Washington

Hempstead County portion

ADU Pass helps homeowners in Washington, Hempstead County, Arkansas navigate the permit paperwork for building an accessory dwelling unit. This area covers 2 ZIP codes.

2 ZIP codes

ADU details

ADU legality: allowed

Stateallowed (Arkansas Act 313 of 2025 (HB 1503) - amends Title 14, Subtitle 11 of the Arkansas Code) — Effective 2026-01-01: Arkansas now requires every municipality to allow at least one ADU by-right on most residential lots, caps application fees at $250, and bars cities from imposing owner-occupancy, additional parking, architectural-match aesthetics, or extra utility taps. ADU max = 1,000 sqft or 75% of primary dwelling, whichever is less. Cities may not adopt rules stricter than Act 313 after 2026-01-01.
Countywith-restrictions (Hempstead County - no county-wide zoning ordinance; County Health Dept septic/well permits) — Hempstead County does not operate a planning/zoning office for unincorporated parcels. State on-site wastewater (Arkansas Department of Health) and Arkansas Fire Prevention Code (IRC 2018) apply. Within the incorporated Town of Washington (pop. 94, 2020 census), the town board governs.
Cityallowed (Town of Washington - municipal mayor-council government; Act 313 by-right ADU floor) — Washington is a tiny incorporated town (pop. 94 in 2020) inside Historic Washington State Park, the former 1863-1865 Confederate state capital. The town has no standalone published zoning code; the Hempstead County Courthouse-era buildings are state-park property. Act 313 supplies the ADU by-right floor; new construction inside Historic Washington Historic District (NRHP) triggers Section 106 / Arkansas Historic Preservation Program (AHPP) review when state or federal money is involved.

ADUs are now allowed by-right under Act 313 statewide. Historic Washington's NRHP district status means most new ADUs need design review through AHPP if any state-park-adjacent or grant-funded; on private parcels outside the SP boundary the project is essentially state-floor only. Hope (county seat, 10 mi southeast) handles permits for unincorporated Hempstead County construction.

Cost scenarios

ScenarioSq ft PermitBuildTotal
minimum 300 $250 $56,400 $56,650
600 600 $250 $112,800 $113,050
midpoint 600 $250 $112,800 $113,050
maximum 1,000 $250 $188,000 $188,250
Fee breakdown (as of 2026-04)
Building permit$250
Total$500

Permitting process

Typical duration90 days
Backlog30 days
  1. Confirm parcel jurisdiction and state-park boundary (~7d)
    Determine whether parcel is within Town of Washington corporate limits, within Historic Washington Historic District (NRHP), or unincorporated Hempstead County. The state-park boundary surrounds the historic core; private lots adjoining the park trigger Arkansas Historic Preservation Program (AHPP) review when grant or state funds are involved.
  2. Septic / on-site wastewater design (Arkansas Department of Health) (~30d)
    No municipal sewer in the Town of Washington. Designated Representative completes soil/perc evaluation; ADH issues Permit to Construct an On-Site Wastewater System. Required before structure permit can be issued.
  3. Well permit if no shared water (Arkansas Department of Health) (~21d)
    Town of Washington water service is limited; many parcels rely on private wells. Driller files Notice of Well Construction with ADH. Run in parallel with septic.
  4. AHPP / Section 106 consultation if inside Historic District (~45d)
    Arkansas Historic Preservation Program staff review elevations, materials, fenestration, and siting against the 19th-century streetscape. Period-compatible siding (board-and-batten or clapboard), no vinyl, period-style windows expected. AHPP issues a comment letter.
  5. Town Board / Mayor zoning review (~14d)
    Town of Washington has no full-time zoning officer. Zoning compliance is verified at a town board meeting or via mayor's signature on a setback affidavit. Act 313 floor (by-right ADU) governs.
  6. Building permit through State Fire Marshal / county or contracted inspector (~21d)
    Town of Washington has no in-house inspector. Building permit and inspections are performed by either the State Fire Marshal's office (for non-1-or-2-family) or a third-party AR-licensed inspector contracted by the homeowner; one- and two-family residential is enforceable but rarely staffed locally. Fee capped at $250 by Act 313.
  7. Construction inspections (foundation, framing, MEP rough, final)
    Inspector visits at foundation, framing, MEP rough-in, insulation, and final. Sprinkler is NOT required (Arkansas amendments to IRC R313).
  8. Final inspection + ADH septic final + occupancy (~14d)
    Final building inspection plus ADH septic 'Permit to Operate' issuance. ADU may be occupied once both clear.

