacent parcels. (map)
  • airport-noise-zone — Torrance Municipal Airport (KTOA / Zamperini Field) AICUZ noise contours over central and northern Torrance neighborhoods · +7d · +3% cost
    ALUC review attaches for parcels in the 60-65+ CNEL contour around KTOA; sound-attenuation construction (STC ratings) may be required for new dwelling units. (map)
  • industrial-hazard — PBF Energy Torrance Refinery (155,000 bpd) hazard buffer applies to some Old Torrance and northern industrial-adjacent neighborhoods - SCAQMD Rule 1402 health risk assessment + emergency-response distance considerations · +7d · +2% cost
    Torrance is the only LA County city with a major operating refinery in its borders. The City maintains a Refinery Information page and a Refinery-Community Liaison Committee. SCAQMD construction-equipment limits apply. ADU construction itself is not refinery-restricted but proximity affects insurance and resale. (map)
Technical envelope (climate & building code)

Climate & energy code

IECC climate zone3B
Heating degree days1,300
Cooling degree days950
Design low / high40°F / 88°F
Wind design speed90 mph
Seismic design cat.D
Annual rainfall13"
Wildfire exposureLow
Energy codeCalifornia Title 24
Version / adopted2025 / 2026-01-01
Solar requiredyes
EV-ready requiredyes

Building code

Base codeCalifornia Residential Code (CRC)
Version year2,025
Adopted2026-01-01
Fire sprinkleruniversal
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-38 min
Wall R-valueR-13 min

Amendments:

Contractor market (aggregate)

Licensed residential GCs1,380
ADU-specialist GCs90
Laborer median wage$28/hr

Known issues (2)

  • issue
  • issue
Los Angeles County — county ADU rules and overlays

County ADU ordinance

Los Angeles County regulates ADUs on unincorporated parcels under Title 22 (Planning and Zoning) of the County Code. The ordinance layers on top of California Government Code sections 65852.2 (ADU) and 65852.22 (JADU) and conforms to AB 68 / AB 881 / SB 13 (2019), AB 345 / AB 976 (2019 owner-occupancy elimination), AB 2221 / SB 897 (2022 permit-timeline tightening), and AB 1033 (2023 optional condo-ADU separation). Per ongoing state ADU reform — including AB 976 (2023 permanent elimination of owner-occupancy requirements), AB 1033 (2023 condo-ADU), AB 2533 (2024 strengthened amnesty / unpermitted-ADU legalization), SB 543 (2024 fee transparency), and AB 1332 (2023 statewide pre-approved plans) — any local provision conflicting with state law is null and void. The county's distinct contributions atop state law are its Hillside Management Area (HMA) design standards, Very High Fire Hazard Severity Zone (VHFHSZ) / WUI requirements for extensive back-country parcels, Coastal Development Permit (CDP) requirements in the certified portions of the county's Local Coastal Program (Santa Monica Mountains, Marina del Rey, and unincorporated coastal fringe), historic-district protections in designated Historic Preservation Overlay Zones and National Register districts, and airport-noise compatibility review around Whiteman, Compton/Woodley, Fox Field, General Fox, and the military influence areas.

State-floor overlay: California state law (Gov. Code 65852.2, 65852.22) preempts most local ADU regulation. The state sets ministerial-approval requirements; caps owner-occupancy restrictions (permanently eliminated by AB 976, effective 2024); mandates 60-day permit review timelines (AB 2221 / SB 897); sets minimum allowed sizes (state-floor 850 sqft one-bedroom, 1000 sqft two-bedroom for detached ADUs); forbids parking requirements within 1/2 mile of transit or for ADUs created via garage conversion; caps impact fees at zero for ADUs under 750 sqft (SB 13); requires utility connection handling (AB 2221 / SB 897 prohibit separate sewer/water capacity fees for ADUs under certain thresholds); and preempts local design-review triggers beyond objective design standards. AB 2533 (2024) requires jurisdictions to administratively legalize pre-2020 unpermitted ADUs that meet current state standards. AB 1033 (2023) permits — but does not mandate — cities and counties to opt into an optional program allowing ADUs to be sold as condominium units separately from the primary dwelling. Los Angeles County's ordinance reiterates and applies these state floors, adding only the locally-controlled hillside, fire, coastal, historic, and airport-noise overlays. Where a project is in a VHFHSZ, the Santa Monica Mountains Local Coastal Program jurisdiction, or a Historic Preservation Overlay Zone, state ADU preemption still applies to the ADU allowance itself but does not preempt the county's separate fire, coastal, or historic-preservation authority over site-design standards.