Viability (permitted uses)

  • Long-term rental: yes Long-term rental allowed; 94-resident town has minimal rental demand but Hope (10 mi away, county seat) commuter rental viable.
  • Short-term rental: yes (Town of Washington has no STR ordinance; AR state lodging tax applies) STR is a real use case here - Historic Washington SP draws ~80,000 annual visitors; nearby B&B / cabin demand. Arkansas 2% state tourism tax applies; Hempstead County has no county lodging tax.
  • Office rental: with-restrictions Detached office not residential ADU; would require change-of-use review.
  • Home office: yes Home occupation by-right under Act 313 framework.
  • Studio / workshop: yes Artist studio / craft space (Bowie-knife forge replicas, period-craft work) common in this market.
  • Agriculture: yes Rural Hempstead is agricultural; livestock and crops permitted on most parcels.
  • Relative support: yes Family-occupancy ADU explicitly permitted; common pattern for aging-in-place in this rural market.

Incentives

  • ADFA HOME Investment Partnerships Program — Varies (income-qualified) (Owner-occupied rehabilitation in rural counties; ADUs not the primary use case but possible for accessory rental of family member.)
  • Arkansas Historic Rehabilitation Income Tax Credit — 25% of qualified rehabilitation expenses (NRHP-listed structures inside Washington Historic District; new construction does not qualify but rehabilitation of existing accessory outbuildings into ADU does.)

Contacts

DepartmentTown of Washington Mayor / Town Board (volunteer); Hempstead County Judge for unincorporated parcels

Staff: Hempstead County Judge (Chief executive officer for unincorporated Hempstead County), Arkansas Historic Preservation Program (Section 106 / state-review staff for Historic Washington Historic District), Arkansas Department of Health - Hempstead Local Health Unit (On-site wastewater (septic) and well permits), Historic Washington State Park (Adjacent state-park interpretive staff (NOT permitting))

Utilities

  • Water: Town of Washington water (limited mains); private well otherwise · 30d connect · $1,500
  • Sewer: Private septic (Arkansas Department of Health regulated) - no municipal sewer · 45d connect · $8,500
  • Electric: Southwest Arkansas Electric Cooperative · 21d connect · $1,100
  • Gas: CenterPoint Energy (limited service area) or propane · 30d connect

Property values & taxes

Median value$78,400
Median tax$575/yr
Effective rate0.7%

Market rent by ADU size

Sq ftRent
300$525/mo
600$750/mo
800$875/mo
1,000$1,000/mo

Construction timeline

Detached build22 weeks
Conversion12 weeks
Contractor lead4 months

Realistic total: best 8mo · typical 12mo · worst 18mo

Rural southwest Arkansas: thin GC bench; closest specialty trades (sprinkler, structural steel, geothermal) drive 60-90 mi from Texarkana or Hot Springs. Tornado-rated framing (110 mph design wind) and basement / underground storm shelter common preference adds 1-3 weeks.

Modular pathway Arkansas Manufactured Home Commission - modular plan-approval · inspectors are rare with modular

US 67/Southwest Trail corridor accommodates standard 14-foot-wide modules; Historic District streets are narrow and tree-lined - delivery into the District itself can be tight.

Financing

Typical HELOC8.9%
Cash-out refi avg7.6%
Fannie Mae ADUeligible

State ADU loans:

Insurance impact

Annual premium delta$540
Landlord policyrecommended
Umbrella threshold$1M umbrella when STR-renting to Historic Washington SP visitors

Tornado / hail exposure pushes AR rural premiums above national average. State-park-adjacent location may add liability rider for visitors near park land.

HOA prevalence & preemption

% parcels under HOA5%
State HOA preemptionno
Preemption citationAct 313 preempts municipal restrictions but does not void HOA covenants; AR has no HOA-ADU preemption statute

Hempstead County is largely fee-simple unrestricted rural land. HOAs essentially absent in Town of Washington and surrounds.

Regulatory overlays (2)

  • historic-district — Washington Historic District (NRHP, listed 1972) and Historic Washington State Park boundary · +45d · +18% cost
    AHPP design review for materials, massing, fenestration; period-compatible detailing required. Significant cost driver inside the District (~15-20% premium for clapboard, period windows, steep roof pitches). (map)
  • tornado-zone — Hempstead County is in the lower Mississippi Embayment and the broader Dixie Alley tornado corridor · +4% cost
    ASCE 7-22 wind design speed 110 mph (Vult). Storm shelter common voluntary add; FEMA P-320 saferoom adds ~$4-7K. (map)
Technical envelope (climate & building code)

Climate & energy code

IECC climate zone3A
Heating degree days2,750
Cooling degree days2,250
Design low / high18°F / 96°F
Frost depth6"
Design snow load5 psf
Wind design speed110 mph
Seismic design cat.B
Annual rainfall52"
Wildfire exposurelow
Energy codeIECC
Version / adopted2009 / 2014

Building code

Base codeArkansas Fire Prevention Code (IRC 2018 base)
Version year2,018
Adopted2017
Fire sprinklernone
Egress window5.7 sqft min
Min ceiling7 ft
Attic R-valueR-38 min
Wall R-valueR-13 min

Amendments:

Contractor market (aggregate)

Licensed residential GCs12
ADU-specialist GCs1
Laborer median wage$18/hr

Known issues (1)

  • policy-review (since 2025-03) — Towns of Washington's size have no administrative apparatus to receive an ADU application. The practical default is mayor's-office signature plus county/state inspections; this can extend timelines despite the lenient statute. (source)
Arkansas state — ADU law and programs

State ADU law

Arkansas enacted statewide ADU preemption through HB 1503, signed by Governor Sarah Huckabee Sanders on 2025-03-18 as Act 313 of 2025. The act takes effect 2026-01-01. From that date forward, every Arkansas municipality must permit at least one accessory dwelling unit by-right on every single-family-zoned residential parcel; ADUs may not exceed the lesser of 75% of the primary dwelling's floor area or 1,000 square feet; application fees are capped at $250; cities may not require a special-use permit, public hearing, or restrictive covenant as a condition of ADU approval. Existing local ADU regulations that conflict with the act become invalid on the effective date. Cities are free to adopt MORE permissive ADU rules but may not adopt stricter ones after 2026-01-01. Arkansas became the eighth US state to enact statewide ADU preemption.

State financing programs

Arkansas does not operate an ADU-specific statewide loan, grant, or forgivable-loan program. The Arkansas Development Finance Authority (ADFA) is the state's housing finance agency and administers first-time-homebuyer mortgages, down-payment assistance, and the federal Low-Income Housing Tax Credit allocation. None target ADU construction directly, though an ADU-bearing primary residence can qualify for the underlying mortgage when other eligibility criteria are met. Statewide ADU programs may emerge under the Act 313 implementation framework after the 2026-01-01 effective date, but no ADU-specific ADFA program has been announced as of 2026-04-26.

State housing programs

Arkansas's state-level ADU programs operate primarily through the Act 313 preemption framework (effective 2026-01-01) rather than a separate pre-approved-plan catalog or fee-waiver statute. Act 313 itself functions as an effective fee cap (the $250 application-fee ceiling) and prohibits special-use permits or public hearings as approval conditions, which together act as a state-level streamlined-review mandate. Arkansas does not operate a statewide ADU plan library; municipal pre-approved-plan programs may emerge during 2026 implementation.

Federal (United States) — ADU-relevant rules and programs

Federal ADU law

The United States has no federal statute that directly regulates accessory dwelling unit entitlement or design. Land-use authority over ADUs resides with states and local governments under the traditional police power. Federal engagement is limited to financing (Fannie/Freddie/FHA/VA/USDA), flood insurance (FEMA/NFIP), and discretionary housing programs (HUD), which are recorded in sibling sections of this file.

Federal financing programs

Federal housing-finance agencies and GSEs set nationwide underwriting rules that govern whether an ADU can be financed, appraised, and counted toward mortgage qualifying income. The relevant actors are Fannie Mae, Freddie Mac, FHA (HUD), VA, and USDA Rural Development.

Federal tax credits

There is no ADU-specific federal tax credit. ADUs may incidentally qualify for existing federal energy-efficiency and clean-energy tax credits when the ADU construction includes qualifying measures.

Federal housing programs

HUD administers several discretionary programs that can fund ADU-related activity at the grantee's election, but none is an ADU-specific program.

ZIP Codes

  • 71859
  • 71862

Post Office

  • 211 Franklin St, 71862