County regulatory overlays

Los Angeles County administers or co-administers an unusually wide set of overlay regimes that materially affect ADU siting on unincorporated parcels, reflecting its combined coastal, mountain, desert, and urban geography: (1) California Coastal Commission jurisdiction in the unincorporated coastal zone, implemented through the county's certified Local Coastal Programs for the Santa Monica Mountains (Malibu/Topanga area) and Marina del Rey; (2) Very High Fire Hazard Severity Zones (VHFHSZ) designated by CAL FIRE / State Board of Forestry across the Angeles, San Gabriel, and Santa Monica Mountains and the Antelope Valley foothills, driving California Building Code Chapter 7A (WUI) ignition-resistant-construction and Pub. Res. Code 4291 defensible-space requirements; (3) Hillside Management Areas (HMA) defined under Title 22 on parcels with slope 25% or steeper — a county-unique overlay that adds objective hillside design standards on top of state ADU allowance; (4) FEMA Special Flood Hazard Areas along the Los Angeles, San Gabriel, Rio Hondo, Santa Clara, and Antelope Valley washes, administered by DPW through the county Floodplain Management program; (5) Historic Preservation Overlay Zones and National Register districts — most concentrated in Altadena, Florence-Firestone, East Los Angeles, and specific unincorporated historic enclaves — where design review applies; (6) Airport Land Use Compatibility Plans administered by the Los Angeles County Airport Land Use Commission for Whiteman (Pacoima), Compton/Woodley, Fox Field (Lancaster), General Fox, Brackett Field (La Verne), San Gabriel Valley, Catalina (Avalon), plus military AIAs around Los Alamitos JFTB, Point Mugu, and the Edwards AFB southern extensions; (7) the Santa Monica Mountains North Area Community Standards District and other Community Standards Districts (CSDs) that add area-specific objective standards on top of the base zone.

  • California Coastal Commission / Santa Monica Mountains and Marina del Rey Local Coastal Programs — State law (Gov. Code 65852.2(j)) preserves the CDP requirement for ADUs in the Coastal Zone notwithstanding otherwise-ministerial ADU preemption. The ADU itself is still allowed by right; the site-specific CDP review addresses visual, habitat, and public-access impacts separately. The Santa Monica Mountains LCP imposes the most distinctive overlay-specific restrictions on ADU siting in LA County — including ridgeline-avoidance setbacks, ESHA buffer requirements, and fuel-modification-zone coordination with LACoFD.
  • CAL FIRE / LACoFD Very High Fire Hazard Severity Zones and Hillside Management Area Fire Requirements — The 2025 wildfire season reinforced fire-hardening requirements across the county. LACoFD may impose additional project-specific conditions in post-fire rebuild areas (Eaton Fire / Palisades Fire rebuild zones). Note: the 2024 'Fire Hazard Severity Zone' statewide update (effective 2025) expanded LRA VHFHSZ boundaries in many LA County unincorporated communities; owners should verify current designated status via the OSFM / CAL FIRE web map. The WUI Chapter 7A premium commonly adds 8-15% to ADU construction cost in unincorporated VHFHSZ communities.
  • Hillside Management Area (HMA) — Title 22 objective design standards for sloped parcels — The HMA overlay is largely unique to LA County among California counties of comparable size and often governs the buildable-envelope question before the ADU allowance question. Owners should retain a civil engineer early to verify buildable envelope within HMA constraints; an ADU is still allowed as of right under state law but may be limited to the existing dwelling footprint (conversion) where hillside-envelope constraints preclude a detached addition.
  • FEMA Special Flood Hazard Areas — National Flood Insurance Program — Mandatory flood insurance applies to ADUs in SFHA with federally-backed mortgages. Owners should verify effective FIRM panel status before design. Post-2025 wildfire burn scars in the Santa Monica and San Gabriel mountains have elevated debris-flow risk and may result in emergency or post-event FIRM revisions.
  • County Historic Preservation — HPOZ-equivalent protection and National Register districts — ADUs within the footprint of a designated historic structure (attached, conversion, JADU) trigger historic-review for building-envelope modifications. Detached ADUs on historic parcels are generally less restricted as long as they are visually subordinate and set back from the historic structure. National Register listing by itself does not impose private-property regulatory limits; it becomes enforceable only when federal funding or permits are involved — but local HPOZ-equivalent designation does impose objective design review.
  • LA County Airport Land Use Commission — ALUCP review — In a safety-zone inconsistency, the Board of Supervisors may override only by super-majority vote per PUC 21676. Most single detached ADUs outside the innermost safety zones face only noise-attenuation requirements; ADUs in Safety Zone 1 (runway protection zone) may be prohibited, and those in Safety Zones 2-3 may face density limits that preclude new dwelling units.
  • Community Standards Districts (CSDs) — area-specific objective design overlays — CSD standards must remain objective under state ADU preemption. Any CSD provision that would turn a ministerial ADU into a discretionary project or impose non-objective design review is null and void as to ADUs. Applicants and reviewers should cross-reference base zone, CSD, HMA, HPOZ, CDP, and ALUC layers for any given parcel via GIS Net before design.

County permitting (unincorporated parcels)

The Los Angeles County Department of Regional Planning (DRP) is the lead planning / zoning authority for ADU applications on unincorporated parcels, working in tandem with the Department of Public Works — Building and Safety Division (DPW B&S) for building-code plan check and inspection, the Los Angeles County Fire Department (LACoFD — which also serves most contract cities) for fire-defensible-space and WUI review, and the county's Department of Public Health (DPH Environmental Health) where on-site septic or well-water systems are involved. Unincorporated Los Angeles County is vast and diverse: it covers approximately 2,650 square miles and includes dense urbanized fringe areas (East Los Angeles, Florence-Firestone, Willowbrook, West Rancho Dominguez, West Whittier-Los Nietos, Hacienda Heights, Rowland Heights, Altadena, La Crescenta-Montrose, Ladera Heights, View Park-Windsor Hills, Marina del Rey), suburban communities (Walnut Park, Topanga, Agua Dulce, Acton), and extensive rural back-country (Antelope Valley unincorporated — Leona Valley, Littlerock, Llano, Lake Hughes, Green Valley; Angeles and San Gabriel National Forest fringe; Santa Monica Mountains; Santa Clarita Valley unincorporated fringe). ADU permit review therefore traverses materially different zoning, fire-hazard, and overlay regimes depending on where the parcel sits.

DepartmentLos Angeles County Department of Regional Planning (DRP) — lead planning / zoning authority
Address320 West Temple Street, 13th Floor, Los Angeles, CA 90012
Phone213-974-6411
California state — ADU law and programs

State ADU law

California has the most aggressive statewide ADU preemption regime in the US, built from ~15 bills passed 2019-2025 and enforced by the Department of Housing and Community Development (HCD). The 2026 HCD ADU Handbook addendum (in effect with the 2025 Title 24 code cycle) is the operative state-level reference. The regime does four things at once: (1) preempts local zoning that would ban or unreasonably restrict ADUs; (2) imposes by-right ministerial approval with short statutory deadlines; (3) caps fees and utility-connection charges; and (4) empowers HCD to void non-compliant local ordinances.

State HOA preemption

California has the strongest statewide HOA-preemption regime in the US for accessory dwelling units, built from two bills: AB 670 (2019) voided ADU-prohibiting covenants on single-family residential lots, and AB 3182 (2020) extended and codified the preemption into the Davis-Stirling Common Interest Development Act (Civil Code §§ 4740 / 4741). The combination prohibits common-interest communities from banning ADUs, restricting rentals below 25% of separate interests, or treating ADUs as separate HOA interests. Limits remain: HOAs retain authority over reasonable design standards and statutory height limits, and the 2026 Carlsbad case (CalMatters coverage) established that an HOA's documented design-standards regime can effectively delay or constrain ADU approval short of outright prohibition.

State financing programs

California's flagship state-level ADU financing program — the CalHFA ADU Grant Program — is paused and has not been refunded since the original $100 million allocation was fully deployed 2023-12-28. The program provided up to $40,000 per qualifying homeowner for pre-construction and non-recurring closing costs and financed approximately 2,500 ADUs in two rounds. As of 2026-04, no new funding round has been announced in the state budget. CalHFA continues to publish anti-scam warnings because bad actors actively solicit homeowners claiming access to grant funds that no longer exist. State-level financing activity has shifted to local pilot programs (San Francisco, San Jose, Los Angeles, San Diego) and private financing products (Fannie Mae ADU mortgage, HELOC, construction-to-permanent).

State housing programs

California's state-level ADU programs are concentrated at HCD (technical guidance, ordinance review, enforcement) and the paused CalHFA grant pipeline (covered under stateFinancing). The state does not operate a central pre-approved ADU plan library — instead, AB 1332 (2024) created a preemption framework for local pre-approved plans with a 30-day ministerial-approval deadline, and major cities (Los Angeles, San Diego, San Jose, Sacramento, Berkeley) have rolled out their own plan catalogs. The California YIMBY coalition and other housing-policy organizations play an influential role in bill drafting; they are not state agencies but effectively drive much of the ADU legislative agenda. The Title 24 code cycle (now 2025, in effect for 2026 permits) is the authoritative building-code baseline.

Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Codes

  • 90501
  • 90502
  • 90503
  • 90504
  • 90505

Post Office

  • 18080 Crenshaw Blvd, 90504
  • 2510 Monterey St, 90503
  • 291 Del Amo Fashion Sq, 90503
  • 4216 Pacific Coast Hwy, 90505

Locale Names